Fertile ZIP Codes — Polk County, MN

There is one unique ZIP code in Fertile, Minnesota and it is 56540. Area code: 218.
1
ZIP codes
173.68
sq mi land
3.34
sq mi water
218
area code
Fertile, MN ZIP code map

About Fertile, MN

Fertile, Minnesota is a small city located in the northwestern corner of the state, serving as the county seat of Polk County. The community carries the spirit of rural Minnesota with a welcoming small-town atmosphere and deep agricultural roots. With the single ZIP code of 56540, Fertile is easy to locate and well-connected to the broader Red River Valley region.

Location & geography

Fertile sits in Polk County in the heart of the Red River Valley, a region historically prized for its exceptionally fertile glacial lake bed soils — a characteristic that likely inspired the city's name. The surrounding area is relatively flat, characteristic of the ancient lakebed of Glacial Lake Agassiz, with nearby cities including Crookston to the northwest approximately 20 miles away and Thief River Falls to the east roughly 30 miles away. The area covers 173.68 square miles of land and 3.34 square miles of water, with the Sand Hill River flowing through the vicinity and contributing to the local waterways.

Community & economy

Fertile has the character of a close-knit agricultural community where farming, local businesses, and community events form the backbone of daily life. The local economy is heavily influenced by crop production, particularly sugar beets, wheat, soybeans, and corn, which thrive in the rich Red River Valley soils. Residents enjoy a quieter pace of life with access to local schools, community services, and the kinds of neighborly connections that define small-town Minnesota living.

Transportation

Fertile is accessible primarily via U.S. Highway 32 and Minnesota State Highway 32, which connect the city to larger regional hubs in the area. The nearest commercial airport with scheduled service is the Thief River Falls Regional Airport, located roughly 30 miles to the east, while the Crookston Municipal Airport — Kirkwood Field also provides general aviation services within a short drive. Personal vehicles are the primary mode of transportation for residents, as is typical in rural northwestern Minnesota.

History

Fertile was established in the late 19th century as settlers, many of Scandinavian descent, were drawn to the region by the promise of the rich glacial soils of the Red River Valley. Agriculture formed the foundation of the community from its earliest days, and the arrival of the railroad helped the town grow into a regional service center for the surrounding farming area. The city's name itself is a testament to the land's extraordinary productivity, which has sustained generations of farming families throughout its history.

Did you know?

One little-known fact about Fertile is that it sits atop some of the most agriculturally productive land in the entire United States, soil formed by the ancient bed of Glacial Lake Agassiz that retreated thousands of years ago. This geological legacy has made the Red River Valley, and Fertile's corner of it, among the most intensively farmed landscapes in North America.

ZIP codes for Fertile, MN (1)
ZIP code City County Map
56540 Fertile Polk View map

Demographics & statistics

1,916
Population
42.0
Median age
$77,188
Median household income
$33,578
Per capita income
$172,700
Median home value
$726
Median monthly rent
85.0%
Home ownership
9.9%
Poverty rate
4.8%
Unemployment
716
Housing units
24.4%
Bachelor's or higher

Age distribution

Male Female
44
Under 5
51
75
5–9
85
71
10–14
80
57
15–19
64
63
20–24
72
81
25–34
93
82
35–44
94
114
45–54
130
49
55–59
56
46
60–64
52
92
65–74
105
65
75–84
75
56
85+
64
← Male
Female →

Age summary

GroupCount%
Under 1850026.1%
18 and over1,41673.9%
65 and over45723.9%
Median age42.0 years

Race & ethnicity

White 94.1%
Hispanic or Latino 2%
Other race 1.9%
Two or more races 1.6%
American Indian / Alaska Native 0.3%
Black or African American 0.1%
Asian 0.1%
GroupCount%
White1,83994.1%
Hispanic or Latino392%
Other race381.9%
Two or more races311.6%
American Indian / Alaska Native50.3%
Black or African American20.1%
Asian10.1%

Household income

Under $10k 2.9%
$10k–$15k 4.9%
$15k–$25k 7.5%
$25k–$35k 6.9%
$35k–$50k 9.9%
$50k–$75k 17.5%
$75k–$100k 15.4%
$100k–$150k 25.6%
$150k–$200k 6.5%
$200k+ 3.0%
Range% of households
Under $10k2.9%
$10k–$15k4.9%
$15k–$25k7.5%
$25k–$35k6.9%
$35k–$50k9.9%
$50k–$75k17.5%
$75k–$100k15.4%
$100k–$150k25.6%
$150k–$200k6.5%
$200k+3.0%
Median income$77,188

Housing

Home values

Under $50k 5.9%
$50k–$100k 18.4%
$100k–$150k 14.1%
$150k–$200k 18.3%
$200k–$300k 27.8%
$300k–$500k 11.8%
$500k–$1M 2.8%
$1M+ 0.9%

