32344 ZIP Code — Monticello, FL

Jefferson County, Florida

ZIP code 32344 is located in Monticello, Florida, within Jefferson County. It covers approximately 444.59 square miles and serves a population of 12,335 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 850.

About ZIP code 32344

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $174,500. Owner-occupancy sits near the national average at 74%.

Median household income is $49,785. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 32344 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

12,335

population

444.59

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32344 ZIP code map

Cities in ZIP code 32344

Below are the cities the US Postal Service accepts for ZIP code 32344. Using any city not on this list may result in mail delivery delays.

City	Status
Monticello	Preferred

Nearby ZIP codes

32331 Greenville (12.5 mi) 32336 Lamont (14.8 mi) 32317 Tallahassee (15.9 mi) 32309 Tallahassee (16.4 mi) 32311 Tallahassee (19.5 mi)

Demographics updated 05/2026

Population
Total population	12,335
Population density	28 / sq mi
State FIPS	12
County FIPS	065

Geography
Land area	444.59 sq mi
Water area	11.93 sq mi
Latitude	30.4686
Longitude	-83.8591
Timezone	Eastern (ET)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	52.4%	43.4%
$50k – $100k	27.1%	27.2%	30.8%
$100k – $200k	18.6%	18.0%	19.3%
Over $200k	2.7%	2.4%	6.4%

Demographics & statistics

12,335

Population

People per sq mi

48.2

Median age

$49,785

Median household income

$28,495

Per capita income

$174,500

Median home value

$710

Median monthly rent

74.3%

Home ownership

19.3%

Poverty rate

6.5%

Unemployment

4,588

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

256

Under 5

238

288

5–9

268

296

10–14

275

346

15–19

323

358

20–24

333

721

25–34

672

746

35–44

695

799

45–54

744

461

55–59

429

556

60–64

519

922

65–74

859

490

75–84

456

148

85+

137

← Male

Female →

Age summary

Group	Count	%
Under 18	2,018	16.4%
18 and over	10,317	83.6%
65 and over	3,012	24.4%
Median age	48.2 years

Race & ethnicity

White 60.4%

Black or African American 33.1%

Two or more races 2.5%

Hispanic or Latino 1.9%

Other race 1.7%

Asian 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,596	60.4%
Black or African American	4,164	33.1%
Two or more races	314	2.5%
Hispanic or Latino	243	1.9%
Other race	215	1.7%
Asian	33	0.3%
American Indian / Alaska Native	9	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	52.4%	43.4%
$50k – $100k	27.1%	27.2%	30.8%
$100k – $200k	18.6%	18.0%	19.3%
Over $200k	2.7%	2.4%	6.4%

Under $10k 9.2%

$10k–$15k 7.2%

$15k–$25k 8.3%

$25k–$35k 8.6%

$35k–$50k 17.0%

$50k–$75k 14.9%

$75k–$100k 10.9%

$100k–$150k 13.0%

$150k–$200k 4.7%

$200k+ 6.2%

Range	% of households
Under $10k	9.2%
$10k–$15k	7.2%
$15k–$25k	8.3%
$25k–$35k	8.6%
$35k–$50k	17.0%
$50k–$75k	14.9%
$75k–$100k	10.9%
$100k–$150k	13.0%
$150k–$200k	4.7%
$200k+	6.2%
Median income	$49,785

Housing

Home values

Under $50k 11.4%

$50k–$100k 17.5%

$100k–$150k 15.4%

$150k–$200k 10.8%

$200k–$300k 19.9%

$300k–$500k 17.2%

$500k–$1M 7.0%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$174,500
Median rent / month	$710
Owner occupied	74.3%
Renter occupied	25.7%
Vacant	17.9%
Single-family detached	56.7%
Large apartment buildings	0.1%
Mobile homes	36.8%
Median rooms	5.5
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	1.3%
2010–2019	6.9%
2000–2009	16.2%
1990–1999	22.3%
1980–1989	16.0%
1970–1979	13.2%
1960–1969	8.7%
1950–1959	2.8%
1940–1949	5.9%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	3.4%
2 bedrooms	22.8%
3 bedrooms	57.5%
4 bedrooms	12.6%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.0%
1 vehicle	29.3%
2 vehicles	38.5%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	0.6%
Electricity	88.2%
Propane / LP gas	7.4%
Fuel oil	1.2%
Wood	1.5%
Solar	0.2%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	2,238	46.9%
Cohabiting couple	200	4.2%
Male householder, no spouse	755	15.8%
Female householder, no spouse	1,578	33.1%
Households with children under 18	1,119	23.5%
Households with seniors (65+)	1,911	40.1%
Average household size	2.33

