Pearl River ZIP Code List — Rockland County, NY

There is one unique ZIP code in Pearl River, New York and it is 10965. Area code: 845.

ZIP codes

5.23

sq mi land

0.19

sq mi water

845

area code

Pearl River, NY ZIP code map

About Pearl River, NY

Pearl River is a charming community located in Rockland County, New York. Known for its suburban atmosphere, it offers residents a peaceful retreat with convenient access to New York City. The village features a mix of residential neighborhoods, local businesses, and scenic parks.

Location & geography

Pearl River is situated approximately 25 miles northwest of Manhattan, making it an ideal spot for commuters. The surrounding area includes nearby cities such as Nanuet, which is about 4 miles to the northeast, and Spring Valley, roughly 6 miles to the south. The village covers a land area of 5.23 square miles, with an additional 0.19 square miles constituted by water, resulting in a combination of urban and natural landscapes.

Community & economy

The character of Pearl River is marked by its tight-knit community and family-friendly environment. Local industries include small businesses, retail shops, and services that cater to residents' daily needs. Daily life in Pearl River is characterized by community events, local dining options, and access to parks and recreational facilities.

Transportation

Pearl River is conveniently accessible via major highways, including the New York State Thruway (I-87), which runs nearby. The nearest named airport is Westchester County Airport, about 18 miles away, providing additional travel options for residents. Local public transit options include bus services that connect Pearl River to surrounding areas.

History

Pearl River was founded in the 19th century and first established as a manufacturing center, particularly known for its hat-making industry. Over the years, the village has seen significant development while retaining its historical charm. Notable events in Pearl River's history include the establishment of the Pearl River Public Library, which serves as a cultural hub for the community.

Did you know?

One surprising fact about Pearl River is that it is home to the historical site of the old Erie Railroad station, which played a significant role in the village's development. Additionally, Pearl River hosts an annual event called the Pearl River Carnival, attracting visitors from surrounding areas for rides, games, and local food.

ZIP codes for Pearl River, NY (1)

ZIP code	City	County	Map
10965	Pearl River	Rockland	View map

Demographics & statistics

15,666

Population

39.2

Median age

$130,610

Median household income

$53,756

Per capita income

$515,900

Median home value

$1,967

Median monthly rent

75.4%

Home ownership

6.9%

Poverty rate

3.5%

Unemployment

4,503

Housing units

48.1%

Bachelor's or higher

Age distribution

Male Female

510

Under 5

474

584

5–9

542

602

10–14

559

355

15–19

329

605

20–24

563

875

25–34

814

966

35–44

898

1,221

45–54

1,135

441

55–59

410

374

60–64

347

691

65–74

643

547

75–84

508

349

85+

324

← Male

Female →

Age summary

Group	Count	%
Under 18	3,739	23.9%
18 and over	11,927	76.1%
65 and over	3,062	19.5%
Median age	39.2 years

Race & ethnicity

White 69.5%

Hispanic or Latino 11.8%

Other race 11.2%

Asian 3.8%

Two or more races 1.8%

Black or African American 1%

American Indian / Alaska Native 1%

Group	Count	%
White	12,333	69.5%
Hispanic or Latino	2,092	11.8%
Other race	1,993	11.2%
Asian	668	3.8%
Two or more races	313	1.8%
Black or African American	183	1%
American Indian / Alaska Native	176	1%

Household income

Under $10k 2.9%

$10k–$15k 0.8%

$15k–$25k 4.7%

$25k–$35k 1.6%

$35k–$50k 5.5%

$50k–$75k 12.8%

$75k–$100k 8.6%

$100k–$150k 20.6%

$150k–$200k 14.3%

$200k+ 28.2%

Range	% of households
Under $10k	2.9%
$10k–$15k	0.8%
$15k–$25k	4.7%
$25k–$35k	1.6%
$35k–$50k	5.5%
$50k–$75k	12.8%
$75k–$100k	8.6%
$100k–$150k	20.6%
$150k–$200k	14.3%
$200k+	28.2%
Median income	$130,610

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.3%

$150k–$200k 1.4%

$200k–$300k 4.6%

$300k–$500k 40.4%

$500k–$1M 51.1%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$515,900
Median rent / month	$1,967
Owner occupied	75.4%
Renter occupied	24.6%
Vacant	6.2%
Single-family detached	69.7%
Large apartment buildings	2.3%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.93

Year built

Era	%
2020 or later	0.0%
2010–2019	4.7%
2000–2009	4.9%
1990–1999	7.4%
1980–1989	6.0%
1970–1979	6.5%
1960–1969	17.3%
1950–1959	29.8%
1940–1949	8.2%
1939 or earlier	15.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	13.3%
2 bedrooms	14.0%
3 bedrooms	34.5%
4 bedrooms	30.3%
5+ bedrooms	6.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.7%
1 vehicle	21.9%
2 vehicles	45.8%
3 or more	24.6%

