76513 ZIP Code — Belton, TX

Bell County, Texas

ZIP code 76513 is located in Belton, Texas, within Bell County. It covers approximately 108.30 square miles and serves a population of 43,738 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76513

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $235,500. Owner-occupancy sits near the national average at 68%.

The gap between median ($76,564) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

17% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

43,738

population

108.30

sq mi land

Standard

ZIP type

Central (CT)

timezone

76513 ZIP code map

Cities in ZIP code 76513

Below are the cities the US Postal Service accepts for ZIP code 76513. Using any city not on this list may result in mail delivery delays.

City	Status
Belton	Acceptable
Belton	Preferred

Nearby ZIP codes

76559 Nolanville (6.7 mi) 76502 Temple (7 mi) 76548 Harker Heights (7.9 mi) 76571 Salado (9.1 mi) 76504 Temple (9.3 mi) 76554 Little River Academy (9.6 mi) 76508 Temple (10.3 mi) 76543 Killeen (10.7 mi) 76541 Killeen (14 mi) 76534 Holland (14 mi) 76501 Temple (16.4 mi) 76542 Killeen (16.5 mi)

Demographics updated 06/2026

Population
Total population	43,738
Population density	404 / sq mi
State FIPS	48
County FIPS	027

Geography
Land area	108.30 sq mi
Water area	11.05 sq mi
Latitude	31.0449
Longitude	-97.5059
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	45.1%	39.5%
$50k – $100k	28.9%	33.3%	30.1%
$100k – $200k	23.8%	18.2%	22.6%
Over $200k	8.5%	3.5%	7.8%

Demographics & statistics

43,738

Population

404

People per sq mi

33.5

Median age

$76,564

Median household income

$40,560

Per capita income

$235,500

Median home value

$1,134

Median monthly rent

67.7%

Home ownership

12.4%

Poverty rate

3.9%

Unemployment

11,065

Housing units

32.5%

Bachelor's or higher

Age distribution

Male Female

1,270

Under 5

1,329

1,601

5–9

1,674

1,783

10–14

1,866

1,495

15–19

1,564

1,754

20–24

1,835

3,208

25–34

3,356

2,627

35–44

2,747

2,258

45–54

2,361

1,215

55–59

1,270

1,188

60–64

1,242

1,782

65–74

1,865

908

75–84

949

289

85+

302

← Male

Female →

Age summary

Group	Count	%
Under 18	10,974	25.1%
18 and over	32,764	74.9%
65 and over	6,095	13.9%
Median age	33.5 years

Race & ethnicity

White 64.2%

Hispanic or Latino 11.7%

Two or more races 11.7%

Black or African American 5.3%

Other race 4.2%

Asian 2.2%

Native Hawaiian / Pacific Islander 0.4%

American Indian / Alaska Native 0.3%

Group	Count	%
White	31,764	64.2%
Hispanic or Latino	5,774	11.7%
Two or more races	5,771	11.7%
Black or African American	2,642	5.3%
Other race	2,085	4.2%
Asian	1,106	2.2%
Native Hawaiian / Pacific Islander	215	0.4%
American Indian / Alaska Native	155	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	45.1%	39.5%
$50k – $100k	28.9%	33.3%	30.1%
$100k – $200k	23.8%	18.2%	22.6%
Over $200k	8.5%	3.5%	7.8%

Under $10k 5.0%

$10k–$15k 4.5%

$15k–$25k 8.5%

$25k–$35k 6.8%

$35k–$50k 11.4%

$50k–$75k 12.8%

$75k–$100k 14.1%

$100k–$150k 16.9%

$150k–$200k 5.8%

$200k+ 14.2%

Range	% of households
Under $10k	5.0%
$10k–$15k	4.5%
$15k–$25k	8.5%
$25k–$35k	6.8%
$35k–$50k	11.4%
$50k–$75k	12.8%
$75k–$100k	14.1%
$100k–$150k	16.9%
$150k–$200k	5.8%
$200k+	14.2%
Median income	$76,564

Housing

Home values

Under $50k 8.2%

$50k–$100k 6.3%

$100k–$150k 10.6%

$150k–$200k 15.8%

$200k–$300k 28.0%

$300k–$500k 20.6%

$500k–$1M 9.1%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$235,500
Median rent / month	$1,134
Owner occupied	67.7%
Renter occupied	32.3%
Vacant	6.3%
Single-family detached	70.1%
Large apartment buildings	6.3%
Mobile homes	10.2%
Median rooms	5.7
Avg household size (owned)	2.90

Year built

Era	%
2020 or later	1.5%
2010–2019	25.1%
2000–2009	21.4%
1990–1999	14.2%
1980–1989	11.3%
1970–1979	11.5%
1960–1969	7.1%
1950–1959	3.8%
1940–1949	1.7%
1939 or earlier	2.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	9.3%
2 bedrooms	18.8%
3 bedrooms	41.3%
4 bedrooms	25.3%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	30.1%
2 vehicles	41.4%
3 or more	24.4%

