Tracy ZIP Code List — San Joaquin County, CA

There are 5 unique ZIP codes in Tracy, California. Area code: 209.

ZIP codes

297.90

sq mi land

3.34

sq mi water

209

area code

Tracy, CA ZIP code map

About Tracy, CA

Tracy, California, is a vibrant city located in San Joaquin County, known for its rich agricultural roots and growing suburban community. With a welcoming atmosphere and diverse population, Tracy has developed into both a residential hub and a center for various industries. The city combines a small-town feel with convenient access to larger urban areas, making it an attractive place to live and work.

Location & geography

Tracy is situated in the central part of California, approximately 60 miles east of San Francisco and about 40 miles south of Sacramento. The city covers a total area of 297.90 square miles, with a water area of 3.34 square miles, contributing to its scenic landscapes. Additionally, Tracy is bordered by several cities, including Stockton to the northeast, Livermore to the west, Manteca to the south, and Mountain House to the northwest.

Community & economy

The community of Tracy is characterized by its family-friendly atmosphere and a strong sense of civic pride, hosting numerous events and festivals throughout the year. The local economy is diverse, with key industries including agriculture, manufacturing, and logistics, which provide residents with ample job opportunities. Daily life in Tracy is complemented by a variety of parks, recreational facilities, and shopping centers, fostering a well-rounded lifestyle for its inhabitants.

Transportation

Tracy is easily accessible via major highways, including Interstate 205 and Interstate 580, which connect residents to surrounding areas and cities. The nearest airport is the Stockton Metropolitan Airport, located roughly 15 miles from the city, offering regional flight options. Additionally, the Altamont Corridor Express (ACE) train service provides an excellent public transit option for commuters traveling to the Bay Area.

History

Tracy was founded in the late 19th century and was originally a station on the Central Pacific Railroad. Over the years, the city has transitioned from its agricultural roots to a thriving center of commerce and residential living, driven by its strategic location and transportation links. One notable event in Tracy’s history is the construction of the Tracy Defense Depot during World War II, which significantly boosted the local economy.

Did you know?

One little-known fact about Tracy is that it hosts an annual agricultural festival known as the 'Tracy Dry Bean Festival,' celebrating the region's farming heritage. Additionally, Tracy is home to a variety of public artwork and murals that reflect the city's cultural diversity and community spirit.

ZIP codes for Tracy, CA (5)

ZIP code	City	County	Map
95304	Tracy	San Joaquin	View map
95376	Tracy	San Joaquin	View map
95377	Tracy	San Joaquin	View map
95378	Tracy	San Joaquin	View map
95391	Tracy	San Joaquin	View map

Demographics & statistics

128,970

Population

34.6

Median age

$124,761

Median household income

$41,439

Per capita income

$697,825

Median home value

$2,490

Median monthly rent

66.5%

Home ownership

6.8%

Poverty rate

5.7%

Unemployment

25,623

Housing units

30.3%

Bachelor's or higher

Age distribution

Male Female

4,176

Under 5

3,857

4,589

5–9

4,239

6,217

10–14

5,741

5,178

15–19

4,783

4,760

20–24

4,396

8,649

25–34

7,988

10,186

35–44

9,408

9,420

45–54

8,700

3,876

55–59

3,580

3,430

60–64

3,168

4,155

65–74

3,837

1,702

75–84

1,571

709

85+

655

← Male

Female →

Age summary

Group	Count	%
Under 18	34,677	26.6%
18 and over	94,293	73.4%
65 and over	12,629	9.8%
Median age	34.6 years

Race & ethnicity

White 33.4%

Asian 20.1%

Hispanic or Latino 17.8%

Two or more races 12.9%

Other race 10%

Black or African American 4.8%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.4%

Group	Count	%
White	52,380	33.4%
Asian	31,612	20.1%
Hispanic or Latino	27,934	17.8%
Two or more races	20,236	12.9%
Other race	15,730	10%
Black or African American	7,514	4.8%
American Indian / Alaska Native	809	0.5%
Native Hawaiian / Pacific Islander	689	0.4%

Household income

Under $10k 2.1%

$10k–$15k 1.3%

$15k–$25k 3.0%

$25k–$35k 3.8%

$35k–$50k 4.9%

$50k–$75k 8.4%

$75k–$100k 13.6%

$100k–$150k 23.2%

$150k–$200k 16.8%

$200k+ 23.0%

Range	% of households
Under $10k	2.1%
$10k–$15k	1.3%
$15k–$25k	3.0%
$25k–$35k	3.8%
$35k–$50k	4.9%
$50k–$75k	8.4%
$75k–$100k	13.6%
$100k–$150k	23.2%
$150k–$200k	16.8%
$200k+	23.0%
Median income	$124,761

Housing

Home values

Under $50k 2.1%

$50k–$100k 1.3%

$100k–$150k 2.1%

$150k–$200k 0.8%

$200k–$300k 1.4%

$300k–$500k 12.6%

$500k–$1M 66.2%

$1M+ 13.5%

Housing overview

Metric	Value
Median home value	$697,825
Median rent / month	$2,490
Owner occupied	66.5%
Renter occupied	33.5%
Vacant	4.7%
Single-family detached	81.6%
Large apartment buildings	5.0%
Mobile homes	3.1%
Median rooms	6.2
Avg household size (owned)	3.53

