42076 ZIP Code — New Concord, KY

Calloway County, Kentucky

ZIP code 42076 is located in New Concord, Kentucky, within Calloway County. It covers approximately 41.09 square miles and serves a population of 838 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42076

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $89,700. Owner-occupancy sits near the national average at 70%.

Median household income is $31,182. 69% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 24% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 30%.

Overall, ZIP code 42076 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

838

population

41.09

sq mi land

Standard

ZIP type

Central (CT)

timezone

42076 ZIP code map

Cities in ZIP code 42076

Below are the cities the US Postal Service accepts for ZIP code 42076. Using any city not on this list may result in mail delivery delays.

City	Status
New Concord	Acceptable
New Concord	Preferred

Nearby ZIP codes

38222 Buchanan (10.3 mi) 42071 Murray (10.8 mi) 42036 Dexter (12.6 mi) 42049 Hazel (12.6 mi) 37058 Dover (12.8 mi) 42020 Almo (13.3 mi) 37028 Bumpus Mills (14.8 mi) 42048 Hardin (15.7 mi) 38251 Puryear (16.8 mi) 38256 Springville (18.8 mi) 42211 Cadiz (19.5 mi)

Demographics updated 05/2026

Population
Total population	838
Population density	20 / sq mi
State FIPS	21
County FIPS	035

Geography
Land area	41.09 sq mi
Water area	13.67 sq mi
Latitude	36.5677
Longitude	-88.1043
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.4%	56.5%	47.9%
$50k – $100k	21.2%	28.2%	30.3%
$100k – $200k	3.4%	13.0%	17.6%
Over $200k	0.0%	2.3%	4.2%

Demographics & statistics

838

Population

People per sq mi

62.5

Median age

$31,182

Median household income

$27,437

Per capita income

$89,700

Median home value

Median monthly rent

69.6%

Home ownership

16.9%

Poverty rate

6.5%

Unemployment

775

Housing units

13.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

20–24

25–34

35–44

45–54

55–59

114

60–64

135

102

65–74

119

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	52	6.2%
18 and over	786	93.8%
65 and over	272	32.5%
Median age	62.5 years

Race & ethnicity

White 95.9%

Native Hawaiian / Pacific Islander 2.3%

Two or more races 1.1%

American Indian / Alaska Native 0.7%

Group	Count	%
White	804	95.9%
Native Hawaiian / Pacific Islander	19	2.3%
Two or more races	9	1.1%
American Indian / Alaska Native	6	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.4%	56.5%	47.9%
$50k – $100k	21.2%	28.2%	30.3%
$100k – $200k	3.4%	13.0%	17.6%
Over $200k	0.0%	2.3%	4.2%

Under $10k 1.3%

$10k–$15k 3.4%

$15k–$25k 14.6%

$25k–$35k 37.7%

$35k–$50k 7.1%

$50k–$75k 12.6%

$75k–$100k 14.8%

$100k–$150k 5.6%

$150k–$200k 1.7%

$200k+ 1.3%

Range	% of households
Under $10k	1.3%
$10k–$15k	3.4%
$15k–$25k	14.6%
$25k–$35k	37.7%
$35k–$50k	7.1%
$50k–$75k	12.6%
$75k–$100k	14.8%
$100k–$150k	5.6%
$150k–$200k	1.7%
$200k+	1.3%
Median income	$31,182

Housing

Home values

Under $50k 31.7%

$50k–$100k 21.5%

$100k–$150k 14.2%

$150k–$200k 8.9%

$200k–$300k 12.9%

$300k–$500k 4.9%

$500k–$1M 4.0%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$89,700
Median rent / month	$0
Owner occupied	69.6%
Renter occupied	30.4%
Vacant	49.1%
Single-family detached	52.1%
Large apartment buildings	0.0%
Mobile homes	42.6%
Median rooms	4.8
Avg household size (owned)	2.10

Year built

Era	%
2020 or later	1.4%
2010–2019	4.8%
2000–2009	5.3%
1990–1999	45.8%
1980–1989	5.9%
1970–1979	17.7%
1960–1969	7.7%
1950–1959	3.5%
1940–1949	3.4%
1939 or earlier	4.5%

