55321 ZIP Code — Cokato, MN

Wright County, Minnesota

ZIP code 55321 is located in Cokato, Minnesota, within Wright County. It covers approximately 81.01 square miles and serves a population of 5,473 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 55321

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $247,800. Owner-occupancy is high at 79%, well above the national average.

Median household income is $76,287. The poverty rate of 5% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 55321 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,473

population

81.01

sq mi land

Standard

ZIP type

Central (CT)

timezone

55321 ZIP code map

Cities in ZIP code 55321

Below are the cities the US Postal Service accepts for ZIP code 55321. Using any city not on this list may result in mail delivery delays.

City	Status
Cokato	Preferred

Nearby ZIP codes

55349 Howard Lake (5.6 mi) 55325 Dassel (7.2 mi) 55390 Waverly (9.9 mi) 55395 Winsted (10.4 mi) 55381 Silver Lake (11.1 mi) 55324 Darwin (11.5 mi) 55302 Annandale (12.6 mi) 55363 Montrose (14 mi) 55382 South Haven (15 mi) 55358 Maple Lake (15.3 mi) 55355 Litchfield (15.4 mi) 55354 Lester Prairie (15.5 mi)

Demographics updated 06/2026

Population
Total population	5,473
Population density	68 / sq mi
State FIPS	27
County FIPS	171

Geography
Land area	81.01 sq mi
Water area	2.31 sq mi
Latitude	45.0819
Longitude	-94.1852
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.4%	26.0%	33.6%
$50k – $100k	40.2%	32.0%	31.5%
$100k – $200k	22.0%	34.4%	26.5%
Over $200k	2.3%	7.7%	8.5%

Demographics & statistics

5,473

Population

People per sq mi

34.6

Median age

$76,287

Median household income

$32,489

Per capita income

$247,800

Median home value

$878

Median monthly rent

78.7%

Home ownership

5.0%

Poverty rate

2.5%

Unemployment

1,660

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

289

Under 5

256

229

5–9

203

299

10–14

265

195

15–19

173

105

20–24

340

25–34

301

315

35–44

278

335

45–54

296

172

55–59

152

201

60–64

177

260

65–74

230

100

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,791	32.7%
18 and over	3,682	67.3%
65 and over	800	14.6%
Median age	34.6 years

Race & ethnicity

White 84.6%

Hispanic or Latino 6.9%

Other race 4.5%

Two or more races 2.8%

American Indian / Alaska Native 0.5%

Black or African American 0.4%

Asian 0.3%

Group	Count	%
White	4,973	84.6%
Hispanic or Latino	403	6.9%
Other race	267	4.5%
Two or more races	162	2.8%
American Indian / Alaska Native	28	0.5%
Black or African American	25	0.4%
Asian	18	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.4%	26.0%	33.6%
$50k – $100k	40.2%	32.0%	31.5%
$100k – $200k	22.0%	34.4%	26.5%
Over $200k	2.3%	7.7%	8.5%

Under $10k 1.9%

$10k–$15k 2.8%

$15k–$25k 7.7%

$25k–$35k 3.6%

$35k–$50k 10.4%

$50k–$75k 22.7%

$75k–$100k 15.1%

$100k–$150k 21.9%

$150k–$200k 9.3%

$200k+ 4.7%

Range	% of households
Under $10k	1.9%
$10k–$15k	2.8%
$15k–$25k	7.7%
$25k–$35k	3.6%
$35k–$50k	10.4%
$50k–$75k	22.7%
$75k–$100k	15.1%
$100k–$150k	21.9%
$150k–$200k	9.3%
$200k+	4.7%
Median income	$76,287

Housing

Home values

Under $50k 4.0%

$50k–$100k 2.6%

$100k–$150k 9.2%

$150k–$200k 17.8%

$200k–$300k 35.3%

$300k–$500k 22.4%

$500k–$1M 8.1%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$247,800
Median rent / month	$878
Owner occupied	78.7%
Renter occupied	21.3%
Vacant	8.4%
Single-family detached	80.0%
Large apartment buildings	7.3%
Mobile homes	3.3%
Median rooms	6.6
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	1.3%
2010–2019	5.1%
2000–2009	13.6%
1990–1999	12.7%
1980–1989	9.0%
1970–1979	16.5%
1960–1969	5.2%
1950–1959	6.0%
1940–1949	8.3%
1939 or earlier	22.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	6.9%
2 bedrooms	22.7%
3 bedrooms	35.4%
4 bedrooms	21.4%
5+ bedrooms	12.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.3%
1 vehicle	19.7%
2 vehicles	40.8%
3 or more	32.3%

