68949 ZIP Code — Holdrege, NE

Phelps County, Nebraska

ZIP code 68949 is located in Holdrege, Nebraska, within Phelps County. It covers approximately 218.20 square miles and serves a population of 6,606 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68949

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $159,900. Owner-occupancy sits near the national average at 67%.

The gap between median ($60,898) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68949 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

6,606

population

218.20

sq mi land

Standard

ZIP type

Central (CT)

timezone

68949 ZIP code map

Cities in ZIP code 68949

Below are the cities the US Postal Service accepts for ZIP code 68949. Using any city not on this list may result in mail delivery delays.

City	Status
Holdrege	Acceptable
Holdrege	Preferred

Nearby ZIP codes

68940 Funk (8.8 mi) 68958 Loomis (9.4 mi) 68982 Wilcox (12.1 mi) 68924 Axtell (14 mi) 68927 Bertrand (15.3 mi) 68836 Elm Creek (18.5 mi) 68947 Hildreth (18.8 mi) 68967 Oxford (19.8 mi)

Demographics updated 05/2026

Population
Total population	6,606
Population density	30 / sq mi
State FIPS	31
County FIPS	137

Geography
Land area	218.20 sq mi
Water area	0.01 sq mi
Latitude	40.4526
Longitude	-99.3646
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	42.8%	39.5%
$50k – $100k	30.4%	32.4%	33.4%
$100k – $200k	22.9%	22.5%	22.0%
Over $200k	1.9%	2.4%	5.2%

Demographics & statistics

6,606

Population

People per sq mi

41.0

Median age

$60,898

Median household income

$41,821

Per capita income

$159,900

Median home value

$697

Median monthly rent

67.0%

Home ownership

17.6%

Poverty rate

0.7%

Unemployment

2,195

Housing units

27.3%

Bachelor's or higher

Age distribution

Male Female

190

Under 5

191

252

5–9

253

150

10–14

151

193

15–19

194

239

20–24

239

355

25–34

355

369

35–44

370

371

45–54

371

211

55–59

211

246

60–64

247

353

65–74

353

233

75–84

233

138

85+

138

← Male

Female →

Age summary

Group	Count	%
Under 18	1,380	20.9%
18 and over	5,226	79.1%
65 and over	1,448	21.9%
Median age	41.0 years

Race & ethnicity

White 87.3%

Two or more races 5.7%

Hispanic or Latino 5.2%

Black or African American 0.7%

Other race 0.6%

American Indian / Alaska Native 0.4%

Asian 0.1%

Group	Count	%
White	6,084	87.3%
Two or more races	400	5.7%
Hispanic or Latino	360	5.2%
Black or African American	50	0.7%
Other race	41	0.6%
American Indian / Alaska Native	27	0.4%
Asian	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	42.8%	39.5%
$50k – $100k	30.4%	32.4%	33.4%
$100k – $200k	22.9%	22.5%	22.0%
Over $200k	1.9%	2.4%	5.2%

Under $10k 7.7%

$10k–$15k 8.8%

$15k–$25k 10.2%

$25k–$35k 6.6%

$35k–$50k 9.0%

$50k–$75k 14.9%

$75k–$100k 12.8%

$100k–$150k 16.2%

$150k–$200k 5.3%

$200k+ 8.5%

Range	% of households
Under $10k	7.7%
$10k–$15k	8.8%
$15k–$25k	10.2%
$25k–$35k	6.6%
$35k–$50k	9.0%
$50k–$75k	14.9%
$75k–$100k	12.8%
$100k–$150k	16.2%
$150k–$200k	5.3%
$200k+	8.5%
Median income	$60,898

Housing

Home values

Under $50k 5.4%

$50k–$100k 16.9%

$100k–$150k 22.8%

$150k–$200k 20.4%

$200k–$300k 19.8%

$300k–$500k 9.4%

$500k–$1M 5.4%

Housing overview

Metric	Value
Median home value	$159,900
Median rent / month	$697
Owner occupied	67.0%
Renter occupied	33.0%
Vacant	7.5%
Single-family detached	77.6%
Large apartment buildings	3.2%
Mobile homes	4.0%
Median rooms	6.2
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	1.3%
2010–2019	3.3%
2000–2009	7.3%
1990–1999	11.1%
1980–1989	8.7%
1970–1979	12.5%
1960–1969	13.2%
1950–1959	11.6%
1940–1949	10.5%
1939 or earlier	20.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	12.4%
2 bedrooms	30.1%
3 bedrooms	27.5%
4 bedrooms	22.6%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	7.1%
1 vehicle	32.5%
2 vehicles	31.7%
3 or more	28.6%

