38870 ZIP Code — Smithville, MS

Monroe County, Mississippi

ZIP code 38870 is located in Smithville, Mississippi, within Monroe County. It covers approximately 68.47 square miles and serves a population of 2,509 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38870

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $98,100. Owner-occupancy is high at 87%, well above the national average.

Median household income is $54,562. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 38870 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,509

population

68.47

sq mi land

Standard

ZIP type

Central (CT)

timezone

38870 ZIP code map

Cities in ZIP code 38870

Below are the cities the US Postal Service accepts for ZIP code 38870. Using any city not on this list may result in mail delivery delays.

City	Status
Smithville	Acceptable
Smithville	Preferred

Nearby ZIP codes

38821 Amory (6.7 mi) 38848 Greenwood Springs (7.5 mi) 38858 Nettleton (11.3 mi) 35552 Detroit (13.1 mi) 38876 Tremont (13.4 mi) 38843 Fulton (15.3 mi) 38844 Gattman (15.4 mi) 38862 Plantersville (16.8 mi) 39730 Aberdeen (17.3 mi) 35544 Beaverton (19.9 mi)

Demographics updated 05/2026

Population
Total population	2,509
Population density	37 / sq mi
State FIPS	28
County FIPS	095

Geography
Land area	68.47 sq mi
Water area	1.77 sq mi
Latitude	34.0554
Longitude	-88.3623
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.5%	54.5%	52.9%
$50k – $100k	34.3%	29.1%	28.4%
$100k – $200k	13.2%	14.5%	15.3%
Over $200k	0.0%	1.9%	3.4%

Demographics & statistics

2,509

Population

People per sq mi

44.2

Median age

$54,562

Median household income

$29,225

Per capita income

$98,100

Median home value

$810

Median monthly rent

87.0%

Home ownership

9.9%

Poverty rate

1.2%

Unemployment

1,226

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

108

Under 5

5–9

10–14

15–19

104

20–24

145

25–34

123

132

35–44

111

176

45–54

149

55–59

60–64

168

65–74

143

161

75–84

136

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	493	19.6%
18 and over	2,016	80.4%
65 and over	637	25.4%
Median age	44.2 years

Race & ethnicity

White 93.8%

Two or more races 4.7%

Black or African American 1.4%

Hispanic or Latino 0.1%

Group	Count	%
White	2,355	93.8%
Two or more races	119	4.7%
Black or African American	35	1.4%
Hispanic or Latino	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.5%	54.5%	52.9%
$50k – $100k	34.3%	29.1%	28.4%
$100k – $200k	13.2%	14.5%	15.3%
Over $200k	0.0%	1.9%	3.4%

Under $10k 1.6%

$10k–$15k 2.1%

$15k–$25k 14.6%

$25k–$35k 12.2%

$35k–$50k 9.2%

$50k–$75k 25.6%

$75k–$100k 19.5%

$100k–$150k 3.9%

$150k–$200k 8.8%

$200k+ 2.6%

Range	% of households
Under $10k	1.6%
$10k–$15k	2.1%
$15k–$25k	14.6%
$25k–$35k	12.2%
$35k–$50k	9.2%
$50k–$75k	25.6%
$75k–$100k	19.5%
$100k–$150k	3.9%
$150k–$200k	8.8%
$200k+	2.6%
Median income	$54,562

Housing

Home values

Under $50k 6.4%

$50k–$100k 45.5%

$100k–$150k 18.5%

$150k–$200k 7.5%

$200k–$300k 16.1%

$300k–$500k 5.3%

$500k–$1M 0.8%

Housing overview

Metric	Value
Median home value	$98,100
Median rent / month	$810
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	24.4%
Single-family detached	85.1%
Large apartment buildings	0.0%
Mobile homes	4.8%
Median rooms	5.8
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.1%
2010–2019	11.6%
2000–2009	4.6%
1990–1999	4.0%
1980–1989	6.3%
1970–1979	16.5%
1960–1969	33.8%
1950–1959	4.9%
1940–1949	7.4%
1939 or earlier	11.0%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	7.2%
2 bedrooms	29.4%
3 bedrooms	48.3%
4 bedrooms	7.7%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	30.7%
2 vehicles	38.0%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	12.8%
Electricity	74.8%
Propane / LP gas	12.5%

