Waterloo ZIP Codes — Laurens County, SC

There is one unique ZIP code in Waterloo, South Carolina and it is 29384. Area code: 864.

ZIP codes

42.82

sq mi land

3.51

sq mi water

864

area code

Waterloo, SC ZIP code map

About Waterloo, SC

Waterloo, South Carolina, is a small and charming city located in Laurens County. Known for its rural beauty and relaxed pace of life, it offers a glimpse into the peaceful lifestyle of South Carolina's upstate region. With a ZIP code of 29384, Waterloo serves as a quaint hub for the surrounding agricultural community.

Location & geography

Situated in the northern part of Laurens County, Waterloo is approximately 15 miles from the larger city of Greenwood and around 20 miles from Laurens. The terrain is characterized by a mix of rolling hills and the picturesque lakes typical of the region. The total land area of Waterloo encompasses 42.82 square miles, along with a water area of 3.51 square miles.

Community & economy

The character of Waterloo is defined by its tight-knit community and a strong sense of local pride. The economy is generally supported by agriculture and small businesses, with many residents engaged in farming and related industries. Daily life revolves around community gatherings and local events that celebrate the area's rich cultural heritage.

Transportation

Waterloo is conveniently accessed by several roads, with South Carolina Highway 101 running nearby, connecting residents to surrounding areas. The nearest airport is the Greenwood County Airport, located roughly 15 miles to the south, which provides additional travel options. Public transit options are limited, so most residents rely on personal vehicles for transportation.

History

Waterloo was founded in the early 1800s and has retained much of its historical charm to this day. The city has historically been connected to agriculture, with cotton and textile industries playing a significant role in its development. Key events in the area often center around local festivals, which celebrate the city's heritage and community spirit.

Did you know?

One surprising fact about Waterloo is that it is home to several small lakes, which are favored for recreational activities such as fishing and boating. Despite its small size, Waterloo boasts a rich history that dates back to its early settlement days, making it an intriguing destination for history enthusiasts.

ZIP codes for Waterloo, SC (1)

ZIP code	City	County	Map
29384	Waterloo	Laurens	View map

Demographics & statistics

3,810

Population

50.1

Median age

$50,364

Median household income

$28,609

Per capita income

$120,000

Median home value

$671

Median monthly rent

83.1%

Home ownership

22.7%

Poverty rate

4.4%

Unemployment

2,319

Housing units

16.2%

Bachelor's or higher

Age distribution

Male Female

127

Under 5

138

5–9

10–14

15–19

123

20–24

133

199

25–34

217

135

35–44

147

295

45–54

321

193

55–59

210

170

60–64

184

280

65–74

305

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	607	15.9%
18 and over	3,203	84.1%
65 and over	834	21.9%
Median age	50.1 years

Race & ethnicity

White 72.7%

Black or African American 16.1%

Hispanic or Latino 4.6%

Two or more races 4.4%

Other race 1.4%

American Indian / Alaska Native 0.5%

Asian 0.4%

Group	Count	%
White	2,904	72.7%
Black or African American	641	16.1%
Hispanic or Latino	182	4.6%
Two or more races	175	4.4%
Other race	54	1.4%
American Indian / Alaska Native	19	0.5%
Asian	17	0.4%

Household income

Under $10k 9.9%

$10k–$15k 4.6%

$15k–$25k 9.2%

$25k–$35k 9.6%

$35k–$50k 15.7%

$50k–$75k 24.6%

$75k–$100k 6.1%

$100k–$150k 14.6%

$150k–$200k 2.5%

$200k+ 3.2%

Range	% of households
Under $10k	9.9%
$10k–$15k	4.6%
$15k–$25k	9.2%
$25k–$35k	9.6%
$35k–$50k	15.7%
$50k–$75k	24.6%
$75k–$100k	6.1%
$100k–$150k	14.6%
$150k–$200k	2.5%
$200k+	3.2%
Median income	$50,364

