08247 ZIP Code — Stone Harbor, NJ

Cape May County, New Jersey

ZIP code 08247 is located in Stone Harbor, New Jersey, within Cape May County. It covers approximately 5.23 square miles and serves a population of 977 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 609/640.

About ZIP code 08247

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $1,622,300. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($136,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 65% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 67% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 08247 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

977

population

5.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

08247 ZIP code map

Cities in ZIP code 08247

Below are the cities the US Postal Service accepts for ZIP code 08247. Using any city not on this list may result in mail delivery delays.

City	Status
Stone Harbor	Preferred

Nearby ZIP codes

08202 Avalon (3.7 mi) 08260 Wildwood (5.3 mi) 08210 Cape May Court House (5.3 mi) 08242 Rio Grande (5.9 mi) 08243 Sea Isle City (8.3 mi) 08204 Cape May (8.5 mi) 08251 Villas (8.7 mi) 08230 Ocean View (11.5 mi) 08314 Delmont (15.3 mi) 08223 Marmora (16.2 mi) 08270 Woodbine (16.5 mi) 08226 Ocean City (16.9 mi)

Demographics updated 06/2026

Population
Total population	977
Population density	187 / sq mi
State FIPS	34
County FIPS	009

Geography
Land area	5.23 sq mi
Water area	4.68 sq mi
Latitude	39.0454
Longitude	-74.7676
Timezone	Eastern (ET)
Area code	609/640

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.7%	34.9%	30.2%
$50k – $100k	19.6%	31.1%	26.7%
$100k – $200k	26.9%	25.0%	28.3%
Over $200k	27.9%	9.0%	14.8%

Demographics & statistics

977

Population

187

People per sq mi

66.4

Median age

$136,250

Median household income

$119,902

Per capita income

$1,622,300

Median home value

$1,625

Median monthly rent

87.2%

Home ownership

5.8%

Poverty rate

5.2%

Unemployment

3,208

Housing units

67.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

147

65–74

176

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	50	5.1%
18 and over	927	94.9%
65 and over	514	52.6%
Median age	66.4 years

Race & ethnicity

White 98.2%

Hispanic or Latino 0.6%

Asian 0.4%

Other race 0.4%

Two or more races 0.3%

Black or African American 0.1%

Group	Count	%
White	965	98.2%
Hispanic or Latino	6	0.6%
Asian	4	0.4%
Other race	4	0.4%
Two or more races	3	0.3%
Black or African American	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.7%	34.9%	30.2%
$50k – $100k	19.6%	31.1%	26.7%
$100k – $200k	26.9%	25.0%	28.3%
Over $200k	27.9%	9.0%	14.8%

Under $10k 6.2%

$10k–$15k 1.3%

$15k–$25k 1.9%

$25k–$35k 5.1%

$35k–$50k 5.3%

$50k–$75k 8.5%

$75k–$100k 8.3%

$100k–$150k 14.3%

$150k–$200k 11.7%

$200k+ 37.6%

Range	% of households
Under $10k	6.2%
$10k–$15k	1.3%
$15k–$25k	1.9%
$25k–$35k	5.1%
$35k–$50k	5.3%
$50k–$75k	8.5%
$75k–$100k	8.3%
$100k–$150k	14.3%
$150k–$200k	11.7%
$200k+	37.6%
Median income	$136,250

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.6%

$100k–$150k 0.4%

$200k–$300k 2.2%

$300k–$500k 4.5%

$500k–$1M 21.8%

$1M+ 69.8%

Housing overview

Metric	Value
Median home value	$1,622,300
Median rent / month	$1,625
Owner occupied	87.2%
Renter occupied	12.8%
Vacant	83.8%
Single-family detached	67.5%
Large apartment buildings	3.3%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	1.84

Year built

Era	%
2020 or later	0.5%
2010–2019	12.0%
2000–2009	13.2%
1990–1999	8.2%
1980–1989	12.1%
1970–1979	9.2%
1960–1969	10.8%
1950–1959	16.9%
1940–1949	4.5%
1939 or earlier	12.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	3.2%
2 bedrooms	22.3%
3 bedrooms	20.2%
4 bedrooms	29.3%
5+ bedrooms	24.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	41.2%
2 vehicles	36.5%
3 or more	16.0%

