56523 ZIP Code — Climax, MN

Polk County, Minnesota

ZIP code 56523 is located in Climax, Minnesota, within Polk County. It covers approximately 78.75 square miles and serves a population of 395 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56523

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $155,000. Owner-occupancy is high at 82%, well above the national average.

Median household income is $75,625. The poverty rate of 7% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Overall, ZIP code 56523 reflects a community defined by high homeownership and a significant Social Security-dependent population.

395
population
78.75
sq mi land
Standard
ZIP type
Central (CT)
timezone
56523 ZIP code map
Cities in ZIP code 56523

Below are the cities the US Postal Service accepts for ZIP code 56523. Using any city not on this list may result in mail delivery delays.

City Status
Climax Acceptable
Climax Preferred
Nearby ZIP codes
56568 Nielsville (9.1 mi) 56723 Fisher (13.3 mi) 56716 Crookston (13.4 mi) 56517 Beltrami (13.7 mi) 58218 Buxton (14.2 mi) 56581 Shelly (15.2 mi) 58275 Reynolds (17.2 mi) 58278 Thompson (18.7 mi)
Demographics updated 05/2026
Population
Total population 395
Population density 5 / sq mi
State FIPS 27
County FIPS 119
Geography
Land area 78.75 sq mi
Water area 0.00 sq mi
Latitude 47.6734
Longitude -96.7592
Timezone Central (CT)
Area code 218
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 33.7% 44.0% 33.6%
$50k – $100k 34.3% 31.7% 31.5%
$100k – $200k 30.9% 20.9% 26.5%
Over $200k 1.1% 3.3% 8.5%

Demographics & statistics

395
Population
5
People per sq mi
41.5
Median age
$75,625
Median household income
$37,890
Per capita income
$155,000
Median home value
$663
Median monthly rent
81.5%
Home ownership
6.6%
Poverty rate
2.6%
Unemployment
144
Housing units
34.2%
Bachelor's or higher

Age distribution

Male Female
15
Under 5
13
12
5–9
11
13
10–14
12
24
15–19
21
3
20–24
2
23
25–34
20
23
35–44
19
18
45–54
16
13
55–59
12
20
60–64
17
30
65–74
25
16
75–84
13
2
85+
2
← Male
Female →

Age summary

GroupCount%
Under 1810626.8%
18 and over28973.2%
65 and over8822.3%
Median age41.5 years

Race & ethnicity

White 89.4%
Hispanic or Latino 5%
Other race 4.3%
Two or more races 1%
American Indian / Alaska Native 0.2%
GroupCount%
White37289.4%
Hispanic or Latino215%
Other race184.3%
Two or more races41%
American Indian / Alaska Native10.2%

Household income

Income range This ZIP County avg State avg
Under $50k 33.7% 44.0% 33.6%
$50k – $100k 34.3% 31.7% 31.5%
$100k – $200k 30.9% 20.9% 26.5%
Over $200k 1.1% 3.3% 8.5%
Under $10k 4.5%
$10k–$15k 2.5%
$15k–$25k 3.8%
$25k–$35k 3.8%
$35k–$50k 19.1%
$50k–$75k 15.9%
$75k–$100k 14.6%
$100k–$150k 19.7%
$150k–$200k 6.4%
$200k+ 9.6%
Range% of households
Under $10k4.5%
$10k–$15k2.5%
$15k–$25k3.8%
$25k–$35k3.8%
$35k–$50k19.1%
$50k–$75k15.9%
$75k–$100k14.6%
$100k–$150k19.7%
$150k–$200k6.4%
$200k+9.6%
Median income$75,625

Housing

Home values

Under $50k 16.4%
$50k–$100k 18.8%
$100k–$150k 14.1%
$150k–$200k 16.4%
$200k–$300k 21.1%
$300k–$500k 10.2%
$500k–$1M 2.3%
$1M+ 0.8%

Housing overview

MetricValue
Median home value$155,000
Median rent / month$663
Owner occupied81.5%
Renter occupied18.5%
Vacant9.2%
Single-family detached81.5%
Large apartment buildings0.0%
Mobile homes8.7%
Median rooms6.1
Avg household size (owned)2.62

Year built

Era%
2020 or later0.0%
2010–20192.3%
2000–20098.1%
1990–19994.6%
1980–19896.9%
1970–197923.7%
1960–19695.8%
1950–19594.0%
1940–19498.1%
1939 or earlier36.4%

Bedrooms

Size% of units
No bedroom (studio)2.3%
1 bedroom10.4%
2 bedrooms14.5%
3 bedrooms44.5%
4 bedrooms18.5%
5+ bedrooms9.8%

