38821 ZIP Code — Amory, MS

Monroe County, Mississippi

ZIP code 38821 is located in Amory, Mississippi, within Monroe County. It covers approximately 138.60 square miles and serves a population of 12,222 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38821

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $153,300. Owner-occupancy is high at 75%, well above the national average.

Median household income is $57,206. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 38821 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

12,222

population

138.60

sq mi land

Standard

ZIP type

Central (CT)

timezone

38821 ZIP code map

Cities in ZIP code 38821

Below are the cities the US Postal Service accepts for ZIP code 38821. Using any city not on this list may result in mail delivery delays.

City	Status
Amory	Acceptable
Amory	Preferred

Nearby ZIP codes

38870 Smithville (6.7 mi) 38848 Greenwood Springs (7.3 mi) 39730 Aberdeen (10.7 mi) 38858 Nettleton (12 mi) 38844 Gattman (12.2 mi) 39746 Hamilton (15.6 mi) 39740 Caledonia (16.9 mi) 35552 Detroit (16.9 mi) 38862 Plantersville (17.9 mi) 35586 Sulligent (19.9 mi)

Demographics updated 06/2026

Population
Total population	12,222
Population density	88 / sq mi
State FIPS	28
County FIPS	095

Geography
Land area	138.60 sq mi
Water area	1.98 sq mi
Latitude	33.9699
Longitude	-88.4177
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	54.5%	52.9%
$50k – $100k	30.9%	29.1%	28.4%
$100k – $200k	16.5%	14.5%	15.3%
Over $200k	2.1%	1.9%	3.4%

Demographics & statistics

12,222

Population

People per sq mi

42.3

Median age

$57,206

Median household income

$31,558

Per capita income

$153,300

Median home value

$751

Median monthly rent

75.3%

Home ownership

11.2%

Poverty rate

5.0%

Unemployment

4,610

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

277

Under 5

305

355

5–9

390

404

10–14

445

334

15–19

367

429

20–24

473

557

25–34

613

665

35–44

733

815

45–54

897

241

55–59

265

537

60–64

592

678

65–74

746

356

75–84

393

169

85+

186

← Male

Female →

Age summary

Group	Count	%
Under 18	2,781	22.8%
18 and over	9,441	77.2%
65 and over	2,528	20.7%
Median age	42.3 years

Race & ethnicity

White 80.3%

Black or African American 15.9%

Two or more races 3%

Hispanic or Latino 0.6%

Asian 0.1%

Group	Count	%
White	9,883	80.3%
Black or African American	1,955	15.9%
Two or more races	371	3%
Hispanic or Latino	79	0.6%
Asian	13	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	54.5%	52.9%
$50k – $100k	30.9%	29.1%	28.4%
$100k – $200k	16.5%	14.5%	15.3%
Over $200k	2.1%	1.9%	3.4%

Under $10k 5.5%

$10k–$15k 4.0%

$15k–$25k 14.2%

$25k–$35k 9.7%

$35k–$50k 10.7%

$50k–$75k 16.2%

$75k–$100k 10.5%

$100k–$150k 17.2%

$150k–$200k 7.7%

$200k+ 4.2%

Range	% of households
Under $10k	5.5%
$10k–$15k	4.0%
$15k–$25k	14.2%
$25k–$35k	9.7%
$35k–$50k	10.7%
$50k–$75k	16.2%
$75k–$100k	10.5%
$100k–$150k	17.2%
$150k–$200k	7.7%
$200k+	4.2%
Median income	$57,206

Housing

Home values

Under $50k 6.8%

$50k–$100k 23.9%

$100k–$150k 17.2%

$150k–$200k 22.6%

$200k–$300k 12.9%

$300k–$500k 13.4%

$500k–$1M 2.2%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$153,300
Median rent / month	$751
Owner occupied	75.3%
Renter occupied	24.7%
Vacant	14.6%
Single-family detached	76.1%
Large apartment buildings	0.2%
Mobile homes	8.9%
Median rooms	5.9
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.4%
2010–2019	12.1%
2000–2009	9.7%
1990–1999	13.4%
1980–1989	11.7%
1970–1979	20.0%
1960–1969	9.7%
1950–1959	11.4%
1940–1949	6.4%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	7.5%
2 bedrooms	23.1%
3 bedrooms	52.0%
4 bedrooms	14.9%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	28.5%
2 vehicles	42.0%
3 or more	25.7%

