68937 ZIP Code — Elwood, NE

Gosper County, Nebraska

ZIP code 68937 is located in Elwood, Nebraska, within Gosper County. It covers approximately 202.52 square miles and serves a population of 1,827 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68937

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $265,500. Owner-occupancy is high at 83%, well above the national average.

Median household income is $75,521. The poverty rate of 6% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68937 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,827
population
202.52
sq mi land
Standard
ZIP type
Central (CT)
timezone
68937 ZIP code map
Cities in ZIP code 68937

Below are the cities the US Postal Service accepts for ZIP code 68937. Using any city not on this list may result in mail delivery delays.

City Status
Elwood Acceptable
Elwood Preferred
Nearby ZIP codes
69028 Eustis (11.5 mi) 68927 Bertrand (12.1 mi) 68922 Arapahoe (18.4 mi) 68958 Loomis (19 mi) 69029 Farnam (19.7 mi) 68850 Lexington (19.7 mi) 68936 Edison (19.7 mi)
Demographics updated 05/2026
Population
Total population 1,827
Population density 9 / sq mi
State FIPS 31
County FIPS 073
Geography
Land area 202.52 sq mi
Water area 5.44 sq mi
Latitude 40.5798
Longitude -99.8596
Timezone Central (CT)
Area code 308
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 37.0% 35.4% 39.5%
$50k – $100k 42.3% 41.8% 33.4%
$100k – $200k 16.8% 18.9% 22.0%
Over $200k 3.9% 3.9% 5.2%

Demographics & statistics

1,827
Population
9
People per sq mi
55.0
Median age
$75,521
Median household income
$40,884
Per capita income
$265,500
Median home value
$784
Median monthly rent
83.1%
Home ownership
5.5%
Poverty rate
1.1%
Unemployment
1,243
Housing units
28.1%
Bachelor's or higher

Age distribution

Male Female
30
Under 5
29
31
5–9
30
43
10–14
40
56
15–19
53
39
20–24
37
79
25–34
74
70
35–44
66
122
45–54
115
61
55–59
57
110
60–64
105
200
65–74
189
87
75–84
83
11
85+
10
← Male
Female →

Age summary

GroupCount%
Under 1826714.6%
18 and over1,56085.4%
65 and over58031.7%
Median age55.0 years

Race & ethnicity

White 96.9%
Two or more races 1.8%
Hispanic or Latino 0.7%
Black or African American 0.3%
Native Hawaiian / Pacific Islander 0.2%
Other race 0.1%
GroupCount%
White1,78396.9%
Two or more races331.8%
Hispanic or Latino130.7%
Black or African American50.3%
Native Hawaiian / Pacific Islander40.2%
Other race20.1%

Household income

Income range This ZIP County avg State avg
Under $50k 37.0% 35.4% 39.5%
$50k – $100k 42.3% 41.8% 33.4%
$100k – $200k 16.8% 18.9% 22.0%
Over $200k 3.9% 3.9% 5.2%
Under $10k 3.9%
$10k–$15k 0.9%
$15k–$25k 9.8%
$25k–$35k 4.3%
$35k–$50k 8.3%
$50k–$75k 22.7%
$75k–$100k 17.9%
$100k–$150k 18.1%
$150k–$200k 11.5%
$200k+ 2.8%
Range% of households
Under $10k3.9%
$10k–$15k0.9%
$15k–$25k9.8%
$25k–$35k4.3%
$35k–$50k8.3%
$50k–$75k22.7%
$75k–$100k17.9%
$100k–$150k18.1%
$150k–$200k11.5%
$200k+2.8%
Median income$75,521

Housing

Home values

Under $50k 7.8%
$50k–$100k 11.6%
$100k–$150k 10.1%
$150k–$200k 10.2%
$200k–$300k 16.3%
$300k–$500k 34.6%
$500k–$1M 8.9%
$1M+ 0.5%

Housing overview

MetricValue
Median home value$265,500
Median rent / month$784
Owner occupied83.1%
Renter occupied16.9%
Vacant42.0%
Single-family detached90.7%
Large apartment buildings0.4%
Mobile homes5.6%
Median rooms5.7
Avg household size (owned)2.31

Year built

Era%
2020 or later1.4%
2010–20195.4%
2000–20096.2%
1990–19999.9%
1980–198913.4%
1970–197921.3%
1960–196912.5%
1950–195914.9%
1940–19494.4%
1939 or earlier10.7%

Bedrooms

Size% of units
No bedroom (studio)0.9%
1 bedroom5.7%
2 bedrooms35.3%
3 bedrooms30.8%
4 bedrooms14.9%
5+ bedrooms12.4%