Vehicles per household

Vehicles% of households
No vehicle3.8%
1 vehicle23.6%
2 vehicles40.1%
3 or more32.5%

Heating fuel

Fuel type%
Electricity30.6%
Propane / LP gas49.0%
Fuel oil12.1%
Wood8.3%

Households & families

Household typeCount%
Married-couple family8654.8%
Cohabiting couple138.3%
Male householder, no spouse3723.6%
Female householder, no spouse2113.4%
Households with children under 185434.4%
Households with seniors (65+)5937.6%
Average household size2.52

Marital status

StatusMaleFemale
Never married32.7%27.8%
Married56.5%53.0%
Separated0.0%2.0%
Widowed1.2%3.3%
Divorced9.5%13.9%

Education

Less than 9th grade 2.2%
Some HS, no diploma 4.1%
HS graduate 27.1%
Some college, no degree 23.0%
Associate's degree 9.3%
Bachelor's degree 28.3%
Graduate / professional 5.9%
Metric%
HS diploma or higher93.7%
Bachelor's or higher34.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten54.9%
Elementary school3938.2%
High school4039.2%
College / grad school1817.6%

Employment

Industry of employment

Education & healthcare 33.7%
Agriculture & mining 20.0%
Construction 9.5%
Manufacturing 7.4%
Transportation & utilities 7.4%
Retail trade 6.3%
Other services 4.7%
Arts, food & hospitality 3.2%
Professional & management 2.6%
Finance & real estate 2.1%
Wholesale trade 1.6%
Public administration 1.6%

Occupation

Category%
Management, business & arts40.0%
Service12.6%
Sales & office12.1%
Natural resources & construction23.7%
Production & transportation11.6%

Employment type

Type%
Private sector71.6%
Government18.9%
Self-employed9.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone75.4%
Carpool19.1%
Public transit0.0%
Walk3.8%
Work from home1.6%
Other means0.0%
Avg commute (minutes)20.6

Poverty

All people 6.6%
Under 18 years 7.5%
18 and over 6.2%
Married-couple families 0.0%
Female-led households 12.5%

Income support

Source% of households
Social Security40.8%
Retirement income30.6%
Supplemental Security1.9%
Cash public assistance3.2%
Food stamps / SNAP10.2%

Health indicators

Condition%
Obesity37.7%
High blood pressure30.4%
High cholesterol29.4%
Diabetes9.5%
Heart disease6.3%
Stroke2.9%
Asthma8.9%
Arthritis23.8%
Kidney disease2.8%
Pulmonary disease5.6%
Cancer7.1%
Behavior / access%
Smoking18.1%
Binge drinking20.2%
No physical activity21.4%
Less than 7 hrs sleep29.9%
Depression22.0%
Fair or poor health11.8%
Poor mental health13.2%
Poor physical health9.5%
No health insurance10.6%
Visited doctor (checkup)72.1%
Visited dentist68.5%
Cholesterol screening90.0%
Teeth loss10.4%

Veterans & disability

VeteransCount%
Civilian veterans238.0%
Disability%
Any disability10.9%
Under 180.0%
18–64 years9.5%
65 and over27.3%

Health insurance coverage

Type%
Private insurance59.2%
Public insurance55.2%
No insurance6.1%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only36792.9%
Spanish30.8%
Other Indo-European30.8%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)38697.7%
Born in same state38597.5%
Born in different state19850.1%
Foreign born10.3%
Naturalized citizen92.3%
Not a US citizen222.2%

Ancestry

AncestryCount%
Polish15639.5%
Italian225.6%
French205.1%
AncestryCount%
English71.8%
German10.3%
Arab10.3%

Technology access

Metric% of households
Computer access39.7%
Internet access93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56523

What city is ZIP code 56523 in?

ZIP code 56523 is primarily assigned to Climax, Minnesota.

What county is ZIP code 56523 in?

ZIP code 56523 falls within Polk County, Minnesota.

Is ZIP code 56523 mostly owner-occupied?

82% of occupied units in ZIP code 56523 are owner-occupied, well above the national average.

Does ZIP code 56523 have a large retiree population?

41% of households in ZIP code 56523 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 56523?

The median home value in ZIP code 56523 is $155,000.

What is the population of ZIP code 56523?

ZIP code 56523 has an estimated population of 395 residents, with a density of 5 people per square mile.

What timezone is ZIP code 56523 in?

ZIP code 56523 observes the CST timezone.

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