Heating fuel

Fuel type	%
Utility gas	34.3%
Electricity	58.1%
Propane / LP gas	7.2%
Wood	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,722	54.5%
Cohabiting couple	362	7.3%
Male householder, no spouse	634	12.7%
Female householder, no spouse	1,274	25.5%
Households with children under 18	1,513	30.3%
Households with seniors (65+)	1,619	32.4%
Average household size	2.39

Marital status

Status	Male	Female
Never married	27.8%	21.9%
Married	60.6%	53.0%
Separated	0.7%	3.2%
Widowed	3.0%	12.6%
Divorced	7.9%	9.4%

Education

Less than 9th grade 5.8%

Some HS, no diploma 6.1%

HS graduate 38.7%

Some college, no degree 20.4%

Associate's degree 9.2%

Bachelor's degree 12.2%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	88.1%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	228	7.7%
Kindergarten	271	9.2%
Elementary school	1,301	44.1%
High school	724	24.5%
College / grad school	427	14.5%

Employment

Industry of employment

Manufacturing 28.3%

Education & healthcare 20.6%

Arts, food & hospitality 11.7%

Retail trade 9.6%

Professional & management 6.3%

Other services 5.2%

Transportation & utilities 4.7%

Construction 4.4%

Public administration 3.6%

Finance & real estate 2.3%

Wholesale trade 1.7%

Information 1.0%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	31.6%
Service	17.5%
Sales & office	21.3%
Natural resources & construction	5.5%
Production & transportation	24.0%

Employment type

Type	%
Private sector	81.4%
Government	11.3%
Self-employed	7.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.1%
Carpool	3.4%
Public transit	0.0%
Walk	0.1%
Work from home	8.5%
Other means	0.0%
Avg commute (minutes)	20.7

Poverty

All people 11.2%

Under 18 years 11.2%

18 and over 11.1%

Married-couple families 3.6%

Female-led households 26.1%

Income support

Source	% of households
Social Security	38.4%
Retirement income	24.7%
Supplemental Security	4.8%
Cash public assistance	4.5%
Food stamps / SNAP	12.2%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	44.2%
High cholesterol	39.8%
Diabetes	13.6%
Heart disease	8.6%
Stroke	4.5%
Asthma	9.9%
Arthritis	32.3%
Kidney disease	3.7%
Pulmonary disease	9.2%
Cancer	7.3%

Behavior / access	%
Smoking	19.8%
Binge drinking	13.0%
No physical activity	30.5%
Less than 7 hrs sleep	30.4%
Depression	23.0%
Fair or poor health	21.2%
Poor mental health	14.7%
Poor physical health	12.3%
No health insurance	19.0%
Visited doctor (checkup)	78.6%
Visited dentist	57.1%
Cholesterol screening	89.1%
Teeth loss	19.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	632	6.7%

Disability	%
Any disability	12.1%
Under 18	2.9%
18–64 years	9.4%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	63.4%
Public insurance	37.2%
No insurance	8.4%
Uninsured under 19	2.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,640	95.2%
Spanish	81	0.7%
Other Indo-European	81	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,131	99.3%
Born in same state	12,115	99.1%
Born in different state	10,013	81.9%
Foreign born	16	0.1%
Naturalized citizen	91	0.7%
Not a US citizen	6	6.6%

Ancestry

Ancestry	Count	%
French	2,329	19.1%
Italian	1,253	10.3%
Arab	1,252	10.2%

Ancestry	Count	%
German	43	0.4%
English	37	0.3%
Polish	4	0%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	91.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38821

What city is ZIP code 38821 in?

ZIP code 38821 is primarily assigned to Amory, Mississippi.

What county is ZIP code 38821 in?

ZIP code 38821 falls within Monroe County, Mississippi.

Does ZIP code 38821 have a large retiree population?

38% of households in ZIP code 38821 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38821?

The median home value in ZIP code 38821 is $153,300.

What is the population of ZIP code 38821?

ZIP code 38821 has an estimated population of 12,222 residents, with a density of 88 people per square mile.

What is the median household income in ZIP code 38821?

The median household income in ZIP code 38821 is $57,206, below the national median of ~$75,000.

What timezone is ZIP code 38821 in?

ZIP code 38821 observes the CST timezone.