Finley ZIP Codes — Dyer County, TN

There is one unique ZIP code in Finley, Tennessee and it is 38030. Area code: 731.
1
ZIP codes
108.66
sq mi land
8.59
sq mi water
731
area code
Finley, TN ZIP code map

About Finley, TN

Finley is a small community located in Dyer County in the western region of Tennessee, carrying the single ZIP code of 38030. Nestled in the heart of the Mississippi River Delta's eastern fringe, Finley reflects the quiet, agricultural character that defines much of rural western Tennessee. The community is served by the 731 telephone area code, connecting it with the broader network of towns and cities across the western part of the state.

Location & geography

Finley sits in Dyer County in far western Tennessee, positioned near the lowlands that stretch toward the Mississippi River corridor. Nearby communities include Dyersburg, the Dyer County seat, as well as Tiptonville, Ridgely, and Halls, all within a reasonable driving distance through the flat, fertile farmland of the region. The city encompasses 108.66 square miles of land and 8.59 square miles of water, reflecting the presence of lakes, sloughs, and drainage waterways that are common features of the Mississippi Alluvial Plain landscape.

Community & economy

Finley has the close-knit, rural character typical of small western Tennessee communities, where agriculture and neighborly ties form the backbone of daily life. Row crop farming, particularly cotton, soybeans, and corn, has historically shaped the local economy and continues to define the rhythm of life through planting and harvest seasons. Residents often travel to nearby Dyersburg for shopping, healthcare, and employment, while maintaining pride in their small community's identity and heritage.

Transportation

Finley is accessible via rural state and county roads that connect it to the broader highway network of western Tennessee, with U.S. Highway 51 and Tennessee State Route 78 serving as important regional corridors in the surrounding area. The nearest commercial airport serving the region is Dyersburg Regional Airport, located in Dyersburg, with Memphis International Airport providing the closest full-service commercial air travel options further to the south. Public transit options are limited, as is typical of rural western Tennessee communities, making personal vehicles the primary mode of transportation for residents.

History

Finley, like many small communities in Dyer County, developed alongside the agricultural expansion of western Tennessee during the nineteenth century, when settlers moved into the region to cultivate the exceptionally fertile alluvial soils of the Mississippi River plain. The area's economy was long anchored by cotton farming, which thrived in the flat, rich lowlands of Dyer County and shaped the community's social and economic structure for generations. Over time, Finley has remained a stable rural community even as broader agricultural mechanization and economic shifts transformed much of the surrounding region.

Did you know?

Despite its small size, Finley occupies a notably large geographic footprint of over 108 square miles, reflecting the expansive, open character of western Tennessee's agricultural landscape. The presence of more than 8 square miles of water area within the community's boundaries speaks to the intricate network of rivers, oxbow lakes, and drainage features that make this corner of Tennessee both ecologically rich and historically significant for farming and fishing.

ZIP codes for Finley, TN (1)
ZIP code City County Map
38030 Finley Dyer View map

Demographics & statistics

219
Population
36.8
Median age
$94,934
Median household income
$38,025
Per capita income
$143,200
Median home value
$532
Median monthly rent
56.8%
Home ownership
0.0%
Poverty rate
12.3%
Unemployment
75
Housing units
20.9%
Bachelor's or higher

Age distribution

Male Female
6
Under 5
6
7
5–9
8
9
10–14
9
13
15–19
13
4
25–34
5
43
35–44
44
7
45–54
8
8
55–59
9
2
65–74
3
7
75–84
8
← Male
Female →

Age summary

GroupCount%
Under 187132.4%
18 and over14867.6%
65 and over209.1%
Median age36.8 years

Race & ethnicity

White 100%
GroupCount%
White219100%

Household income

$15k–$25k 13.7%
$50k–$75k 7.4%
$75k–$100k 29.5%
$100k–$150k 49.5%
Range% of households
$15k–$25k13.7%
$50k–$75k7.4%
$75k–$100k29.5%
$100k–$150k49.5%
Median income$94,934

Housing

Home values

$100k–$150k 68.5%
$150k–$200k 31.5%

Housing overview

MetricValue
Median home value$143,200
Median rent / month$532
Owner occupied56.8%
Renter occupied43.2%
Vacant18.1%
Single-family detached75.0%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms5.3
Avg household size (owned)3.04

Year built

Era%
2020 or later0.0%
2010–201916.4%
2000–20090.0%
1990–199914.7%
1980–198918.1%
1970–197925.0%
1960–19690.0%
1950–195918.1%
1940–19490.0%
1939 or earlier7.8%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom31.0%
2 bedrooms22.4%
3 bedrooms30.2%
4 bedrooms16.4%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle8.4%
1 vehicle17.9%
2 vehicles38.9%
3 or more34.7%

Heating fuel

Fuel type%
Utility gas38.9%
Electricity61.1%

Households & families

Household typeCount%
Married-couple family3738.9%
Cohabiting couple2122.1%
Male householder, no spouse2021.1%
Female householder, no spouse1717.9%
Households with children under 183738.9%
Households with seniors (65+)2021.1%
Average household size2.31

Marital status

StatusMaleFemale
Never married31.9%0.0%
Married55.3%52.5%
Separated0.0%0.0%
Widowed7.4%0.0%
Divorced5.3%47.5%

Education

Less than 9th grade 0.0%
Some HS, no diploma 4.7%
HS graduate 62.8%
Some college, no degree 11.5%
Associate's degree 0.0%
Bachelor's degree 6.1%
Graduate / professional 14.9%
Metric%
HS diploma or higher95.3%
Bachelor's or higher20.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school3355.9%
High school2644.1%
College / grad school00.0%

Employment

Industry of employment

Education & healthcare 32.8%
Manufacturing 25.8%
Public administration 18.0%
Arts, food & hospitality 16.4%
Other services 7.0%

Occupation

Category%
Management, business & arts44.5%
Service31.3%
Sales & office13.3%
Natural resources & construction0.0%
Production & transportation10.9%

Employment type

Type%
Private sector75.0%
Government25.0%
Self-employed0.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone59.4%
Carpool30.5%
Public transit0.0%
Walk0.0%
Other means0.0%
Avg commute (minutes)17.1

Poverty

All people 0.0%
Under 18 years 0.0%
18 and over 0.0%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security12.6%
Retirement income0.0%
Supplemental Security0.0%
Cash public assistance0.0%
Food stamps / SNAP8.4%

Health indicators

Condition%
High blood pressure39.4%
High cholesterol35.5%
Heart disease8.1%
Stroke3.7%
Asthma10.4%
Arthritis32.0%
Kidney disease3.2%
Pulmonary disease10.2%
Cancer7.3%
Behavior / access%
Binge drinking14.2%
No physical activity27.8%
Less than 7 hrs sleep35.2%
Fair or poor health18.0%
Poor mental health17.2%
Poor physical health12.6%
No health insurance17.5%
Visited doctor (checkup)73.5%
Visited dentist53.2%
Cholesterol screening89.7%
Teeth loss19.4%

Veterans & disability

VeteransCount%
Civilian veterans128.1%
Disability%
Any disability11.9%
Under 180.0%
18–64 years10.2%
65 and over65.0%

Health insurance coverage

Type%
Private insurance69.4%
Public insurance9.1%
Uninsured under 1916.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only20794.5%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)219100.0%
Born in same state219100.0%
Born in different state18584.5%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
French2210%
Italian219.6%
AncestryCount%
Arab219.6%

Technology access

Metric% of households
Computer access43.4%
Internet access100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Finley, TN have?
Finley, TN has one ZIP code: 38030. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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