38220 ZIP Code — Atwood, TN

Carroll County, Tennessee

ZIP code 38220 is located in Atwood, Tennessee, within Carroll County. It covers approximately 38.40 square miles and serves a population of 1,969 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38220

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $90,800. Owner-occupancy is high at 87%, well above the national average.

Median household income is $44,009. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 38220 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,969

population

38.40

sq mi land

Standard

ZIP type

Central (CT)

timezone

38220 ZIP code map

Cities in ZIP code 38220

Below are the cities the US Postal Service accepts for ZIP code 38220. Using any city not on this list may result in mail delivery delays.

City	Status
Atwood	Preferred

Nearby ZIP codes

38258 Trezevant (3.1 mi) 38316 Bradford (8.9 mi) 38358 Milan (9.3 mi) 38348 Lavinia (10.3 mi) 38344 Huntingdon (11.9 mi) 38201 Mc Kenzie (11.9 mi) 38230 Greenfield (12.6 mi) 38321 Cedar Grove (13.9 mi) 38229 Gleason (15.5 mi) 38355 Medina (16.4 mi) 38369 Rutherford (18.6 mi) 38382 Trenton (19.1 mi)

Demographics updated 05/2026

Population
Total population	1,969
Population density	51 / sq mi
State FIPS	47
County FIPS	017

Geography
Land area	38.40 sq mi
Water area	0.06 sq mi
Latitude	36.0100
Longitude	-88.6586
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.0%	57.5%	45.7%
$50k – $100k	32.2%	28.4%	30.9%
$100k – $200k	5.1%	12.8%	18.3%
Over $200k	0.7%	1.3%	5.1%

Demographics & statistics

1,969

Population

People per sq mi

36.1

Median age

$44,009

Median household income

$21,911

Per capita income

$90,800

Median home value

$702

Median monthly rent

86.8%

Home ownership

14.2%

Poverty rate

10.6%

Unemployment

874

Housing units

18.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

108

15–19

20–24

115

25–34

139

35–44

45–54

115

55–59

60–64

110

65–74

134

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	530	26.9%
18 and over	1,439	73.1%
65 and over	397	20.2%
Median age	36.1 years

Race & ethnicity

White 79.4%

Two or more races 9.3%

Black or African American 7%

Hispanic or Latino 3.4%

Other race 0.9%

Group	Count	%
White	1,618	79.4%
Two or more races	190	9.3%
Black or African American	143	7%
Hispanic or Latino	69	3.4%
Other race	18	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.0%	57.5%	45.7%
$50k – $100k	32.2%	28.4%	30.9%
$100k – $200k	5.1%	12.8%	18.3%
Over $200k	0.7%	1.3%	5.1%

Under $10k 1.0%

$10k–$15k 5.7%

$15k–$25k 11.1%

$25k–$35k 20.4%

$35k–$50k 16.6%

$50k–$75k 14.5%

$75k–$100k 21.8%

$100k–$150k 7.1%

$150k–$200k 1.7%

Range	% of households
Under $10k	1.0%
$10k–$15k	5.7%
$15k–$25k	11.1%
$25k–$35k	20.4%
$35k–$50k	16.6%
$50k–$75k	14.5%
$75k–$100k	21.8%
$100k–$150k	7.1%
$150k–$200k	1.7%
Median income	$44,009

Housing

Home values

Under $50k 11.6%

$50k–$100k 47.0%

$100k–$150k 16.9%

$150k–$200k 8.8%

$200k–$300k 6.8%

$300k–$500k 8.9%

Housing overview

Metric	Value
Median home value	$90,800
Median rent / month	$702
Owner occupied	86.8%
Renter occupied	13.2%
Vacant	17.2%
Single-family detached	77.3%
Large apartment buildings	0.0%
Mobile homes	13.6%
Median rooms	5.9
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	13.8%
1990–1999	12.3%
1980–1989	5.6%
1970–1979	25.5%
1960–1969	18.9%
1950–1959	14.1%
1940–1949	1.6%
1939 or earlier	7.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.7%
2 bedrooms	18.9%
3 bedrooms	56.0%
4 bedrooms	16.7%
5+ bedrooms	5.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	23.8%
2 vehicles	45.6%
3 or more	29.3%

