76504 ZIP Code — Temple, TX
Bell County, Texas
ZIP code 76504 is located in Temple, Texas, within Bell County. It covers approximately 30.84 square miles and serves a population of 24,276 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.
About ZIP code 76504
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $142,600. Renters make up the majority at 68%, typical of denser urban areas.
Median household income is $44,256. Poverty affects 20% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 21% of residents lack health insurance, above the national average.
24,276
population
30.84
sq mi land
Standard
ZIP type
Central (CT)
timezone
76504 ZIP code map
Cities in ZIP code 76504
Below are the cities the US Postal Service accepts for ZIP code 76504. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Temple | Preferred |
Nearby ZIP codes
76502 Temple (2.4 mi)
76508 Temple (3.3 mi)
76579 Troy (8.2 mi)
76513 Belton (9.3 mi)
76501 Temple (9.7 mi)
76554 Little River Academy (10.7 mi)
76557 Moody (12.1 mi)
76524 Eddy (13.2 mi)
76559 Nolanville (13.7 mi)
76569 Rogers (14.9 mi)
76548 Harker Heights (16 mi)
76534 Holland (16.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 24,276 |
| Population density | 787 / sq mi |
| State FIPS | 48 |
| County FIPS | 027 |
| Geography | |
|---|---|
| Land area | 30.84 sq mi |
| Water area | 0.16 sq mi |
| Latitude | 31.1296 |
| Longitude | -97.3837 |
| Timezone | Central (CT) |
| Area code | 254 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 57.9% | 45.1% | 39.5% |
| $50k – $100k | 31.3% | 33.3% | 30.1% |
| $100k – $200k | 9.8% | 18.2% | 22.6% |
| Over $200k | 1.0% | 3.5% | 7.8% |
Demographics & statistics
24,276
Population
787
People per sq mi
33.1
Median age
$44,256
Median household income
$25,432
Per capita income
$142,600
Median home value
$1,023
Median monthly rent
31.8%
Home ownership
19.7%
Poverty rate
7.9%
Unemployment
4,140
Housing units
20.0%
Bachelor's or higher
Age distribution
Male
Female
898
Under 5
919
604
5–9
618
729
10–14
747
591
15–19
605
1,280
20–24
1,310
2,251
25–34
2,304
1,396
35–44
1,428
1,024
45–54
1,048
630
55–59
645
750
60–64
768
1,028
65–74
1,053
602
75–84
616
213
85+
219
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,218 | 21.5% |
| 18 and over | 19,058 | 78.5% |
| 65 and over | 3,731 | 15.4% |
| Median age | 33.1 years | |
Race & ethnicity
White
51.6%
Hispanic or Latino
14.1%
Black or African American
13.9%
Two or more races
12.1%
Other race
6.3%
Asian
1.2%
American Indian / Alaska Native
0.6%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 14,584 | 51.6% |
| Hispanic or Latino | 3,970 | 14.1% |
| Black or African American | 3,916 | 13.9% |
| Two or more races | 3,427 | 12.1% |
| Other race | 1,781 | 6.3% |
| Asian | 343 | 1.2% |
| American Indian / Alaska Native | 183 | 0.6% |
| Native Hawaiian / Pacific Islander | 42 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 57.9% | 45.1% | 39.5% |
| $50k – $100k | 31.3% | 33.3% | 30.1% |
| $100k – $200k | 9.8% | 18.2% | 22.6% |
| Over $200k | 1.0% | 3.5% | 7.8% |
Under $10k
8.6%
$10k–$15k
6.1%
$15k–$25k
12.0%
$25k–$35k
11.1%
$35k–$50k
17.4%
$50k–$75k
17.9%
$75k–$100k
12.5%
$100k–$150k
9.5%
$150k–$200k
3.4%
$200k+
1.6%
| Range | % of households |
|---|---|
| Under $10k | 8.6% |
| $10k–$15k | 6.1% |
| $15k–$25k | 12.0% |
| $25k–$35k | 11.1% |
| $35k–$50k | 17.4% |
| $50k–$75k | 17.9% |
| $75k–$100k | 12.5% |
| $100k–$150k | 9.5% |
| $150k–$200k | 3.4% |
| $200k+ | 1.6% |
| Median income | $44,256 |
Housing
Home values
Under $50k
8.5%
$50k–$100k
19.1%
$100k–$150k
25.6%
$150k–$200k
18.2%
$200k–$300k
21.2%
$300k–$500k
6.6%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $142,600 |
| Median rent / month | $1,023 |
| Owner occupied | 31.8% |
| Renter occupied | 68.2% |
| Vacant | 8.8% |
| Single-family detached | 47.6% |
| Large apartment buildings | 16.2% |
| Mobile homes | 3.1% |
| Median rooms | 4.4 |
| Avg household size (owned) | 2.73 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 15.8% |
| 2000–2009 | 9.2% |
| 1990–1999 | 12.3% |
| 1980–1989 | 14.9% |
| 1970–1979 | 16.8% |
| 1960–1969 | 9.9% |
| 1950–1959 | 11.7% |
| 1940–1949 | 5.9% |
| 1939 or earlier | 3.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 3.1% |
| 1 bedroom | 23.2% |
| 2 bedrooms | 34.5% |
| 3 bedrooms | 32.4% |
| 4 bedrooms | 6.2% |
| 5+ bedrooms | 0.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 9.2% |
| 1 vehicle | 44.8% |
| 2 vehicles | 36.2% |
| 3 or more | 9.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 22.7% |
| Electricity | 75.8% |
| Propane / LP gas | 1.2% |
| Wood | 0.1% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,397 | 34.0% |
