29384 ZIP Code — Waterloo, SC

Laurens County, South Carolina

ZIP code 29384 is located in Waterloo, South Carolina, within Laurens County. It covers approximately 42.82 square miles and serves a population of 3,810 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 864.

About ZIP code 29384

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $120,000. Owner-occupancy is high at 83%, well above the national average.

Median household income is $50,364. Poverty affects 23% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (26%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 29384 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,810
population
42.82
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
29384 ZIP code map
Cities in ZIP code 29384

Below are the cities the US Postal Service accepts for ZIP code 29384. Using any city not on this list may result in mail delivery delays.

City Status
Waterloo Preferred
Nearby ZIP codes
29370 Mountville (7.3 mi) 29649 Greenwood (7.3 mi) 29332 Cross Hill (7.4 mi) 29653 Hodges (8.5 mi) 29692 Ware Shoals (8.8 mi) 29695 Hodges (9.8 mi) 29360 Laurens (10.7 mi) 29647 Greenwood (10.9 mi) 29646 Greenwood (13.9 mi) 29037 Chappells (14.1 mi) 29638 Donalds (15 mi) 29351 Joanna (15.6 mi)
Demographics updated 05/2026
Population
Total population 3,810
Population density 89 / sq mi
State FIPS 45
County FIPS 059
Geography
Land area 42.82 sq mi
Water area 3.51 sq mi
Latitude 34.3399
Longitude -82.0840
Timezone Eastern (ET)
Area code 864
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 56.0% 56.9% 45.8%
$50k – $100k 32.6% 29.1% 30.5%
$100k – $200k 8.8% 11.9% 18.6%
Over $200k 2.6% 2.2% 5.1%

Demographics & statistics

3,810
Population
89
People per sq mi
50.1
Median age
$50,364
Median household income
$28,609
Per capita income
$120,000
Median home value
$671
Median monthly rent
83.1%
Home ownership
22.7%
Poverty rate
4.4%
Unemployment
2,319
Housing units
16.2%
Bachelor's or higher

Age distribution

Male Female
127
Under 5
138
85
5–9
92
61
10–14
66
39
15–19
42
123
20–24
133
199
25–34
217
135
35–44
147
295
45–54
321
193
55–59
210
170
60–64
184
280
65–74
305
92
75–84
99
28
85+
30
← Male
Female →

Age summary

GroupCount%
Under 1860715.9%
18 and over3,20384.1%
65 and over83421.9%
Median age50.1 years

Race & ethnicity

White 72.7%
Black or African American 16.1%
Hispanic or Latino 4.6%
Two or more races 4.4%
Other race 1.4%
American Indian / Alaska Native 0.5%
Asian 0.4%
GroupCount%
White2,90472.7%
Black or African American64116.1%
Hispanic or Latino1824.6%
Two or more races1754.4%
Other race541.4%
American Indian / Alaska Native190.5%
Asian170.4%

Household income

Income range This ZIP County avg State avg
Under $50k 56.0% 56.9% 45.8%
$50k – $100k 32.6% 29.1% 30.5%
$100k – $200k 8.8% 11.9% 18.6%
Over $200k 2.6% 2.2% 5.1%
Under $10k 9.9%
$10k–$15k 4.6%
$15k–$25k 9.2%
$25k–$35k 9.6%
$35k–$50k 15.7%
$50k–$75k 24.6%
$75k–$100k 6.1%
$100k–$150k 14.6%
$150k–$200k 2.5%
$200k+ 3.2%
Range% of households
Under $10k9.9%
$10k–$15k4.6%
$15k–$25k9.2%
$25k–$35k9.6%
$35k–$50k15.7%
$50k–$75k24.6%
$75k–$100k6.1%
$100k–$150k14.6%
$150k–$200k2.5%
$200k+3.2%
Median income$50,364

Housing

Home values

Under $50k 21.3%
$50k–$100k 23.8%
$100k–$150k 12.5%
$150k–$200k 11.7%
$200k–$300k 15.6%
$300k–$500k 10.6%
$500k–$1M 2.5%
$1M+ 2.0%

Housing overview

MetricValue
Median home value$120,000
Median rent / month$671
Owner occupied83.1%
Renter occupied16.9%
Vacant35.8%
Single-family detached52.0%
Large apartment buildings0.0%
Mobile homes44.5%
Median rooms5.3
Avg household size (owned)2.26

Year built

Era%
2020 or later0.0%
2010–201911.9%
2000–20097.6%
1990–199922.9%
1980–198915.2%
1970–197919.8%
1960–196910.3%
1950–19596.0%
1940–19493.7%
1939 or earlier2.6%