Heating fuel

Fuel type	%
Utility gas	46.5%
Electricity	19.7%
Propane / LP gas	27.7%
Fuel oil	2.7%
Wood	1.7%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,102	58.4%
Cohabiting couple	125	6.6%
Male householder, no spouse	290	15.4%
Female householder, no spouse	370	19.6%
Households with children under 18	709	37.6%
Households with seniors (65+)	570	30.2%
Average household size	2.82

Marital status

Status	Male	Female
Never married	26.4%	18.6%
Married	58.2%	57.4%
Separated	1.9%	1.0%
Widowed	2.2%	12.6%
Divorced	11.2%	10.4%

Education

Less than 9th grade 2.1%

Some HS, no diploma 5.7%

HS graduate 40.0%

Some college, no degree 22.5%

Associate's degree 9.6%

Bachelor's degree 16.2%

Graduate / professional 4.0%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	94	7.3%
Kindergarten	115	8.9%
Elementary school	633	48.9%
High school	358	27.7%
College / grad school	94	7.3%

Employment

Industry of employment

Manufacturing 19.0%

Education & healthcare 19.0%

Construction 15.9%

Retail trade 10.8%

Other services 6.9%

Professional & management 6.2%

Arts, food & hospitality 5.6%

Agriculture & mining 3.7%

Transportation & utilities 3.7%

Public administration 3.6%

Finance & real estate 3.4%

Wholesale trade 1.7%

Information 0.5%

Occupation

Category	%
Management, business & arts	27.1%
Service	13.7%
Sales & office	18.3%
Natural resources & construction	19.7%
Production & transportation	21.2%

Employment type

Type	%
Private sector	84.6%
Government	10.4%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.5%
Carpool	4.5%
Public transit	1.0%
Walk	2.5%
Work from home	5.0%
Other means	1.5%
Avg commute (minutes)	28.9

Poverty

All people 5.0%

Under 18 years 5.0%

18 and over 5.1%

Married-couple families 2.5%

Female-led households 11.1%

Income support

Source	% of households
Social Security	32.0%
Retirement income	17.3%
Supplemental Security	1.5%
Cash public assistance	2.5%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	34.5%
High blood pressure	28.5%
High cholesterol	28.9%
Diabetes	8.9%
Heart disease	6.1%
Stroke	2.9%
Asthma	8.9%
Arthritis	22.6%
Kidney disease	2.7%
Pulmonary disease	5.5%
Cancer	6.9%

Behavior / access	%
Smoking	19.3%
Binge drinking	21.5%
No physical activity	19.9%
Less than 7 hrs sleep	27.7%
Depression	22.1%
Fair or poor health	11.6%
Poor mental health	13.9%
Poor physical health	9.5%
No health insurance	11.2%
Visited doctor (checkup)	69.1%
Visited dentist	65.7%
Cholesterol screening	88.5%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	261	7.1%

Disability	%
Any disability	9.9%
Under 18	1.6%
18–64 years	10.3%
65 and over	28.1%

Health insurance coverage

Type	%
Private insurance	71.4%
Public insurance	30.8%
No insurance	9.5%
Uninsured under 19	11.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,928	90.0%
Spanish	71	1.4%
Other Indo-European	56	1.1%
Asian & Pacific Islander	12	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,242	95.8%
Born in same state	5,220	95.4%
Born in different state	4,355	79.6%
Foreign born	22	0.4%
Naturalized citizen	231	4.2%
Not a US citizen	204	88.3%

Ancestry

Ancestry	Count	%
Polish	403	7.4%
Arab	363	6.6%
Italian	354	6.5%
French	219	4%

Ancestry	Count	%
Dutch	42	0.8%
English	20	0.4%
German	15	0.3%
Irish	6	0.1%

Technology access

Metric	% of households
Computer access	34.5%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55321

What city is ZIP code 55321 in?

ZIP code 55321 is primarily assigned to Cokato, Minnesota.

What county is ZIP code 55321 in?

ZIP code 55321 falls within Wright County, Minnesota.

Is ZIP code 55321 family-oriented?

33% of residents in ZIP code 55321 are under 18, reflecting a younger, family-oriented community.

What is the population of ZIP code 55321?

ZIP code 55321 has an estimated population of 5,473 residents, with a density of 68 people per square mile.

What is the median household income in ZIP code 55321?

The median household income in ZIP code 55321 is $76,287, above the national median of ~$75,000.

What is the typical home value in ZIP code 55321?

The median home value in ZIP code 55321 is $247,800.

What timezone is ZIP code 55321 in?

ZIP code 55321 observes the CST timezone.