Monticello ZIP Codes — Jefferson County, FL

There are 2 unique ZIP codes in Monticello, Florida. Area code: 850.

ZIP codes

444.59

sq mi land

11.93

sq mi water

850

area code

Monticello, FL ZIP code map

About Monticello, FL

Monticello is a charming city located in the northern part of Florida, renowned for its rich history and small-town character. As the county seat of Jefferson County, it serves as a hub for local governance and culture. The city boasts a friendly atmosphere, making it an inviting place for residents and visitors alike.

Location & geography

Monticello is situated in Jefferson County, positioned approximately 30 miles east of Tallahassee, the state capital, and about 15 miles from the Georgia state line. The city's landscape features expansive land areas stretching over 444.59 square miles, accompanied by a notable water area of 11.93 square miles, which includes various lakes and rivers. The terrain is predominantly flat, offering a mix of rural expanses and wooded areas, which are characteristic of this part of Florida.

Community & economy

The community in Monticello is known for its warm, welcoming residents who take pride in their city's heritage and culture. Predominantly rooted in agriculture and local businesses, the economy thrives on industries ranging from farming to retail trade. Daily life here is reflective of small-town values, with community events and local gatherings playing a significant role in the social fabric of the city.

Transportation

Monticello is accessible via several highways, including U.S. Route 19, which connects the city to other major routes in the region. The nearest airport is Tallahassee International Airport, located approximately 30 miles to the west, providing commercial flight options for residents. Public transportation options are limited, making personal vehicles the primary means of getting around the area.

History

Monticello was founded in the early 19th century and has been an important agricultural center in Jefferson County ever since. Key industries have included cotton and tobacco farming, which played crucial roles in its development. Over the years, the city has witnessed several notable events, including the establishment of its charming Historic District that showcases the architectural heritage of the area.

Did you know?

One surprising fact about Monticello is its designation as a Main Street Community, which highlights its commitment to preserving the historical and cultural aspects of downtown life. Additionally, the city is home to a variety of annual festivals that celebrate its rich local culture and community spirit.

ZIP codes for Monticello, FL (2)

ZIP code	City	County	Map
32344	Monticello	Jefferson	View map
32345	Monticello	Jefferson	View map

Demographics & statistics

12,335

Population

48.2

Median age

$49,785

Median household income

$28,495

Per capita income

$174,500

Median home value

$710

Median monthly rent

74.3%

Home ownership

19.3%

Poverty rate

6.5%

Unemployment

4,588

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

256

Under 5

238

288

5–9

268

296

10–14

275

346

15–19

323

358

20–24

333

721

25–34

672

746

35–44

695

799

45–54

744

461

55–59

429

556

60–64

519

922

65–74

859

490

75–84

456

148

85+

137

← Male

Female →

Age summary

Group	Count	%
Under 18	2,018	16.4%
18 and over	10,317	83.6%
65 and over	3,012	24.4%
Median age	48.2 years

Race & ethnicity

White 60.4%

Black or African American 33.1%

Two or more races 2.5%

Hispanic or Latino 1.9%

Other race 1.7%

Asian 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,596	60.4%
Black or African American	4,164	33.1%
Two or more races	314	2.5%
Hispanic or Latino	243	1.9%
Other race	215	1.7%
Asian	33	0.3%
American Indian / Alaska Native	9	0.1%

Household income

Under $10k 9.2%

$10k–$15k 7.2%

$15k–$25k 8.3%

$25k–$35k 8.6%

$35k–$50k 17.0%

$50k–$75k 14.9%

$75k–$100k 10.9%

$100k–$150k 13.0%

$150k–$200k 4.7%

$200k+ 6.2%

Range	% of households
Under $10k	9.2%
$10k–$15k	7.2%
$15k–$25k	8.3%
$25k–$35k	8.6%
$35k–$50k	17.0%
$50k–$75k	14.9%
$75k–$100k	10.9%
$100k–$150k	13.0%
$150k–$200k	4.7%
$200k+	6.2%
Median income	$49,785

