39746 ZIP Code — Hamilton, MS

Monroe County, Mississippi

ZIP code 39746 is located in Hamilton, Mississippi, within Monroe County. It covers approximately 88.12 square miles and serves a population of 2,897 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 39746

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $106,900. Owner-occupancy is high at 80%, well above the national average.

Median household income is $58,236. The poverty rate of 7% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 39746 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,897

population

88.12

sq mi land

Standard

ZIP type

Central (CT)

timezone

39746 ZIP code map

Cities in ZIP code 39746

Below are the cities the US Postal Service accepts for ZIP code 39746. Using any city not on this list may result in mail delivery delays.

City	Status
Hamilton	Acceptable
Hamilton	Preferred

Nearby ZIP codes

39740 Caledonia (4.1 mi) 39710 Columbus (8.3 mi) 39730 Aberdeen (10.5 mi) 38844 Gattman (10.9 mi) 39705 Columbus (11.3 mi) 39766 Steens (12 mi) 39756 Prairie (15.2 mi) 38821 Amory (15.6 mi) 38848 Greenwood Springs (16.6 mi) 35586 Sulligent (18.4 mi) 35592 Vernon (18.6 mi) 35576 Millport (19.5 mi)

Demographics updated 05/2026

Population
Total population	2,897
Population density	33 / sq mi
State FIPS	28
County FIPS	095

Geography
Land area	88.12 sq mi
Water area	1.41 sq mi
Latitude	33.7445
Longitude	-88.4064
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	54.5%	52.9%
$50k – $100k	25.9%	29.1%	28.4%
$100k – $200k	19.6%	14.5%	15.3%
Over $200k	3.1%	1.9%	3.4%

Demographics & statistics

2,897

Population

People per sq mi

45.4

Median age

$58,236

Median household income

$30,614

Per capita income

$106,900

Median home value

$765

Median monthly rent

79.5%

Home ownership

6.5%

Poverty rate

2.0%

Unemployment

1,150

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

197

35–44

199

151

45–54

151

159

55–59

160

60–64

159

65–74

159

140

75–84

141

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	578	20.0%
18 and over	2,319	80.0%
65 and over	649	22.4%
Median age	45.4 years

Race & ethnicity

White 77.2%

Black or African American 16.4%

Asian 2.7%

Two or more races 1.9%

Hispanic or Latino 1.8%

Group	Count	%
White	2,276	77.2%
Black or African American	483	16.4%
Asian	81	2.7%
Two or more races	57	1.9%
Hispanic or Latino	53	1.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	54.5%	52.9%
$50k – $100k	25.9%	29.1%	28.4%
$100k – $200k	19.6%	14.5%	15.3%
Over $200k	3.1%	1.9%	3.4%

Under $10k 1.5%

$10k–$15k 5.7%

$15k–$25k 10.1%

$25k–$35k 17.6%

$35k–$50k 10.5%

$50k–$75k 20.4%

$75k–$100k 6.9%

$100k–$150k 18.1%

$150k–$200k 5.3%

$200k+ 4.0%

Range	% of households
Under $10k	1.5%
$10k–$15k	5.7%
$15k–$25k	10.1%
$25k–$35k	17.6%
$35k–$50k	10.5%
$50k–$75k	20.4%
$75k–$100k	6.9%
$100k–$150k	18.1%
$150k–$200k	5.3%
$200k+	4.0%
Median income	$58,236

Housing

Home values

Under $50k 20.4%

$50k–$100k 25.9%

$100k–$150k 23.5%

$150k–$200k 11.2%

$200k–$300k 13.4%

$300k–$500k 4.5%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$106,900
Median rent / month	$765
Owner occupied	79.5%
Renter occupied	20.5%
Vacant	14.1%
Single-family detached	65.3%
Large apartment buildings	0.0%
Mobile homes	33.6%
Median rooms	5.9
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	2.1%
2010–2019	7.4%
2000–2009	15.5%
1990–1999	20.8%
1980–1989	14.8%
1970–1979	8.0%
1960–1969	20.3%
1950–1959	8.7%
1940–1949	0.0%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.5%
2 bedrooms	26.4%
3 bedrooms	59.1%
4 bedrooms	11.3%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	28.8%
2 vehicles	34.2%
3 or more	32.2%