| Cohabiting couple | 576 | 5.8% |
| Male householder, no spouse | 2,459 | 24.6% |
| Female householder, no spouse | 3,558 | 35.6% |
| Households with children under 18 | 2,786 | 27.9% |
| Households with seniors (65+) | 2,473 | 24.8% |
| Average household size | 2.32 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.6% | 35.7% |
| Married | 39.7% | 38.2% |
| Separated | 3.6% | 1.9% |
| Widowed | 3.5% | 8.9% |
| Divorced | 19.5% | 15.2% |
Education
Less than 9th grade
5.8%
Some HS, no diploma
10.0%
HS graduate
30.0%
Some college, no degree
24.1%
Associate's degree
10.0%
Bachelor's degree
11.9%
Graduate / professional
8.1%
| Metric | % |
|---|---|
| HS diploma or higher | 84.3% |
| Bachelor's or higher | 20.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 126 | 2.3% |
| Kindergarten | 262 | 4.8% |
| Elementary school | 2,282 | 41.8% |
| High school | 822 | 15.1% |
| College / grad school | 1,961 | 36.0% |
Employment
Industry of employment
Education & healthcare
24.8%
Manufacturing
12.2%
Arts, food & hospitality
12.2%
Construction
10.2%
Retail trade
10.1%
Professional & management
8.9%
Transportation & utilities
6.2%
Other services
4.2%
Finance & real estate
4.1%
Public administration
3.5%
Wholesale trade
2.1%
Information
1.3%
Agriculture & mining
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 30.3% |
| Service | 21.3% |
| Sales & office | 19.6% |
| Natural resources & construction | 11.7% |
| Production & transportation | 17.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.4% |
| Government | 13.5% |
| Self-employed | 3.7% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.2% |
| Carpool | 15.1% |
| Public transit | 0.1% |
| Walk | 0.7% |
| Work from home | 6.0% |
| Other means | 0.9% |
| Avg commute (minutes) | 18.7 |
Poverty
All people
19.7%
Under 18 years
29.6%
18 and over
16.9%
Married-couple families
9.7%
Female-led households
33.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.8% |
| Retirement income | 17.4% |
| Supplemental Security | 5.7% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 15.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 40.0% |
| High blood pressure | 36.7% |
| High cholesterol | 32.6% |
| Diabetes | 14.0% |
| Heart disease | 7.6% |
| Stroke | 4.0% |
| Asthma | 10.1% |
| Arthritis | 24.4% |
| Kidney disease | 3.6% |
| Pulmonary disease | 8.3% |
| Cancer | 5.8% |
| Behavior / access | % |
|---|---|
| Smoking | 21.3% |
| Binge drinking | 17.4% |
| No physical activity | 30.0% |
| Less than 7 hrs sleep | 39.7% |
| Depression | 22.4% |
| Fair or poor health | 22.9% |
| Poor mental health | 17.4% |
| Poor physical health | 13.7% |
| No health insurance | 30.1% |
| Visited doctor (checkup) | 73.6% |
| Visited dentist | 51.4% |
| Cholesterol screening | 86.4% |
| Teeth loss | 21.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,026 | 10.8% |
| Disability | % |
|---|---|
| Any disability | 16.9% |
| Under 18 | 2.7% |
| 18–64 years | 16.5% |
| 65 and over | 41.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 52.6% |
| Public insurance | 37.9% |
| No insurance | 21.1% |
| Uninsured under 19 | 14.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 22,459 | 92.5% |
| Spanish | 1,764 | 7.9% |
| Other Indo-European | 1,647 | 7.3% |
| Asian & Pacific Islander | 46 | 0.2% |
| Other languages | 46 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,245 | 91.6% |
| Born in same state | 21,835 | 89.9% |
| Born in different state | 15,290 | 63.0% |
| Foreign born | 410 | 1.7% |
| Naturalized citizen | 2,031 | 8.4% |
| Not a US citizen | 626 | 30.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,057 | 8.5% |
| French | 1,717 | 7.1% |
| Arab | 673 | 2.8% |
| English | 117 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 116 | 0.5% |
| German | 74 | 0.3% |
| Irish | 33 | 0.1% |
| Dutch | 22 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 41.2% |
| Internet access | 92.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 76504
What city is ZIP code 76504 in?
ZIP code 76504 is primarily assigned to Temple, Texas.
What county is ZIP code 76504 in?
ZIP code 76504 falls within Bell County, Texas.
Is ZIP code 76504 mostly rentals?
68% of occupied units in ZIP code 76504 are renter-occupied.
What is the poverty rate in ZIP code 76504?
20% of residents in ZIP code 76504 live below the poverty line, above the national average.
Does ZIP code 76504 have a large veteran population?
11% of civilians in ZIP code 76504 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 76504?
The median home value in ZIP code 76504 is $142,600.
What timezone is ZIP code 76504 in?
ZIP code 76504 observes the CST timezone.