Housing overview

MetricValue
Median home value$172,700
Median rent / month$726
Owner occupied85.0%
Renter occupied15.0%
Vacant8.6%
Single-family detached84.3%
Large apartment buildings1.0%
Mobile homes6.1%
Median rooms6.7
Avg household size (owned)2.61

Year built

Era%
2020 or later0.0%
2010–20197.8%
2000–20095.3%
1990–19997.0%
1980–19897.2%
1970–197914.6%
1960–19697.5%
1950–19599.2%
1940–19495.4%
1939 or earlier36.0%

Bedrooms

Size% of units
No bedroom (studio)0.2%
1 bedroom8.0%
2 bedrooms16.6%
3 bedrooms42.7%
4 bedrooms24.1%
5+ bedrooms8.4%

Vehicles per household

Vehicles% of households
No vehicle7.4%
1 vehicle19.6%
2 vehicles44.3%
3 or more28.7%

Heating fuel

Fuel type%
Utility gas13.0%
Electricity25.7%
Propane / LP gas39.5%
Fuel oil15.7%
Wood5.4%

Households & families

Household typeCount%
Married-couple family43957.8%
Cohabiting couple405.3%
Male householder, no spouse13117.3%
Female householder, no spouse14919.6%
Households with children under 1824131.8%
Households with seniors (65+)27436.1%
Average household size2.46

Marital status

StatusMaleFemale
Never married25.6%20.9%
Married61.2%55.6%
Separated0.8%1.4%
Widowed5.3%15.2%
Divorced7.0%7.0%

Education

Less than 9th grade 2.6%
Some HS, no diploma 4.0%
HS graduate 29.7%
Some college, no degree 22.9%
Associate's degree 16.5%
Bachelor's degree 19.6%
Graduate / professional 4.8%
Metric%
HS diploma or higher93.5%
Bachelor's or higher24.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool71.6%
Kindergarten276.2%
Elementary school26660.7%
High school11025.1%
College / grad school286.4%

Employment

Industry of employment

Education & healthcare 23.6%
Retail trade 14.5%
Agriculture & mining 9.9%
Manufacturing 9.9%
Wholesale trade 9.0%
Transportation & utilities 8.9%
Construction 6.9%
Arts, food & hospitality 5.1%
Finance & real estate 3.8%
Other services 3.2%
Professional & management 2.5%
Information 1.4%
Public administration 1.3%

Occupation

Category%
Management, business & arts28.9%
Service12.6%
Sales & office25.3%
Natural resources & construction14.2%
Production & transportation19.0%

Employment type

Type%
Private sector78.6%
Government10.8%
Self-employed9.6%
Unpaid family workers1.0%

Commute

Method%
Drive alone74.1%
Carpool12.5%
Public transit0.0%
Walk4.9%
Other means0.7%
Avg commute (minutes)26.4

Poverty

All people 9.9%
Under 18 years 12.2%
18 and over 9.0%
Married-couple families 4.6%
Female-led households 12.2%

Income support

Source% of households
Social Security36.2%
Retirement income25.3%
Supplemental Security3.6%
Cash public assistance2.8%
Food stamps / SNAP5.3%

Health indicators

Condition%
High blood pressure34.7%
High cholesterol32.8%
Heart disease8.0%
Stroke3.7%
Asthma9.0%
Arthritis28.1%
Kidney disease3.4%
Pulmonary disease6.9%
Cancer8.7%
Behavior / access%
Binge drinking17.8%
No physical activity24.4%
Less than 7 hrs sleep29.6%
Fair or poor health13.8%
Poor mental health12.9%
Poor physical health10.8%
No health insurance11.0%
Visited doctor (checkup)74.3%
Visited dentist66.8%
Cholesterol screening90.9%
Teeth loss12.3%

Veterans & disability

VeteransCount%
Civilian veterans1248.8%
Disability%
Any disability10.9%
Under 181.8%
18–64 years8.4%
65 and over28.1%

Health insurance coverage

Type%
Private insurance67.8%
Public insurance44.7%
Uninsured under 1911.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,82195.0%
Spanish191.0%
Other Indo-European30.2%
Asian & Pacific Islander90.5%
Other languages70.4%

Place of birth & citizenship

OriginCount%
Native born (US)1,90399.3%
Born in same state1,90199.2%
Born in different state1,34970.4%
Foreign born20.1%
Naturalized citizen130.7%
Not a US citizen1184.6%

Ancestry

AncestryCount%
Polish86945.4%
Arab1075.6%
Italian764%
French643.3%
AncestryCount%
English361.9%
German211.1%
Dutch60.3%
Irish30.2%

Technology access

Metric% of households
Computer access39.6%
Internet access88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Fertile, MN have?
Fertile, MN has one ZIP code: 56540. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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