41031 ZIP Code — Cynthiana, KY

Harrison County, Kentucky

ZIP code 41031 is located in Cynthiana, Kentucky, within Harrison County. It covers approximately 225.61 square miles and serves a population of 16,416 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 41031

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $177,200. Owner-occupancy sits near the national average at 70%.

Median household income is $57,783. SNAP benefit usage at 17% of households reflects economic stress in the area. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 41031 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

16,416

population

225.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41031 ZIP code map

Cities in ZIP code 41031

Below are the cities the US Postal Service accepts for ZIP code 41031. Using any city not on this list may result in mail delivery delays.

City	Status
Cynthiana	Acceptable
Cynthiana	Preferred

Nearby ZIP codes

41003 Berry (7.3 mi) 41064 Mount Olivet (13.4 mi) 40370 Sadieville (13.8 mi) 40361 Paris (14.9 mi) 40311 Carlisle (16 mi) 41040 Falmouth (16 mi) 41010 Corinth (17.3 mi) 41004 Brooksville (18.4 mi) 40324 Georgetown (19.8 mi)

Demographics updated 06/2026

Population
Total population	16,416
Population density	73 / sq mi
State FIPS	21
County FIPS	097

Geography
Land area	225.61 sq mi
Water area	2.61 sq mi
Latitude	38.4302
Longitude	-84.2786
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	49.3%	47.9%
$50k – $100k	31.4%	33.0%	30.3%
$100k – $200k	16.9%	15.5%	17.6%
Over $200k	2.4%	2.2%	4.2%

Demographics & statistics

16,416

Population

People per sq mi

42.8

Median age

$57,783

Median household income

$30,118

Per capita income

$177,200

Median home value

$704

Median monthly rent

69.8%

Home ownership

16.9%

Poverty rate

3.0%

Unemployment

5,083

Housing units

19.2%

Bachelor's or higher

Age distribution

Male Female

533

Under 5

572

422

5–9

452

500

10–14

536

525

15–19

562

424

20–24

454

943

25–34

1,011

827

35–44

886

1,086

45–54

1,164

517

55–59

555

613

60–64

657

858

65–74

920

484

75–84

518

192

85+

205

← Male

Female →

Age summary

Group	Count	%
Under 18	3,744	22.8%
18 and over	12,672	77.2%
65 and over	3,177	19.4%
Median age	42.8 years

Race & ethnicity

White 91.5%

Two or more races 3.6%

Black or African American 2.3%

Hispanic or Latino 2.2%

Other race 0.5%

Group	Count	%
White	15,344	91.5%
Two or more races	599	3.6%
Black or African American	389	2.3%
Hispanic or Latino	361	2.2%
Other race	84	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	49.3%	47.9%
$50k – $100k	31.4%	33.0%	30.3%
$100k – $200k	16.9%	15.5%	17.6%
Over $200k	2.4%	2.2%	4.2%

Under $10k 7.6%

$10k–$15k 10.1%

$15k–$25k 7.7%

$25k–$35k 6.7%

$35k–$50k 10.7%

$50k–$75k 19.2%

$75k–$100k 14.0%

$100k–$150k 14.5%

$150k–$200k 5.0%

$200k+ 4.4%

Range	% of households
Under $10k	7.6%
$10k–$15k	10.1%
$15k–$25k	7.7%
$25k–$35k	6.7%
$35k–$50k	10.7%
$50k–$75k	19.2%
$75k–$100k	14.0%
$100k–$150k	14.5%
$150k–$200k	5.0%
$200k+	4.4%
Median income	$57,783

Housing

Home values

Under $50k 8.4%

$50k–$100k 13.8%

$100k–$150k 18.8%

$150k–$200k 18.6%

$200k–$300k 22.5%

$300k–$500k 10.6%

$500k–$1M 5.8%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$177,200
Median rent / month	$704
Owner occupied	69.8%
Renter occupied	30.2%
Vacant	8.6%
Single-family detached	73.7%
Large apartment buildings	0.4%
Mobile homes	10.9%
Median rooms	5.6
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.6%
2010–2019	4.5%
2000–2009	11.9%
1990–1999	19.3%
1980–1989	13.2%
1970–1979	11.6%
1960–1969	9.0%
1950–1959	7.4%
1940–1949	3.0%
1939 or earlier	19.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	8.1%
2 bedrooms	24.9%
3 bedrooms	49.0%
4 bedrooms	15.7%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	9.9%
1 vehicle	26.0%
2 vehicles	35.4%
3 or more	28.6%

