37303 ZIP Code — Athens, TN

Mcminn County, Tennessee

ZIP code 37303 is located in Athens, Tennessee, within Mcminn County. It covers approximately 148.94 square miles and serves a population of 25,101 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37303

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $182,700. Owner-occupancy sits near the national average at 68%.

Median household income is $58,466. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

25,101

population

148.94

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37303 ZIP code map

Cities in ZIP code 37303

Below are the cities the US Postal Service accepts for ZIP code 37303. Using any city not on this list may result in mail delivery delays.

City	Status
Athens	Preferred

Nearby ZIP codes

37370 Riceville (5.8 mi) 37309 Calhoun (8.9 mi) 37331 Etowah (9.2 mi) 37826 Niota (10.2 mi) 37329 Englewood (10.8 mi) 37322 Decatur (11.2 mi) 37325 Delano (12.4 mi) 37310 Charleston (12.8 mi) 37874 Sweetwater (16.5 mi) 37307 Benton (17.4 mi) 37354 Madisonville (17.6 mi) 37336 Georgetown (18 mi)

Demographics updated 05/2026

Population
Total population	25,101
Population density	169 / sq mi
State FIPS	47
County FIPS	107

Geography
Land area	148.94 sq mi
Water area	0.02 sq mi
Latitude	35.4202
Longitude	-84.6513
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.5%	53.4%	45.7%
$50k – $100k	28.4%	29.0%	30.9%
$100k – $200k	13.3%	15.2%	18.3%
Over $200k	2.7%	2.4%	5.1%

Demographics & statistics

25,101

Population

169

People per sq mi

42.1

Median age

$58,466

Median household income

$30,307

Per capita income

$182,700

Median home value

$807

Median monthly rent

67.8%

Home ownership

14.9%

Poverty rate

4.5%

Unemployment

8,077

Housing units

21.7%

Bachelor's or higher

Age distribution

Male Female

621

Under 5

631

670

5–9

682

644

10–14

655

794

15–19

808

923

20–24

939

1,553

25–34

1,580

1,445

35–44

1,469

1,651

45–54

1,680

791

55–59

805

868

60–64

883

1,429

65–74

1,453

814

75–84

828

240

85+

245

← Male

Female →

Age summary

Group	Count	%
Under 18	4,659	18.6%
18 and over	20,442	81.4%
65 and over	5,009	20.0%
Median age	42.1 years

Race & ethnicity

White 88.1%

Black or African American 4.8%

Two or more races 4%

Hispanic or Latino 1.5%

Other race 0.8%

Asian 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	22,471	88.1%
Black or African American	1,213	4.8%
Two or more races	1,030	4%
Hispanic or Latino	391	1.5%
Other race	202	0.8%
Asian	170	0.7%
American Indian / Alaska Native	15	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.5%	53.4%	45.7%
$50k – $100k	28.4%	29.0%	30.9%
$100k – $200k	13.3%	15.2%	18.3%
Over $200k	2.7%	2.4%	5.1%

Under $10k 7.8%

$10k–$15k 6.3%

$15k–$25k 6.8%

$25k–$35k 6.9%

$35k–$50k 16.7%

$50k–$75k 19.4%

$75k–$100k 11.9%

$100k–$150k 14.1%

$150k–$200k 5.6%

$200k+ 4.5%

Range	% of households
Under $10k	7.8%
$10k–$15k	6.3%
$15k–$25k	6.8%
$25k–$35k	6.9%
$35k–$50k	16.7%
$50k–$75k	19.4%
$75k–$100k	11.9%
$100k–$150k	14.1%
$150k–$200k	5.6%
$200k+	4.5%
Median income	$58,466

Housing

Home values

Under $50k 6.3%

$50k–$100k 13.0%

$100k–$150k 13.2%

$150k–$200k 23.4%

$200k–$300k 24.2%

$300k–$500k 15.9%

$500k–$1M 3.7%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$182,700
Median rent / month	$807
Owner occupied	67.8%
Renter occupied	32.2%
Vacant	10.6%
Single-family detached	68.2%
Large apartment buildings	2.3%
Mobile homes	13.0%
Median rooms	5.9
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.1%
2010–2019	5.0%
2000–2009	17.9%
1990–1999	15.3%
1980–1989	12.2%
1970–1979	13.0%
1960–1969	11.5%
1950–1959	13.3%
1940–1949	5.2%
1939 or earlier	6.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	5.7%
2 bedrooms	25.3%
3 bedrooms	47.3%
4 bedrooms	15.6%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	30.5%
2 vehicles	35.9%
3 or more	29.8%

