84028 ZIP Code — Garden City, UT

Rich County, Utah

ZIP code 84028 is located in Garden City, Utah, within Rich County. It covers approximately 48.91 square miles and serves a population of 653 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 435.

About ZIP code 84028

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $511,500. Owner-occupancy is high at 76%, well above the national average.

Median household income is $51,500. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 15 minutes is near the national average. Remote work is prevalent — 32% of workers work from home.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 84028 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

653

population

48.91

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

84028 ZIP code map

Cities in ZIP code 84028

Below are the cities the US Postal Service accepts for ZIP code 84028. Using any city not on this list may result in mail delivery delays.

City	Status
Garden City	Acceptable
Garden City	Preferred

Nearby ZIP codes

83272 Saint Charles (11.9 mi) 83237 Franklin (16.5 mi) 84321 Logan (20 mi)

Demographics updated 06/2026

Population
Total population	653
Population density	13 / sq mi
State FIPS	49
County FIPS	033

Geography
Land area	48.91 sq mi
Water area	55.32 sq mi
Latitude	41.9053
Longitude	-111.4291
Timezone	Mountain (MT)
Area code	435

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	39.0%	31.5%
$50k – $100k	46.2%	40.7%	34.6%
$100k – $200k	7.0%	15.1%	27.0%
Over $200k	1.4%	5.1%	7.0%

Demographics & statistics

653

Population

People per sq mi

35.1

Median age

$51,500

Median household income

$23,036

Per capita income

$511,500

Median home value

$867

Median monthly rent

75.9%

Home ownership

15.3%

Poverty rate

2.9%

Unemployment

2,052

Housing units

35.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	209	32.0%
18 and over	444	68.0%
65 and over	175	26.8%
Median age	35.1 years

Race & ethnicity

White 67.3%

Hispanic or Latino 12.8%

Other race 11.9%

Two or more races 8%

Group	Count	%
White	504	67.3%
Hispanic or Latino	96	12.8%
Other race	89	11.9%
Two or more races	60	8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	39.0%	31.5%
$50k – $100k	46.2%	40.7%	34.6%
$100k – $200k	7.0%	15.1%	27.0%
Over $200k	1.4%	5.1%	7.0%

$10k–$15k 1.3%

$15k–$25k 13.8%

$25k–$35k 21.4%

$35k–$50k 8.0%

$50k–$75k 32.6%

$75k–$100k 10.7%

$150k–$200k 8.9%

$200k+ 3.1%

Range	% of households
$10k–$15k	1.3%
$15k–$25k	13.8%
$25k–$35k	21.4%
$35k–$50k	8.0%
$50k–$75k	32.6%
$75k–$100k	10.7%
$150k–$200k	8.9%
$200k+	3.1%
Median income	$51,500

Housing

Home values

$50k–$100k 7.6%

$100k–$150k 8.2%

$150k–$200k 10.6%

$200k–$300k 12.4%

$300k–$500k 9.4%

$500k–$1M 51.8%

Housing overview

Metric	Value
Median home value	$511,500
Median rent / month	$867
Owner occupied	75.9%
Renter occupied	24.1%
Vacant	89.4%
Single-family detached	64.2%
Large apartment buildings	2.1%
Mobile homes	26.5%
Median rooms	5.6
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.8%
2010–2019	4.5%
2000–2009	30.1%
1990–1999	15.9%
1980–1989	8.4%
1970–1979	24.8%
1960–1969	7.9%
1950–1959	3.2%
1940–1949	0.8%
1939 or earlier	3.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.8%
1 bedroom	5.4%
2 bedrooms	27.1%
3 bedrooms	38.3%
4 bedrooms	21.8%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	18.8%
2 vehicles	48.7%
3 or more	32.6%

Heating fuel

Fuel type	%
Utility gas	28.1%
Electricity	13.4%
Propane / LP gas	46.9%
Wood	11.6%

