Waterford ZIP Code List — Erie County, PA

There is one unique ZIP code in Waterford, Pennsylvania and it is 16441. Area code: 814.

ZIP codes

110.16

sq mi land

0.89

sq mi water

814

area code

Waterford, PA ZIP code map

About Waterford, PA

Waterford, Pennsylvania, is a small town located in Erie County, known for its picturesque landscapes and rich history. This charming community offers a tranquil atmosphere and a close-knit environment, making it an ideal place for families and individuals alike. With its historical significance and natural beauty, Waterford attracts visitors and residents who appreciate its unique character.

Location & geography

Situated in northwestern Pennsylvania, Waterford is approximately 15 miles south of Erie, PA, and about 8 miles from the nearest city of Edinboro. The town encompasses a land area of 110.16 square miles, with a small water area of 0.89 square miles, featuring diverse terrain and scenic outdoor spaces. The proximity to Presque Isle State Park and Lake Erie enhances the area's appeal for nature enthusiasts and outdoor activities.

Community & economy

Waterford is characterized by its friendly residents and a strong sense of community. The local economy is supported by various small businesses and industries, including agriculture and light manufacturing, which highlight the town's hardworking spirit. Daily life in Waterford often involves community events, recreational activities, and a commitment to preserving the town's historical charm.

Transportation

Waterford is accessible via several highways, including Interstate 79, which provides connectivity to Erie and other parts of Pennsylvania. The nearest major airport is Erie International Airport, located about 17 miles to the northwest. Local transit options are mainly limited to personal vehicles, but regional bus services are available for longer distances.

History

Founded in the early 19th century, Waterford played a significant role in the development of Erie County, particularly during the agricultural boom. Key industries have included farming and small-scale manufacturing, contributing to the town’s economic foundation. Notable historical events, such as the establishment of the Waterford Historical Society, highlight the community's dedication to preserving its rich heritage.

Did you know?

One surprising fact about Waterford is that it is home to a number of historic buildings, some of which date back to the 1800s. These structures contribute to the town's charm and offer a glimpse into its storied past.

ZIP codes for Waterford, PA (1)

ZIP code	City	County	Map
16441	Waterford	Erie	View map

Demographics & statistics

9,255

Population

47.1

Median age

$75,453

Median household income

$37,919

Per capita income

$198,900

Median home value

$879

Median monthly rent

85.3%

Home ownership

6.2%

Poverty rate

5.5%

Unemployment

3,485

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

298

Under 5

272

237

5–9

217

354

10–14

323

269

15–19

246

174

20–24

159

383

25–34

349

624

35–44

569

647

45–54

591

426

55–59

389

535

60–64

488

618

65–74

563

239

75–84

218

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,019	21.8%
18 and over	7,236	78.2%
65 and over	1,705	18.4%
Median age	47.1 years

Race & ethnicity

White 93.7%

Two or more races 3.4%

Hispanic or Latino 2.1%

Black or African American 0.2%

Asian 0.2%

American Indian / Alaska Native 0.2%

Other race 0.2%

Group	Count	%
White	8,858	93.7%
Two or more races	324	3.4%
Hispanic or Latino	197	2.1%
Black or African American	19	0.2%
Asian	19	0.2%
American Indian / Alaska Native	18	0.2%
Other race	17	0.2%

Household income

Under $10k 3.6%

$10k–$15k 0.7%

$15k–$25k 3.1%

$25k–$35k 10.0%

$35k–$50k 15.1%

$50k–$75k 17.2%

$75k–$100k 15.9%

$100k–$150k 17.6%

$150k–$200k 10.4%

$200k+ 6.4%

Range	% of households
Under $10k	3.6%
$10k–$15k	0.7%
$15k–$25k	3.1%
$25k–$35k	10.0%
$35k–$50k	15.1%
$50k–$75k	17.2%
$75k–$100k	15.9%
$100k–$150k	17.6%
$150k–$200k	10.4%
$200k+	6.4%
Median income	$75,453

Housing

Home values

Under $50k 7.4%

$50k–$100k 4.6%

$100k–$150k 15.1%

$150k–$200k 23.3%

$200k–$300k 26.8%

$300k–$500k 20.4%

$500k–$1M 2.4%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$198,900
Median rent / month	$879
Owner occupied	85.3%
Renter occupied	14.7%
Vacant	7.5%
Single-family detached	83.5%
Large apartment buildings	1.4%
Mobile homes	7.7%
Median rooms	6.2
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	5.4%
2000–2009	14.6%
1990–1999	20.2%
1980–1989	14.3%
1970–1979	14.0%
1960–1969	5.4%
1950–1959	3.9%
1940–1949	3.5%
1939 or earlier	18.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.7%
2 bedrooms	18.9%
3 bedrooms	51.3%
4 bedrooms	19.9%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	31.6%
2 vehicles	42.8%
3 or more	21.6%