Heating fuel

Fuel type	%
Utility gas	4.2%
Electricity	77.1%
Propane / LP gas	18.3%
Wood	0.5%

Households & families

Household type	Count	%
Married-couple family	564	47.0%
Cohabiting couple	55	4.6%
Male householder, no spouse	234	19.5%
Female householder, no spouse	346	28.9%
Households with children under 18	365	30.4%
Households with seniors (65+)	415	34.6%
Average household size	2.42

Marital status

Status	Male	Female
Never married	33.3%	25.3%
Married	54.2%	45.3%
Separated	0.0%	0.5%
Widowed	3.6%	16.7%
Divorced	8.9%	12.1%

Education

Less than 9th grade 7.8%

Some HS, no diploma 6.3%

HS graduate 42.5%

Some college, no degree 19.7%

Associate's degree 7.2%

Bachelor's degree 11.9%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	7.7%
Kindergarten	69	10.7%
Elementary school	275	42.5%
High school	206	31.8%
College / grad school	47	7.3%

Employment

Industry of employment

Manufacturing 21.1%

Education & healthcare 17.8%

Retail trade 15.9%

Transportation & utilities 13.1%

Construction 11.6%

Arts, food & hospitality 7.6%

Other services 3.0%

Agriculture & mining 2.6%

Professional & management 2.2%

Wholesale trade 2.1%

Finance & real estate 2.0%

Public administration 1.1%

Occupation

Category	%
Management, business & arts	19.2%
Service	12.6%
Sales & office	29.8%
Natural resources & construction	12.5%
Production & transportation	25.9%

Employment type

Type	%
Private sector	85.3%
Government	7.0%
Self-employed	7.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.7%
Carpool	7.7%
Public transit	0.0%
Walk	0.0%
Work from home	3.6%
Other means	0.0%
Avg commute (minutes)	24.2

Poverty

All people 6.5%

Under 18 years 9.7%

18 and over 5.6%

Married-couple families 2.8%

Female-led households 17.9%

Income support

Source	% of households
Social Security	38.5%
Retirement income	24.3%
Supplemental Security	4.9%
Cash public assistance	1.3%
Food stamps / SNAP	12.6%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	40.1%
High cholesterol	37.4%
Diabetes	11.3%
Heart disease	6.9%
Stroke	3.4%
Asthma	9.3%
Arthritis	28.4%
Kidney disease	3.0%
Pulmonary disease	7.2%
Cancer	6.5%

Behavior / access	%
Smoking	17.9%
Binge drinking	14.3%
No physical activity	26.3%
Less than 7 hrs sleep	30.0%
Depression	22.5%
Fair or poor health	16.8%
Poor mental health	14.1%
Poor physical health	10.2%
No health insurance	16.9%
Visited doctor (checkup)	77.3%
Visited dentist	61.7%
Cholesterol screening	89.2%
Teeth loss	15.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	135	5.8%

Disability	%
Any disability	19.4%
Under 18	4.8%
18–64 years	18.0%
65 and over	35.9%

Health insurance coverage

Type	%
Private insurance	67.7%
Public insurance	35.9%
No insurance	7.0%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,818	97.3%
Spanish	81	2.9%
Other Indo-European	1	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	80	2.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,817	97.2%
Born in same state	2,794	96.4%
Born in different state	2,216	76.5%
Foreign born	23	0.8%
Naturalized citizen	80	2.8%
Not a US citizen	79	98.8%

Ancestry

Ancestry	Count	%
French	823	28.4%
Arab	290	10%

Ancestry	Count	%
Italian	241	8.3%
Polish	1	0%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39746

What city is ZIP code 39746 in?

ZIP code 39746 is primarily assigned to Hamilton, Mississippi.

What county is ZIP code 39746 in?

ZIP code 39746 falls within Monroe County, Mississippi.

Does ZIP code 39746 have a large retiree population?

39% of households in ZIP code 39746 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 39746?

The median home value in ZIP code 39746 is $106,900.

What is the population of ZIP code 39746?

ZIP code 39746 has an estimated population of 2,897 residents, with a density of 33 people per square mile.

What is the median household income in ZIP code 39746?

The median household income in ZIP code 39746 is $58,236, below the national median of ~$75,000.

What timezone is ZIP code 39746 in?

ZIP code 39746 observes the CST timezone.