37312 ZIP Code — Cleveland, TN
Bradley County, Tennessee
ZIP code 37312 is located in Cleveland, Tennessee, within Bradley County. It covers approximately 64.43 square miles and serves a population of 37,452 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.
About ZIP code 37312
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $250,300. Owner-occupancy sits near the national average at 71%.
Median household income is $70,095. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
37,452
population
64.43
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
37312 ZIP code map
Cities in ZIP code 37312
Below are the cities the US Postal Service accepts for ZIP code 37312. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Cleveland | Acceptable |
| Cleveland | Preferred |
Nearby ZIP codes
37310 Charleston (6 mi)
37336 Georgetown (6 mi)
37353 Mc Donald (8.9 mi)
37323 Cleveland (9.2 mi)
37309 Calhoun (9.5 mi)
37311 Cleveland (9.6 mi)
37308 Birchwood (10.1 mi)
37341 Harrison (12 mi)
37370 Riceville (12.5 mi)
37361 Ocoee (13.2 mi)
37363 Ooltewah (13.6 mi)
37307 Benton (14.3 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 37,452 |
| Population density | 581 / sq mi |
| State FIPS | 47 |
| County FIPS | 011 |
| Geography | |
|---|---|
| Land area | 64.43 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 35.2269 |
| Longitude | -84.8733 |
| Timezone | Eastern (ET) |
| Area code | 423 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.1% | 48.4% | 45.7% |
| $50k – $100k | 28.8% | 31.1% | 30.9% |
| $100k – $200k | 23.2% | 17.5% | 18.3% |
| Over $200k | 3.9% | 3.0% | 5.1% |
Demographics & statistics
37,452
Population
581
People per sq mi
40.0
Median age
$70,095
Median household income
$36,607
Per capita income
$250,300
Median home value
$1,065
Median monthly rent
70.7%
Home ownership
12.1%
Poverty rate
4.2%
Unemployment
10,799
Housing units
34.6%
Bachelor's or higher
Age distribution
Male
Female
1,026
Under 5
1,123
1,000
5–9
1,095
1,354
10–14
1,482
1,171
15–19
1,281
991
20–24
1,085
2,085
25–34
2,281
2,223
35–44
2,433
2,386
45–54
2,611
959
55–59
1,050
1,047
60–64
1,146
2,241
65–74
2,452
914
75–84
1,001
485
85+
530
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,535 | 22.8% |
| 18 and over | 28,917 | 77.2% |
| 65 and over | 7,623 | 20.4% |
| Median age | 40.0 years | |
Race & ethnicity
White
79.8%
Hispanic or Latino
5.8%
Two or more races
4.7%
Black or African American
3.9%
Other race
3.5%
Asian
2.1%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 31,756 | 79.8% |
| Hispanic or Latino | 2,323 | 5.8% |
| Two or more races | 1,877 | 4.7% |
| Black or African American | 1,543 | 3.9% |
| Other race | 1,391 | 3.5% |
| Asian | 850 | 2.1% |
| American Indian / Alaska Native | 35 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.1% | 48.4% | 45.7% |
| $50k – $100k | 28.8% | 31.1% | 30.9% |
| $100k – $200k | 23.2% | 17.5% | 18.3% |
| Over $200k | 3.9% | 3.0% | 5.1% |
Under $10k
4.6%
$10k–$15k
4.3%
$15k–$25k
4.7%
$25k–$35k
8.9%
$35k–$50k
11.5%
$50k–$75k
19.5%
$75k–$100k
10.8%
$100k–$150k
21.4%
$150k–$200k
8.0%
$200k+
6.3%
| Range | % of households |
|---|---|
| Under $10k | 4.6% |
| $10k–$15k | 4.3% |
| $15k–$25k | 4.7% |
| $25k–$35k | 8.9% |
| $35k–$50k | 11.5% |
| $50k–$75k | 19.5% |
| $75k–$100k | 10.8% |
| $100k–$150k | 21.4% |
| $150k–$200k | 8.0% |
| $200k+ | 6.3% |
| Median income | $70,095 |
Housing
Home values
Under $50k
3.1%
$50k–$100k
1.8%
$100k–$150k
11.5%
$150k–$200k
17.3%
$200k–$300k
36.3%
$300k–$500k
24.0%
$500k–$1M
4.5%
$1M+
1.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $250,300 |
| Median rent / month | $1,065 |
| Owner occupied | 70.7% |
| Renter occupied | 29.3% |
| Vacant | 5.6% |
| Single-family detached | 70.8% |
| Large apartment buildings | 3.2% |
| Mobile homes | 4.1% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.69 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 14.6% |
| 2000–2009 | 18.1% |
| 1990–1999 | 15.6% |
| 1980–1989 | 13.9% |
| 1970–1979 | 19.1% |
| 1960–1969 | 11.7% |
| 1950–1959 | 4.2% |
| 1940–1949 | 0.4% |
| 1939 or earlier | 1.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 4.5% |
| 2 bedrooms | 28.3% |
| 3 bedrooms | 43.9% |
| 4 bedrooms | 16.4% |
| 5+ bedrooms | 6.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.5% |
| 1 vehicle | 29.0% |
| 2 vehicles | 37.7% |
| 3 or more | 29.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 20.3% |
| Electricity | 77.4% |
| Propane / LP gas | 1.3% |
| Wood | 0.2% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 7,723 | 54.8% |
| Cohabiting couple | 878 | 6.2% |
| Male householder, no spouse | 1,931 | 13.7% |
