16441 ZIP Code — Waterford, PA

Erie County, Pennsylvania

ZIP code 16441 is located in Waterford, Pennsylvania, within Erie County. It covers approximately 110.16 square miles and serves a population of 9,255 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 16441

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $198,900. Owner-occupancy is high at 85%, well above the national average.

Median household income is $75,453. The poverty rate of 6% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 16441 reflects a community defined by high homeownership and a significant Social Security-dependent population.

9,255

population

110.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

16441 ZIP code map

Cities in ZIP code 16441

Below are the cities the US Postal Service accepts for ZIP code 16441. Using any city not on this list may result in mail delivery delays.

City	Status
Waterford	Preferred

Nearby ZIP codes

16426 Mc Kean (7.4 mi) 16509 Erie (7.4 mi) 16438 Union City (8 mi) 16444 Edinboro (8.7 mi) 16565 Erie (9.4 mi) 16442 Wattsburg (9.8 mi) 16412 Edinboro (10 mi) 16510 Erie (10.7 mi) 16508 Erie (10.8 mi) 16504 Erie (10.9 mi) 16506 Erie (11.4 mi) 16563 Erie (11.6 mi)

Demographics updated 06/2026

Population
Total population	9,255
Population density	84 / sq mi
State FIPS	42
County FIPS	049

Geography
Land area	110.16 sq mi
Water area	0.89 sq mi
Latitude	41.9564
Longitude	-79.9962
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	47.4%	39.8%
$50k – $100k	32.2%	31.2%	30.8%
$100k – $200k	29.6%	17.7%	22.4%
Over $200k	4.5%	3.7%	7.1%

Demographics & statistics

9,255

Population

People per sq mi

47.1

Median age

$75,453

Median household income

$37,919

Per capita income

$198,900

Median home value

$879

Median monthly rent

85.3%

Home ownership

6.2%

Poverty rate

5.5%

Unemployment

3,485

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

298

Under 5

272

237

5–9

217

354

10–14

323

269

15–19

246

174

20–24

159

383

25–34

349

624

35–44

569

647

45–54

591

426

55–59

389

535

60–64

488

618

65–74

563

239

75–84

218

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,019	21.8%
18 and over	7,236	78.2%
65 and over	1,705	18.4%
Median age	47.1 years

Race & ethnicity

White 93.7%

Two or more races 3.4%

Hispanic or Latino 2.1%

Black or African American 0.2%

Asian 0.2%

American Indian / Alaska Native 0.2%

Other race 0.2%

Group	Count	%
White	8,858	93.7%
Two or more races	324	3.4%
Hispanic or Latino	197	2.1%
Black or African American	19	0.2%
Asian	19	0.2%
American Indian / Alaska Native	18	0.2%
Other race	17	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	47.4%	39.8%
$50k – $100k	32.2%	31.2%	30.8%
$100k – $200k	29.6%	17.7%	22.4%
Over $200k	4.5%	3.7%	7.1%

Under $10k 3.6%

$10k–$15k 0.7%

$15k–$25k 3.1%

$25k–$35k 10.0%

$35k–$50k 15.1%

$50k–$75k 17.2%

$75k–$100k 15.9%

$100k–$150k 17.6%

$150k–$200k 10.4%

$200k+ 6.4%

Range	% of households
Under $10k	3.6%
$10k–$15k	0.7%
$15k–$25k	3.1%
$25k–$35k	10.0%
$35k–$50k	15.1%
$50k–$75k	17.2%
$75k–$100k	15.9%
$100k–$150k	17.6%
$150k–$200k	10.4%
$200k+	6.4%
Median income	$75,453

Housing

Home values

Under $50k 7.4%

$50k–$100k 4.6%

$100k–$150k 15.1%

$150k–$200k 23.3%

$200k–$300k 26.8%

$300k–$500k 20.4%

$500k–$1M 2.4%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$198,900
Median rent / month	$879
Owner occupied	85.3%
Renter occupied	14.7%
Vacant	7.5%
Single-family detached	83.5%
Large apartment buildings	1.4%
Mobile homes	7.7%
Median rooms	6.2
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	5.4%
2000–2009	14.6%
1990–1999	20.2%
1980–1989	14.3%
1970–1979	14.0%
1960–1969	5.4%
1950–1959	3.9%
1940–1949	3.5%
1939 or earlier	18.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.7%
2 bedrooms	18.9%
3 bedrooms	51.3%
4 bedrooms	19.9%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	31.6%
2 vehicles	42.8%
3 or more	21.6%