Heating fuel

Fuel type	%
Utility gas	57.9%
Electricity	36.2%
Propane / LP gas	3.2%
Fuel oil	0.6%
Wood	0.9%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	1,313	45.0%
Cohabiting couple	269	9.2%
Male householder, no spouse	650	22.3%
Female householder, no spouse	687	23.5%
Households with children under 18	820	28.1%
Households with seniors (65+)	964	33.0%
Average household size	2.19

Marital status

Status	Male	Female
Never married	32.6%	22.5%
Married	50.3%	53.9%
Separated	1.0%	0.4%
Widowed	3.3%	11.0%
Divorced	12.7%	12.1%

Education

Less than 9th grade 1.8%

Some HS, no diploma 7.1%

HS graduate 25.8%

Some college, no degree 26.1%

Associate's degree 11.9%

Bachelor's degree 20.6%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	27.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	35	2.7%
Kindergarten	54	4.2%
Elementary school	744	57.8%
High school	277	21.5%
College / grad school	178	13.8%

Employment

Industry of employment

Education & healthcare 27.2%

Manufacturing 12.4%

Retail trade 11.2%

Construction 10.3%

Agriculture & mining 6.9%

Transportation & utilities 6.6%

Professional & management 6.3%

Public administration 5.7%

Finance & real estate 4.6%

Other services 3.7%

Arts, food & hospitality 3.0%

Wholesale trade 2.0%

Information 0.2%

Occupation

Category	%
Management, business & arts	30.3%
Service	19.7%
Sales & office	19.2%
Natural resources & construction	15.4%
Production & transportation	15.4%

Employment type

Type	%
Private sector	68.6%
Government	18.7%
Self-employed	12.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	80.7%
Carpool	13.9%
Public transit	0.0%
Walk	2.9%
Work from home	1.9%
Other means	0.6%
Avg commute (minutes)	15.3

Poverty

All people 17.6%

Under 18 years 25.1%

18 and over 15.7%

Married-couple families 5.4%

Female-led households 53.7%

Income support

Source	% of households
Social Security	33.5%
Retirement income	15.7%
Supplemental Security	8.5%
Cash public assistance	2.2%
Food stamps / SNAP	14.0%

Health indicators

Condition	%
Obesity	36.1%
High blood pressure	34.2%
High cholesterol	34.4%
Diabetes	10.6%
Heart disease	7.4%
Stroke	3.3%
Asthma	8.3%
Arthritis	27.9%
Kidney disease	3.1%
Pulmonary disease	6.4%
Cancer	8.3%

Behavior / access	%
Smoking	15.5%
Binge drinking	19.7%
No physical activity	23.6%
Less than 7 hrs sleep	26.7%
Depression	16.3%
Fair or poor health	12.0%
Poor mental health	11.0%
Poor physical health	9.3%
No health insurance	13.1%
Visited doctor (checkup)	72.2%
Visited dentist	67.7%
Cholesterol screening	89.0%
Teeth loss	11.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	502	9.6%

Disability	%
Any disability	15.5%
Under 18	5.5%
18–64 years	10.3%
65 and over	41.2%

Health insurance coverage

Type	%
Private insurance	73.8%
Public insurance	35.8%
No insurance	6.5%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,225	94.2%
Spanish	123	2.0%
Other Indo-European	123	2.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,450	97.6%
Born in same state	6,425	97.3%
Born in different state	5,091	77.1%
Foreign born	25	0.4%
Naturalized citizen	156	2.4%
Not a US citizen	26	16.7%

Ancestry

Ancestry	Count	%
French	822	12.4%
Italian	636	9.6%
Polish	197	3%
Arab	161	2.4%

Ancestry	Count	%
Dutch	128	1.9%
English	34	0.5%
German	5	0.1%

Technology access

Metric	% of households
Computer access	44.2%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68949

What city is ZIP code 68949 in?

ZIP code 68949 is primarily assigned to Holdrege, Nebraska.

What county is ZIP code 68949 in?

ZIP code 68949 falls within Phelps County, Nebraska.

What is the poverty rate in ZIP code 68949?

18% of residents in ZIP code 68949 live below the poverty line, above the national average.

Does ZIP code 68949 have a large veteran population?

10% of civilians in ZIP code 68949 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 68949?

The median home value in ZIP code 68949 is $159,900.

What is the population of ZIP code 68949?

ZIP code 68949 has an estimated population of 6,606 residents, with a density of 30 people per square mile.

What timezone is ZIP code 68949 in?

ZIP code 68949 observes the CST timezone.