Elmsford ZIP Code List — Westchester County, NY

There is one unique ZIP code in Elmsford, New York and it is 10523. Area code: 914.
1
ZIP codes
3.65
sq mi land
0.00
sq mi water
914
area code
Elmsford, NY ZIP code map

About Elmsford, NY

Elmsford, NY, is a charming village located within Westchester County. Known for its suburban feel and close-knit community, Elmsford serves as an attractive home for families and professionals alike. The village boasts a variety of amenities and recreational opportunities, making it a desirable place to live and visit.

Location & geography

Elmsford is situated in the southeastern part of New York State, making it easily accessible to various urban centers. The village is bordered by several notable cities, including White Plains to the north (approximately 3 miles), Tarrytown to the south (around 2 miles), and Yonkers to the east (approximately 7 miles). Covering an area of 3.65 square miles, Elmsford features a primarily land-based terrain with no water area.

Community & economy

The character of Elmsford is defined by its diverse population and vibrant community spirit. The local economy thrives on a mix of retail, hospitality, and light industries, contributing to a bustling daily life. Residents enjoy easy access to parks, restaurants, and other amenities which foster a sense of belonging.

Transportation

Elmsford is conveniently located near several major highways, including Interstate 287 and the Saw Mill River Parkway, facilitating easy travel throughout the region. The nearest airport is Westchester County Airport, located about 10 miles to the north, providing residents and visitors with access to domestic and some international flights. Public transportation options include nearby Metro-North train stations that connect to New York City and other destinations.

History

Elmsford was founded in the 19th century and grew as a residential community. Historically, the village was known for its agricultural roots, but it also developed industries such as brick-making and quarrying due to its favorable location. Key events in its history include the establishment of the nearby railroad that spurred its growth and connection to larger urban centers.

Did you know?

One surprising fact about Elmsford is that it is home to the historic Greenburgh Nature Center, which offers educational programs and environmental activities. Additionally, Elmsford is known for its scenic beauty, including parks and green spaces that attract outdoor enthusiasts.

ZIP codes for Elmsford, NY (1)
ZIP code City County Map
10523 Elmsford Westchester View map

Demographics & statistics

9,389
Population
35.5
Median age
$117,066
Median household income
$48,473
Per capita income
$480,000
Median home value
$2,743
Median monthly rent
54.3%
Home ownership
7.9%
Poverty rate
6.9%
Unemployment
2,137
Housing units
46.7%
Bachelor's or higher

Age distribution

Male Female
336
Under 5
348
259
5–9
269
301
10–14
313
253
15–19
263
269
20–24
279
832
25–34
863
757
35–44
787
597
45–54
619
306
55–59
318
209
60–64
218
250
65–74
259
147
75–84
152
91
85+
94
← Male
Female →

Age summary

GroupCount%
Under 182,06422.0%
18 and over7,32578.0%
65 and over99310.6%
Median age35.5 years

Race & ethnicity

White 28.7%
Black or African American 21.3%
Hispanic or Latino 19.8%
Other race 16.2%
Asian 7.6%
Two or more races 5.7%
American Indian / Alaska Native 0.7%
GroupCount%
White3,35728.7%
Black or African American2,49121.3%
Hispanic or Latino2,32019.8%
Other race1,89616.2%
Asian8927.6%
Two or more races6735.7%
American Indian / Alaska Native800.7%

Household income

Under $10k 4.5%
$10k–$15k 1.6%
$15k–$25k 3.8%
$25k–$35k 2.7%
$35k–$50k 4.8%
$50k–$75k 10.0%
$75k–$100k 13.5%
$100k–$150k 24.1%
$150k–$200k 12.6%
$200k+ 22.4%
Range% of households
Under $10k4.5%
$10k–$15k1.6%
$15k–$25k3.8%
$25k–$35k2.7%
$35k–$50k4.8%
$50k–$75k10.0%
$75k–$100k13.5%
$100k–$150k24.1%
$150k–$200k12.6%
$200k+22.4%
Median income$117,066

Housing

Home values

Under $50k 3.3%
$50k–$100k 3.5%
$100k–$150k 2.4%
$150k–$200k 1.3%
$200k–$300k 1.5%
$300k–$500k 43.4%
$500k–$1M 43.8%
$1M+ 0.7%

Housing overview

MetricValue
Median home value$480,000
Median rent / month$2,743
Owner occupied54.3%
Renter occupied45.7%
Vacant10.8%
Single-family detached39.4%
Large apartment buildings16.0%
Mobile homes0.0%
Median rooms5.1
Avg household size (owned)3.37

Year built

Era%
2020 or later0.0%
2010–201911.7%
2000–200910.0%
1990–19998.1%
1980–19894.7%
1970–19798.4%
1960–196923.2%
1950–195916.0%
1940–19492.0%
1939 or earlier15.8%

