64655 ZIP Code — Lucerne, MO
Putnam County, Missouri
ZIP code 64655 is located in Lucerne, Missouri, within Putnam County. It covers approximately 61.62 square miles and serves a population of 99 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.
99
population
61.62
sq mi land
Standard
ZIP type
Central (CT)
timezone
64655 ZIP code map
Cities in ZIP code 64655
Below are the cities the US Postal Service accepts for ZIP code 64655. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Lucerne | Preferred |
Nearby ZIP codes
64667 Newtown (6 mi)
64672 Powersville (6.9 mi)
63560 Pollock (8.7 mi)
64661 Mercer (13.3 mi)
64673 Princeton (16.5 mi)
63565 Unionville (16.6 mi)
64641 Galt (16.6 mi)
50147 Lineville (17.4 mi)
50008 Allerton (17.8 mi)
52590 Seymour (17.8 mi)
63556 Milan (19.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 99 |
| Population density | 2 / sq mi |
| State FIPS | 29 |
| County FIPS | 171 |
| Geography | |
|---|---|
| Land area | 61.62 sq mi |
| Water area | 0.18 sq mi |
| Latitude | 40.4274 |
| Longitude | -93.2812 |
| Timezone | Central (CT) |
| Area code | 660 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.8% | 52.2% | 43.8% |
| $50k – $100k | 30.6% | 34.7% | 31.5% |
| $100k – $200k | 20.0% | 11.7% | 19.5% |
| Over $200k | 17.6% | 1.5% | 5.2% |
Demographics & statistics
99
Population
2
People per sq mi
62.3
Median age
$0
Median household income
$83,807
Per capita income
$0
Median home value
$0
Median monthly rent
100.0%
Home ownership
6.1%
Poverty rate
0.0%
Unemployment
171
Housing units
8.1%
Bachelor's or higher
Age distribution
Male
Female
1
5–9
0
2
10–14
1
5
15–19
4
1
25–34
0
1
35–44
0
1
45–54
1
8
55–59
6
12
60–64
8
10
65–74
6
19
75–84
13
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4 | 4.0% |
| 18 and over | 95 | 96.0% |
| 65 and over | 48 | 48.5% |
| Median age | 62.3 years | |
Race & ethnicity
White
94.1%
Hispanic or Latino
2.9%
Two or more races
2.9%
| Group | Count | % |
|---|---|---|
| White | 96 | 94.1% |
| Hispanic or Latino | 3 | 2.9% |
| Two or more races | 3 | 2.9% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.8% | 52.2% | 43.8% |
| $50k – $100k | 30.6% | 34.7% | 31.5% |
| $100k – $200k | 20.0% | 11.7% | 19.5% |
| Over $200k | 17.6% | 1.5% | 5.2% |
Under $10k
2.8%
$15k–$25k
50.7%
$35k–$50k
7.0%
$50k–$75k
1.4%
$75k–$100k
8.5%
$150k–$200k
12.7%
$200k+
16.9%
| Range | % of households |
|---|---|
| Under $10k | 2.8% |
| $15k–$25k | 50.7% |
| $35k–$50k | 7.0% |
| $50k–$75k | 1.4% |
| $75k–$100k | 8.5% |
| $150k–$200k | 12.7% |
| $200k+ | 16.9% |
| Median income | $0 |
Housing
Home values
Under $50k
50.7%
$50k–$100k
5.6%
$150k–$200k
1.4%
$200k–$300k
9.9%
$300k–$500k
12.7%
$1M+
19.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $0 |
| Median rent / month | $0 |
| Owner occupied | 100.0% |
| Renter occupied | 0.0% |
| Vacant | 58.5% |
| Single-family detached | 96.5% |
| Large apartment buildings | 0.0% |
| Mobile homes | 3.5% |
| Median rooms | 5.8 |
| Avg household size (owned) | 1.39 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 3.5% |
| 2000–2009 | 7.0% |
| 1990–1999 | 2.3% |
| 1980–1989 | 12.3% |
| 1970–1979 | 35.1% |
| 1960–1969 | 1.2% |
| 1950–1959 | 11.7% |
| 1940–1949 | 17.5% |
| 1939 or earlier | 9.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 3.5% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 13.5% |
| 3 bedrooms | 76.6% |
| 4 bedrooms | 4.7% |
| 5+ bedrooms | 1.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 0.0% |
| 1 vehicle | 64.8% |
| 2 vehicles | 35.2% |
| 3 or more | 0.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Electricity | 1.4% |
| Propane / LP gas | 98.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 22 | 31.0% |
| Cohabiting couple | 4 | 5.6% |
| Male householder, no spouse | 29 | 40.8% |
| Female householder, no spouse | 16 | 22.5% |
| Households with children under 18 | 1 | 1.4% |
| Households with seniors (65+) | 46 | 64.8% |
| Average household size | 1.39 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 8.6% | 13.5% |
