40324 ZIP Code — Georgetown, KY
Scott County, Kentucky
ZIP code 40324 is located in Georgetown, Kentucky, within Scott County. It covers approximately 155.13 square miles and serves a population of 51,072 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.
About ZIP code 40324
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $239,700. Owner-occupancy sits near the national average at 71%.
Median household income is $79,997.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
51,072
population
155.13
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40324 ZIP code map
Cities in ZIP code 40324
Below are the cities the US Postal Service accepts for ZIP code 40324. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Georgetown | Preferred |
Nearby ZIP codes
40511 Lexington (8 mi)
40379 Stamping Ground (9.3 mi)
40370 Sadieville (10.5 mi)
40347 Midway (10.7 mi)
40510 Lexington (12.1 mi)
40546 Lexington (13.5 mi)
40526 Lexington (13.5 mi)
40536 Lexington (13.5 mi)
40550 Lexington (13.5 mi)
40506 Lexington (13.5 mi)
40598 Lexington (13.5 mi)
40508 Lexington (13.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 51,072 |
| Population density | 329 / sq mi |
| State FIPS | 21 |
| County FIPS | 209 |
| Geography | |
|---|---|
| Land area | 155.13 sq mi |
| Water area | 2.19 sq mi |
| Latitude | 38.2399 |
| Longitude | -84.5524 |
| Timezone | Eastern (ET) |
| Area code | 502 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.3% | 33.6% | 47.9% |
| $50k – $100k | 33.6% | 33.9% | 30.3% |
| $100k – $200k | 28.3% | 27.0% | 17.6% |
| Over $200k | 5.8% | 5.5% | 4.2% |
Demographics & statistics
51,072
Population
329
People per sq mi
35.1
Median age
$79,997
Median household income
$37,734
Per capita income
$239,700
Median home value
$1,098
Median monthly rent
71.3%
Home ownership
9.8%
Poverty rate
3.4%
Unemployment
14,718
Housing units
32.5%
Bachelor's or higher
Age distribution
Male
Female
1,680
Under 5
1,749
1,761
5–9
1,833
1,874
10–14
1,950
1,743
15–19
1,814
1,747
20–24
1,817
3,669
25–34
3,818
3,567
35–44
3,711
3,232
45–54
3,363
1,482
55–59
1,542
1,269
60–64
1,321
1,927
65–74
2,005
769
75–84
800
308
85+
321
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 12,940 | 25.3% |
| 18 and over | 38,132 | 74.7% |
| 65 and over | 6,130 | 12.0% |
| Median age | 35.1 years | |
Race & ethnicity
White
82.4%
Two or more races
4.9%
Black or African American
4.9%
Hispanic or Latino
4.2%
Other race
2.4%
Asian
1%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 43,902 | 82.4% |
| Two or more races | 2,634 | 4.9% |
| Black or African American | 2,607 | 4.9% |
| Hispanic or Latino | 2,215 | 4.2% |
| Other race | 1,266 | 2.4% |
| Asian | 535 | 1% |
| American Indian / Alaska Native | 128 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.3% | 33.6% | 47.9% |
| $50k – $100k | 33.6% | 33.9% | 30.3% |
| $100k – $200k | 28.3% | 27.0% | 17.6% |
| Over $200k | 5.8% | 5.5% | 4.2% |
Under $10k
3.8%
$10k–$15k
2.3%
$15k–$25k
5.0%
$25k–$35k
4.9%
$35k–$50k
10.2%
$50k–$75k
19.3%
$75k–$100k
14.8%
$100k–$150k
23.9%
$150k–$200k
7.9%
$200k+
8.0%
| Range | % of households |
|---|---|
| Under $10k | 3.8% |
| $10k–$15k | 2.3% |
| $15k–$25k | 5.0% |
| $25k–$35k | 4.9% |
| $35k–$50k | 10.2% |
| $50k–$75k | 19.3% |
| $75k–$100k | 14.8% |
| $100k–$150k | 23.9% |
| $150k–$200k | 7.9% |
| $200k+ | 8.0% |
| Median income | $79,997 |
Housing
Home values
Under $50k
3.4%
$50k–$100k
2.4%
$100k–$150k
8.1%
$150k–$200k
18.8%
$200k–$300k
34.9%
$300k–$500k
25.4%
$500k–$1M
6.6%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $239,700 |
| Median rent / month | $1,098 |
| Owner occupied | 71.3% |
| Renter occupied | 28.7% |
| Vacant | 5.4% |
| Single-family detached | 75.6% |
| Large apartment buildings | 3.0% |
| Mobile homes | 4.2% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.74 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 17.6% |
| 2000–2009 | 27.0% |
| 1990–1999 | 23.8% |
| 1980–1989 | 8.9% |
| 1970–1979 | 8.3% |
| 1960–1969 | 3.4% |
| 1950–1959 | 3.0% |
| 1940–1949 | 1.5% |
| 1939 or earlier | 5.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.1% |
| 1 bedroom | 4.4% |
| 2 bedrooms | 17.5% |
| 3 bedrooms | 53.4% |
| 4 bedrooms | 18.3% |
| 5+ bedrooms | 5.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.5% |
| 1 vehicle | 25.6% |
| 2 vehicles | 46.7% |
| 3 or more | 24.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 23.4% |
| Electricity | 70.8% |
| Propane / LP gas | 4.2% |
| Fuel oil | 0.4% |
| Wood | 0.6% |
| Solar | 0.1% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 10,486 | 54.9% |
| Cohabiting couple | 1,354 | 7.1% |