Heating fuel

Fuel type	%
Utility gas	69.5%
Electricity	23.7%
Propane / LP gas	2.3%
Fuel oil	0.6%
No fuel used	3.9%

Households & families

Household type	Count	%
Married-couple family	314	59.0%
Cohabiting couple	5	0.9%
Male householder, no spouse	76	14.3%
Female householder, no spouse	137	25.8%
Households with children under 18	58	10.9%
Households with seniors (65+)	356	66.9%
Average household size	1.83

Marital status

Status	Male	Female
Never married	16.5%	13.1%
Married	72.6%	63.5%
Separated	0.7%	0.4%
Widowed	4.3%	17.3%
Divorced	5.9%	5.7%

Education

Less than 9th grade 0.1%

Some HS, no diploma 1.4%

HS graduate 15.3%

Some college, no degree 10.7%

Associate's degree 5.1%

Bachelor's degree 42.2%

Graduate / professional 25.2%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	67.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	3	5.1%
High school	32	54.2%
College / grad school	24	40.7%

Employment

Industry of employment

Education & healthcare 21.2%

Retail trade 18.8%

Professional & management 13.0%

Arts, food & hospitality 13.0%

Finance & real estate 9.0%

Manufacturing 5.4%

Other services 5.4%

Construction 3.5%

Public administration 3.3%

Transportation & utilities 3.0%

Wholesale trade 2.7%

Information 1.4%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	58.4%
Service	12.8%
Sales & office	18.8%
Natural resources & construction	5.7%
Production & transportation	4.3%

Employment type

Type	%
Private sector	76.1%
Government	10.1%
Self-employed	4.6%
Unpaid family workers	9.2%

Commute

Method	%
Drive alone	56.1%
Carpool	13.8%
Public transit	1.9%
Walk	4.0%
Work from home	20.5%
Other means	3.7%
Avg commute (minutes)	21.7

Poverty

All people 5.8%

Under 18 years 24.0%

18 and over 4.9%

Married-couple families 1.3%

Female-led households 25.0%

Income support

Source	% of households
Social Security	65.0%
Retirement income	44.4%
Supplemental Security	3.2%
Cash public assistance	0.0%
Food stamps / SNAP	0.6%

Health indicators

Condition	%
Obesity	24.8%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	10.6%
Heart disease	9.0%
Stroke	3.5%
Asthma	8.6%
Arthritis	30.8%
Kidney disease	3.6%
Pulmonary disease	6.6%
Cancer	11.9%

Behavior / access	%
Smoking	8.6%
Binge drinking	13.4%
No physical activity	17.3%
Less than 7 hrs sleep	25.6%
Depression	15.3%
Fair or poor health	10.5%
Poor mental health	10.0%
Poor physical health	8.6%
No health insurance	7.6%
Visited doctor (checkup)	82.8%
Visited dentist	77.0%
Cholesterol screening	0.0%
Teeth loss	6.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	54	5.9%

Disability	%
Any disability	9.5%
Under 18	0.0%
18–64 years	3.8%
65 and over	14.8%

Health insurance coverage

Type	%
Private insurance	77.2%
Public insurance	55.4%
No insurance	1.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	958	98.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	941	96.3%
Born in same state	934	95.6%
Born in different state	299	30.6%
Foreign born	7	0.7%
Naturalized citizen	36	3.7%
Not a US citizen	16	44.4%

Ancestry

Ancestry	Count	%
Italian	317	32.4%
French	166	17%
English	48	4.9%
Arab	25	2.6%

Ancestry	Count	%
Irish	12	1.2%
Polish	12	1.2%
Norwegian	2	0.2%

Technology access

Metric	% of households
Computer access	54.5%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08247

What city is ZIP code 08247 in?

ZIP code 08247 is primarily assigned to Stone Harbor, New Jersey.

What county is ZIP code 08247 in?

ZIP code 08247 falls within Cape May County, New Jersey.

Does ZIP code 08247 have an older population?

53% of residents in ZIP code 08247 are 65 or older, above the national average of ~17%.

Does ZIP code 08247 have a large retiree population?

65% of households in ZIP code 08247 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 08247?

67% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 08247 mostly owner-occupied?

87% of occupied units in ZIP code 08247 are owner-occupied, well above the national average.

What timezone is ZIP code 08247 in?

ZIP code 08247 observes the EST timezone.