Eddy ZIP Codes — Mclennan County, TX

There is one unique ZIP code in Eddy, Texas and it is 76524. Area code: 254.

ZIP codes

60.99

sq mi land

0.35

sq mi water

254

area code

Eddy, TX ZIP code map

About Eddy, TX

Eddy is a charming city located in the state of Texas, well-known for its small-town feel and friendly community. This quaint city is situated within Mclennan County, offering a serene environment that attracts both residents and visitors alike. With its rich history and local culture, Eddy, TX, is a hidden gem in the heart of Texas.

Location & geography

Eddy is conveniently located within Mclennan County, making it accessible to many neighboring cities. It is positioned approximately 15 miles south of Waco, 10 miles north of the city of Belton, about 20 miles from Killeen, and roughly 25 miles from Temple. The city covers a total land area of 60.99 square miles, with a small water area of 0.35 square miles, providing a mix of lush landscapes and open spaces.

Community & economy

Eddy is characterized by its close-knit community and welcoming atmosphere, where neighbors often become friends. The local economy is supported by a mix of agriculture and small businesses, offering residents several employment opportunities. Daily life in Eddy reflects a slower, more leisurely pace, allowing residents to enjoy the local parks and community events.

Transportation

Eddy is easily accessible via several key highways, including US Highway 77, which connects the city to larger urban areas. The nearest major airport is Waco Regional Airport, located about 15 miles to the north. Public transit options may be limited, but the city’s layout facilitates easy navigation for residents and visitors.

History

Eddy was founded in the late 19th century and has a rich history tied to the development of the railroads in Texas. Over the years, the city has seen growth in agriculture as one of its key industries, contributing to the local economy. Notable events in the city’s history include the establishment of community organizations that continue to foster local culture and tradition.

Did you know?

One surprising fact about Eddy is that it has managed to maintain its small-town charm despite its proximity to larger cities like Waco and Temple. Additionally, the city hosts local festivals that celebrate its cultural heritage, making it a vibrant place for both residents and visitors.

ZIP codes for Eddy, TX (1)

ZIP code	City	County	Map
76524	Eddy	Mclennan	View map

Demographics & statistics

4,053

Population

45.5

Median age

$75,435

Median household income

$45,695

Per capita income

$176,800

Median home value

$1,136

Median monthly rent

81.3%

Home ownership

28.7%

Poverty rate

5.7%

Unemployment

1,276

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

156

Under 5

166

5–9

110

10–14

116

124

15–19

131

115

20–24

123

132

25–34

141

226

35–44

241

487

45–54

518

109

55–59

115

60–64

202

65–74

214

143

75–84

152

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	763	18.8%
18 and over	3,290	81.2%
65 and over	727	17.9%
Median age	45.5 years

Race & ethnicity

White 65.1%

Hispanic or Latino 14.7%

Two or more races 12.8%

Other race 3.7%

Asian 2%

Black or African American 1.7%

Group	Count	%
White	3,094	65.1%
Hispanic or Latino	698	14.7%
Two or more races	609	12.8%
Other race	175	3.7%
Asian	93	2%
Black or African American	81	1.7%

Household income

Under $10k 9.4%

$10k–$15k 3.9%

$15k–$25k 14.1%

$25k–$35k 4.7%

$35k–$50k 4.4%

$50k–$75k 13.2%

$75k–$100k 14.7%

$100k–$150k 18.3%

$150k–$200k 4.3%

$200k+ 12.9%

Range	% of households
Under $10k	9.4%
$10k–$15k	3.9%
$15k–$25k	14.1%
$25k–$35k	4.7%
$35k–$50k	4.4%
$50k–$75k	13.2%
$75k–$100k	14.7%
$100k–$150k	18.3%
$150k–$200k	4.3%
$200k+	12.9%
Median income	$75,435