Households & families

Household type	Count	%
Married-couple family	585	57.0%
Cohabiting couple	62	6.0%
Male householder, no spouse	154	15.0%
Female householder, no spouse	226	22.0%
Households with children under 18	237	23.1%
Households with seniors (65+)	498	48.5%
Average household size	2.44

Marital status

Status	Male	Female
Never married	32.3%	18.2%
Married	54.3%	57.3%
Separated	0.4%	0.3%
Widowed	6.5%	13.8%
Divorced	6.5%	10.4%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.7%

HS graduate 39.3%

Some college, no degree 24.6%

Associate's degree 6.9%

Bachelor's degree 12.6%

Graduate / professional 10.2%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	36	6.9%
Kindergarten	12	2.3%
Elementary school	201	38.4%
High school	119	22.8%
College / grad school	155	29.6%

Employment

Industry of employment

Manufacturing 25.4%

Education & healthcare 24.6%

Retail trade 14.0%

Transportation & utilities 10.0%

Arts, food & hospitality 7.9%

Public administration 5.9%

Professional & management 3.9%

Construction 3.1%

Agriculture & mining 2.8%

Other services 1.7%

Information 0.5%

Finance & real estate 0.3%

Occupation

Category	%
Management, business & arts	29.2%
Service	11.0%
Sales & office	18.7%
Natural resources & construction	14.6%
Production & transportation	26.5%

Employment type

Type	%
Private sector	78.1%
Government	20.5%
Self-employed	1.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.9%
Carpool	10.5%
Public transit	0.0%
Walk	1.9%
Work from home	0.5%
Other means	0.3%
Avg commute (minutes)	28.0

Poverty

All people 9.9%

Under 18 years 18.6%

18 and over 8.0%

Married-couple families 5.1%

Female-led households 27.3%

Income support

Source	% of households
Social Security	45.9%
Retirement income	23.1%
Supplemental Security	4.3%
Cash public assistance	3.4%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	38.8%
High cholesterol	38.1%
Diabetes	10.5%
Heart disease	6.7%
Stroke	3.2%
Asthma	8.9%
Arthritis	28.1%
Kidney disease	2.8%
Pulmonary disease	6.9%
Cancer	6.8%

Behavior / access	%
Smoking	16.7%
Binge drinking	14.7%
No physical activity	24.7%
Less than 7 hrs sleep	28.8%
Depression	22.2%
Fair or poor health	15.4%
Poor mental health	13.6%
Poor physical health	9.6%
No health insurance	15.9%
Visited doctor (checkup)	76.9%
Visited dentist	64.1%
Cholesterol screening	89.6%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	107	5.3%

Disability	%
Any disability	15.7%
Under 18	2.8%
18–64 years	11.6%
65 and over	34.7%

Health insurance coverage

Type	%
Private insurance	65.8%
Public insurance	45.7%
No insurance	7.3%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,310	92.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,482	98.9%
Born in same state	2,482	98.9%
Born in different state	1,854	73.9%
Foreign born	0	0.0%
Naturalized citizen	27	1.1%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	799	31.8%
Arab	271	10.8%
Italian	261	10.4%

Ancestry	Count	%
English	3	0.1%
Polish	2	0.1%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	85.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38870

What city is ZIP code 38870 in?

ZIP code 38870 is primarily assigned to Smithville, Mississippi.

What county is ZIP code 38870 in?

ZIP code 38870 falls within Monroe County, Mississippi.

Does ZIP code 38870 have an older population?

25% of residents in ZIP code 38870 are 65 or older, above the national average of ~17%.

Is ZIP code 38870 mostly owner-occupied?

87% of occupied units in ZIP code 38870 are owner-occupied, well above the national average.

Does ZIP code 38870 have a large retiree population?

46% of households in ZIP code 38870 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38870?

The median home value in ZIP code 38870 is $98,100.

What timezone is ZIP code 38870 in?

ZIP code 38870 observes the CST timezone.