Stone Harbor ZIP Code List — Cape May County, NJ

There is one unique ZIP code in Stone Harbor, New Jersey and it is 08247. Area code: 609/640.

ZIP codes

5.23

sq mi land

4.68

sq mi water

609/640

area code

Stone Harbor, NJ ZIP code map

About Stone Harbor, NJ

Stone Harbor, New Jersey, is a charming coastal town known for its beautiful beaches and vibrant community. Nestled in Cape May County, it offers a unique blend of relaxation and recreation, making it a popular destination for both locals and tourists. The town boasts an inviting atmosphere, with quaint shops, delicious dining options, and outdoor activities that celebrate its coastal location.

Location & geography

Stone Harbor is located on Seven Mile Island, approximately 3 miles south of Avalon and 9 miles north of Cape May, making it an ideal spot for those looking to explore the beautiful Jersey Shore. The town covers a total area of 9.91 square miles, which includes 5.23 square miles of land and 4.68 square miles of water. Surrounded by the Atlantic Ocean, Stone Harbor features stunning waterfront views and numerous opportunities for water-based activities.

Community & economy

The community of Stone Harbor is characterized by its laid-back, family-friendly environment, attracting visitors seeking both relaxation and adventure. The local economy is primarily driven by tourism, with many businesses catering to seasonal visitors, including restaurants, shops, and recreational facilities. Daily life in Stone Harbor often revolves around outdoor activities such as biking, fishing, and enjoying the scenic beaches.

Transportation

Transportation in Stone Harbor is convenient, with access to major roads like New Jersey Route 55 and the Garden State Parkway providing connections to larger metropolitan areas. The nearest airport is the Cape May County Airport, located approximately 20 miles away, catering to general aviation. Public transit options include seasonal trolley services that connect visitors to nearby towns and attractions.

History

Stone Harbor was incorporated in 1898 and has a rich history rooted in fishing and maritime industries. Notable events in its past include the establishment of the Stone Harbor Yacht Club and the development of the town as a popular vacation destination in the early 20th century. Today, it continues to thrive as a picturesque beach resort with a strong community spirit.

Did you know?

One surprising fact about Stone Harbor is that it has a unique abundance of wildlife, particularly during the migratory seasons when birdwatchers flock to the area. Additionally, the town is known for its well-preserved natural habitats, including wetlands that contribute to local biodiversity.

ZIP codes for Stone Harbor, NJ (1)

ZIP code	City	County	Map
08247	Stone Harbor	Cape May	View map

Demographics & statistics

977

Population

66.4

Median age

$136,250

Median household income

$119,902

Per capita income

$1,622,300

Median home value

$1,625

Median monthly rent

87.2%

Home ownership

5.8%

Poverty rate

5.2%

Unemployment

3,208

Housing units

67.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

147

65–74

176

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	50	5.1%
18 and over	927	94.9%
65 and over	514	52.6%
Median age	66.4 years

Race & ethnicity

White 98.2%

Hispanic or Latino 0.6%

Asian 0.4%

Other race 0.4%

Two or more races 0.3%

Black or African American 0.1%

Group	Count	%
White	965	98.2%
Hispanic or Latino	6	0.6%
Asian	4	0.4%
Other race	4	0.4%
Two or more races	3	0.3%
Black or African American	1	0.1%

Household income

Under $10k 6.2%

$10k–$15k 1.3%

$15k–$25k 1.9%

$25k–$35k 5.1%

$35k–$50k 5.3%

$50k–$75k 8.5%

$75k–$100k 8.3%

$100k–$150k 14.3%

$150k–$200k 11.7%

$200k+ 37.6%

Range	% of households
Under $10k	6.2%
$10k–$15k	1.3%
$15k–$25k	1.9%
$25k–$35k	5.1%
$35k–$50k	5.3%
$50k–$75k	8.5%
$75k–$100k	8.3%
$100k–$150k	14.3%
$150k–$200k	11.7%
$200k+	37.6%
Median income	$136,250

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.6%

$100k–$150k 0.4%

$200k–$300k 2.2%

$300k–$500k 4.5%

$500k–$1M 21.8%

$1M+ 69.8%

Housing overview

Metric	Value
Median home value	$1,622,300
Median rent / month	$1,625
Owner occupied	87.2%
Renter occupied	12.8%
Vacant	83.8%
Single-family detached	67.5%
Large apartment buildings	3.3%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	1.84

Year built

Era	%
2020 or later	0.5%
2010–2019	12.0%
2000–2009	13.2%
1990–1999	8.2%
1980–1989	12.1%
1970–1979	9.2%
1960–1969	10.8%
1950–1959	16.9%
1940–1949	4.5%
1939 or earlier	12.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	3.2%
2 bedrooms	22.3%
3 bedrooms	20.2%
4 bedrooms	29.3%
5+ bedrooms	24.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	41.2%
2 vehicles	36.5%
3 or more	16.0%

