56517 ZIP Code — Beltrami, MN

Polk County, Minnesota

ZIP code 56517 is located in Beltrami, Minnesota, within Polk County. It covers approximately 97.10 square miles and serves a population of 279 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56517

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $140,900. Owner-occupancy is high at 84%, well above the national average.

Median household income is $103,750. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56517 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

279

population

97.10

sq mi land

Standard

ZIP type

Central (CT)

timezone

56517 ZIP code map

Cities in ZIP code 56517

Below are the cities the US Postal Service accepts for ZIP code 56517. Using any city not on this list may result in mail delivery delays.

City	Status
Beltrami	Preferred

Nearby ZIP codes

56540 Fertile (12.4 mi) 56568 Nielsville (12.7 mi) 56523 Climax (13.7 mi) 56581 Shelly (14.2 mi) 56736 Mentor (14.5 mi) 56716 Crookston (15.2 mi) 56510 Ada (16.2 mi) 56548 Halstad (18.4 mi)

Demographics updated 05/2026

Population
Total population	279
Population density	3 / sq mi
State FIPS	27
County FIPS	119

Geography
Land area	97.10 sq mi
Water area	0.04 sq mi
Latitude	47.5866
Longitude	-96.4938
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.0%	44.0%	33.6%
$50k – $100k	28.0%	31.7%	31.5%
$100k – $200k	38.3%	20.9%	26.5%
Over $200k	5.6%	3.3%	8.5%

Demographics & statistics

279

Population

People per sq mi

43.2

Median age

$103,750

Median household income

$43,884

Per capita income

$140,900

Median home value

Median monthly rent

84.0%

Home ownership

8.6%

Poverty rate

2.0%

Unemployment

107

Housing units

19.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	82	29.4%
18 and over	197	70.6%
65 and over	54	19.4%
Median age	43.2 years

Race & ethnicity

White 98.2%

Two or more races 1.4%

Hispanic or Latino 0.4%

Group	Count	%
White	275	98.2%
Two or more races	4	1.4%
Hispanic or Latino	1	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.0%	44.0%	33.6%
$50k – $100k	28.0%	31.7%	31.5%
$100k – $200k	38.3%	20.9%	26.5%
Over $200k	5.6%	3.3%	8.5%

Under $10k 2.0%

$10k–$15k 1.0%

$15k–$25k 4.0%

$25k–$35k 3.0%

$35k–$50k 10.0%

$50k–$75k 18.0%

$75k–$100k 11.0%

$100k–$150k 16.0%

$150k–$200k 28.0%

$200k+ 7.0%

Range	% of households
Under $10k	2.0%
$10k–$15k	1.0%
$15k–$25k	4.0%
$25k–$35k	3.0%
$35k–$50k	10.0%
$50k–$75k	18.0%
$75k–$100k	11.0%
$100k–$150k	16.0%
$150k–$200k	28.0%
$200k+	7.0%
Median income	$103,750

Housing

Home values

Under $50k 11.9%

$50k–$100k 15.5%

$100k–$150k 32.1%

$150k–$200k 15.5%

$200k–$300k 16.7%

$300k–$500k 4.8%

$500k–$1M 2.4%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$140,900
Median rent / month	$0
Owner occupied	84.0%
Renter occupied	16.0%
Vacant	18.7%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.4
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	1.6%
1990–1999	2.4%
1980–1989	4.1%
1970–1979	15.4%
1960–1969	0.8%
1950–1959	21.1%
1940–1949	3.3%
1939 or earlier	51.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	22.8%
3 bedrooms	30.1%
4 bedrooms	39.8%
5+ bedrooms	7.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	3.0%
2 vehicles	52.0%
3 or more	42.0%

Heating fuel

Fuel type	%
Utility gas	19.0%
Electricity	13.0%
Propane / LP gas	50.0%
Fuel oil	15.0%
Wood	2.0%

Households & families

Household type	Count	%
Married-couple family	81	81.0%
Cohabiting couple	1	1.0%
Male householder, no spouse	3	3.0%
Female householder, no spouse	15	15.0%
Households with children under 18	35	35.0%
Households with seniors (65+)	33	33.0%
Average household size	2.79