Housing

Home values

Under $50k 5.3%

$50k–$100k 26.4%

$100k–$150k 13.3%

$150k–$200k 14.5%

$200k–$300k 25.6%

$300k–$500k 12.6%

$500k–$1M 1.9%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$176,800
Median rent / month	$1,136
Owner occupied	81.3%
Renter occupied	18.7%
Vacant	6.1%
Single-family detached	70.7%
Large apartment buildings	0.0%
Mobile homes	28.4%
Median rooms	5.9
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.3%
2010–2019	6.0%
2000–2009	14.7%
1990–1999	20.2%
1980–1989	19.9%
1970–1979	18.0%
1960–1969	10.4%
1950–1959	2.5%
1940–1949	4.4%
1939 or earlier	3.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.7%
2 bedrooms	24.4%
3 bedrooms	60.4%
4 bedrooms	9.4%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	13.4%
2 vehicles	55.6%
3 or more	29.9%

Heating fuel

Fuel type	%
Utility gas	4.0%
Electricity	87.9%
Propane / LP gas	6.4%
Wood	1.7%

Households & families

Household type	Count	%
Married-couple family	927	63.8%
Cohabiting couple	28	1.9%
Male householder, no spouse	156	10.7%
Female householder, no spouse	341	23.5%
Households with children under 18	381	26.2%
Households with seniors (65+)	550	37.9%
Average household size	2.79

Marital status

Status	Male	Female
Never married	18.2%	20.9%
Married	62.6%	56.6%
Separated	8.9%	0.6%
Widowed	3.8%	13.9%
Divorced	6.4%	8.0%

Education

Less than 9th grade 7.4%

Some HS, no diploma 12.0%

HS graduate 30.0%

Some college, no degree 17.2%

Associate's degree 14.6%

Bachelor's degree 8.7%

Graduate / professional 10.1%

Metric	%
HS diploma or higher	80.7%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	64	8.8%
Kindergarten	33	4.5%
Elementary school	301	41.2%
High school	237	32.4%
College / grad school	96	13.1%

Employment

Industry of employment

Public administration 15.7%

Retail trade 13.4%

Professional & management 12.3%

Construction 10.4%

Finance & real estate 9.9%

Arts, food & hospitality 9.7%

Manufacturing 9.3%

Education & healthcare 9.0%

Transportation & utilities 5.1%

Other services 2.8%

Wholesale trade 1.9%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	35.7%
Service	10.6%
Sales & office	27.6%
Natural resources & construction	12.8%
Production & transportation	13.3%

Employment type

Type	%
Private sector	68.9%
Government	20.2%
Self-employed	10.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	80.4%
Carpool	10.4%
Public transit	0.0%
Walk	0.2%
Other means	1.1%
Avg commute (minutes)	28.0

Poverty

All people 28.7%

Under 18 years 59.1%

18 and over 21.7%

Married-couple families 17.3%

Female-led households 73.7%

Income support

Source	% of households
Social Security	39.6%
Retirement income	19.8%
Supplemental Security	3.8%
Cash public assistance	1.0%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
High blood pressure	35.2%
High cholesterol	36.7%
Heart disease	6.9%
Stroke	3.1%
Asthma	9.6%
Arthritis	24.7%
Kidney disease	3.0%
Pulmonary disease	7.8%
Cancer	6.3%

Behavior / access	%
Binge drinking	18.8%
No physical activity	25.5%
Less than 7 hrs sleep	35.6%
Fair or poor health	17.5%
Poor mental health	16.1%
Poor physical health	12.1%
No health insurance	25.0%
Visited doctor (checkup)	70.9%
Visited dentist	54.4%
Cholesterol screening	88.7%
Teeth loss	15.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	562	17.1%

Disability	%
Any disability	21.5%
Under 18	6.4%
18–64 years	20.1%
65 and over	42.1%

Health insurance coverage

Type	%
Private insurance	56.3%
Public insurance	43.0%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,731	92.1%
Spanish	396	10.6%
Other Indo-European	390	10.5%
Asian & Pacific Islander	6	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,645	89.9%
Born in same state	3,634	89.7%
Born in different state	2,764	68.2%
Foreign born	11	0.3%
Naturalized citizen	408	10.1%
Not a US citizen	75	18.4%

Ancestry

Ancestry	Count	%
Italian	926	22.8%
French	231	5.7%
Arab	189	4.7%

Ancestry	Count	%
English	69	1.7%
Polish	29	0.7%
Dutch	11	0.3%

Technology access

Metric	% of households
Computer access	35.8%
Internet access	84.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Eddy, TX have?

Eddy, TX has one ZIP code: 76524. Each ZIP code serves a distinct delivery area within the city and surrounding region.