Heating fuel

Fuel type	%
Utility gas	26.4%
Electricity	69.0%
Propane / LP gas	1.3%
Fuel oil	0.3%
Wood	2.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	5,138	50.6%
Cohabiting couple	726	7.2%
Male householder, no spouse	1,707	16.8%
Female householder, no spouse	2,581	25.4%
Households with children under 18	2,863	28.2%
Households with seniors (65+)	3,605	35.5%
Average household size	2.37

Marital status

Status	Male	Female
Never married	28.9%	23.0%
Married	52.2%	48.6%
Separated	2.1%	1.5%
Widowed	3.1%	10.5%
Divorced	13.8%	16.4%

Education

Less than 9th grade 4.9%

Some HS, no diploma 8.7%

HS graduate 33.6%

Some college, no degree 21.8%

Associate's degree 9.3%

Bachelor's degree 14.1%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	21.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	253	5.0%
Kindergarten	323	6.4%
Elementary school	2,082	41.5%
High school	1,092	21.8%
College / grad school	1,265	25.2%

Employment

Industry of employment

Manufacturing 25.4%

Education & healthcare 20.3%

Retail trade 13.8%

Other services 6.6%

Arts, food & hospitality 6.5%

Construction 5.9%

Professional & management 5.6%

Transportation & utilities 5.1%

Finance & real estate 3.1%

Public administration 2.9%

Wholesale trade 2.8%

Agriculture & mining 1.1%

Information 0.9%

Occupation

Category	%
Management, business & arts	33.2%
Service	14.5%
Sales & office	18.5%
Natural resources & construction	8.3%
Production & transportation	25.5%

Employment type

Type	%
Private sector	80.7%
Government	11.8%
Self-employed	6.9%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	86.4%
Carpool	8.8%
Public transit	0.0%
Walk	1.2%
Work from home	3.1%
Other means	0.5%
Avg commute (minutes)	21.3

Poverty

All people 14.9%

Under 18 years 15.7%

18 and over 14.7%

Married-couple families 7.5%

Female-led households 20.5%

Income support

Source	% of households
Social Security	42.7%
Retirement income	25.9%
Supplemental Security	5.3%
Cash public assistance	2.0%
Food stamps / SNAP	14.9%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	41.0%
High cholesterol	36.9%
Diabetes	14.1%
Heart disease	8.3%
Stroke	4.1%
Asthma	10.8%
Arthritis	31.2%
Kidney disease	3.5%
Pulmonary disease	10.7%
Cancer	7.1%

Behavior / access	%
Smoking	24.9%
Binge drinking	13.3%
No physical activity	29.1%
Less than 7 hrs sleep	36.7%
Depression	26.2%
Fair or poor health	19.8%
Poor mental health	17.7%
Poor physical health	13.4%
No health insurance	18.0%
Visited doctor (checkup)	75.0%
Visited dentist	53.2%
Cholesterol screening	89.3%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,427	7.0%

Disability	%
Any disability	19.5%
Under 18	7.1%
18–64 years	17.1%
65 and over	38.9%

Health insurance coverage

Type	%
Private insurance	61.1%
Public insurance	41.2%
No insurance	11.9%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	23,849	95.0%
Spanish	451	1.9%
Other Indo-European	315	1.3%
Asian & Pacific Islander	106	0.4%
Other languages	30	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,145	96.2%
Born in same state	23,936	95.4%
Born in different state	15,522	61.8%
Foreign born	209	0.8%
Naturalized citizen	956	3.8%
Not a US citizen	366	38.3%

Ancestry

Ancestry	Count	%
Italian	3,667	14.6%
French	2,659	10.6%
Arab	2,444	9.7%
English	252	1%
Polish	149	0.6%

Ancestry	Count	%
Dutch	59	0.2%
German	52	0.2%
Irish	50	0.2%
Norwegian	23	0.1%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37303

What city is ZIP code 37303 in?

ZIP code 37303 is primarily assigned to Athens, Tennessee.

What county is ZIP code 37303 in?

ZIP code 37303 falls within Mcminn County, Tennessee.

Does ZIP code 37303 have a large retiree population?

43% of households in ZIP code 37303 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 37303?

The median home value in ZIP code 37303 is $182,700.

What is the population of ZIP code 37303?

ZIP code 37303 has an estimated population of 25,101 residents, with a density of 169 people per square mile.

What is the median household income in ZIP code 37303?

The median household income in ZIP code 37303 is $58,466, below the national median of ~$75,000.

What timezone is ZIP code 37303 in?

ZIP code 37303 observes the EST timezone.