Bedrooms

Size	% of units
No bedroom (studio)	4.0%
1 bedroom	7.0%
2 bedrooms	48.1%
3 bedrooms	38.7%
4 bedrooms	1.5%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	45.0%
2 vehicles	30.2%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	0.2%
Electricity	67.5%
Propane / LP gas	27.2%
Fuel oil	0.6%
Wood	4.5%

Households & families

Household type	Count	%
Married-couple family	192	41.1%
Cohabiting couple	13	2.8%
Male householder, no spouse	61	13.1%
Female householder, no spouse	201	43.0%
Households with children under 18	16	3.4%
Households with seniors (65+)	209	44.8%
Average household size	1.79

Marital status

Status	Male	Female
Never married	19.3%	4.2%
Married	55.9%	46.3%
Separated	0.0%	0.0%
Widowed	4.2%	11.4%
Divorced	20.7%	38.1%

Education

Less than 9th grade 4.4%

Some HS, no diploma 7.9%

HS graduate 35.7%

Some college, no degree 19.6%

Associate's degree 19.5%

Bachelor's degree 5.4%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	87.8%
Bachelor's or higher	13.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	4	8.7%
Elementary school	39	84.8%
High school	0	0.0%
College / grad school	3	6.5%

Employment

Industry of employment

Transportation & utilities 37.2%

Manufacturing 22.1%

Arts, food & hospitality 16.9%

Education & healthcare 9.1%

Retail trade 6.1%

Construction 4.8%

Professional & management 3.0%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	23.8%
Service	6.9%
Sales & office	7.8%
Natural resources & construction	4.8%
Production & transportation	56.7%

Employment type

Type	%
Private sector	63.2%
Government	0.4%
Self-employed	36.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	62.4%
Carpool	28.8%
Public transit	0.0%
Walk	0.0%
Work from home	8.7%
Other means	0.0%
Avg commute (minutes)	33.8

Poverty

All people 16.9%

Under 18 years 48.1%

18 and over 14.9%

Married-couple families 8.9%

Female-led households 27.6%

Income support

Source	% of households
Social Security	69.4%
Retirement income	27.2%
Supplemental Security	0.6%
Cash public assistance	0.0%
Food stamps / SNAP	1.3%

Health indicators

Condition	%
Obesity	41.8%
High blood pressure	45.7%
High cholesterol	42.6%
Diabetes	15.0%
Heart disease	10.0%
Stroke	4.5%
Asthma	11.4%
Arthritis	36.8%
Kidney disease	3.9%
Pulmonary disease	13.5%
Cancer	8.0%

Behavior / access	%
Smoking	24.9%
Binge drinking	13.6%
No physical activity	33.2%
Less than 7 hrs sleep	39.3%
Depression	26.2%
Fair or poor health	23.9%
Poor mental health	17.5%
Poor physical health	16.7%
No health insurance	10.1%
Visited doctor (checkup)	79.1%
Visited dentist	55.2%
Cholesterol screening	91.6%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	69	8.8%

Disability	%
Any disability	29.8%
Under 18	0.0%
18–64 years	28.8%
65 and over	37.5%

Health insurance coverage

Type	%
Private insurance	33.8%
Public insurance	54.9%
No insurance	24.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	829	98.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	710	84.7%
Born in same state	707	84.4%
Born in different state	246	29.4%
Foreign born	3	0.4%
Naturalized citizen	128	15.3%
Not a US citizen	126	98.4%

Ancestry

Ancestry	Count	%
English	126	15%
French	116	13.8%

Ancestry	Count	%
Arab	80	9.5%
Italian	62	7.4%

Technology access

Metric	% of households
Computer access	55.7%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42076

What city is ZIP code 42076 in?

ZIP code 42076 is primarily assigned to New Concord, Kentucky.

What county is ZIP code 42076 in?

ZIP code 42076 falls within Calloway County, Kentucky.

Does ZIP code 42076 have a large retiree population?

69% of households in ZIP code 42076 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 42076 have an older population?

33% of residents in ZIP code 42076 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 42076?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 42076?

17% of residents in ZIP code 42076 live below the poverty line, above the national average.

What timezone is ZIP code 42076 in?

ZIP code 42076 observes the CST timezone.