04915 ZIP Code — Belfast, ME

Waldo County, Maine

ZIP code 04915 is located in Belfast, Maine, within Waldo County. It covers approximately 73.06 square miles and serves a population of 9,078 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04915

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $219,900. Owner-occupancy sits near the national average at 73%.

The gap between median ($54,164) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 19% of residents, above the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04915 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

9,078

population

73.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04915 ZIP code map

Cities in ZIP code 04915

Below are the cities the US Postal Service accepts for ZIP code 04915. Using any city not on this list may result in mail delivery delays.

City	Status
Belfast	Acceptable
Belfast	Preferred

Nearby ZIP codes

04974 Searsport (6.4 mi) 04952 Morrill (6.7 mi) 04921 Brooks (8.5 mi) 04951 Monroe (8.5 mi) 04981 Stockton Springs (10 mi) 04849 Lincolnville (10.2 mi) 04973 Searsmont (10.4 mi) 04941 Freedom (10.6 mi) 04438 Frankfort (11.2 mi) 04986 Thorndike (11.2 mi) 04848 Islesboro (12.9 mi) 04421 Castine (13.5 mi)

Demographics updated 06/2026

Population
Total population	9,078
Population density	124 / sq mi
State FIPS	23
County FIPS	027

Geography
Land area	73.06 sq mi
Water area	6.25 sq mi
Latitude	44.4693
Longitude	-69.0567
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	43.2%	42.3%
$50k – $100k	34.8%	35.6%	32.3%
$100k – $200k	19.3%	17.8%	20.6%
Over $200k	3.8%	3.4%	4.9%

Demographics & statistics

9,078

Population

124

People per sq mi

54.8

Median age

$54,164

Median household income

$38,700

Per capita income

$219,900

Median home value

$913

Median monthly rent

73.4%

Home ownership

18.7%

Poverty rate

3.5%

Unemployment

4,047

Housing units

41.3%

Bachelor's or higher

Age distribution

Male Female

152

Under 5

181

175

5–9

209

243

10–14

291

169

15–19

202

20–24

112

431

25–34

517

412

35–44

494

398

45–54

476

211

55–59

253

517

60–64

620

864

65–74

1,034

361

75–84

432

105

85+

125

← Male

Female →

Age summary

Group	Count	%
Under 18	1,472	16.2%
18 and over	7,606	83.8%
65 and over	2,921	32.2%
Median age	54.8 years

Race & ethnicity

White 82.8%

Hispanic or Latino 6.1%

Two or more races 5.8%

Other race 3%

Black or African American 1.3%

Asian 0.6%

American Indian / Alaska Native 0.4%

Group	Count	%
White	8,006	82.8%
Hispanic or Latino	587	6.1%
Two or more races	559	5.8%
Other race	286	3%
Black or African American	127	1.3%
Asian	59	0.6%
American Indian / Alaska Native	41	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	43.2%	42.3%
$50k – $100k	34.8%	35.6%	32.3%
$100k – $200k	19.3%	17.8%	20.6%
Over $200k	3.8%	3.4%	4.9%

Under $10k 5.1%

$10k–$15k 5.8%

$15k–$25k 11.5%

$25k–$35k 9.3%

$35k–$50k 12.8%

$50k–$75k 20.7%

$75k–$100k 10.4%

$100k–$150k 12.2%

$150k–$200k 4.8%

$200k+ 7.4%

Range	% of households
Under $10k	5.1%
$10k–$15k	5.8%
$15k–$25k	11.5%
$25k–$35k	9.3%
$35k–$50k	12.8%
$50k–$75k	20.7%
$75k–$100k	10.4%
$100k–$150k	12.2%
$150k–$200k	4.8%
$200k+	7.4%
Median income	$54,164

Housing

Home values

Under $50k 5.6%

$50k–$100k 4.6%

$100k–$150k 15.7%

$150k–$200k 18.5%

$200k–$300k 26.0%

$300k–$500k 20.6%

$500k–$1M 8.4%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$219,900
Median rent / month	$913
Owner occupied	73.4%
Renter occupied	26.6%
Vacant	18.3%
Single-family detached	59.6%
Large apartment buildings	4.6%
Mobile homes	13.8%
Median rooms	5.6
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	0.5%
2010–2019	8.7%
2000–2009	12.6%
1990–1999	14.6%
1980–1989	8.8%
1970–1979	14.7%
1960–1969	7.5%
1950–1959	2.7%
1940–1949	1.8%
1939 or earlier	28.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	11.1%
2 bedrooms	30.4%
3 bedrooms	41.6%
4 bedrooms	10.4%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	13.1%
1 vehicle	41.3%
2 vehicles	34.8%
3 or more	10.9%

