95391 ZIP Code — Tracy, CA
San Joaquin County, California
ZIP code 95391 is located in Tracy, California, within San Joaquin County. It covers approximately 26.85 square miles and serves a population of 23,696 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.
About ZIP code 95391
The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $737,600. Owner-occupancy sits near the national average at 70%.
Median household income is $166,643. The poverty rate of 4% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 57 minutes suggests many residents work outside the immediate area.
Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.
23,696
population
26.85
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95391 ZIP code map
Cities in ZIP code 95391
Below are the cities the US Postal Service accepts for ZIP code 95391. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Tracy | Acceptable |
| Tracy | Preferred |
Nearby ZIP codes
94514 Byron (4.8 mi)
94505 Discovery Bay (8.9 mi)
94551 Livermore (9.1 mi)
95376 Tracy (10.6 mi)
94513 Brentwood (12.2 mi)
95377 Tracy (12.3 mi)
95304 Tracy (12.4 mi)
95330 Lathrop (15.6 mi)
94566 Pleasanton (15.8 mi)
95206 Stockton (16.7 mi)
94531 Antioch (17 mi)
94582 San Ramon (17.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 23,696 |
| Population density | 883 / sq mi |
| State FIPS | 06 |
| County FIPS | 077 |
| Geography | |
|---|---|
| Land area | 26.85 sq mi |
| Water area | 0.50 sq mi |
| Latitude | 37.7594 |
| Longitude | -121.5990 |
| Timezone | Pacific (PT) |
| Area code | 209 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 4.4% | 36.1% | 32.6% |
| $50k – $100k | 12.7% | 30.8% | 27.7% |
| $100k – $200k | 53.9% | 25.4% | 26.4% |
| Over $200k | 28.9% | 7.7% | 13.3% |
Demographics & statistics
23,696
Population
883
People per sq mi
34.3
Median age
$166,643
Median household income
$47,972
Per capita income
$737,600
Median home value
$3,138
Median monthly rent
69.8%
Home ownership
3.5%
Poverty rate
3.7%
Unemployment
4,716
Housing units
48.1%
Bachelor's or higher
Age distribution
Male
Female
724
Under 5
691
1,033
5–9
985
1,265
10–14
1,205
1,110
15–19
1,059
988
20–24
942
1,085
25–34
1,035
2,110
35–44
2,012
1,748
45–54
1,666
623
55–59
594
479
60–64
456
726
65–74
693
195
75–84
186
44
85+
42
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 7,362 | 31.1% |
| 18 and over | 16,334 | 68.9% |
| 65 and over | 1,886 | 8.0% |
| Median age | 34.3 years | |
Race & ethnicity
Asian
49.8%
White
30.8%
Two or more races
7.2%
Black or African American
5.9%
Hispanic or Latino
4.3%
Other race
1.9%
Native Hawaiian / Pacific Islander
0.2%
| Group | Count | % |
|---|---|---|
| Asian | 12,314 | 49.8% |
| White | 7,625 | 30.8% |
| Two or more races | 1,770 | 7.2% |
| Black or African American | 1,450 | 5.9% |
| Hispanic or Latino | 1,052 | 4.3% |
| Other race | 477 | 1.9% |
| Native Hawaiian / Pacific Islander | 49 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 4.4% | 36.1% | 32.6% |
| $50k – $100k | 12.7% | 30.8% | 27.7% |
| $100k – $200k | 53.9% | 25.4% | 26.4% |
| Over $200k | 28.9% | 7.7% | 13.3% |
Under $10k
2.5%
$10k–$15k
0.9%
$15k–$25k
0.5%
$25k–$35k
0.7%
$35k–$50k
3.3%
$50k–$75k
3.1%
$75k–$100k
13.0%
$100k–$150k
17.9%
$150k–$200k
23.0%
$200k+
35.3%
| Range | % of households |
|---|---|
| Under $10k | 2.5% |
| $10k–$15k | 0.9% |
| $15k–$25k | 0.5% |
| $25k–$35k | 0.7% |
| $35k–$50k | 3.3% |
| $50k–$75k | 3.1% |
| $75k–$100k | 13.0% |
| $100k–$150k | 17.9% |
| $150k–$200k | 23.0% |
| $200k+ | 35.3% |
| Median income | $166,643 |
Housing
Home values
$100k–$150k
5.5%
$300k–$500k
9.8%
$500k–$1M
66.0%
$1M+
18.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $737,600 |
| Median rent / month | $3,138 |
| Owner occupied | 69.8% |
| Renter occupied | 30.2% |
| Vacant | 6.0% |
| Single-family detached | 83.8% |
| Large apartment buildings | 0.0% |
| Mobile homes | 5.3% |
| Median rooms | 6.4 |
| Avg household size (owned) | 4.05 |
Year built
| Era | % |
|---|---|
| 2020 or later | 3.8% |
| 2010–2019 | 43.4% |
| 2000–2009 | 42.5% |
| 1990–1999 | 2.1% |
| 1980–1989 | 0.1% |
| 1970–1979 | 0.5% |
| 1960–1969 | 0.7% |
| 1950–1959 | 3.4% |
| 1940–1949 | 3.4% |
| 1939 or earlier | 0.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 4.5% |
| 1 bedroom | 5.2% |
| 2 bedrooms | 6.4% |
| 3 bedrooms | 29.0% |
| 4 bedrooms | 40.2% |
| 5+ bedrooms | 14.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.6% |
| 1 vehicle | 25.4% |
| 2 vehicles | 34.6% |
| 3 or more | 37.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 75.0% |
| Electricity | 21.1% |
| Propane / LP gas | 0.3% |
| Wood | 0.1% |
| Solar | 1.6% |
| No fuel used | 1.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,944 | 79.9% |