Year built

Era	%
2020 or later	1.9%
2010–2019	19.3%
2000–2009	33.0%
1990–1999	15.6%
1980–1989	9.6%
1970–1979	6.4%
1960–1969	3.5%
1950–1959	4.8%
1940–1949	3.6%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	6.4%
2 bedrooms	14.6%
3 bedrooms	30.4%
4 bedrooms	34.3%
5+ bedrooms	11.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	21.4%
2 vehicles	33.5%
3 or more	42.6%

Heating fuel

Fuel type	%
Utility gas	66.8%
Electricity	24.4%
Propane / LP gas	4.5%
Wood	0.7%
Solar	2.4%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	23,219	65.7%
Cohabiting couple	2,088	5.0%
Male householder, no spouse	5,005	13.0%
Female householder, no spouse	6,529	16.4%
Households with children under 18	16,834	46.3%
Households with seniors (65+)	9,278	25.3%
Average household size	3.45

Marital status

Status	Male	Female
Never married	36.3%	30.1%
Married	53.7%	53.4%
Separated	2.2%	1.8%
Widowed	1.7%	6.9%
Divorced	6.1%	8.0%

Education

Less than 9th grade 7.4%

Some HS, no diploma 6.8%

HS graduate 23.2%

Some college, no degree 23.2%

Associate's degree 9.1%

Bachelor's degree 20.1%

Graduate / professional 10.2%

Metric	%
HS diploma or higher	85.8%
Bachelor's or higher	30.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,686	4.0%
Kindergarten	1,462	3.7%
Elementary school	17,022	45.1%
High school	8,723	24.4%
College / grad school	8,963	23.0%

Employment

Industry of employment

Education & healthcare 19.2%

Professional & management 16.0%

Retail trade 10.4%

Manufacturing 9.6%

Transportation & utilities 8.0%

Construction 7.7%

Arts, food & hospitality 7.7%

Finance & real estate 5.3%

Other services 4.1%

Public administration 3.6%

Wholesale trade 3.1%

Agriculture & mining 2.8%

Information 2.6%

Occupation

Category	%
Management, business & arts	39.6%
Service	14.7%
Sales & office	20.9%
Natural resources & construction	11.5%
Production & transportation	13.3%

Employment type

Type	%
Private sector	81.0%
Government	13.3%
Self-employed	5.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.1%
Carpool	12.8%
Public transit	2.1%
Walk	0.7%
Other means	2.0%
Avg commute (minutes)	45.4

Poverty

All people 6.8%

Under 18 years 8.5%

18 and over 6.1%

Married-couple families 2.5%

Female-led households 14.1%

Income support

Source	% of households
Social Security	21.5%
Retirement income	19.6%
Supplemental Security	4.4%
Cash public assistance	2.3%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
High blood pressure	24.6%
High cholesterol	26.9%
Heart disease	4.0%
Stroke	2.1%
Asthma	9.2%
Arthritis	16.4%
Kidney disease	2.1%
Pulmonary disease	4.4%
Cancer	4.1%

Behavior / access	%
Binge drinking	21.0%
No physical activity	18.9%
Less than 7 hrs sleep	33.7%
Fair or poor health	12.7%
Poor mental health	14.6%
Poor physical health	8.6%
No health insurance	13.2%
Visited doctor (checkup)	65.3%
Visited dentist	66.3%
Cholesterol screening	89.5%
Teeth loss	9.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,687	3.8%

Disability	%
Any disability	8.2%
Under 18	2.8%
18–64 years	6.4%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	26.8%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	120,937	94.5%
Spanish	18,633	14.7%
Other Indo-European	8,915	6.8%
Asian & Pacific Islander	4,343	3.6%
Other languages	4,581	3.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	92,172	71.9%
Born in same state	90,115	70.4%
Born in different state	75,822	59.2%
Foreign born	2,057	1.5%
Naturalized citizen	36,798	28.2%
Not a US citizen	20,994	57.7%

Ancestry

Ancestry	Count	%
Italian	6,455	5%
French	6,230	4.8%
Arab	1,761	1.4%
Polish	932	0.7%

Ancestry	Count	%
Dutch	744	0.6%
English	674	0.5%
German	449	0.3%
Irish	204	0.2%

Technology access

Metric	% of households
Computer access	28.4%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Tracy, CA have?

Tracy, CA has 4 ZIP codes: 95304, 95376, 95377, 95391. Each ZIP code serves a distinct delivery area within the city and surrounding region.

What is the main ZIP code for Tracy, CA?

The primary ZIP code for Tracy, CA is 95304. The city uses area code 209 for phone service.

What county is Tracy, CA in?

Tracy is located in San Joaquin County, California.

How many ZIP codes are in Tracy, CA?

Tracy, CA has 4 ZIP codes.

What ZIP code covers downtown Tracy and the historic city center near Tracy City Hall?

Downtown Tracy and the central city area are primarily served by ZIP code 95376, which encompasses the main commercial and civic district.

Which ZIP codes serve the residential neighborhoods in west and south Tracy near the Interstate 205 corridor?

The western and southern residential areas of Tracy, including neighborhoods near I-205, are covered by ZIP codes 95304 and 95377, which handle much of the city's suburban development.