37323 ZIP Code — Cleveland, TN

Bradley County, Tennessee

ZIP code 37323 is located in Cleveland, Tennessee, within Bradley County. It covers approximately 114.61 square miles and serves a population of 31,188 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37323

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $189,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $65,572. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 37323 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

31,188

population

114.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37323 ZIP code map

Cities in ZIP code 37323

Below are the cities the US Postal Service accepts for ZIP code 37323. Using any city not on this list may result in mail delivery delays.

City	Status
Cleveland	Acceptable
Cleveland	Preferred

Nearby ZIP codes

37311 Cleveland (5.3 mi) 37361 Ocoee (7.8 mi) 37353 Mc Donald (8.6 mi) 37312 Cleveland (9.2 mi) 37362 Old Fort (10.5 mi) 37310 Charleston (11.7 mi) 37307 Benton (11.9 mi) 30710 Cohutta (12 mi) 37302 Apison (12.4 mi) 30711 Crandall (12.6 mi) 37363 Ooltewah (14.3 mi) 37336 Georgetown (15.1 mi)

Demographics updated 05/2026

Population
Total population	31,188
Population density	272 / sq mi
State FIPS	47
County FIPS	011

Geography
Land area	114.61 sq mi
Water area	0.11 sq mi
Latitude	35.0999
Longitude	-84.8229
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.5%	48.4%	45.7%
$50k – $100k	37.1%	31.1%	30.9%
$100k – $200k	17.4%	17.5%	18.3%
Over $200k	3.0%	3.0%	5.1%

Demographics & statistics

31,188

Population

272

People per sq mi

42.8

Median age

$65,572

Median household income

$31,944

Per capita income

$189,900

Median home value

$905

Median monthly rent

78.9%

Home ownership

9.8%

Poverty rate

6.7%

Unemployment

10,331

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

741

Under 5

723

1,077

5–9

1,049

952

10–14

927

1,037

15–19

1,011

817

20–24

797

1,839

25–34

1,793

2,028

35–44

1,976

2,397

45–54

2,337

1,184

55–59

1,154

1,160

60–64

1,131

1,457

65–74

1,420

873

75–84

851

231

85+

226

← Male

Female →

Age summary

Group	Count	%
Under 18	7,067	22.7%
18 and over	24,121	77.3%
65 and over	5,058	16.2%
Median age	42.8 years

Race & ethnicity

White 86.7%

Two or more races 5.1%

Hispanic or Latino 4.9%

Black or African American 1.6%

Other race 1.1%

American Indian / Alaska Native 0.5%

Asian 0.1%

Group	Count	%
White	28,430	86.7%
Two or more races	1,662	5.1%
Hispanic or Latino	1,596	4.9%
Black or African American	532	1.6%
Other race	365	1.1%
American Indian / Alaska Native	153	0.5%
Asian	46	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.5%	48.4%	45.7%
$50k – $100k	37.1%	31.1%	30.9%
$100k – $200k	17.4%	17.5%	18.3%
Over $200k	3.0%	3.0%	5.1%

Under $10k 3.1%

$10k–$15k 6.2%

$15k–$25k 7.2%

$25k–$35k 8.1%

$35k–$50k 13.5%

$50k–$75k 19.6%

$75k–$100k 17.2%

$100k–$150k 13.4%

$150k–$200k 6.4%

$200k+ 5.4%

Range	% of households
Under $10k	3.1%
$10k–$15k	6.2%
$15k–$25k	7.2%
$25k–$35k	8.1%
$35k–$50k	13.5%
$50k–$75k	19.6%
$75k–$100k	17.2%
$100k–$150k	13.4%
$150k–$200k	6.4%
$200k+	5.4%
Median income	$65,572

Housing

Home values

Under $50k 8.4%

$50k–$100k 7.4%

$100k–$150k 16.6%

$150k–$200k 22.3%

$200k–$300k 22.9%

$300k–$500k 20.0%

$500k–$1M 1.7%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$189,900
Median rent / month	$905
Owner occupied	78.9%
Renter occupied	21.1%
Vacant	6.9%
Single-family detached	77.5%
Large apartment buildings	0.2%
Mobile homes	13.8%
Median rooms	5.8
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.5%
2010–2019	8.6%
2000–2009	17.6%
1990–1999	23.0%
1980–1989	11.5%
1970–1979	17.4%
1960–1969	10.4%
1950–1959	5.8%
1940–1949	2.9%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.6%
2 bedrooms	22.1%
3 bedrooms	60.3%
4 bedrooms	11.4%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	22.7%
2 vehicles	36.4%
3 or more	37.4%