Heating fuel

Fuel type	%
Utility gas	50.0%
Electricity	6.6%
Propane / LP gas	18.9%
Fuel oil	7.8%
Wood	8.3%

Households & families

Household type	Count	%
Married-couple family	2,089	56.0%
Cohabiting couple	163	4.4%
Male householder, no spouse	796	21.3%
Female householder, no spouse	683	18.3%
Households with children under 18	1,093	29.3%
Households with seniors (65+)	1,228	32.9%
Average household size	2.48

Marital status

Status	Male	Female
Never married	23.2%	22.2%
Married	56.3%	59.6%
Separated	1.7%	2.6%
Widowed	1.9%	7.2%
Divorced	16.9%	8.4%

Education

Less than 9th grade 0.8%

Some HS, no diploma 5.6%

HS graduate 43.5%

Some college, no degree 19.3%

Associate's degree 10.4%

Bachelor's degree 12.3%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	194	10.4%
Kindergarten	107	5.7%
Elementary school	873	46.8%
High school	465	24.9%
College / grad school	227	12.2%

Employment

Industry of employment

Education & healthcare 22.2%

Manufacturing 19.7%

Transportation & utilities 10.1%

Retail trade 9.9%

Finance & real estate 7.4%

Construction 6.5%

Other services 5.1%

Arts, food & hospitality 5.0%

Agriculture & mining 4.2%

Professional & management 4.2%

Public administration 3.3%

Wholesale trade 1.6%

Information 1.1%

Occupation

Category	%
Management, business & arts	31.6%
Service	14.8%
Sales & office	18.0%
Natural resources & construction	12.4%
Production & transportation	23.3%

Employment type

Type	%
Private sector	77.8%
Government	14.4%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.5%
Carpool	9.7%
Public transit	0.1%
Walk	2.3%
Work from home	6.4%
Other means	1.0%
Avg commute (minutes)	28.9

Poverty

All people 6.2%

Under 18 years 8.1%

18 and over 5.7%

Married-couple families 2.7%

Female-led households 18.0%

Income support

Source	% of households
Social Security	39.0%
Retirement income	37.8%
Supplemental Security	1.7%
Cash public assistance	0.8%
Food stamps / SNAP	9.0%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	31.9%
High cholesterol	34.1%
Diabetes	10.2%
Heart disease	6.7%
Stroke	3.0%
Asthma	9.8%
Arthritis	28.7%
Kidney disease	2.8%
Pulmonary disease	7.6%
Cancer	6.8%

Behavior / access	%
Smoking	20.0%
Binge drinking	19.6%
No physical activity	22.7%
Less than 7 hrs sleep	33.0%
Depression	22.5%
Fair or poor health	13.8%
Poor mental health	15.5%
Poor physical health	11.0%
No health insurance	10.1%
Visited doctor (checkup)	76.0%
Visited dentist	69.4%
Cholesterol screening	89.5%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	781	10.8%

Disability	%
Any disability	11.3%
Under 18	4.4%
18–64 years	9.6%
65 and over	24.7%

Health insurance coverage

Type	%
Private insurance	74.3%
Public insurance	36.1%
No insurance	3.9%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,685	93.8%
Spanish	6	0.1%
Other Indo-European	3	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,182	99.2%
Born in same state	9,115	98.5%
Born in different state	8,075	87.3%
Foreign born	67	0.7%
Naturalized citizen	73	0.8%
Not a US citizen	56	76.7%

Ancestry

Ancestry	Count	%
Italian	1,623	17.5%
French	796	8.6%
Arab	303	3.3%
Irish	109	1.2%
Polish	95	1%

Ancestry	Count	%
Dutch	46	0.5%
English	38	0.4%
Norwegian	36	0.4%
German	28	0.3%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16441

What city is ZIP code 16441 in?

ZIP code 16441 is primarily assigned to Waterford, Pennsylvania.

What county is ZIP code 16441 in?

ZIP code 16441 falls within Erie County, Pennsylvania.

Is ZIP code 16441 mostly owner-occupied?

85% of occupied units in ZIP code 16441 are owner-occupied, well above the national average.

Does ZIP code 16441 have a large retiree population?

39% of households in ZIP code 16441 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 16441 have a large veteran population?

11% of civilians in ZIP code 16441 are veterans, above the national average of ~7%.

What is the population of ZIP code 16441?

ZIP code 16441 has an estimated population of 9,255 residents, with a density of 84 people per square mile.

What timezone is ZIP code 16441 in?

ZIP code 16441 observes the EST timezone.