Lucerne ZIP Codes — Putnam County, MO

There is one unique ZIP code in Lucerne, Missouri and it is 64655. Area code: 660.

ZIP codes

61.62

sq mi land

0.18

sq mi water

660

area code

Lucerne, MO ZIP code map

About Lucerne, MO

Lucerne is a small, charming city located in Missouri, known for its rural beauty and close-knit community. Situated in Putnam County, this tranquil locale offers a peaceful escape from the hustle and bustle of urban life. With its rich history and agricultural roots, Lucerne embodies the spirit of Midwestern America.

Location & geography

Lucerne is positioned in the northwestern part of Missouri, making it a serene place to live and visit. Nearby cities include Unionville, located approximately 12 miles to the south, Milan, about 15 miles to the southwest, and Kahoka, roughly 27 miles to the west. Covering a total land area of 61.62 square miles, Lucerne features a modest water area of 0.18 square miles, contributing to its picturesque landscape.

Community & economy

The character of Lucerne is defined by its friendly residents and a strong sense of community. The local economy is primarily driven by agriculture, with farming playing a pivotal role in daily life. Residents enjoy a quiet lifestyle, supported by local events and gatherings that foster connections among neighbors.

Transportation

Highway 136 runs through the area, providing convenient access to and from Lucerne. The nearest major airport is Kirksville Regional Airport, located approximately 30 miles to the east, which serves as a key transportation hub for the region. The city's rural setting means public transit options are limited, making personal vehicles the primary mode of transportation.

History

Lucerne was founded in the late 19th century, largely due to the agricultural development of Putnam County. Historically, the town has been known for its farming community and the production of various crops. Over the years, Lucerne has witnessed numerous changes but retains its small-town charm and dedication to agriculture.

Did you know?

A little-known fact about Lucerne is that it is part of one of the least populated counties in Missouri, giving it a distinct sense of tranquility. Additionally, the city's landscapes are a great representation of the rolling hills and open fields typical of this region.

ZIP codes for Lucerne, MO (1)

ZIP code	City	County	Map
64655	Lucerne	Putnam	View map

Demographics & statistics

Population

62.3

Median age

Median household income

$83,807

Per capita income

Median home value

Median monthly rent

100.0%

Home ownership

6.1%

Poverty rate

0.0%

Unemployment

171

Housing units

8.1%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	4	4.0%
18 and over	95	96.0%
65 and over	48	48.5%
Median age	62.3 years

Race & ethnicity

White 94.1%

Hispanic or Latino 2.9%

Two or more races 2.9%

Group	Count	%
White	96	94.1%
Hispanic or Latino	3	2.9%
Two or more races	3	2.9%

Household income

Under $10k 2.8%

$15k–$25k 50.7%

$35k–$50k 7.0%

$50k–$75k 1.4%

$75k–$100k 8.5%

$150k–$200k 12.7%

$200k+ 16.9%

Range	% of households
Under $10k	2.8%
$15k–$25k	50.7%
$35k–$50k	7.0%
$50k–$75k	1.4%
$75k–$100k	8.5%
$150k–$200k	12.7%
$200k+	16.9%
Median income	$0

Housing

Home values

Under $50k 50.7%

$50k–$100k 5.6%

$150k–$200k 1.4%

$200k–$300k 9.9%

$300k–$500k 12.7%

$1M+ 19.7%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	58.5%
Single-family detached	96.5%
Large apartment buildings	0.0%
Mobile homes	3.5%
Median rooms	5.8
Avg household size (owned)	1.39

Year built

Era	%
2020 or later	0.0%
2010–2019	3.5%
2000–2009	7.0%
1990–1999	2.3%
1980–1989	12.3%
1970–1979	35.1%
1960–1969	1.2%
1950–1959	11.7%
1940–1949	17.5%
1939 or earlier	9.4%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	0.0%
2 bedrooms	13.5%
3 bedrooms	76.6%
4 bedrooms	4.7%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	64.8%
2 vehicles	35.2%
3 or more	0.0%

Heating fuel

Fuel type	%
Electricity	1.4%
Propane / LP gas	98.6%

Households & families

Household type	Count	%
Married-couple family	22	31.0%
Cohabiting couple	4	5.6%
Male householder, no spouse	29	40.8%
Female householder, no spouse	16	22.5%
Households with children under 18	1	1.4%
Households with seniors (65+)	46	64.8%
Average household size	1.39

Marital status

Status	Male	Female
Never married	8.6%	13.5%
Married	43.1%	43.2%
Separated	0.0%	2.7%
Widowed	0.0%	35.1%
Divorced	48.3%	5.4%

Education

Less than 9th grade 7.0%

Some HS, no diploma 1.2%

HS graduate 80.2%

Some college, no degree 3.5%

Associate's degree 0.0%

Bachelor's degree 1.2%

Graduate / professional 7.0%

Metric	%
HS diploma or higher	91.9%
Bachelor's or higher	8.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	1	12.5%
Elementary school	3	37.5%
High school	0	0.0%
College / grad school	4	50.0%

Employment

Industry of employment

Public administration 25.0%

Transportation & utilities 22.2%

Education & healthcare 16.7%

Wholesale trade 13.9%

Manufacturing 11.1%

Retail trade 5.6%

Agriculture & mining 2.8%

Finance & real estate 2.8%

Occupation

Category	%
Management, business & arts	19.4%
Service	0.0%
Sales & office	47.2%
Natural resources & construction	5.6%
Production & transportation	27.8%

Employment type

Type	%
Private sector	75.0%
Government	25.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	41.5

Poverty

All people 6.1%

Under 18 years 0.0%

18 and over 6.3%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	66.2%
Retirement income	59.2%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
High blood pressure	35.9%
High cholesterol	36.6%
Heart disease	9.1%
Stroke	4.0%
Asthma	9.3%
Arthritis	32.0%
Kidney disease	3.5%
Pulmonary disease	10.2%
Cancer	8.1%

Behavior / access	%
Binge drinking	15.6%
No physical activity	28.6%
Less than 7 hrs sleep	33.5%
Fair or poor health	18.4%
Poor mental health	15.1%
Poor physical health	13.1%
No health insurance	15.8%
Visited doctor (checkup)	74.6%
Visited dentist	57.1%
Cholesterol screening	88.2%
Teeth loss	20.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	19	20.0%

Disability	%
Any disability	23.2%
Under 18	0.0%
18–64 years	19.1%
65 and over	29.2%

Health insurance coverage

Type	%
Private insurance	90.9%
Public insurance	57.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	99	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	99	100.0%
Born in same state	99	100.0%
Born in different state	50	50.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	11	11.1%
Dutch	6	6.1%

Ancestry	Count	%
Italian	5	5.1%

Technology access

Metric	% of households
Computer access	71.7%
Internet access	83.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Lucerne, MO have?

Lucerne, MO has one ZIP code: 64655. Each ZIP code serves a distinct delivery area within the city and surrounding region.