Heating fuel

Fuel type	%
Utility gas	52.0%
Electricity	41.0%
Propane / LP gas	3.4%
Solar	3.4%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	433	53.3%
Cohabiting couple	28	3.4%
Male householder, no spouse	137	16.9%
Female householder, no spouse	214	26.4%
Households with children under 18	247	30.4%
Households with seniors (65+)	271	33.4%
Average household size	2.42

Marital status

Status	Male	Female
Never married	20.4%	21.0%
Married	61.6%	51.5%
Separated	0.0%	0.2%
Widowed	4.9%	9.8%
Divorced	13.1%	17.5%

Education

Less than 9th grade 8.2%

Some HS, no diploma 7.7%

HS graduate 42.5%

Some college, no degree 18.5%

Associate's degree 5.1%

Bachelor's degree 15.5%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	84.1%
Bachelor's or higher	18.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	3.2%
Kindergarten	36	8.3%
Elementary school	220	50.9%
High school	127	29.4%
College / grad school	35	8.1%

Employment

Industry of employment

Education & healthcare 24.4%

Manufacturing 21.6%

Construction 15.3%

Retail trade 11.9%

Transportation & utilities 5.3%

Public administration 5.3%

Professional & management 4.9%

Wholesale trade 3.9%

Arts, food & hospitality 3.3%

Other services 2.4%

Finance & real estate 0.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	24.8%
Service	11.1%
Sales & office	24.1%
Natural resources & construction	15.9%
Production & transportation	24.1%

Employment type

Type	%
Private sector	71.2%
Government	20.1%
Self-employed	8.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.8%
Carpool	14.1%
Public transit	0.0%
Walk	0.0%
Work from home	4.3%
Other means	0.7%
Avg commute (minutes)	32.0

Poverty

All people 14.2%

Under 18 years 29.7%

18 and over 8.7%

Married-couple families 5.5%

Female-led households 34.3%

Income support

Source	% of households
Social Security	42.1%
Retirement income	23.0%
Supplemental Security	10.8%
Cash public assistance	0.1%
Food stamps / SNAP	12.8%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	43.4%
High cholesterol	36.9%
Diabetes	14.8%
Heart disease	8.5%
Stroke	4.3%
Asthma	11.0%
Arthritis	33.7%
Kidney disease	3.6%
Pulmonary disease	10.6%
Cancer	7.4%

Behavior / access	%
Smoking	24.2%
Binge drinking	12.6%
No physical activity	28.9%
Less than 7 hrs sleep	36.4%
Depression	25.5%
Fair or poor health	20.4%
Poor mental health	17.1%
Poor physical health	13.6%
No health insurance	17.4%
Visited doctor (checkup)	76.7%
Visited dentist	53.0%
Cholesterol screening	90.7%
Teeth loss	20.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	104	7.2%

Disability	%
Any disability	19.5%
Under 18	7.5%
18–64 years	19.4%
65 and over	35.8%

Health insurance coverage

Type	%
Private insurance	52.7%
Public insurance	57.3%
No insurance	7.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,862	94.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,936	98.3%
Born in same state	1,920	97.5%
Born in different state	1,524	77.4%
Foreign born	16	0.8%
Naturalized citizen	33	1.7%
Not a US citizen	24	72.7%

Ancestry

Ancestry	Count	%
Arab	571	29%
French	154	7.8%
Italian	74	3.8%
Polish	14	0.7%

Ancestry	Count	%
Irish	9	0.5%
German	5	0.3%
Dutch	3	0.2%

Technology access

Metric	% of households
Computer access	41.2%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38220

What city is ZIP code 38220 in?

ZIP code 38220 is primarily assigned to Atwood, Tennessee.

What county is ZIP code 38220 in?

ZIP code 38220 falls within Carroll County, Tennessee.

Is ZIP code 38220 mostly owner-occupied?

87% of occupied units in ZIP code 38220 are owner-occupied, well above the national average.

Does ZIP code 38220 have a large retiree population?

42% of households in ZIP code 38220 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38220?

The median home value in ZIP code 38220 is $90,800.

What is the median household income in ZIP code 38220?

The median household income in ZIP code 38220 is $44,009, below the national median of ~$75,000.

What timezone is ZIP code 38220 in?

ZIP code 38220 observes the CST timezone.