Bedrooms

Size% of units
No bedroom (studio)2.0%
1 bedroom8.8%
2 bedrooms25.5%
3 bedrooms48.9%
4 bedrooms12.1%
5+ bedrooms2.6%

Vehicles per household

Vehicles% of households
No vehicle4.0%
1 vehicle26.8%
2 vehicles46.2%
3 or more23.0%

Heating fuel

Fuel type%
Utility gas24.0%
Electricity67.1%
Propane / LP gas1.6%
Fuel oil2.0%
Wood5.0%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family71242.6%
Cohabiting couple1378.2%
Male householder, no spouse30918.5%
Female householder, no spouse51230.7%
Households with children under 1833520.1%
Households with seniors (65+)67040.1%
Average household size2.28

Marital status

StatusMaleFemale
Never married27.7%23.6%
Married50.5%43.7%
Separated5.2%3.6%
Widowed3.3%14.1%
Divorced13.3%15.1%

Education

Less than 9th grade 6.0%
Some HS, no diploma 13.8%
HS graduate 37.4%
Some college, no degree 15.2%
Associate's degree 11.3%
Bachelor's degree 10.0%
Graduate / professional 6.2%
Metric%
HS diploma or higher80.2%
Bachelor's or higher16.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool173.4%
Kindergarten8717.6%
Elementary school23748.1%
High school265.3%
College / grad school12625.6%

Employment

Industry of employment

Retail trade 20.0%
Manufacturing 18.9%
Education & healthcare 16.9%
Finance & real estate 10.0%
Construction 8.9%
Transportation & utilities 8.3%
Professional & management 4.9%
Arts, food & hospitality 4.8%
Other services 4.0%
Public administration 2.8%
Wholesale trade 0.5%

Occupation

Category%
Management, business & arts25.2%
Service9.2%
Sales & office23.4%
Natural resources & construction14.0%
Production & transportation28.1%

Employment type

Type%
Private sector83.2%
Government10.6%
Self-employed6.3%
Unpaid family workers0.0%

Commute

Method%
Drive alone80.7%
Carpool8.4%
Public transit0.0%
Walk0.7%
Work from home6.6%
Other means3.6%
Avg commute (minutes)30.5

Poverty

All people 22.7%
Under 18 years 34.6%
18 and over 20.5%
Married-couple families 7.3%
Female-led households 32.6%

Income support

Source% of households
Social Security49.5%
Retirement income33.5%
Supplemental Security7.5%
Cash public assistance2.9%
Food stamps / SNAP17.4%

Health indicators

Condition%
Obesity35.7%
High blood pressure44.0%
High cholesterol40.5%
Diabetes15.7%
Heart disease9.5%
Stroke4.9%
Asthma10.7%
Arthritis37.1%
Kidney disease4.1%
Pulmonary disease11.4%
Cancer7.6%
Behavior / access%
Smoking25.5%
Binge drinking15.1%
No physical activity34.5%
Less than 7 hrs sleep35.2%
Depression24.4%
Fair or poor health21.4%
Poor mental health16.2%
Poor physical health15.4%
No health insurance17.6%
Visited doctor (checkup)79.9%
Visited dentist60.7%
Cholesterol screening89.4%
Teeth loss19.9%

Veterans & disability

VeteransCount%
Civilian veterans2046.4%
Disability%
Any disability20.7%
Under 186.4%
18–64 years19.7%
65 and over33.7%

Health insurance coverage

Type%
Private insurance56.8%
Public insurance42.2%
No insurance16.5%
Uninsured under 194.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,54693.1%
Spanish411.2%
Other Indo-European280.8%
Asian & Pacific Islander00.0%
Other languages130.4%

Place of birth & citizenship

OriginCount%
Native born (US)3,73698.1%
Born in same state3,72497.7%
Born in different state2,69870.8%
Foreign born120.3%
Naturalized citizen741.9%
Not a US citizen2635.1%

Ancestry

AncestryCount%
Arab43611.4%
French2997.8%
AncestryCount%
Italian2045.4%
Polish110.3%

Technology access

Metric% of households
Computer access43.8%
Internet access94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 29384

What city is ZIP code 29384 in?

ZIP code 29384 is primarily assigned to Waterloo, South Carolina.

What county is ZIP code 29384 in?

ZIP code 29384 falls within Laurens County, South Carolina.

Does ZIP code 29384 have a large retiree population?

50% of households in ZIP code 29384 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 29384?

23% of residents in ZIP code 29384 live below the poverty line, above the national average.

Is ZIP code 29384 mostly owner-occupied?

83% of occupied units in ZIP code 29384 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 29384?

The median home value in ZIP code 29384 is $120,000.

What timezone is ZIP code 29384 in?

ZIP code 29384 observes the EST timezone.

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