Heating fuel

Fuel type	%
Utility gas	9.1%
Electricity	83.2%
Propane / LP gas	5.2%
Fuel oil	0.3%
Wood	1.2%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	6,882	57.5%
Cohabiting couple	501	4.2%
Male householder, no spouse	1,848	15.4%
Female householder, no spouse	2,740	22.9%
Households with children under 18	3,901	32.6%
Households with seniors (65+)	3,852	32.2%
Average household size	2.60

Marital status

Status	Male	Female
Never married	24.3%	19.5%
Married	57.4%	56.1%
Separated	0.9%	1.8%
Widowed	3.2%	9.2%
Divorced	14.2%	13.3%

Education

Less than 9th grade 3.8%

Some HS, no diploma 7.6%

HS graduate 34.8%

Some college, no degree 23.9%

Associate's degree 12.2%

Bachelor's degree 12.5%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	210	3.1%
Kindergarten	607	8.9%
Elementary school	2,988	43.6%
High school	1,627	23.8%
College / grad school	1,416	20.7%

Employment

Industry of employment

Manufacturing 22.7%

Education & healthcare 20.2%

Retail trade 12.2%

Other services 9.1%

Professional & management 6.4%

Transportation & utilities 6.0%

Finance & real estate 5.7%

Arts, food & hospitality 5.2%

Public administration 4.8%

Construction 4.4%

Information 1.4%

Wholesale trade 1.1%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	32.5%
Service	15.0%
Sales & office	20.8%
Natural resources & construction	7.9%
Production & transportation	23.8%

Employment type

Type	%
Private sector	79.4%
Government	12.3%
Self-employed	8.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	85.4%
Carpool	8.8%
Public transit	0.0%
Walk	0.1%
Work from home	5.5%
Other means	0.2%
Avg commute (minutes)	24.8

Poverty

All people 9.8%

Under 18 years 8.0%

18 and over 10.4%

Married-couple families 4.7%

Female-led households 21.2%

Income support

Source	% of households
Social Security	37.5%
Retirement income	27.3%
Supplemental Security	5.0%
Cash public assistance	1.5%
Food stamps / SNAP	11.9%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	36.7%
High cholesterol	34.4%
Diabetes	11.9%
Heart disease	7.1%
Stroke	3.4%
Asthma	10.7%
Arthritis	30.3%
Kidney disease	3.0%
Pulmonary disease	9.4%
Cancer	6.4%

Behavior / access	%
Smoking	24.5%
Binge drinking	14.6%
No physical activity	28.8%
Less than 7 hrs sleep	33.7%
Depression	28.1%
Fair or poor health	17.3%
Poor mental health	17.9%
Poor physical health	12.2%
No health insurance	17.5%
Visited doctor (checkup)	76.0%
Visited dentist	53.0%
Cholesterol screening	89.5%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,278	9.4%

Disability	%
Any disability	18.0%
Under 18	7.7%
18–64 years	15.8%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	64.6%
Public insurance	35.0%
No insurance	12.1%
Uninsured under 19	9.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,724	95.3%
Spanish	515	1.7%
Other Indo-European	345	1.2%
Asian & Pacific Islander	159	0.5%
Other languages	11	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	30,235	96.9%
Born in same state	30,057	96.4%
Born in different state	19,616	62.9%
Foreign born	178	0.6%
Naturalized citizen	953	3.1%
Not a US citizen	410	43.0%

Ancestry

Ancestry	Count	%
Italian	4,613	14.8%
French	4,082	13.1%
Arab	3,315	10.6%
English	365	1.2%

Ancestry	Count	%
Dutch	142	0.5%
Polish	123	0.4%
German	47	0.2%
Irish	23	0.1%

Technology access

Metric	% of households
Computer access	38.4%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37323

What city is ZIP code 37323 in?

ZIP code 37323 is primarily assigned to Cleveland, Tennessee.

What county is ZIP code 37323 in?

ZIP code 37323 falls within Bradley County, Tennessee.

Does ZIP code 37323 have a large retiree population?

38% of households in ZIP code 37323 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 37323 have a large veteran population?

9% of civilians in ZIP code 37323 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 37323?

The median home value in ZIP code 37323 is $189,900.

What is the population of ZIP code 37323?

ZIP code 37323 has an estimated population of 31,188 residents, with a density of 272 people per square mile.

What timezone is ZIP code 37323 in?

ZIP code 37323 observes the EST timezone.