42020 ZIP Code — Almo, KY

Calloway County, Kentucky

ZIP code 42020 is located in Almo, Kentucky, within Calloway County. It covers approximately 24.24 square miles and serves a population of 2,171 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42020

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $155,000. Owner-occupancy is high at 98%, well above the national average.

Median household income is $57,665. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 42020 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,171

population

24.24

sq mi land

Standard

ZIP type

Central (CT)

timezone

42020 ZIP code map

Cities in ZIP code 42020

Below are the cities the US Postal Service accepts for ZIP code 42020. Using any city not on this list may result in mail delivery delays.

City	Status
Almo	Acceptable
Almo	Preferred

Nearby ZIP codes

42036 Dexter (2.9 mi) 42071 Murray (4 mi) 42048 Hardin (5.4 mi) 42054 Kirksey (7.6 mi) 42049 Hazel (11.4 mi) 42025 Benton (11.9 mi) 42076 New Concord (13.3 mi) 42040 Farmington (14.4 mi) 42079 Sedalia (18.6 mi) 42044 Gilbertsville (18.8 mi) 38251 Puryear (19 mi) 42082 Symsonia (19.8 mi)

Demographics updated 05/2026

Population
Total population	2,171
Population density	90 / sq mi
State FIPS	21
County FIPS	035

Geography
Land area	24.24 sq mi
Water area	0.11 sq mi
Latitude	36.6971
Longitude	-88.2822
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.6%	56.5%	47.9%
$50k – $100k	27.6%	28.2%	30.3%
$100k – $200k	12.1%	13.0%	17.6%
Over $200k	4.7%	2.3%	4.2%

Demographics & statistics

2,171

Population

People per sq mi

35.1

Median age

$57,665

Median household income

$24,783

Per capita income

$155,000

Median home value

$681

Median monthly rent

97.7%

Home ownership

8.8%

Poverty rate

1.3%

Unemployment

900

Housing units

31.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

115

5–9

138

113

10–14

136

15–19

20–24

163

25–34

197

181

35–44

219

45–54

55–59

60–64

104

65–74

126

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	631	29.1%
18 and over	1,540	70.9%
65 and over	353	16.3%
Median age	35.1 years

Race & ethnicity

White 94.4%

Two or more races 5.3%

Hispanic or Latino 0.3%

Group	Count	%
White	2,055	94.4%
Two or more races	115	5.3%
Hispanic or Latino	6	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.6%	56.5%	47.9%
$50k – $100k	27.6%	28.2%	30.3%
$100k – $200k	12.1%	13.0%	17.6%
Over $200k	4.7%	2.3%	4.2%

Under $10k 0.5%

$10k–$15k 8.6%

$15k–$25k 11.9%

$25k–$35k 12.8%

$35k–$50k 6.3%

$50k–$75k 26.0%

$75k–$100k 15.2%

$100k–$150k 14.7%

$150k–$200k 2.4%

$200k+ 1.6%

Range	% of households
Under $10k	0.5%
$10k–$15k	8.6%
$15k–$25k	11.9%
$25k–$35k	12.8%
$35k–$50k	6.3%
$50k–$75k	26.0%
$75k–$100k	15.2%
$100k–$150k	14.7%
$150k–$200k	2.4%
$200k+	1.6%
Median income	$57,665

Housing

Home values

Under $50k 10.9%

$50k–$100k 21.6%

$100k–$150k 15.6%

$150k–$200k 16.7%

$200k–$300k 21.0%

$300k–$500k 14.3%

Housing overview

Metric	Value
Median home value	$155,000
Median rent / month	$681
Owner occupied	97.7%
Renter occupied	2.3%
Vacant	9.1%
Single-family detached	86.0%
Large apartment buildings	0.0%
Mobile homes	12.0%
Median rooms	5.7
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.0%
2010–2019	15.8%
2000–2009	20.1%
1990–1999	20.1%
1980–1989	7.8%
1970–1979	12.8%
1960–1969	12.2%
1950–1959	3.8%
1940–1949	3.3%
1939 or earlier	4.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.2%
2 bedrooms	12.4%
3 bedrooms	65.2%
4 bedrooms	14.3%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	25.6%
2 vehicles	37.6%
3 or more	30.9%