Heating fuel

Fuel type	%
Utility gas	22.5%
Electricity	58.2%
Propane / LP gas	10.8%
Fuel oil	1.9%
Wood	4.0%
Solar	0.6%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	3,436	53.5%
Cohabiting couple	447	7.0%
Male householder, no spouse	849	13.2%
Female householder, no spouse	1,687	26.3%
Households with children under 18	2,091	32.6%
Households with seniors (65+)	2,369	36.9%
Average household size	2.50

Marital status

Status	Male	Female
Never married	27.4%	19.6%
Married	58.6%	49.8%
Separated	0.7%	1.5%
Widowed	4.4%	13.6%
Divorced	9.0%	15.5%

Education

Less than 9th grade 3.8%

Some HS, no diploma 9.1%

HS graduate 42.1%

Some college, no degree 18.7%

Associate's degree 7.2%

Bachelor's degree 10.0%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	19.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	211	6.6%
Kindergarten	109	3.4%
Elementary school	1,534	48.0%
High school	878	27.5%
College / grad school	462	14.5%

Employment

Industry of employment

Manufacturing 27.1%

Education & healthcare 20.5%

Retail trade 7.4%

Public administration 6.6%

Professional & management 6.5%

Arts, food & hospitality 6.4%

Construction 5.7%

Agriculture & mining 5.3%

Finance & real estate 5.1%

Transportation & utilities 4.2%

Other services 4.2%

Information 0.9%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	30.5%
Service	14.0%
Sales & office	16.9%
Natural resources & construction	13.1%
Production & transportation	25.6%

Employment type

Type	%
Private sector	74.7%
Government	17.4%
Self-employed	7.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	82.8%
Carpool	7.9%
Public transit	0.0%
Walk	2.7%
Work from home	6.0%
Other means	0.6%
Avg commute (minutes)	26.7

Poverty

All people 16.9%

Under 18 years 19.5%

18 and over 16.2%

Married-couple families 8.8%

Female-led households 26.7%

Income support

Source	% of households
Social Security	44.0%
Retirement income	29.3%
Supplemental Security	6.7%
Cash public assistance	1.3%
Food stamps / SNAP	17.2%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	43.2%
High cholesterol	38.3%
Diabetes	12.8%
Heart disease	8.4%
Stroke	3.9%
Asthma	11.4%
Arthritis	33.7%
Kidney disease	3.4%
Pulmonary disease	11.7%
Cancer	7.1%

Behavior / access	%
Smoking	24.9%
Binge drinking	14.9%
No physical activity	33.1%
Less than 7 hrs sleep	37.0%
Depression	26.2%
Fair or poor health	22.3%
Poor mental health	18.3%
Poor physical health	15.2%
No health insurance	11.3%
Visited doctor (checkup)	76.7%
Visited dentist	53.0%
Cholesterol screening	89.7%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	757	6.0%

Disability	%
Any disability	17.8%
Under 18	5.7%
18–64 years	17.0%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	65.5%
Public insurance	45.7%
No insurance	4.6%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,311	93.3%
Spanish	64	0.4%
Other Indo-European	20	0.1%
Asian & Pacific Islander	44	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,273	99.1%
Born in same state	16,219	98.8%
Born in different state	13,246	80.7%
Foreign born	54	0.3%
Naturalized citizen	143	0.9%
Not a US citizen	79	55.2%

Ancestry

Ancestry	Count	%
Arab	3,075	18.7%
French	2,104	12.8%
Italian	1,697	10.3%

Ancestry	Count	%
English	171	1%
Polish	30	0.2%
German	12	0.1%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	84.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41031

What city is ZIP code 41031 in?

ZIP code 41031 is primarily assigned to Cynthiana, Kentucky.

What county is ZIP code 41031 in?

ZIP code 41031 falls within Harrison County, Kentucky.

Does ZIP code 41031 have a large retiree population?

44% of households in ZIP code 41031 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 41031?

17% of residents in ZIP code 41031 live below the poverty line, above the national average.

What is the typical home value in ZIP code 41031?

The median home value in ZIP code 41031 is $177,200.

What is the population of ZIP code 41031?

ZIP code 41031 has an estimated population of 16,416 residents, with a density of 73 people per square mile.

What timezone is ZIP code 41031 in?

ZIP code 41031 observes the EST timezone.