Heating fuel

Fuel type	%
Utility gas	0.2%
Electricity	11.4%
Propane / LP gas	12.5%
Fuel oil	61.9%
Wood	12.2%
Solar	1.6%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	1,812	42.9%
Cohabiting couple	421	10.0%
Male householder, no spouse	697	16.5%
Female householder, no spouse	1,297	30.7%
Households with children under 18	871	20.6%
Households with seniors (65+)	2,020	47.8%
Average household size	2.11

Marital status

Status	Male	Female
Never married	22.5%	27.3%
Married	55.4%	43.2%
Separated	0.4%	0.8%
Widowed	0.8%	11.1%
Divorced	20.9%	17.6%

Education

Less than 9th grade 1.5%

Some HS, no diploma 5.1%

HS graduate 27.4%

Some college, no degree 18.8%

Associate's degree 5.9%

Bachelor's degree 22.0%

Graduate / professional 19.3%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	41.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	2.9%
Kindergarten	37	2.5%
Elementary school	787	54.0%
High school	357	24.5%
College / grad school	234	16.0%

Employment

Industry of employment

Education & healthcare 24.0%

Professional & management 16.9%

Retail trade 13.4%

Manufacturing 7.9%

Finance & real estate 7.8%

Arts, food & hospitality 7.6%

Other services 6.7%

Construction 4.6%

Transportation & utilities 3.2%

Information 2.8%

Public administration 2.8%

Agriculture & mining 1.9%

Wholesale trade 0.4%

Occupation

Category	%
Management, business & arts	43.3%
Service	20.5%
Sales & office	16.4%
Natural resources & construction	9.3%
Production & transportation	10.6%

Employment type

Type	%
Private sector	74.1%
Government	16.1%
Self-employed	9.1%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	77.6%
Carpool	7.4%
Public transit	1.1%
Walk	1.8%
Work from home	11.6%
Other means	0.5%
Avg commute (minutes)	19.6

Poverty

All people 18.7%

Under 18 years 31.9%

18 and over 16.2%

Married-couple families 0.7%

Female-led households 37.5%

Income support

Source	% of households
Social Security	47.3%
Retirement income	36.0%
Supplemental Security	5.0%
Cash public assistance	3.6%
Food stamps / SNAP	13.8%

Health indicators

Condition	%
Obesity	30.4%
High blood pressure	34.0%
High cholesterol	33.4%
Diabetes	9.3%
Heart disease	7.4%
Stroke	3.3%
Asthma	10.5%
Arthritis	28.9%
Kidney disease	3.2%
Pulmonary disease	8.4%
Cancer	8.3%

Behavior / access	%
Smoking	15.8%
Binge drinking	14.5%
No physical activity	20.4%
Less than 7 hrs sleep	31.5%
Depression	21.1%
Fair or poor health	12.4%
Poor mental health	13.2%
Poor physical health	9.7%
No health insurance	11.6%
Visited doctor (checkup)	76.3%
Visited dentist	65.2%
Cholesterol screening	90.2%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	423	5.6%

Disability	%
Any disability	19.8%
Under 18	3.4%
18–64 years	19.8%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	63.0%
Public insurance	54.1%
No insurance	7.4%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,745	96.3%
Spanish	75	0.9%
Other Indo-European	7	0.1%
Asian & Pacific Islander	65	0.7%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,704	95.9%
Born in same state	8,677	95.6%
Born in different state	5,073	55.9%
Foreign born	27	0.3%
Naturalized citizen	374	4.1%
Not a US citizen	174	46.5%

Ancestry

Ancestry	Count	%
French	2,064	22.7%
Italian	1,415	15.6%
Arab	676	7.4%
German	246	2.7%
Polish	86	0.9%

Ancestry	Count	%
Dutch	65	0.7%
English	56	0.6%
Norwegian	24	0.3%
Irish	3	0%

Technology access

Metric	% of households
Computer access	46.6%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04915

What city is ZIP code 04915 in?

ZIP code 04915 is primarily assigned to Belfast, Maine.

What county is ZIP code 04915 in?

ZIP code 04915 falls within Waldo County, Maine.

Does ZIP code 04915 have an older population?

32% of residents in ZIP code 04915 are 65 or older, above the national average of ~17%.

Does ZIP code 04915 have a large retiree population?

47% of households in ZIP code 04915 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 04915?

19% of residents in ZIP code 04915 live below the poverty line, above the national average.

What is the population of ZIP code 04915?

ZIP code 04915 has an estimated population of 9,078 residents, with a density of 124 people per square mile.

What timezone is ZIP code 04915 in?

ZIP code 04915 observes the EST timezone.