38030 ZIP Code — Finley, TN

Dyer County, Tennessee

ZIP code 38030 is located in Finley, Tennessee, within Dyer County. It covers approximately 108.66 square miles and serves a population of 219 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38030

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $143,200. Owner-occupancy sits near the national average at 57%.

Median household income is $94,934.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

219

population

108.66

sq mi land

Standard

ZIP type

Central (CT)

timezone

38030 ZIP code map

Cities in ZIP code 38030

Below are the cities the US Postal Service accepts for ZIP code 38030. Using any city not on this list may result in mail delivery delays.

City	Status
Finley	Preferred

Nearby ZIP codes

38047 Lenox (5.2 mi) 38040 Halls (8.2 mi) 38024 Dyersburg (9.1 mi) 63830 Caruthersville (11.6 mi) 63877 Steele (15.5 mi) 72315 Blytheville (15.9 mi) 38037 Gates (16.6 mi) 38063 Ripley (17.4 mi) 38080 Ridgely (18.8 mi) 72358 Luxora (19.2 mi) 63851 Hayti (19.3 mi)

Demographics updated 05/2026

Population
Total population	219
Population density	2 / sq mi
State FIPS	47
County FIPS	045

Geography
Land area	108.66 sq mi
Water area	8.59 sq mi
Latitude	35.9827
Longitude	-89.6000
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.0%	54.4%	45.7%
$50k – $100k	39.0%	27.5%	30.9%
$100k – $200k	22.1%	13.9%	18.3%
Over $200k	0.0%	4.2%	5.1%

Demographics & statistics

219

Population

People per sq mi

36.8

Median age

$94,934

Median household income

$38,025

Per capita income

$143,200

Median home value

$532

Median monthly rent

56.8%

Home ownership

0.0%

Poverty rate

12.3%

Unemployment

Housing units

20.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	71	32.4%
18 and over	148	67.6%
65 and over	20	9.1%
Median age	36.8 years

Race & ethnicity

White 100%

Group	Count	%
White	219	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.0%	54.4%	45.7%
$50k – $100k	39.0%	27.5%	30.9%
$100k – $200k	22.1%	13.9%	18.3%
Over $200k	0.0%	4.2%	5.1%

$15k–$25k 13.7%

$50k–$75k 7.4%

$75k–$100k 29.5%

$100k–$150k 49.5%

Range	% of households
$15k–$25k	13.7%
$50k–$75k	7.4%
$75k–$100k	29.5%
$100k–$150k	49.5%
Median income	$94,934

Housing

Home values

$100k–$150k 68.5%

$150k–$200k 31.5%

Housing overview

Metric	Value
Median home value	$143,200
Median rent / month	$532
Owner occupied	56.8%
Renter occupied	43.2%
Vacant	18.1%
Single-family detached	75.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.3
Avg household size (owned)	3.04

Year built

Era	%
2020 or later	0.0%
2010–2019	16.4%
2000–2009	0.0%
1990–1999	14.7%
1980–1989	18.1%
1970–1979	25.0%
1960–1969	0.0%
1950–1959	18.1%
1940–1949	0.0%
1939 or earlier	7.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	31.0%
2 bedrooms	22.4%
3 bedrooms	30.2%
4 bedrooms	16.4%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.4%
1 vehicle	17.9%
2 vehicles	38.9%
3 or more	34.7%

Heating fuel

Fuel type	%
Utility gas	38.9%
Electricity	61.1%

Households & families

Household type	Count	%
Married-couple family	37	38.9%
Cohabiting couple	21	22.1%
Male householder, no spouse	20	21.1%
Female householder, no spouse	17	17.9%
Households with children under 18	37	38.9%
Households with seniors (65+)	20	21.1%
Average household size	2.31

Marital status

Status	Male	Female
Never married	31.9%	0.0%
Married	55.3%	52.5%
Separated	0.0%	0.0%
Widowed	7.4%	0.0%
Divorced	5.3%	47.5%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.7%

HS graduate 62.8%

Some college, no degree 11.5%

Associate's degree 0.0%

Bachelor's degree 6.1%

Graduate / professional 14.9%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	20.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	33	55.9%
High school	26	44.1%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 32.8%

Manufacturing 25.8%

Public administration 18.0%

Arts, food & hospitality 16.4%

Other services 7.0%

Occupation

Category	%
Management, business & arts	44.5%
Service	31.3%
Sales & office	13.3%
Natural resources & construction	0.0%
Production & transportation	10.9%

Employment type

Type	%
Private sector	75.0%
Government	25.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.4%
Carpool	30.5%
Public transit	0.0%
Walk	0.0%
Work from home	10.2%
Other means	0.0%
Avg commute (minutes)	17.1

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	12.6%
Retirement income	0.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	8.4%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	39.4%
High cholesterol	35.5%
Diabetes	13.0%
Heart disease	8.1%
Stroke	3.7%
Asthma	10.4%
Arthritis	32.0%
Kidney disease	3.2%
Pulmonary disease	10.2%
Cancer	7.3%

Behavior / access	%
Smoking	24.7%
Binge drinking	14.2%
No physical activity	27.8%
Less than 7 hrs sleep	35.2%
Depression	26.7%
Fair or poor health	18.0%
Poor mental health	17.2%
Poor physical health	12.6%
No health insurance	17.5%
Visited doctor (checkup)	73.5%
Visited dentist	53.2%
Cholesterol screening	89.7%
Teeth loss	19.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	12	8.1%

Disability	%
Any disability	11.9%
Under 18	0.0%
18–64 years	10.2%
65 and over	65.0%

Health insurance coverage

Type	%
Private insurance	69.4%
Public insurance	9.1%
No insurance	21.5%
Uninsured under 19	16.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	207	94.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	219	100.0%
Born in same state	219	100.0%
Born in different state	185	84.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	22	10%
Italian	21	9.6%

Ancestry	Count	%
Arab	21	9.6%

Technology access

Metric	% of households
Computer access	43.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38030

What city is ZIP code 38030 in?

ZIP code 38030 is primarily assigned to Finley, Tennessee.

What county is ZIP code 38030 in?

ZIP code 38030 falls within Dyer County, Tennessee.

Is ZIP code 38030 family-oriented?

32% of residents in ZIP code 38030 are under 18, reflecting a younger, family-oriented community.

What is the typical home value in ZIP code 38030?

The median home value in ZIP code 38030 is $143,200.

What is the population of ZIP code 38030?

ZIP code 38030 has an estimated population of 219 residents, with a density of 2 people per square mile.

What is the median household income in ZIP code 38030?

The median household income in ZIP code 38030 is $94,934, above the national median of ~$75,000.

What timezone is ZIP code 38030 in?

ZIP code 38030 observes the CST timezone.