Waikoloa ZIP Code List — Hawaii County, HI

There is one unique ZIP code in Waikoloa, Hawaii and it is 96738. Area code: 808.

ZIP codes

79.85

sq mi land

0.44

sq mi water

808

area code

Waikoloa, HI ZIP code map

About Waikoloa, HI

Waikoloa, HI, is a charming community located in the beautiful state of Hawaii. Nestled on the western side of the Big Island, it offers stunning landscapes and vibrant local culture. With a unique blend of natural beauty and modern amenities, Waikoloa serves as an attractive destination for both residents and visitors alike.

Location & geography

Situated in Hawaii County, Waikoloa is surrounded by breathtaking scenery, including lush greenery and volcanic landscapes. The city is approximately 30 miles north of Kailua-Kona and about 50 miles from Hilo, making it centrally located for easy access to various attractions on the Big Island. Covering an area of 79.85 square miles of land and 0.44 square miles of water, Waikoloa showcases both land and coastal features.

Community & economy

Waikoloa is characterized by its friendly atmosphere and a diverse community that encompasses both locals and newcomers. The local economy primarily revolves around tourism, with visitors drawn to the area's resorts, golf courses, and scenic beaches. Daily life in Waikoloa involves a blend of outdoor activities, cultural experiences, and a strong commitment to preserving the island's natural beauty.

Transportation

Waikoloa is serviced by major highways, including the Queen Kaʻahumanu Highway (Highway 19), which connects the town to significant locations across the island. The nearest airport is the Kailua-Kona International Airport, located about 20 miles to the south. Public transit options may be limited, but taxis and rideshare services are commonly available.

History

The founding of Waikoloa can be traced back to the early settlements in Hawaii, where it developed as a community primarily focused on agriculture and later tourism. The area's economy has significantly transformed over the years, with the introduction of resorts and recreational facilities aiding in its growth. Notable events in Waikoloa's history include the development of the Waikoloa Beach Resort, which has helped put the town on the map as a tourist destination.

Did you know?

One surprising fact about Waikoloa is that it is home to the Kohala Coast, which features some of the oldest lava fields on the Big Island. Additionally, the area hosts the famous Waikoloa Village Golf Club, providing a picturesque setting for golfing enthusiasts.

ZIP codes for Waikoloa, HI (1)

ZIP code	City	County	Map
96738	Waikoloa	Hawaii	View map

Demographics & statistics

7,797

Population

38.9

Median age

$97,083

Median household income

$35,982

Per capita income

$627,000

Median home value

$1,722

Median monthly rent

71.9%

Home ownership

11.6%

Poverty rate

9.7%

Unemployment

3,976

Housing units

32.3%

Bachelor's or higher

Age distribution

Male Female

257

Under 5

267

310

5–9

322

316

10–14

330

244

15–19

255

20–24

422

25–34

439

636

35–44

662

385

45–54

402

202

55–59

211

250

60–64

260

475

65–74

494

224

75–84

234

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,160	27.7%
18 and over	5,637	72.3%
65 and over	1,483	19.0%
Median age	38.9 years

Race & ethnicity

White 38%

Two or more races 20.7%

Asian 15.1%

Native Hawaiian / Pacific Islander 10.2%

Hispanic or Latino 6.8%

Other race 4%

American Indian / Alaska Native 3.2%

Black or African American 1.8%

Group	Count	%
White	3,181	38%
Two or more races	1,735	20.7%
Asian	1,264	15.1%
Native Hawaiian / Pacific Islander	856	10.2%
Hispanic or Latino	570	6.8%
Other race	337	4%
American Indian / Alaska Native	270	3.2%
Black or African American	154	1.8%

Household income

Under $10k 4.7%

$10k–$15k 0.1%

$15k–$25k 2.8%

$25k–$35k 5.6%

$35k–$50k 10.4%

$50k–$75k 20.1%

$75k–$100k 6.8%

$100k–$150k 29.7%

$150k–$200k 14.3%

$200k+ 5.6%

Range	% of households
Under $10k	4.7%
$10k–$15k	0.1%
$15k–$25k	2.8%
$25k–$35k	5.6%
$35k–$50k	10.4%
$50k–$75k	20.1%
$75k–$100k	6.8%
$100k–$150k	29.7%
$150k–$200k	14.3%
$200k+	5.6%
Median income	$97,083