Heating fuel

Fuel type	%
Utility gas	86.7%
Electricity	8.5%
Propane / LP gas	0.9%
Fuel oil	2.9%
Wood	0.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,533	64.4%
Cohabiting couple	98	1.8%
Male householder, no spouse	823	15.0%
Female householder, no spouse	1,033	18.8%
Households with children under 18	1,987	36.2%
Households with seniors (65+)	2,172	39.6%
Average household size	2.84

Marital status

Status	Male	Female
Never married	30.2%	21.0%
Married	58.3%	61.3%
Separated	1.8%	0.5%
Widowed	4.6%	10.5%
Divorced	5.1%	6.6%

Education

Less than 9th grade 4.6%

Some HS, no diploma 5.5%

HS graduate 18.7%

Some college, no degree 16.1%

Associate's degree 7.0%

Bachelor's degree 24.8%

Graduate / professional 23.4%

Metric	%
HS diploma or higher	90.0%
Bachelor's or higher	48.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	420	10.4%
Kindergarten	325	8.0%
Elementary school	1,765	43.5%
High school	799	19.7%
College / grad school	748	18.4%

Employment

Industry of employment

Education & healthcare 26.0%

Construction 13.1%

Professional & management 12.1%

Public administration 11.1%

Retail trade 7.6%

Arts, food & hospitality 7.1%

Other services 5.9%

Manufacturing 5.8%

Finance & real estate 5.0%

Transportation & utilities 3.4%

Wholesale trade 1.5%

Information 1.4%

Occupation

Category	%
Management, business & arts	46.5%
Service	19.4%
Sales & office	16.5%
Natural resources & construction	13.0%
Production & transportation	4.6%

Employment type

Type	%
Private sector	72.1%
Government	23.7%
Self-employed	2.9%
Unpaid family workers	1.3%

Commute

Method	%
Drive alone	71.8%
Carpool	7.6%
Public transit	4.5%
Walk	1.1%
Other means	0.2%
Avg commute (minutes)	31.2

Poverty

All people 6.9%

Under 18 years 12.5%

18 and over 5.1%

Married-couple families 2.9%

Female-led households 12.0%

Income support

Source	% of households
Social Security	37.3%
Retirement income	32.8%
Supplemental Security	2.2%
Cash public assistance	1.8%
Food stamps / SNAP	6.5%

Health indicators

Condition	%
High blood pressure	27.5%
High cholesterol	32.7%
Heart disease	5.5%
Stroke	2.4%
Asthma	9.1%
Arthritis	21.3%
Kidney disease	2.6%
Pulmonary disease	5.2%
Cancer	7.6%

Behavior / access	%
Binge drinking	16.5%
No physical activity	17.2%
Less than 7 hrs sleep	27.2%
Fair or poor health	8.9%
Poor mental health	11.6%
Poor physical health	7.6%
No health insurance	9.0%
Visited doctor (checkup)	79.0%
Visited dentist	75.1%
Cholesterol screening	93.1%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	454	3.8%

Disability	%
Any disability	9.6%
Under 18	1.6%
18–64 years	4.0%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	80.9%
Public insurance	31.5%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,682	93.7%
Spanish	1,469	10.0%
Other Indo-European	888	6.0%
Asian & Pacific Islander	425	2.9%
Other languages	156	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,388	79.1%
Born in same state	12,133	77.4%
Born in different state	9,291	59.3%
Foreign born	255	1.6%
Naturalized citizen	3,278	20.9%
Not a US citizen	2,041	62.3%

Ancestry

Ancestry	Count	%
Italian	5,272	33.7%
French	831	5.3%
Arab	736	4.7%
Irish	180	1.1%

Ancestry	Count	%
English	127	0.8%
Polish	82	0.5%
Dutch	56	0.4%
Norwegian	19	0.1%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Pearl River, NY?

Pearl River, NY has one ZIP code: 10965.

What is the main ZIP code for Pearl River, NY?

The primary ZIP code for Pearl River, NY is 10965. The city uses area code 845 for phone service.

What county is Pearl River, NY in?

Pearl River is located in Rockland County, New York.

How many ZIP codes are in Pearl River, NY?

Pearl River, NY has 1 ZIP code.

What is the ZIP code for downtown Pearl River and the area around the Pearl River train station?

Downtown Pearl River, including the area around the Metro-North Railroad station, is located in ZIP code 10965.

What ZIP code covers Pearl River's residential neighborhoods along the Hudson River waterfront?

The waterfront neighborhoods and residential areas of Pearl River are all served by ZIP code 10965.