Housing

Home values

Under $50k 21.3%

$50k–$100k 23.8%

$100k–$150k 12.5%

$150k–$200k 11.7%

$200k–$300k 15.6%

$300k–$500k 10.6%

$500k–$1M 2.5%

$1M+ 2.0%

Housing overview

Metric	Value
Median home value	$120,000
Median rent / month	$671
Owner occupied	83.1%
Renter occupied	16.9%
Vacant	35.8%
Single-family detached	52.0%
Large apartment buildings	0.0%
Mobile homes	44.5%
Median rooms	5.3
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.0%
2010–2019	11.9%
2000–2009	7.6%
1990–1999	22.9%
1980–1989	15.2%
1970–1979	19.8%
1960–1969	10.3%
1950–1959	6.0%
1940–1949	3.7%
1939 or earlier	2.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	8.8%
2 bedrooms	25.5%
3 bedrooms	48.9%
4 bedrooms	12.1%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	26.8%
2 vehicles	46.2%
3 or more	23.0%

Heating fuel

Fuel type	%
Utility gas	24.0%
Electricity	67.1%
Propane / LP gas	1.6%
Fuel oil	2.0%
Wood	5.0%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	712	42.6%
Cohabiting couple	137	8.2%
Male householder, no spouse	309	18.5%
Female householder, no spouse	512	30.7%
Households with children under 18	335	20.1%
Households with seniors (65+)	670	40.1%
Average household size	2.28

Marital status

Status	Male	Female
Never married	27.7%	23.6%
Married	50.5%	43.7%
Separated	5.2%	3.6%
Widowed	3.3%	14.1%
Divorced	13.3%	15.1%

Education

Less than 9th grade 6.0%

Some HS, no diploma 13.8%

HS graduate 37.4%

Some college, no degree 15.2%

Associate's degree 11.3%

Bachelor's degree 10.0%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	80.2%
Bachelor's or higher	16.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	3.4%
Kindergarten	87	17.6%
Elementary school	237	48.1%
High school	26	5.3%
College / grad school	126	25.6%

Employment

Industry of employment

Retail trade 20.0%

Manufacturing 18.9%

Education & healthcare 16.9%

Finance & real estate 10.0%

Construction 8.9%

Transportation & utilities 8.3%

Professional & management 4.9%

Arts, food & hospitality 4.8%

Other services 4.0%

Public administration 2.8%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	25.2%
Service	9.2%
Sales & office	23.4%
Natural resources & construction	14.0%
Production & transportation	28.1%

Employment type

Type	%
Private sector	83.2%
Government	10.6%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.7%
Carpool	8.4%
Public transit	0.0%
Walk	0.7%
Other means	3.6%
Avg commute (minutes)	30.5

Poverty

All people 22.7%

Under 18 years 34.6%

18 and over 20.5%

Married-couple families 7.3%

Female-led households 32.6%

Income support

Source	% of households
Social Security	49.5%
Retirement income	33.5%
Supplemental Security	7.5%
Cash public assistance	2.9%
Food stamps / SNAP	17.4%

Health indicators

Condition	%
High blood pressure	44.0%
High cholesterol	40.5%
Heart disease	9.5%
Stroke	4.9%
Asthma	10.7%
Arthritis	37.1%
Kidney disease	4.1%
Pulmonary disease	11.4%
Cancer	7.6%

Behavior / access	%
Binge drinking	15.1%
No physical activity	34.5%
Less than 7 hrs sleep	35.2%
Fair or poor health	21.4%
Poor mental health	16.2%
Poor physical health	15.4%
No health insurance	17.6%
Visited doctor (checkup)	79.9%
Visited dentist	60.7%
Cholesterol screening	89.4%
Teeth loss	19.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	204	6.4%

Disability	%
Any disability	20.7%
Under 18	6.4%
18–64 years	19.7%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	56.8%
Public insurance	42.2%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,546	93.1%
Spanish	41	1.2%
Other Indo-European	28	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	13	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,736	98.1%
Born in same state	3,724	97.7%
Born in different state	2,698	70.8%
Foreign born	12	0.3%
Naturalized citizen	74	1.9%
Not a US citizen	26	35.1%

Ancestry

Ancestry	Count	%
Arab	436	11.4%
French	299	7.8%

Ancestry	Count	%
Italian	204	5.4%
Polish	11	0.3%

Technology access

Metric	% of households
Computer access	43.8%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterloo, SC have?

Waterloo, SC has one ZIP code: 29384. Each ZIP code serves a distinct delivery area within the city and surrounding region.