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Nebraska ZIP Codes
Phelps County
Bertrand, NE
68927
68927 ZIP Code — Bertrand, NE
Phelps County, Nebraska
ZIP code 68927 is located in
Bertrand ,
Nebraska ,
within Phelps County .
It covers approximately 151.10 square miles and serves a population of
1,133 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 308 .
About ZIP code 68927
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $169,700. Owner-occupancy is high at 82%, well above the national average.
Median household income is $65,556. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
Overall, ZIP code 68927 reflects a community defined by high homeownership and a significant Social Security-dependent population.
68927 ZIP code map
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Cities in ZIP code 68927
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,133
Population density
7 / sq mi
State FIPS
31
County FIPS
137
Geography
Land area
151.10 sq mi
Water area
0.22 sq mi
Latitude
40.5186
Longitude
-99.6429
Timezone
Central (CT)
Area code
308
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.5%
42.8%
39.5%
$50k – $100k
37.6%
32.4%
33.4%
$100k – $200k
19.2%
22.5%
22.0%
Over $200k
1.8%
2.4%
5.2%
Demographics & statistics
$65,556
Median household income
$169,700
Median home value
23.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 293 25.9%
18 and over 840 74.1%
65 and over 254 22.4%
Median age 45.8 years
Race & ethnicity
Black or African American
0.3%
Group Count %
White 1,094 95.2%
Two or more races 26 2.3%
Hispanic or Latino 16 1.4%
Other race 9 0.8%
Black or African American 4 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.5%
42.8%
39.5%
$50k – $100k
37.6%
32.4%
33.4%
$100k – $200k
19.2%
22.5%
22.0%
Over $200k
1.8%
2.4%
5.2%
Range % of households
Under $10k 1.1%
$10k–$15k 3.1%
$15k–$25k 15.3%
$25k–$35k 4.4%
$35k–$50k 16.8%
$50k–$75k 15.3%
$75k–$100k 13.3%
$100k–$150k 27.1%
$150k–$200k 1.5%
$200k+ 2.2%
Median income $65,556
Housing
Housing overview
Metric Value
Median home value $169,700
Median rent / month $796
Owner occupied 82.1%
Renter occupied 17.9%
Vacant 13.3%
Single-family detached 93.9%
Large apartment buildings 0.4%
Mobile homes 3.4%
Median rooms 6.9
Avg household size (owned) 2.22
Year built
Era %
2020 or later 0.0%
2010–2019 0.4%
2000–2009 1.1%
1990–1999 6.4%
1980–1989 6.8%
1970–1979 19.3%
1960–1969 13.6%
1950–1959 7.0%
1940–1949 4.0%
1939 or earlier 41.3%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 1.9%
2 bedrooms 31.6%
3 bedrooms 29.7%
4 bedrooms 19.9%
5+ bedrooms 16.9%
Vehicles per household
Vehicles % of households
No vehicle 1.3%
1 vehicle 16.6%
2 vehicles 30.1%
3 or more 52.0%
Heating fuel
Fuel type %
Utility gas 49.1%
Electricity 41.0%
Propane / LP gas 7.6%
Fuel oil 0.2%
Wood 1.1%
Households & families
Household type Count %
Married-couple family 311 67.9%
Cohabiting couple 16 3.5%
Male householder, no spouse 73 15.9%
Female householder, no spouse 58 12.7%
Households with children under 18 114 24.9%
Households with seniors (65+) 169 36.9%
Average household size 2.43
Marital status
Status Male Female
Never married 24.2% 14.1%
Married 63.0% 71.5%
Separated 0.0% 0.2%
Widowed 5.8% 9.1%
Divorced 7.0% 5.0%
Education
Some college, no degree
30.8%
Graduate / professional
5.9%
Metric %
HS diploma or higher 94.9%
Bachelor's or higher 23.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 28 9.2%
Kindergarten 0 0.0%
Elementary school 134 43.9%
High school 103 33.8%
College / grad school 40 13.1%
Employment
Industry of employment
Education & healthcare
24.0%
Agriculture & mining
23.1%
Finance & real estate
4.6%
Transportation & utilities
4.2%
Professional & management
4.2%
Public administration
3.1%
Arts, food & hospitality
2.1%
Occupation
Category %
Management, business & arts 28.8%
Service 15.8%
Sales & office 19.8%
Natural resources & construction 18.3%
Production & transportation 17.3%
Employment type
Type %
Private sector 79.8%
Government 11.3%
Self-employed 5.4%
Unpaid family workers 3.5%
Commute
Method %
Drive alone 75.4%
Carpool 11.2%
Public transit 0.0%
Walk 3.5%
Work from home 8.8%
Other means 1.0%
Avg commute (minutes) 17.2
Poverty
Married-couple families
14.5%
Female-led households
54.2%
Income support
Source % of households
Social Security 35.8%
Retirement income 17.2%
Supplemental Security 1.1%
Cash public assistance 1.7%
Food stamps / SNAP 7.2%
Health indicators
Condition %
Obesity 36.0%
High blood pressure 34.7%
High cholesterol 35.5%
Diabetes 10.7%
Heart disease 7.3%
Stroke 3.3%
Asthma 8.1%
Arthritis 28.2%
Kidney disease 3.1%
Pulmonary disease 6.3%
Cancer 8.5%
Behavior / access %
Smoking 15.2%
Binge drinking 19.4%
No physical activity 23.0%
Less than 7 hrs sleep 26.6%
Depression 15.9%
Fair or poor health 11.5%
Poor mental health 10.6%
Poor physical health 9.1%
No health insurance 12.4%
Visited doctor (checkup) 72.7%
Visited dentist 68.9%
Cholesterol screening 90.3%
Teeth loss 10.9%
Veterans & disability
Veterans Count %
Civilian veterans 51 6.1%
Disability %
Any disability 7.5%
Under 18 1.4%
18–64 years 5.5%
65 and over 20.3%
Health insurance coverage
Type %
Private insurance 72.5%
Public insurance 32.7%
No insurance 5.5%
Uninsured under 19 4.7%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,065 94.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 1,122 99.0%
Born in same state 1,122 99.0%
Born in different state 948 83.7%
Foreign born 0 0.0%
Naturalized citizen 11 1.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
French 107 9.4%
Italian 75 6.6%
Arab 52 4.6%
Ancestry Count %
Dutch 27 2.4%
English 12 1.1%
Polish 6 0.5%
Technology access
Metric % of households
Computer access 40.4%
Internet access 92.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68927
What city is ZIP code 68927 in?
ZIP code 68927 is primarily assigned to Bertrand, Nebraska.
What county is ZIP code 68927 in?
ZIP code 68927 falls within Phelps County, Nebraska.
Is ZIP code 68927 mostly owner-occupied?
82% of occupied units in ZIP code 68927 are owner-occupied, well above the national average.
Does ZIP code 68927 have a large retiree population?
36% of households in ZIP code 68927 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 68927?
The median home value in ZIP code 68927 is $169,700.
What is the population of ZIP code 68927?
ZIP code 68927 has an estimated population of 1,133 residents, with a density of 7 people per square mile.
What timezone is ZIP code 68927 in?
ZIP code 68927 observes the CST timezone.
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