Housing

Home values

Under $50k 11.4%

$50k–$100k 17.5%

$100k–$150k 15.4%

$150k–$200k 10.8%

$200k–$300k 19.9%

$300k–$500k 17.2%

$500k–$1M 7.0%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$174,500
Median rent / month	$710
Owner occupied	74.3%
Renter occupied	25.7%
Vacant	17.9%
Single-family detached	56.7%
Large apartment buildings	0.1%
Mobile homes	36.8%
Median rooms	5.5
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	1.3%
2010–2019	6.9%
2000–2009	16.2%
1990–1999	22.3%
1980–1989	16.0%
1970–1979	13.2%
1960–1969	8.7%
1950–1959	2.8%
1940–1949	5.9%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	3.4%
2 bedrooms	22.8%
3 bedrooms	57.5%
4 bedrooms	12.6%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.0%
1 vehicle	29.3%
2 vehicles	38.5%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	0.6%
Electricity	88.2%
Propane / LP gas	7.4%
Fuel oil	1.2%
Wood	1.5%
Solar	0.2%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	2,238	46.9%
Cohabiting couple	200	4.2%
Male householder, no spouse	755	15.8%
Female householder, no spouse	1,578	33.1%
Households with children under 18	1,119	23.5%
Households with seniors (65+)	1,911	40.1%
Average household size	2.33

Marital status

Status	Male	Female
Never married	38.9%	31.9%
Married	44.6%	45.1%
Separated	1.4%	2.1%
Widowed	4.9%	7.7%
Divorced	10.1%	13.3%

Education

Less than 9th grade 5.3%

Some HS, no diploma 10.0%

HS graduate 37.3%

Some college, no degree 19.7%

Associate's degree 7.0%

Bachelor's degree 13.6%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	84.6%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	117	5.0%
Kindergarten	72	3.1%
Elementary school	860	36.5%
High school	705	29.9%
College / grad school	605	25.6%

Employment

Industry of employment

Education & healthcare 22.0%

Retail trade 15.5%

Public administration 14.3%

Arts, food & hospitality 10.3%

Professional & management 7.3%

Other services 6.9%

Transportation & utilities 5.2%

Finance & real estate 4.7%

Construction 4.6%

Wholesale trade 3.4%

Manufacturing 2.5%

Agriculture & mining 2.3%

Information 0.9%

Occupation

Category	%
Management, business & arts	33.2%
Service	16.5%
Sales & office	29.1%
Natural resources & construction	10.1%
Production & transportation	11.0%

Employment type

Type	%
Private sector	67.8%
Government	25.9%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.8%
Carpool	11.4%
Public transit	0.0%
Walk	0.9%
Other means	1.0%
Avg commute (minutes)	29.8

Poverty

All people 19.3%

Under 18 years 34.3%

18 and over 16.2%

Married-couple families 4.0%

Female-led households 39.7%

Income support

Source	% of households
Social Security	43.9%
Retirement income	29.2%
Supplemental Security	5.9%
Cash public assistance	3.4%
Food stamps / SNAP	19.5%

Health indicators

Condition	%
High blood pressure	39.1%
High cholesterol	34.8%
Heart disease	8.0%
Stroke	4.5%
Asthma	9.6%
Arthritis	27.3%
Kidney disease	3.7%
Pulmonary disease	10.2%
Cancer	6.9%

Behavior / access	%
Binge drinking	14.2%
No physical activity	29.7%
Less than 7 hrs sleep	36.7%
Fair or poor health	21.2%
Poor mental health	16.3%
Poor physical health	14.0%
No health insurance	23.7%
Visited doctor (checkup)	75.2%
Visited dentist	51.3%
Cholesterol screening	90.5%
Teeth loss	19.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,076	10.5%

Disability	%
Any disability	19.5%
Under 18	5.2%
18–64 years	14.6%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	57.3%
Public insurance	48.5%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,841	96.0%
Spanish	182	1.5%
Other Indo-European	150	1.3%
Asian & Pacific Islander	19	0.2%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,000	97.3%
Born in same state	11,736	95.1%
Born in different state	7,564	61.3%
Foreign born	264	2.1%
Naturalized citizen	335	2.7%
Not a US citizen	165	49.3%

Ancestry

Ancestry	Count	%
French	1,376	11.2%
Italian	1,050	8.5%
Arab	938	7.6%
Polish	153	1.2%

Ancestry	Count	%
Irish	35	0.3%
Norwegian	15	0.1%
German	12	0.1%
English	8	0.1%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	85.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Monticello, FL have?

Monticello, FL has one ZIP code: 32344. Each ZIP code serves a distinct delivery area within the city and surrounding region.