Vehicles per household

Vehicles% of households
No vehicle0.6%
1 vehicle18.6%
2 vehicles43.1%
3 or more37.7%

Heating fuel

Fuel type%
Utility gas43.2%
Electricity47.6%
Propane / LP gas5.0%
Wood3.5%
No fuel used0.1%

Households & families

Household typeCount%
Married-couple family50162.7%
Cohabiting couple526.5%
Male householder, no spouse13717.1%
Female householder, no spouse10913.6%
Households with children under 1813617.0%
Households with seniors (65+)35544.4%
Average household size2.25

Marital status

StatusMaleFemale
Never married24.9%16.3%
Married65.6%65.0%
Separated0.2%2.2%
Widowed2.0%8.5%
Divorced7.3%8.1%

Education

Less than 9th grade 0.0%
Some HS, no diploma 4.7%
HS graduate 28.0%
Some college, no degree 24.5%
Associate's degree 14.8%
Bachelor's degree 17.0%
Graduate / professional 11.1%
Metric%
HS diploma or higher95.3%
Bachelor's or higher28.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool144.8%
Kindergarten00.0%
Elementary school13044.8%
High school9031.0%
College / grad school5619.3%

Employment

Industry of employment

Education & healthcare 26.7%
Agriculture & mining 20.7%
Retail trade 11.2%
Manufacturing 8.9%
Wholesale trade 8.1%
Transportation & utilities 5.7%
Construction 3.9%
Public administration 3.9%
Arts, food & hospitality 3.5%
Professional & management 2.9%
Finance & real estate 1.8%
Other services 1.4%
Information 1.1%

Occupation

Category%
Management, business & arts41.0%
Service10.1%
Sales & office13.7%
Natural resources & construction18.8%
Production & transportation16.5%

Employment type

Type%
Private sector71.5%
Government23.0%
Self-employed5.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone78.3%
Carpool16.3%
Public transit0.0%
Walk1.0%
Work from home4.0%
Other means0.3%
Avg commute (minutes)20.9

Poverty

All people 5.5%
Under 18 years 11.1%
18 and over 4.6%
Married-couple families 2.8%
Female-led households 0.0%

Income support

Source% of households
Social Security43.4%
Retirement income24.0%
Supplemental Security2.4%
Cash public assistance0.4%
Food stamps / SNAP4.3%

Health indicators

Condition%
Obesity35.3%
High blood pressure37.1%
High cholesterol36.2%
Diabetes11.1%
Heart disease7.8%
Stroke3.4%
Asthma8.0%
Arthritis28.9%
Kidney disease3.3%
Pulmonary disease6.5%
Cancer9.2%
Behavior / access%
Smoking14.3%
Binge drinking17.8%
No physical activity22.2%
Less than 7 hrs sleep26.5%
Depression15.7%
Fair or poor health11.7%
Poor mental health10.1%
Poor physical health9.2%
No health insurance11.6%
Visited doctor (checkup)73.3%
Visited dentist69.2%
Cholesterol screening91.6%
Teeth loss10.2%

Veterans & disability

VeteransCount%
Civilian veterans1368.7%
Disability%
Any disability15.0%
Under 183.7%
18–64 years9.3%
65 and over30.1%

Health insurance coverage

Type%
Private insurance72.7%
Public insurance38.5%
No insurance8.5%
Uninsured under 1913.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,76896.8%
Spanish80.5%
Other Indo-European40.2%
Asian & Pacific Islander40.2%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,78997.9%
Born in same state1,78997.9%
Born in different state1,36374.6%
Foreign born00.0%
Naturalized citizen382.1%
Not a US citizen1334.2%

Ancestry

AncestryCount%
French21611.8%
Italian21511.8%
Arab1468%
Dutch241.3%
AncestryCount%
English211.1%
Polish160.9%
German80.4%

Technology access

Metric% of households
Computer access43.7%
Internet access96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68937

What city is ZIP code 68937 in?

ZIP code 68937 is primarily assigned to Elwood, Nebraska.

What county is ZIP code 68937 in?

ZIP code 68937 falls within Gosper County, Nebraska.

Does ZIP code 68937 have an older population?

32% of residents in ZIP code 68937 are 65 or older, above the national average of ~17%.

Is ZIP code 68937 mostly owner-occupied?

83% of occupied units in ZIP code 68937 are owner-occupied, well above the national average.

Does ZIP code 68937 have a large retiree population?

43% of households in ZIP code 68937 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 68937?

ZIP code 68937 has an estimated population of 1,827 residents, with a density of 9 people per square mile.

What timezone is ZIP code 68937 in?

ZIP code 68937 observes the CST timezone.

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