Heating fuel

Fuel type	%
Utility gas	30.2%
Electricity	46.2%
Propane / LP gas	21.9%
Fuel oil	0.5%
Wood	1.2%

Households & families

Household type	Count	%
Married-couple family	427	51.1%
Cohabiting couple	39	4.7%
Male householder, no spouse	93	11.1%
Female householder, no spouse	276	33.1%
Households with children under 18	395	47.3%
Households with seniors (65+)	278	33.3%
Average household size	2.60

Marital status

Status	Male	Female
Never married	28.1%	14.5%
Married	59.4%	44.8%
Separated	0.0%	5.8%
Widowed	0.0%	17.0%
Divorced	12.5%	17.9%

Education

Less than 9th grade 4.4%

Some HS, no diploma 6.6%

HS graduate 29.2%

Some college, no degree 24.7%

Associate's degree 3.4%

Bachelor's degree 17.4%

Graduate / professional 14.4%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	31.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	16	2.2%
Kindergarten	38	5.3%
Elementary school	448	62.7%
High school	109	15.2%
College / grad school	104	14.5%

Employment

Industry of employment

Education & healthcare 23.2%

Retail trade 19.4%

Construction 12.3%

Manufacturing 11.4%

Finance & real estate 7.6%

Arts, food & hospitality 6.2%

Other services 5.2%

Transportation & utilities 4.8%

Agriculture & mining 3.6%

Public administration 3.5%

Professional & management 2.7%

Occupation

Category	%
Management, business & arts	36.2%
Service	14.9%
Sales & office	20.6%
Natural resources & construction	16.8%
Production & transportation	11.6%

Employment type

Type	%
Private sector	73.6%
Government	22.5%
Self-employed	3.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.7%
Carpool	11.4%
Public transit	0.0%
Walk	0.0%
Work from home	0.9%
Other means	0.9%
Avg commute (minutes)	19.1

Poverty

All people 8.8%

Under 18 years 5.2%

18 and over 10.2%

Married-couple families 1.2%

Female-led households 32.4%

Income support

Source	% of households
Social Security	33.5%
Retirement income	28.7%
Supplemental Security	7.9%
Cash public assistance	0.0%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	37.7%
High cholesterol	37.9%
Diabetes	11.0%
Heart disease	7.0%
Stroke	3.1%
Asthma	10.8%
Arthritis	29.5%
Kidney disease	2.9%
Pulmonary disease	9.5%
Cancer	6.6%

Behavior / access	%
Smoking	21.9%
Binge drinking	15.7%
No physical activity	28.0%
Less than 7 hrs sleep	38.5%
Depression	25.7%
Fair or poor health	18.1%
Poor mental health	17.3%
Poor physical health	12.9%
No health insurance	9.5%
Visited doctor (checkup)	76.9%
Visited dentist	60.1%
Cholesterol screening	90.7%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	53	3.4%

Disability	%
Any disability	20.7%
Under 18	6.5%
18–64 years	19.6%
65 and over	49.6%

Health insurance coverage

Type	%
Private insurance	80.1%
Public insurance	28.4%
No insurance	2.4%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,120	97.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,165	99.7%
Born in same state	2,150	99.0%
Born in different state	1,567	72.2%
Foreign born	15	0.7%
Naturalized citizen	6	0.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	434	20%
Italian	206	9.5%

Ancestry	Count	%
Arab	162	7.5%
German	6	0.3%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42020

What city is ZIP code 42020 in?

ZIP code 42020 is primarily assigned to Almo, Kentucky.

What county is ZIP code 42020 in?

ZIP code 42020 falls within Calloway County, Kentucky.

Is ZIP code 42020 mostly owner-occupied?

98% of occupied units in ZIP code 42020 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 42020?

The median home value in ZIP code 42020 is $155,000.

What is the population of ZIP code 42020?

ZIP code 42020 has an estimated population of 2,171 residents, with a density of 90 people per square mile.

What is the median household income in ZIP code 42020?

The median household income in ZIP code 42020 is $57,665, below the national median of ~$75,000.

What timezone is ZIP code 42020 in?

ZIP code 42020 observes the CST timezone.