| Male householder, no spouse | 2,994 | 15.7% |
| Female householder, no spouse | 4,257 | 22.3% |
| Households with children under 18 | 7,298 | 38.2% |
| Households with seniors (65+) | 4,319 | 22.6% |
| Average household size | 2.61 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.6% | 25.5% |
| Married | 56.3% | 51.3% |
| Separated | 1.4% | 1.8% |
| Widowed | 2.4% | 7.5% |
| Divorced | 9.3% | 13.9% |
Education
Less than 9th grade
1.7%
Some HS, no diploma
3.9%
HS graduate
28.7%
Some college, no degree
23.7%
Associate's degree
9.4%
Bachelor's degree
20.0%
Graduate / professional
12.5%
| Metric | % |
|---|---|
| HS diploma or higher | 94.4% |
| Bachelor's or higher | 32.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 889 | 6.7% |
| Kindergarten | 676 | 5.1% |
| Elementary school | 6,010 | 45.3% |
| High school | 2,455 | 18.5% |
| College / grad school | 3,245 | 24.4% |
Employment
Industry of employment
Manufacturing
25.7%
Education & healthcare
20.7%
Retail trade
9.5%
Professional & management
9.3%
Arts, food & hospitality
8.7%
Construction
4.7%
Public administration
4.6%
Finance & real estate
4.3%
Transportation & utilities
3.9%
Other services
3.7%
Wholesale trade
2.4%
Agriculture & mining
1.5%
Information
1.0%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.0% |
| Service | 13.1% |
| Sales & office | 18.4% |
| Natural resources & construction | 6.7% |
| Production & transportation | 23.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 80.7% |
| Government | 14.6% |
| Self-employed | 4.5% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 80.2% |
| Carpool | 9.5% |
| Public transit | 0.0% |
| Walk | 1.2% |
| Work from home | 8.5% |
| Other means | 0.5% |
| Avg commute (minutes) | 21.0 |
Poverty
All people
9.8%
Under 18 years
12.2%
18 and over
9.0%
Married-couple families
3.9%
Female-led households
22.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 25.8% |
| Retirement income | 22.6% |
| Supplemental Security | 3.4% |
| Cash public assistance | 1.0% |
| Food stamps / SNAP | 7.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.4% |
| High blood pressure | 33.7% |
| High cholesterol | 30.6% |
| Diabetes | 9.0% |
| Heart disease | 5.4% |
| Stroke | 2.6% |
| Asthma | 10.9% |
| Arthritis | 25.7% |
| Kidney disease | 2.4% |
| Pulmonary disease | 7.8% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 21.8% |
| Binge drinking | 17.1% |
| No physical activity | 27.5% |
| Less than 7 hrs sleep | 36.3% |
| Depression | 25.8% |
| Fair or poor health | 16.4% |
| Poor mental health | 18.2% |
| Poor physical health | 11.6% |
| No health insurance | 10.0% |
| Visited doctor (checkup) | 74.3% |
| Visited dentist | 58.4% |
| Cholesterol screening | 88.9% |
| Teeth loss | 16.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,694 | 7.1% |
| Disability | % |
|---|---|
| Any disability | 13.4% |
| Under 18 | 5.1% |
| 18–64 years | 12.2% |
| 65 and over | 37.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 78.1% |
| Public insurance | 27.6% |
| No insurance | 4.5% |
| Uninsured under 19 | 1.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 47,643 | 93.3% |
| Spanish | 823 | 1.7% |
| Other Indo-European | 662 | 1.4% |
| Asian & Pacific Islander | 31 | 0.1% |
| Other languages | 130 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 49,765 | 97.4% |
| Born in same state | 49,381 | 96.7% |
| Born in different state | 35,835 | 70.2% |
| Foreign born | 384 | 0.8% |
| Naturalized citizen | 1,307 | 2.6% |
| Not a US citizen | 536 | 41.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 8,422 | 16.5% |
| Arab | 7,765 | 15.2% |
| Italian | 6,075 | 11.9% |
| English | 333 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| German | 246 | 0.5% |
| Polish | 210 | 0.4% |
| Dutch | 157 | 0.3% |
| Irish | 54 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.4% |
| Internet access | 95.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40324
What part of Georgetown is ZIP code 40324?
ZIP code 40324 covers a portion of Georgetown, Kentucky, within Scott County.
What county is ZIP code 40324 in?
ZIP code 40324 falls within Scott County, Kentucky.
What is the population of ZIP code 40324?
ZIP code 40324 has an estimated population of 51,072 residents, with a density of 329 people per square mile.
What is the median household income in ZIP code 40324?
The median household income in ZIP code 40324 is $79,997, above the national median of ~$75,000.
What is the typical home value in ZIP code 40324?
The median home value in ZIP code 40324 is $239,700.
What timezone is ZIP code 40324 in?
ZIP code 40324 observes the EST timezone.