Heating fuel

Fuel type	%
Utility gas	9.6%
Electricity	85.5%
Propane / LP gas	3.1%
Fuel oil	0.1%
Wood	0.4%
Solar	0.8%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	7,576	50.9%
Cohabiting couple	796	5.4%
Male householder, no spouse	2,214	14.9%
Female householder, no spouse	4,286	28.8%
Households with children under 18	4,662	31.3%
Households with seniors (65+)	4,129	27.8%
Average household size	2.75

Marital status

Status	Male	Female
Never married	33.7%	31.9%
Married	53.1%	45.9%
Separated	2.4%	2.6%
Widowed	2.3%	7.2%
Divorced	8.5%	12.3%

Education

Less than 9th grade 4.7%

Some HS, no diploma 5.4%

HS graduate 24.7%

Some college, no degree 23.6%

Associate's degree 9.1%

Bachelor's degree 20.3%

Graduate / professional 12.2%

Metric	%
HS diploma or higher	89.9%
Bachelor's or higher	32.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	476	3.8%
Kindergarten	602	4.8%
Elementary school	5,359	43.0%
High school	2,034	16.3%
College / grad school	3,998	32.1%

Employment

Industry of employment

Education & healthcare 28.9%

Retail trade 10.9%

Arts, food & hospitality 9.7%

Construction 8.1%

Professional & management 8.1%

Finance & real estate 7.4%

Manufacturing 5.8%

Other services 5.8%

Public administration 5.7%

Transportation & utilities 4.7%

Agriculture & mining 2.3%

Wholesale trade 2.1%

Information 0.6%

Occupation

Category	%
Management, business & arts	39.3%
Service	17.0%
Sales & office	20.8%
Natural resources & construction	9.3%
Production & transportation	13.7%

Employment type

Type	%
Private sector	76.6%
Government	16.4%
Self-employed	6.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	75.2%
Carpool	11.8%
Public transit	0.2%
Walk	3.5%
Work from home	8.8%
Other means	0.5%
Avg commute (minutes)	25.2

Poverty

All people 12.4%

Under 18 years 18.3%

18 and over 10.4%

Married-couple families 2.8%

Female-led households 26.6%

Income support

Source	% of households
Social Security	29.5%
Retirement income	27.9%
Supplemental Security	5.2%
Cash public assistance	1.1%
Food stamps / SNAP	8.1%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	31.5%
High cholesterol	32.3%
Diabetes	10.5%
Heart disease	5.9%
Stroke	2.8%
Asthma	9.3%
Arthritis	21.6%
Kidney disease	2.7%
Pulmonary disease	6.4%
Cancer	5.7%

Behavior / access	%
Smoking	17.8%
Binge drinking	19.6%
No physical activity	23.2%
Less than 7 hrs sleep	36.8%
Depression	22.5%
Fair or poor health	16.2%
Poor mental health	16.3%
Poor physical health	10.7%
No health insurance	24.1%
Visited doctor (checkup)	72.2%
Visited dentist	60.6%
Cholesterol screening	87.6%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,395	13.6%

Disability	%
Any disability	14.3%
Under 18	6.3%
18–64 years	12.5%
65 and over	36.4%

Health insurance coverage

Type	%
Private insurance	62.9%
Public insurance	33.4%
No insurance	16.8%
Uninsured under 19	8.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	41,139	94.1%
Spanish	2,407	5.9%
Other Indo-European	2,154	5.2%
Asian & Pacific Islander	94	0.2%
Other languages	110	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	39,481	90.3%
Born in same state	38,413	87.8%
Born in different state	25,159	57.5%
Foreign born	1,068	2.4%
Naturalized citizen	4,257	9.7%
Not a US citizen	1,868	43.9%

Ancestry

Ancestry	Count	%
Italian	4,327	9.9%
French	4,245	9.7%
Arab	2,812	6.4%
Polish	458	1%

Ancestry	Count	%
English	272	0.6%
Dutch	272	0.6%
Irish	130	0.3%
German	39	0.1%

Technology access

Metric	% of households
Computer access	34.0%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76513

What city is ZIP code 76513 in?

ZIP code 76513 is primarily assigned to Belton, Texas.

What county is ZIP code 76513 in?

ZIP code 76513 falls within Bell County, Texas.

Does ZIP code 76513 have a large veteran population?

14% of civilians in ZIP code 76513 are veterans, above the national average of ~7%.

What is the population of ZIP code 76513?

ZIP code 76513 has an estimated population of 43,738 residents, with a density of 404 people per square mile.

What is the typical home value in ZIP code 76513?

The median home value in ZIP code 76513 is $235,500.

What is the median household income in ZIP code 76513?

The median household income in ZIP code 76513 is $76,564, above the national median of ~$75,000.

What timezone is ZIP code 76513 in?

ZIP code 76513 observes the CST timezone.