| Married | 43.1% | 43.2% |
| Separated | 0.0% | 2.7% |
| Widowed | 0.0% | 35.1% |
| Divorced | 48.3% | 5.4% |
Education
Less than 9th grade
7.0%
Some HS, no diploma
1.2%
HS graduate
80.2%
Some college, no degree
3.5%
Associate's degree
0.0%
Bachelor's degree
1.2%
Graduate / professional
7.0%
| Metric | % |
|---|---|
| HS diploma or higher | 91.9% |
| Bachelor's or higher | 8.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 0 | 0.0% |
| Kindergarten | 1 | 12.5% |
| Elementary school | 3 | 37.5% |
| High school | 0 | 0.0% |
| College / grad school | 4 | 50.0% |
Employment
Industry of employment
Public administration
25.0%
Transportation & utilities
22.2%
Education & healthcare
16.7%
Wholesale trade
13.9%
Manufacturing
11.1%
Retail trade
5.6%
Agriculture & mining
2.8%
Finance & real estate
2.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 19.4% |
| Service | 0.0% |
| Sales & office | 47.2% |
| Natural resources & construction | 5.6% |
| Production & transportation | 27.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 75.0% |
| Government | 25.0% |
| Self-employed | 0.0% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 100.0% |
| Carpool | 0.0% |
| Public transit | 0.0% |
| Walk | 0.0% |
| Work from home | 0.0% |
| Other means | 0.0% |
| Avg commute (minutes) | 41.5 |
Poverty
All people
6.1%
Under 18 years
0.0%
18 and over
6.3%
Married-couple families
0.0%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 66.2% |
| Retirement income | 59.2% |
| Supplemental Security | 0.0% |
| Cash public assistance | 0.0% |
| Food stamps / SNAP | 4.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.5% |
| High blood pressure | 35.9% |
| High cholesterol | 36.6% |
| Diabetes | 12.2% |
| Heart disease | 9.1% |
| Stroke | 4.0% |
| Asthma | 9.3% |
| Arthritis | 32.0% |
| Kidney disease | 3.5% |
| Pulmonary disease | 10.2% |
| Cancer | 8.1% |
| Behavior / access | % |
|---|---|
| Smoking | 21.0% |
| Binge drinking | 15.6% |
| No physical activity | 28.6% |
| Less than 7 hrs sleep | 33.5% |
| Depression | 23.5% |
| Fair or poor health | 18.4% |
| Poor mental health | 15.1% |
| Poor physical health | 13.1% |
| No health insurance | 15.8% |
| Visited doctor (checkup) | 74.6% |
| Visited dentist | 57.1% |
| Cholesterol screening | 88.2% |
| Teeth loss | 20.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 19 | 20.0% |
| Disability | % |
|---|---|
| Any disability | 23.2% |
| Under 18 | 0.0% |
| 18–64 years | 19.1% |
| 65 and over | 29.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 90.9% |
| Public insurance | 57.6% |
| No insurance | 0.0% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 99 | 100.0% |
| Spanish | 0 | 0.0% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 99 | 100.0% |
| Born in same state | 99 | 100.0% |
| Born in different state | 50 | 50.5% |
| Foreign born | 0 | 0.0% |
| Naturalized citizen | 0 | 0.0% |
| Not a US citizen | 0 | 0.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 11 | 11.1% |
| Dutch | 6 | 6.1% |
| Ancestry | Count | % |
|---|---|---|
| Italian | 5 | 5.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 71.7% |
| Internet access | 83.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 64655
What city is ZIP code 64655 in?
ZIP code 64655 is primarily assigned to Lucerne, Missouri.
What county is ZIP code 64655 in?
ZIP code 64655 falls within Putnam County, Missouri.
Does ZIP code 64655 have an older population?
49% of residents in ZIP code 64655 are 65 or older, above the national average of ~17%.
Does ZIP code 64655 have a large retiree population?
66% of households in ZIP code 64655 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 64655?
8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 64655 have a large veteran population?
20% of civilians in ZIP code 64655 are veterans, above the national average of ~7%.
What timezone is ZIP code 64655 in?
ZIP code 64655 observes the CST timezone.