Housing

Home values

Under $50k 0.2%

$50k–$100k 0.2%

$100k–$150k 2.3%

$200k–$300k 5.5%

$300k–$500k 22.3%

$500k–$1M 53.0%

$1M+ 16.5%

Housing overview

Metric	Value
Median home value	$627,000
Median rent / month	$1,722
Owner occupied	71.9%
Renter occupied	28.1%
Vacant	42.1%
Single-family detached	43.3%
Large apartment buildings	3.4%
Mobile homes	0.0%
Median rooms	4.9
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.5%
2010–2019	4.0%
2000–2009	29.5%
1990–1999	27.6%
1980–1989	25.9%
1970–1979	10.5%
1960–1969	1.1%
1950–1959	0.9%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	5.9%
2 bedrooms	41.7%
3 bedrooms	40.1%
4 bedrooms	9.6%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	31.8%
2 vehicles	40.2%
3 or more	26.6%

Heating fuel

Fuel type	%
Utility gas	0.7%
Electricity	31.1%
Solar	6.2%
No fuel used	61.0%

Households & families

Household type	Count	%
Married-couple family	1,786	64.9%
Cohabiting couple	138	5.0%
Male householder, no spouse	347	12.6%
Female householder, no spouse	481	17.5%
Households with children under 18	993	36.1%
Households with seniors (65+)	995	36.2%
Average household size	2.83

Marital status

Status	Male	Female
Never married	24.9%	25.3%
Married	64.9%	62.7%
Separated	0.8%	1.8%
Widowed	0.5%	3.7%
Divorced	8.9%	6.4%

Education

Less than 9th grade 0.8%

Some HS, no diploma 5.4%

HS graduate 24.0%

Some college, no degree 25.6%

Associate's degree 12.0%

Bachelor's degree 22.8%

Graduate / professional 9.5%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	32.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	167	9.1%
Kindergarten	98	5.4%
Elementary school	1,056	57.8%
High school	310	17.0%
College / grad school	197	10.8%

Employment

Industry of employment

Arts, food & hospitality 25.5%

Professional & management 20.1%

Education & healthcare 13.5%

Construction 6.9%

Retail trade 6.1%

Public administration 5.3%

Transportation & utilities 5.1%

Finance & real estate 5.0%

Other services 4.7%

Agriculture & mining 3.6%

Manufacturing 2.9%

Information 0.8%

Wholesale trade 0.3%

Occupation

Category	%
Management, business & arts	30.2%
Service	34.8%
Sales & office	16.9%
Natural resources & construction	9.9%
Production & transportation	8.2%

Employment type

Type	%
Private sector	77.3%
Government	13.0%
Self-employed	9.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.3%
Carpool	21.0%
Public transit	0.0%
Walk	0.7%
Other means	0.6%
Avg commute (minutes)	29.1

Poverty

All people 11.6%

Under 18 years 19.1%

18 and over 8.9%

Married-couple families 5.1%

Female-led households 46.9%

Income support

Source	% of households
Social Security	35.8%
Retirement income	28.1%
Supplemental Security	4.7%
Cash public assistance	2.5%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
High blood pressure	24.6%
High cholesterol	27.0%
Heart disease	4.5%
Stroke	2.4%
Asthma	9.1%
Arthritis	19.3%
Kidney disease	2.3%
Pulmonary disease	4.4%
Cancer	5.5%

Behavior / access	%
Binge drinking	20.8%
No physical activity	14.8%
Less than 7 hrs sleep	35.3%
Fair or poor health	10.1%
Poor mental health	12.7%
Poor physical health	7.9%
No health insurance	8.6%
Visited doctor (checkup)	73.5%
Visited dentist	72.2%
Cholesterol screening	87.8%
Teeth loss	7.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	461	8.2%

Disability	%
Any disability	13.6%
Under 18	9.1%
18–64 years	8.9%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	70.7%
Public insurance	40.3%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,273	93.3%
Spanish	911	12.5%
Other Indo-European	333	4.6%
Asian & Pacific Islander	44	0.6%
Other languages	534	7.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,340	81.3%
Born in same state	6,206	79.6%
Born in different state	2,720	34.9%
Foreign born	134	1.7%
Naturalized citizen	1,457	18.7%
Not a US citizen	540	37.1%

Ancestry

Ancestry	Count	%
Italian	547	7%
French	453	5.8%
Arab	67	0.9%
English	42	0.5%

Ancestry	Count	%
Irish	38	0.5%
Polish	20	0.3%
Dutch	3	0%

Technology access

Metric	% of households
Computer access	35.3%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waikoloa, HI have?

Waikoloa, HI has one ZIP code: 96738. Each ZIP code serves a distinct delivery area within the city and surrounding region.