Marital status

Status	Male	Female
Never married	38.9%	31.9%
Married	44.6%	45.1%
Separated	1.4%	2.1%
Widowed	4.9%	7.7%
Divorced	10.1%	13.3%

Education

Less than 9th grade 5.3%

Some HS, no diploma 10.0%

HS graduate 37.3%

Some college, no degree 19.7%

Associate's degree 7.0%

Bachelor's degree 13.6%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	84.6%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	117	5.0%
Kindergarten	72	3.1%
Elementary school	860	36.5%
High school	705	29.9%
College / grad school	605	25.6%

Employment

Industry of employment

Education & healthcare 22.0%

Retail trade 15.5%

Public administration 14.3%

Arts, food & hospitality 10.3%

Professional & management 7.3%

Other services 6.9%

Transportation & utilities 5.2%

Finance & real estate 4.7%

Construction 4.6%

Wholesale trade 3.4%

Manufacturing 2.5%

Agriculture & mining 2.3%

Information 0.9%

Occupation

Category	%
Management, business & arts	33.2%
Service	16.5%
Sales & office	29.1%
Natural resources & construction	10.1%
Production & transportation	11.0%

Employment type

Type	%
Private sector	67.8%
Government	25.9%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.8%
Carpool	11.4%
Public transit	0.0%
Walk	0.9%
Work from home	5.9%
Other means	1.0%
Avg commute (minutes)	29.8

Poverty

All people 19.3%

Under 18 years 34.3%

18 and over 16.2%

Married-couple families 4.0%

Female-led households 39.7%

Income support

Source	% of households
Social Security	43.9%
Retirement income	29.2%
Supplemental Security	5.9%
Cash public assistance	3.4%
Food stamps / SNAP	19.5%

Health indicators

Condition	%
Obesity	36.3%
High blood pressure	39.1%
High cholesterol	34.8%
Diabetes	13.5%
Heart disease	8.0%
Stroke	4.5%
Asthma	9.6%
Arthritis	27.3%
Kidney disease	3.7%
Pulmonary disease	10.2%
Cancer	6.9%

Behavior / access	%
Smoking	23.6%
Binge drinking	14.2%
No physical activity	29.7%
Less than 7 hrs sleep	36.7%
Depression	19.2%
Fair or poor health	21.2%
Poor mental health	16.3%
Poor physical health	14.0%
No health insurance	23.7%
Visited doctor (checkup)	75.2%
Visited dentist	51.3%
Cholesterol screening	90.5%
Teeth loss	19.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,076	10.5%

Disability	%
Any disability	19.5%
Under 18	5.2%
18–64 years	14.6%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	57.3%
Public insurance	48.5%
No insurance	10.7%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,841	96.0%
Spanish	182	1.5%
Other Indo-European	150	1.3%
Asian & Pacific Islander	19	0.2%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,000	97.3%
Born in same state	11,736	95.1%
Born in different state	7,564	61.3%
Foreign born	264	2.1%
Naturalized citizen	335	2.7%
Not a US citizen	165	49.3%

Ancestry

Ancestry	Count	%
French	1,376	11.2%
Italian	1,050	8.5%
Arab	938	7.6%
Polish	153	1.2%

Ancestry	Count	%
Irish	35	0.3%
Norwegian	15	0.1%
German	12	0.1%
English	8	0.1%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	85.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32344

What city is ZIP code 32344 in?

ZIP code 32344 is primarily assigned to Monticello, Florida.

What county is ZIP code 32344 in?

ZIP code 32344 falls within Jefferson County, Florida.

What is the poverty rate in ZIP code 32344?

19% of residents in ZIP code 32344 live below the poverty line, above the national average.

Does ZIP code 32344 have a large retiree population?

44% of households in ZIP code 32344 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32344 have a large veteran population?

11% of civilians in ZIP code 32344 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 32344?

The median home value in ZIP code 32344 is $174,500.

What timezone is ZIP code 32344 in?

ZIP code 32344 observes the EST timezone.