Heating fuel

Fuel type	%
Utility gas	69.5%
Electricity	23.7%
Propane / LP gas	2.3%
Fuel oil	0.6%
No fuel used	3.9%

Households & families

Household type	Count	%
Married-couple family	314	59.0%
Cohabiting couple	5	0.9%
Male householder, no spouse	76	14.3%
Female householder, no spouse	137	25.8%
Households with children under 18	58	10.9%
Households with seniors (65+)	356	66.9%
Average household size	1.83

Marital status

Status	Male	Female
Never married	16.5%	13.1%
Married	72.6%	63.5%
Separated	0.7%	0.4%
Widowed	4.3%	17.3%
Divorced	5.9%	5.7%

Education

Less than 9th grade 0.1%

Some HS, no diploma 1.4%

HS graduate 15.3%

Some college, no degree 10.7%

Associate's degree 5.1%

Bachelor's degree 42.2%

Graduate / professional 25.2%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	67.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	3	5.1%
High school	32	54.2%
College / grad school	24	40.7%

Employment

Industry of employment

Education & healthcare 21.2%

Retail trade 18.8%

Professional & management 13.0%

Arts, food & hospitality 13.0%

Finance & real estate 9.0%

Manufacturing 5.4%

Other services 5.4%

Construction 3.5%

Public administration 3.3%

Transportation & utilities 3.0%

Wholesale trade 2.7%

Information 1.4%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	58.4%
Service	12.8%
Sales & office	18.8%
Natural resources & construction	5.7%
Production & transportation	4.3%

Employment type

Type	%
Private sector	76.1%
Government	10.1%
Self-employed	4.6%
Unpaid family workers	9.2%

Commute

Method	%
Drive alone	56.1%
Carpool	13.8%
Public transit	1.9%
Walk	4.0%
Other means	3.7%
Avg commute (minutes)	21.7

Poverty

All people 5.8%

Under 18 years 24.0%

18 and over 4.9%

Married-couple families 1.3%

Female-led households 25.0%

Income support

Source	% of households
Social Security	65.0%
Retirement income	44.4%
Supplemental Security	3.2%
Cash public assistance	0.0%
Food stamps / SNAP	0.6%

Health indicators

Condition	%
High blood pressure	0.0%
High cholesterol	0.0%
Heart disease	9.0%
Stroke	3.5%
Asthma	8.6%
Arthritis	30.8%
Kidney disease	3.6%
Pulmonary disease	6.6%
Cancer	11.9%

Behavior / access	%
Binge drinking	13.4%
No physical activity	17.3%
Less than 7 hrs sleep	25.6%
Fair or poor health	10.5%
Poor mental health	10.0%
Poor physical health	8.6%
No health insurance	7.6%
Visited doctor (checkup)	82.8%
Visited dentist	77.0%
Cholesterol screening	0.0%
Teeth loss	6.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	54	5.9%

Disability	%
Any disability	9.5%
Under 18	0.0%
18–64 years	3.8%
65 and over	14.8%

Health insurance coverage

Type	%
Private insurance	77.2%
Public insurance	55.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	958	98.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	941	96.3%
Born in same state	934	95.6%
Born in different state	299	30.6%
Foreign born	7	0.7%
Naturalized citizen	36	3.7%
Not a US citizen	16	44.4%

Ancestry

Ancestry	Count	%
Italian	317	32.4%
French	166	17%
English	48	4.9%
Arab	25	2.6%

Ancestry	Count	%
Irish	12	1.2%
Polish	12	1.2%
Norwegian	2	0.2%

Technology access

Metric	% of households
Computer access	54.5%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Stone Harbor, NJ?

Stone Harbor, NJ has one ZIP code: 08247.

What is the main ZIP code for Stone Harbor, NJ?

The primary ZIP code for Stone Harbor, NJ is 08247. The city uses area code 609 or 640 for phone service.

What county is Stone Harbor, NJ in?

Stone Harbor is located in Cape May County, New Jersey.

How many ZIP codes are in Stone Harbor, NJ?

Stone Harbor, NJ has 1 ZIP code.

What is the ZIP code for Stone Harbor's downtown waterfront area along the bay?

Stone Harbor's downtown waterfront district, including the marina and bay-front businesses, is located in ZIP code 08247, which serves the entire borough.

What ZIP code should I use for mailing packages to residences in Stone Harbor's beachfront neighborhoods?

All beachfront residential areas in Stone Harbor, including properties along the Atlantic Ocean and island neighborhoods, use ZIP code 08247.