Bedrooms

Size% of units
No bedroom (studio)2.8%
1 bedroom15.6%
2 bedrooms33.9%
3 bedrooms26.0%
4 bedrooms15.5%
5+ bedrooms6.1%

Vehicles per household

Vehicles% of households
No vehicle7.1%
1 vehicle33.6%
2 vehicles42.4%
3 or more16.8%

Heating fuel

Fuel type%
Utility gas53.9%
Electricity28.8%
Propane / LP gas0.9%
Fuel oil15.2%
Wood0.4%
No fuel used0.2%

Households & families

Household typeCount%
Married-couple family1,44344.8%
Cohabiting couple2848.8%
Male householder, no spouse56317.5%
Female householder, no spouse93128.9%
Households with children under 181,23438.3%
Households with seniors (65+)76723.8%
Average household size2.91

Marital status

StatusMaleFemale
Never married44.3%36.0%
Married46.3%42.3%
Separated1.1%3.3%
Widowed2.0%5.8%
Divorced6.3%12.5%

Education

Less than 9th grade 5.8%
Some HS, no diploma 3.2%
HS graduate 20.6%
Some college, no degree 17.1%
Associate's degree 6.7%
Bachelor's degree 30.1%
Graduate / professional 16.5%
Metric%
HS diploma or higher91.0%
Bachelor's or higher46.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool29312.3%
Kindergarten1225.1%
Elementary school85936.0%
High school39616.6%
College / grad school71530.0%

Employment

Industry of employment

Education & healthcare 31.7%
Professional & management 12.0%
Retail trade 10.0%
Construction 9.4%
Manufacturing 8.4%
Arts, food & hospitality 6.8%
Finance & real estate 6.3%
Public administration 6.1%
Transportation & utilities 4.1%
Wholesale trade 2.3%
Other services 2.0%
Information 0.8%
Agriculture & mining 0.2%

Occupation

Category%
Management, business & arts44.3%
Service16.2%
Sales & office23.5%
Natural resources & construction8.7%
Production & transportation7.4%

Employment type

Type%
Private sector74.3%
Government21.1%
Self-employed4.5%
Unpaid family workers0.1%

Commute

Method%
Drive alone66.0%
Carpool8.8%
Public transit14.3%
Walk2.0%
Other means1.0%
Avg commute (minutes)31.1

Poverty

All people 7.9%
Under 18 years 7.8%
18 and over 7.9%
Married-couple families 0.0%
Female-led households 16.7%

Income support

Source% of households
Social Security22.3%
Retirement income22.9%
Supplemental Security1.5%
Cash public assistance3.5%
Food stamps / SNAP7.1%

Health indicators

Condition%
High blood pressure26.3%
High cholesterol26.7%
Heart disease4.6%
Stroke2.4%
Asthma9.0%
Arthritis16.8%
Kidney disease2.5%
Pulmonary disease4.3%
Cancer5.4%
Behavior / access%
Binge drinking14.9%
No physical activity22.3%
Less than 7 hrs sleep34.3%
Fair or poor health11.1%
Poor mental health12.2%
Poor physical health8.1%
No health insurance14.4%
Visited doctor (checkup)76.6%
Visited dentist68.9%
Cholesterol screening91.7%
Teeth loss11.2%

Veterans & disability

VeteransCount%
Civilian veterans2954.0%
Disability%
Any disability8.3%
Under 181.3%
18–64 years7.4%
65 and over28.9%

Health insurance coverage

Type%
Private insurance75.7%
Public insurance30.1%
Uninsured under 190.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only8,70592.7%
Spanish1,09512.6%
Other Indo-European92610.6%
Asian & Pacific Islander540.6%
Other languages1051.2%

Place of birth & citizenship

OriginCount%
Native born (US)6,68971.2%
Born in same state6,54269.7%
Born in different state5,94963.4%
Foreign born1471.6%
Naturalized citizen2,70028.8%
Not a US citizen1,70663.2%

Ancestry

AncestryCount%
Italian5425.8%
Arab3734%
French690.7%
Irish560.6%
AncestryCount%
English300.3%
Polish230.2%
German40%

Technology access

Metric% of households
Computer access34.3%
Internet access96.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Elmsford, NY?
Elmsford, NY has one ZIP code: 10523.
What is the main ZIP code for Elmsford, NY?
The primary ZIP code for Elmsford, NY is 10523. The city uses area code 914 for phone service.
What county is Elmsford, NY in?
Elmsford is located in Westchester County, New York.
How many ZIP codes are in Elmsford, NY?
Elmsford, NY has 1 ZIP code.
What is the ZIP code for downtown Elmsford and the surrounding commercial district?
Downtown Elmsford and its commercial areas are located in ZIP code 10523, which covers the central business district along Route 119.
What ZIP code should I use for mail delivery to residential areas in Elmsford near the Saw Mill River?
All residential areas in Elmsford, including those near the Saw Mill River, use ZIP code 10523 for mail delivery.
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