Garden City ZIP Code List — Rich County, UT

There is one unique ZIP code in Garden City, Utah and it is 84028. Area code: 435.

ZIP codes

48.91

sq mi land

55.32

sq mi water

435

area code

Garden City, UT ZIP code map

About Garden City, UT

Garden City, Utah, is a picturesque community located in Rich County. Nestled near the eastern shores of Bear Lake, it is known for its stunning natural scenery and recreational opportunities. A small town with unique charm, Garden City attracts visitors year-round for its outdoor activities and laid-back atmosphere.

Location & geography

Garden City is situated in the northeastern part of Utah, approximately 2 miles from the Idaho border. The nearby cities include Laketown, located 6 miles to the south, and Montpelier, Idaho, about 26 miles to the north. The city encompasses a land area of 48.91 square miles, while it also features an impressive water area of 55.32 square miles, primarily due to Bear Lake.

Community & economy

The character of Garden City is defined by its friendly residents and vibrant tourist culture, particularly during the summer months. Many visitors come to enjoy various recreational activities, such as boating, fishing, and ATV riding, making tourism a cornerstone of the local economy. The daily life in Garden City often revolves around community events, outdoor gatherings, and the support of local businesses that cater to both residents and tourists.

Transportation

Access to Garden City is primarily provided by U.S. Highway 89, which connects the town to larger cities like Salt Lake City and Logan. The nearest major airport is in Salt Lake City, approximately 120 miles away, where residents and visitors can find various domestic and international flight options. Within Garden City, transportation mainly consists of personal vehicles, given its small-town nature.

History

Garden City was founded in the late 19th century, primarily as a result of settlement trends in the Bear Lake area. Its early economy revolved around agriculture and timber, evolving over the years to include tourism as more visitors discovered the area's scenic beauty. Notable events, such as the Bear Lake Raspberry Days, celebrate both the town's agricultural heritage and its vibrant community spirit.

Did you know?

A little-known fact about Garden City is that it sits at an elevation of over 5,900 feet, providing stunning mountain views and a unique climate conducive to outdoor activities. Additionally, the city is recognized for its raspberry production, hosting an annual festival dedicated to this delicious fruit.

ZIP codes for Garden City, UT (1)

ZIP code	City	County	Map
84028	Garden City	Rich	View map

Demographics & statistics

653

Population

35.1

Median age

$51,500

Median household income

$23,036

Per capita income

$511,500

Median home value

$867

Median monthly rent

75.9%

Home ownership

15.3%

Poverty rate

2.9%

Unemployment

2,052

Housing units

35.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	209	32.0%
18 and over	444	68.0%
65 and over	175	26.8%
Median age	35.1 years

Race & ethnicity

White 67.3%

Hispanic or Latino 12.8%

Other race 11.9%

Two or more races 8%

Group	Count	%
White	504	67.3%
Hispanic or Latino	96	12.8%
Other race	89	11.9%
Two or more races	60	8%

Household income

$10k–$15k 1.3%

$15k–$25k 13.8%

$25k–$35k 21.4%

$35k–$50k 8.0%

$50k–$75k 32.6%

$75k–$100k 10.7%

$150k–$200k 8.9%

$200k+ 3.1%

Range	% of households
$10k–$15k	1.3%
$15k–$25k	13.8%
$25k–$35k	21.4%
$35k–$50k	8.0%
$50k–$75k	32.6%
$75k–$100k	10.7%
$150k–$200k	8.9%
$200k+	3.1%
Median income	$51,500

Housing

Home values

$50k–$100k 7.6%

$100k–$150k 8.2%

$150k–$200k 10.6%

$200k–$300k 12.4%

$300k–$500k 9.4%

$500k–$1M 51.8%

Housing overview

Metric	Value
Median home value	$511,500
Median rent / month	$867
Owner occupied	75.9%
Renter occupied	24.1%
Vacant	89.4%
Single-family detached	64.2%
Large apartment buildings	2.1%
Mobile homes	26.5%
Median rooms	5.6
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.8%
2010–2019	4.5%
2000–2009	30.1%
1990–1999	15.9%
1980–1989	8.4%
1970–1979	24.8%
1960–1969	7.9%
1950–1959	3.2%
1940–1949	0.8%
1939 or earlier	3.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.8%
1 bedroom	5.4%
2 bedrooms	27.1%
3 bedrooms	38.3%
4 bedrooms	21.8%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	18.8%
2 vehicles	48.7%
3 or more	32.6%