Marital status

Status	Male	Female
Never married	15.0%	21.9%
Married	83.0%	65.8%
Separated	1.0%	0.0%
Widowed	0.0%	8.8%
Divorced	1.0%	3.5%

Education

Less than 9th grade 1.6%

Some HS, no diploma 4.8%

HS graduate 25.4%

Some college, no degree 27.5%

Associate's degree 21.7%

Bachelor's degree 17.5%

Graduate / professional 1.6%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	19.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	1	1.4%
Elementary school	47	67.1%
High school	20	28.6%
College / grad school	2	2.9%

Employment

Industry of employment

Agriculture & mining 25.3%

Education & healthcare 22.6%

Construction 15.8%

Finance & real estate 8.9%

Retail trade 7.5%

Arts, food & hospitality 4.8%

Wholesale trade 4.1%

Other services 4.1%

Manufacturing 2.7%

Public administration 2.1%

Professional & management 1.4%

Transportation & utilities 0.7%

Occupation

Category	%
Management, business & arts	39.0%
Service	18.5%
Sales & office	14.4%
Natural resources & construction	19.9%
Production & transportation	8.2%

Employment type

Type	%
Private sector	69.9%
Government	17.1%
Self-employed	13.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.5%
Carpool	13.8%
Public transit	0.0%
Walk	13.1%
Work from home	10.8%
Other means	0.8%
Avg commute (minutes)	20.1

Poverty

All people 8.6%

Under 18 years 15.9%

18 and over 5.6%

Married-couple families 3.7%

Female-led households 9.1%

Income support

Source	% of households
Social Security	34.0%
Retirement income	18.0%
Supplemental Security	2.0%
Cash public assistance	0.0%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	37.7%
High blood pressure	35.0%
High cholesterol	33.6%
Diabetes	11.3%
Heart disease	7.7%
Stroke	3.5%
Asthma	9.1%
Arthritis	28.2%
Kidney disease	3.3%
Pulmonary disease	6.6%
Cancer	8.8%

Behavior / access	%
Smoking	17.2%
Binge drinking	17.3%
No physical activity	22.5%
Less than 7 hrs sleep	28.9%
Depression	21.6%
Fair or poor health	12.8%
Poor mental health	12.5%
Poor physical health	10.4%
No health insurance	9.6%
Visited doctor (checkup)	75.2%
Visited dentist	69.5%
Cholesterol screening	91.9%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	2	1.0%

Disability	%
Any disability	5.0%
Under 18	2.4%
18–64 years	5.6%
65 and over	7.4%

Health insurance coverage

Type	%
Private insurance	78.1%
Public insurance	34.8%
No insurance	2.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	262	93.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	278	99.6%
Born in same state	278	99.6%
Born in different state	201	72.0%
Foreign born	0	0.0%
Naturalized citizen	1	0.4%
Not a US citizen	1	100.0%

Ancestry

Ancestry	Count	%
Polish	201	72%
Arab	12	4.3%
Italian	10	3.6%

Ancestry	Count	%
French	7	2.5%
English	2	0.7%
Dutch	2	0.7%

Technology access

Metric	% of households
Computer access	35.8%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56517

What city is ZIP code 56517 in?

ZIP code 56517 is primarily assigned to Beltrami, Minnesota.

What county is ZIP code 56517 in?

ZIP code 56517 falls within Polk County, Minnesota.

Is ZIP code 56517 mostly owner-occupied?

84% of occupied units in ZIP code 56517 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 56517?

The median home value in ZIP code 56517 is $140,900.

What is the median household income in ZIP code 56517?

The median household income in ZIP code 56517 is $103,750, above the national median of ~$75,000.

What is the population of ZIP code 56517?

ZIP code 56517 has an estimated population of 279 residents, with a density of 3 people per square mile.

What timezone is ZIP code 56517 in?

ZIP code 56517 observes the CST timezone.