| Female householder, no spouse | 3,572 | 25.3% |
| Households with children under 18 | 4,473 | 31.7% |
| Households with seniors (65+) | 5,235 | 37.1% |
| Average household size | 2.62 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 28.6% | 23.5% |
| Married | 58.3% | 51.7% |
| Separated | 1.6% | 0.8% |
| Widowed | 2.3% | 12.4% |
| Divorced | 9.2% | 11.6% |
Education
Less than 9th grade
3.1%
Some HS, no diploma
5.3%
HS graduate
25.1%
Some college, no degree
23.1%
Associate's degree
8.8%
Bachelor's degree
19.7%
Graduate / professional
14.9%
| Metric | % |
|---|---|
| HS diploma or higher | 91.5% |
| Bachelor's or higher | 34.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 273 | 3.3% |
| Kindergarten | 286 | 3.5% |
| Elementary school | 3,802 | 46.0% |
| High school | 2,139 | 25.9% |
| College / grad school | 1,768 | 21.4% |
Employment
Industry of employment
Education & healthcare
25.2%
Manufacturing
15.1%
Retail trade
13.6%
Other services
7.7%
Arts, food & hospitality
7.6%
Finance & real estate
6.9%
Professional & management
6.0%
Transportation & utilities
5.6%
Construction
5.1%
Public administration
4.5%
Wholesale trade
1.8%
Agriculture & mining
0.5%
Information
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 41.5% |
| Service | 13.3% |
| Sales & office | 24.0% |
| Natural resources & construction | 5.5% |
| Production & transportation | 15.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.0% |
| Government | 16.9% |
| Self-employed | 6.7% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.1% |
| Carpool | 10.1% |
| Public transit | 0.0% |
| Walk | 0.5% |
| Work from home | 6.7% |
| Other means | 0.6% |
| Avg commute (minutes) | 23.1 |
Poverty
All people
12.1%
Under 18 years
17.4%
18 and over
10.6%
Married-couple families
3.4%
Female-led households
30.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 37.3% |
| Retirement income | 29.0% |
| Supplemental Security | 1.9% |
| Cash public assistance | 0.7% |
| Food stamps / SNAP | 7.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.5% |
| High blood pressure | 37.1% |
| High cholesterol | 35.1% |
| Diabetes | 11.8% |
| Heart disease | 7.2% |
| Stroke | 3.3% |
| Asthma | 10.1% |
| Arthritis | 30.7% |
| Kidney disease | 3.1% |
| Pulmonary disease | 8.3% |
| Cancer | 7.4% |
| Behavior / access | % |
|---|---|
| Smoking | 19.3% |
| Binge drinking | 13.8% |
| No physical activity | 26.2% |
| Less than 7 hrs sleep | 31.8% |
| Depression | 26.0% |
| Fair or poor health | 15.2% |
| Poor mental health | 16.1% |
| Poor physical health | 11.0% |
| No health insurance | 15.4% |
| Visited doctor (checkup) | 77.6% |
| Visited dentist | 58.2% |
| Cholesterol screening | 91.1% |
| Teeth loss | 14.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,591 | 9.0% |
| Disability | % |
|---|---|
| Any disability | 16.5% |
| Under 18 | 5.4% |
| 18–64 years | 12.5% |
| 65 and over | 41.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 72.9% |
| Public insurance | 32.9% |
| No insurance | 8.1% |
| Uninsured under 19 | 5.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 35,303 | 94.3% |
| Spanish | 1,176 | 3.3% |
| Other Indo-European | 493 | 1.4% |
| Asian & Pacific Islander | 475 | 1.3% |
| Other languages | 143 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 34,859 | 93.1% |
| Born in same state | 34,151 | 91.2% |
| Born in different state | 20,419 | 54.5% |
| Foreign born | 708 | 1.9% |
| Naturalized citizen | 2,593 | 6.9% |
| Not a US citizen | 1,392 | 53.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,655 | 12.4% |
| Italian | 4,028 | 10.8% |
| Arab | 3,237 | 8.6% |
| English | 346 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| German | 281 | 0.8% |
| Polish | 125 | 0.3% |
| Irish | 79 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.7% |
| Internet access | 92.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37312
What city is ZIP code 37312 in?
ZIP code 37312 is primarily assigned to Cleveland, Tennessee.
What county is ZIP code 37312 in?
ZIP code 37312 falls within Bradley County, Tennessee.
Does ZIP code 37312 have a large retiree population?
37% of households in ZIP code 37312 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 37312?
ZIP code 37312 has an estimated population of 37,452 residents, with a density of 581 people per square mile.
What is the median household income in ZIP code 37312?
The median household income in ZIP code 37312 is $70,095, below the national median of ~$75,000.
What is the typical home value in ZIP code 37312?
The median home value in ZIP code 37312 is $250,300.
What timezone is ZIP code 37312 in?
ZIP code 37312 observes the EST timezone.