Heating fuel

Fuel type	%
Utility gas	50.0%
Electricity	6.6%
Propane / LP gas	18.9%
Fuel oil	7.8%
Wood	8.3%

Households & families

Household type	Count	%
Married-couple family	2,089	56.0%
Cohabiting couple	163	4.4%
Male householder, no spouse	796	21.3%
Female householder, no spouse	683	18.3%
Households with children under 18	1,093	29.3%
Households with seniors (65+)	1,228	32.9%
Average household size	2.48

Marital status

Status	Male	Female
Never married	23.2%	22.2%
Married	56.3%	59.6%
Separated	1.7%	2.6%
Widowed	1.9%	7.2%
Divorced	16.9%	8.4%

Education

Less than 9th grade 0.8%

Some HS, no diploma 5.6%

HS graduate 43.5%

Some college, no degree 19.3%

Associate's degree 10.4%

Bachelor's degree 12.3%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	194	10.4%
Kindergarten	107	5.7%
Elementary school	873	46.8%
High school	465	24.9%
College / grad school	227	12.2%

Employment

Industry of employment

Education & healthcare 22.2%

Manufacturing 19.7%

Transportation & utilities 10.1%

Retail trade 9.9%

Finance & real estate 7.4%

Construction 6.5%

Other services 5.1%

Arts, food & hospitality 5.0%

Agriculture & mining 4.2%

Professional & management 4.2%

Public administration 3.3%

Wholesale trade 1.6%

Information 1.1%

Occupation

Category	%
Management, business & arts	31.6%
Service	14.8%
Sales & office	18.0%
Natural resources & construction	12.4%
Production & transportation	23.3%

Employment type

Type	%
Private sector	77.8%
Government	14.4%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.5%
Carpool	9.7%
Public transit	0.1%
Walk	2.3%
Other means	1.0%
Avg commute (minutes)	28.9

Poverty

All people 6.2%

Under 18 years 8.1%

18 and over 5.7%

Married-couple families 2.7%

Female-led households 18.0%

Income support

Source	% of households
Social Security	39.0%
Retirement income	37.8%
Supplemental Security	1.7%
Cash public assistance	0.8%
Food stamps / SNAP	9.0%

Health indicators

Condition	%
High blood pressure	31.9%
High cholesterol	34.1%
Heart disease	6.7%
Stroke	3.0%
Asthma	9.8%
Arthritis	28.7%
Kidney disease	2.8%
Pulmonary disease	7.6%
Cancer	6.8%

Behavior / access	%
Binge drinking	19.6%
No physical activity	22.7%
Less than 7 hrs sleep	33.0%
Fair or poor health	13.8%
Poor mental health	15.5%
Poor physical health	11.0%
No health insurance	10.1%
Visited doctor (checkup)	76.0%
Visited dentist	69.4%
Cholesterol screening	89.5%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	781	10.8%

Disability	%
Any disability	11.3%
Under 18	4.4%
18–64 years	9.6%
65 and over	24.7%

Health insurance coverage

Type	%
Private insurance	74.3%
Public insurance	36.1%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,685	93.8%
Spanish	6	0.1%
Other Indo-European	3	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,182	99.2%
Born in same state	9,115	98.5%
Born in different state	8,075	87.3%
Foreign born	67	0.7%
Naturalized citizen	73	0.8%
Not a US citizen	56	76.7%

Ancestry

Ancestry	Count	%
Italian	1,623	17.5%
French	796	8.6%
Arab	303	3.3%
Irish	109	1.2%
Polish	95	1%

Ancestry	Count	%
Dutch	46	0.5%
English	38	0.4%
Norwegian	36	0.4%
German	28	0.3%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Waterford, PA?

Waterford, PA has one ZIP code: 16441.

What is the main ZIP code for Waterford, PA?

The primary ZIP code for Waterford, PA is 16441. The city uses area code 814 for phone service.

What county is Waterford, PA in?

Waterford is located in Erie County, Pennsylvania.

How many ZIP codes are in Waterford, PA?

Waterford, PA has 1 ZIP code.

What ZIP code covers the downtown Waterford area along Perry Street?

Downtown Waterford, including the historic district along Perry Street, is located in ZIP code 16441.

What is the ZIP code for the Waterford area near Lake LeBoeuf?

The Waterford area near Lake LeBoeuf is served by ZIP code 16441, which covers the entire borough and surrounding region.