Heating fuel

Fuel type	%
Utility gas	28.1%
Electricity	13.4%
Propane / LP gas	46.9%
Wood	11.6%

Households & families

Household type	Count	%
Married-couple family	125	55.8%
Cohabiting couple	6	2.7%
Male householder, no spouse	82	36.6%
Female householder, no spouse	11	4.9%
Households with children under 18	70	31.3%
Households with seniors (65+)	122	54.5%
Average household size	2.88

Marital status

Status	Male	Female
Never married	26.7%	33.8%
Married	45.6%	57.6%
Separated	0.0%	0.0%
Widowed	7.4%	3.0%
Divorced	20.4%	5.6%

Education

Less than 9th grade 6.0%

Some HS, no diploma 2.5%

HS graduate 11.5%

Some college, no degree 35.9%

Associate's degree 9.0%

Bachelor's degree 12.5%

Graduate / professional 22.7%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	35.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	6.1%
Kindergarten	0	0.0%
Elementary school	145	80.6%
High school	24	13.3%
College / grad school	0	0.0%

Employment

Industry of employment

Finance & real estate 22.3%

Manufacturing 16.4%

Retail trade 11.8%

Arts, food & hospitality 10.9%

Professional & management 10.1%

Construction 9.7%

Public administration 7.6%

Transportation & utilities 4.2%

Agriculture & mining 2.9%

Information 2.1%

Education & healthcare 2.1%

Occupation

Category	%
Management, business & arts	18.9%
Service	9.7%
Sales & office	37.4%
Natural resources & construction	14.3%
Production & transportation	19.7%

Employment type

Type	%
Private sector	79.4%
Government	11.8%
Self-employed	8.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.3%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Other means	3.0%
Avg commute (minutes)	14.7

Poverty

All people 15.3%

Under 18 years 10.5%

18 and over 17.6%

Married-couple families 9.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.8%
Retirement income	33.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
High blood pressure	32.0%
High cholesterol	33.7%
Heart disease	7.1%
Stroke	3.3%
Asthma	10.3%
Arthritis	28.5%
Kidney disease	3.1%
Pulmonary disease	6.6%
Cancer	7.4%

Behavior / access	%
Binge drinking	10.7%
No physical activity	18.4%
Less than 7 hrs sleep	31.6%
Fair or poor health	13.5%
Poor mental health	14.3%
Poor physical health	10.7%
No health insurance	12.3%
Visited doctor (checkup)	70.5%
Visited dentist	69.7%
Cholesterol screening	87.6%
Teeth loss	11.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	72	16.2%

Disability	%
Any disability	17.3%
Under 18	2.4%
18–64 years	26.0%
65 and over	21.7%

Health insurance coverage

Type	%
Private insurance	51.1%
Public insurance	45.6%
Uninsured under 19	10.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	613	93.9%
Spanish	67	10.9%
Other Indo-European	67	10.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	579	88.7%
Born in same state	579	88.7%
Born in different state	446	68.3%
Foreign born	0	0.0%
Naturalized citizen	74	11.3%
Not a US citizen	7	9.5%

Ancestry

Ancestry	Count	%
French	198	30.3%
Italian	33	5.1%

Ancestry	Count	%
Dutch	24	3.7%
Polish	15	2.3%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Garden City, UT?

Garden City, UT has one ZIP code: 84028.

What is the main ZIP code for Garden City, UT?

The primary ZIP code for Garden City, UT is 84028. The city uses area code 435 for phone service.

What county is Garden City, UT in?

Garden City is located in Rich County, Utah.

How many ZIP codes are in Garden City, UT?

Garden City, UT has 1 ZIP code.

What ZIP code covers the Bear Lake area and downtown Garden City in Rich County?

Garden City, including the Bear Lake waterfront area and downtown district, is served by ZIP code 84028.

If I'm sending mail to a business located on Main Street in Garden City, UT, what ZIP code should I use?

Mail addressed to Garden City businesses on Main Street should use ZIP code 84028, which is the single ZIP code serving the entire city.