Households & families

Household type	Count	%
Married-couple family	125	55.8%
Cohabiting couple	6	2.7%
Male householder, no spouse	82	36.6%
Female householder, no spouse	11	4.9%
Households with children under 18	70	31.3%
Households with seniors (65+)	122	54.5%
Average household size	2.88

Marital status

Status	Male	Female
Never married	26.7%	33.8%
Married	45.6%	57.6%
Separated	0.0%	0.0%
Widowed	7.4%	3.0%
Divorced	20.4%	5.6%

Education

Less than 9th grade 6.0%

Some HS, no diploma 2.5%

HS graduate 11.5%

Some college, no degree 35.9%

Associate's degree 9.0%

Bachelor's degree 12.5%

Graduate / professional 22.7%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	35.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	6.1%
Kindergarten	0	0.0%
Elementary school	145	80.6%
High school	24	13.3%
College / grad school	0	0.0%

Employment

Industry of employment

Finance & real estate 22.3%

Manufacturing 16.4%

Retail trade 11.8%

Arts, food & hospitality 10.9%

Professional & management 10.1%

Construction 9.7%

Public administration 7.6%

Transportation & utilities 4.2%

Agriculture & mining 2.9%

Information 2.1%

Education & healthcare 2.1%

Occupation

Category	%
Management, business & arts	18.9%
Service	9.7%
Sales & office	37.4%
Natural resources & construction	14.3%
Production & transportation	19.7%

Employment type

Type	%
Private sector	79.4%
Government	11.8%
Self-employed	8.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.3%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	31.8%
Other means	3.0%
Avg commute (minutes)	14.7

Poverty

All people 15.3%

Under 18 years 10.5%

18 and over 17.6%

Married-couple families 9.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.8%
Retirement income	33.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
Obesity	28.4%
High blood pressure	32.0%
High cholesterol	33.7%
Diabetes	10.6%
Heart disease	7.1%
Stroke	3.3%
Asthma	10.3%
Arthritis	28.5%
Kidney disease	3.1%
Pulmonary disease	6.6%
Cancer	7.4%

Behavior / access	%
Smoking	11.4%
Binge drinking	10.7%
No physical activity	18.4%
Less than 7 hrs sleep	31.6%
Depression	23.3%
Fair or poor health	13.5%
Poor mental health	14.3%
Poor physical health	10.7%
No health insurance	12.3%
Visited doctor (checkup)	70.5%
Visited dentist	69.7%
Cholesterol screening	87.6%
Teeth loss	11.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	72	16.2%

Disability	%
Any disability	17.3%
Under 18	2.4%
18–64 years	26.0%
65 and over	21.7%

Health insurance coverage

Type	%
Private insurance	51.1%
Public insurance	45.6%
No insurance	9.6%
Uninsured under 19	10.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	613	93.9%
Spanish	67	10.9%
Other Indo-European	67	10.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	579	88.7%
Born in same state	579	88.7%
Born in different state	446	68.3%
Foreign born	0	0.0%
Naturalized citizen	74	11.3%
Not a US citizen	7	9.5%

Ancestry

Ancestry	Count	%
French	198	30.3%
Italian	33	5.1%

Ancestry	Count	%
Dutch	24	3.7%
Polish	15	2.3%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 84028

What city is ZIP code 84028 in?

ZIP code 84028 is primarily assigned to Garden City, Utah.

What county is ZIP code 84028 in?

ZIP code 84028 falls within Rich County, Utah.

Does ZIP code 84028 have a large retiree population?

56% of households in ZIP code 84028 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 84028 have an older population?

27% of residents in ZIP code 84028 are 65 or older, above the national average of ~17%.

Does ZIP code 84028 have a large veteran population?

16% of civilians in ZIP code 84028 are veterans, above the national average of ~7%.

What is the poverty rate in ZIP code 84028?

15% of residents in ZIP code 84028 live below the poverty line, above the national average.

What timezone is ZIP code 84028 in?

ZIP code 84028 observes the MST timezone.