| Cohabiting couple | 105 | 1.7% |
| Male householder, no spouse | 532 | 8.6% |
| Female householder, no spouse | 609 | 9.8% |
| Households with children under 18 | 3,671 | 59.3% |
| Households with seniors (65+) | 1,614 | 26.1% |
| Average household size | 3.83 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 35.9% | 23.6% |
| Married | 59.5% | 61.6% |
| Separated | 1.4% | 1.4% |
| Widowed | 0.8% | 6.9% |
| Divorced | 2.4% | 6.5% |
Education
Less than 9th grade
3.7%
Some HS, no diploma
3.9%
HS graduate
14.5%
Some college, no degree
21.0%
Associate's degree
8.6%
Bachelor's degree
27.0%
Graduate / professional
21.2%
| Metric | % |
|---|---|
| HS diploma or higher | 92.4% |
| Bachelor's or higher | 48.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 379 | 4.7% |
| Kindergarten | 442 | 5.5% |
| Elementary school | 3,529 | 43.9% |
| High school | 2,291 | 28.5% |
| College / grad school | 1,406 | 17.5% |
Employment
Industry of employment
Education & healthcare
23.4%
Professional & management
21.3%
Arts, food & hospitality
9.2%
Manufacturing
8.6%
Finance & real estate
7.3%
Retail trade
5.9%
Construction
5.4%
Agriculture & mining
4.9%
Other services
4.9%
Transportation & utilities
3.3%
Public administration
2.7%
Information
2.1%
Wholesale trade
1.0%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 49.6% |
| Service | 17.9% |
| Sales & office | 15.8% |
| Natural resources & construction | 9.7% |
| Production & transportation | 7.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.1% |
| Government | 11.8% |
| Self-employed | 3.9% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 59.5% |
| Carpool | 17.3% |
| Public transit | 3.3% |
| Walk | 0.0% |
| Work from home | 15.9% |
| Other means | 4.1% |
| Avg commute (minutes) | 56.7 |
Poverty
All people
3.5%
Under 18 years
4.9%
18 and over
2.9%
Married-couple families
2.3%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 17.0% |
| Retirement income | 15.7% |
| Supplemental Security | 2.4% |
| Cash public assistance | 0.9% |
| Food stamps / SNAP | 8.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 23.4% |
| High blood pressure | 21.4% |
| High cholesterol | 24.0% |
| Diabetes | 6.8% |
| Heart disease | 2.8% |
| Stroke | 1.6% |
| Asthma | 8.4% |
| Arthritis | 13.2% |
| Kidney disease | 1.6% |
| Pulmonary disease | 3.0% |
| Cancer | 3.3% |
| Behavior / access | % |
|---|---|
| Smoking | 11.4% |
| Binge drinking | 19.7% |
| No physical activity | 16.8% |
| Less than 7 hrs sleep | 34.0% |
| Depression | 14.2% |
| Fair or poor health | 9.6% |
| Poor mental health | 13.5% |
| Poor physical health | 6.7% |
| No health insurance | 10.3% |
| Visited doctor (checkup) | 64.6% |
| Visited dentist | 68.8% |
| Cholesterol screening | 90.1% |
| Teeth loss | 6.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 388 | 2.4% |
| Disability | % |
|---|---|
| Any disability | 5.7% |
| Under 18 | 2.6% |
| 18–64 years | 3.8% |
| 65 and over | 32.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 81.9% |
| Public insurance | 19.9% |
| No insurance | 3.7% |
| Uninsured under 19 | 4.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 22,281 | 94.0% |
| Spanish | 1,976 | 8.9% |
| Other Indo-European | 272 | 1.2% |
| Asian & Pacific Islander | 363 | 1.6% |
| Other languages | 1,288 | 5.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 14,463 | 61.0% |
| Born in same state | 14,059 | 59.3% |
| Born in different state | 10,669 | 45.0% |
| Foreign born | 404 | 1.7% |
| Naturalized citizen | 9,233 | 39.0% |
| Not a US citizen | 5,195 | 56.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,389 | 5.9% |
| Italian | 552 | 2.3% |
| Dutch | 267 | 1.1% |
| Polish | 252 | 1.1% |
| Ancestry | Count | % |
|---|---|---|
| English | 115 | 0.5% |
| Arab | 41 | 0.2% |
| German | 38 | 0.2% |
| Irish | 13 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 26.1% |
| Internet access | 99.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95391
What city is ZIP code 95391 in?
ZIP code 95391 is primarily assigned to Tracy, California.
What county is ZIP code 95391 in?
ZIP code 95391 falls within San Joaquin County, California.
Is ZIP code 95391 family-oriented?
31% of residents in ZIP code 95391 are under 18, reflecting a younger, family-oriented community.
How educated is the population of ZIP code 95391?
48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the median household income in ZIP code 95391?
The median household income in ZIP code 95391 is $166,643, above the national median of ~$75,000.
What is the typical home value in ZIP code 95391?
The median home value in ZIP code 95391 is $737,600.
What timezone is ZIP code 95391 in?
ZIP code 95391 observes the PST timezone.