Effingham ZIP Code List — Effingham County, IL

There is one unique ZIP code in Effingham, Illinois and it is 62401. Area code: 217.

ZIP codes

103.87

sq mi land

0.92

sq mi water

217

area code

Effingham, IL ZIP code map

About Effingham, IL

Effingham, Illinois, is a charming city that serves as a significant hub in Effingham County. Known for its welcoming community and vibrant local economy, Effingham attracts both residents and visitors alike. With a rich history and numerous landmarks, it's a standout destination in the region.

Location & geography

Effingham is positioned in the central part of Illinois, enhancing its accessibility within the state. Nearby cities include Mattoon, located approximately 22 miles to the northeast, Charleston around 24 miles to the east, and Altamont, which is about 13 miles to the west. The city spans a land area of 103.87 square miles, complemented by a water area of 0.92 square miles, contributing to its diverse terrain.

Community & economy

The character of Effingham is marked by its friendly residents and strong sense of community. The city has a diverse economy, with key industries including manufacturing, retail, and agriculture that contribute to daily life here. Residents enjoy a range of local amenities, cultural offerings, and recreational opportunities that enhance the quality of life in Effingham.

Transportation

Effingham is well-connected by several major highways, including Interstate 57 and Interstate 70, making it easy for motorists to travel to surrounding areas. The nearest major airport is the Effingham County Airport, which accommodates general aviation. Public transit options are limited, but the city is accessible by road for those traveling by car.

History

Effingham was founded in 1854 and has since grown into a key center of commerce in the region. Traditionally, its economy has been bolstered by agriculture, retail, and manufacturing, which continue to play a crucial role in the city's development. Notable events in the city's history include the establishment of local landmarks and annual festivals that celebrate its heritage.

Did you know?

An interesting fact about Effingham is that it is home to the World's Largest Cross, which is a well-known roadside attraction that draws visitors from all over. Additionally, the city hosts several annual events that celebrate its local culture and community spirit.

ZIP codes for Effingham, IL (1)

ZIP code	City	County	Map
62401	Effingham	Effingham	View map

Demographics & statistics

19,240

Population

39.6

Median age

$72,438

Median household income

$39,029

Per capita income

$181,800

Median home value

$698

Median monthly rent

73.0%

Home ownership

12.7%

Poverty rate

2.5%

Unemployment

6,487

Housing units

29.3%

Bachelor's or higher

Age distribution

Male Female

617

Under 5

628

617

5–9

627

673

10–14

685

559

15–19

568

597

20–24

607

1,151

25–34

1,171

1,135

35–44

1,154

1,096

45–54

1,114

717

55–59

729

615

60–64

625

1,019

65–74

1,037

454

75–84

461

289

85+

295

← Male

Female →

Age summary

Group	Count	%
Under 18	4,566	23.7%
18 and over	14,674	76.3%
65 and over	3,555	18.5%
Median age	39.6 years

Race & ethnicity

White 94.7%

Two or more races 1.8%

Hispanic or Latino 1.3%

Black or African American 1.1%

Asian 0.7%

Other race 0.5%

Group	Count	%
White	18,444	94.7%
Two or more races	342	1.8%
Hispanic or Latino	245	1.3%
Black or African American	210	1.1%
Asian	143	0.7%
Other race	97	0.5%

Household income

Under $10k 3.5%

$10k–$15k 3.7%

$15k–$25k 8.6%

$25k–$35k 8.9%

$35k–$50k 9.0%

$50k–$75k 17.3%

$75k–$100k 13.9%

$100k–$150k 20.1%

$150k–$200k 6.3%

$200k+ 8.7%

Range	% of households
Under $10k	3.5%
$10k–$15k	3.7%
$15k–$25k	8.6%
$25k–$35k	8.9%
$35k–$50k	9.0%
$50k–$75k	17.3%
$75k–$100k	13.9%
$100k–$150k	20.1%
$150k–$200k	6.3%
$200k+	8.7%
Median income	$72,438

Housing

Home values

Under $50k 5.7%

$50k–$100k 14.8%

$100k–$150k 18.0%

$150k–$200k 16.4%

$200k–$300k 24.6%

$300k–$500k 11.5%

$500k–$1M 8.1%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$181,800
Median rent / month	$698
Owner occupied	73.0%
Renter occupied	27.0%
Vacant	8.6%
Single-family detached	74.8%
Large apartment buildings	4.4%
Mobile homes	4.9%
Median rooms	6.0
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.2%
2010–2019	8.0%
2000–2009	8.3%
1990–1999	17.7%
1980–1989	12.3%
1970–1979	18.8%
1960–1969	8.2%
1950–1959	9.0%
1940–1949	5.4%
1939 or earlier	11.9%

Bedrooms

Size	% of units
No bedroom (studio)	3.9%
1 bedroom	7.6%
2 bedrooms	23.0%
3 bedrooms	43.6%
4 bedrooms	15.6%
5+ bedrooms	6.4%

Vehicles per household

Vehicles	% of households
No vehicle	8.1%
1 vehicle	27.2%
2 vehicles	35.3%
3 or more	29.4%

Heating fuel

Fuel type	%
Utility gas	47.3%
Electricity	41.4%
Propane / LP gas	8.8%
Wood	1.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,921	49.9%
Cohabiting couple	611	7.8%
Male householder, no spouse	1,351	17.2%
Female householder, no spouse	1,982	25.2%
Households with children under 18	2,508	31.9%
Households with seniors (65+)	2,360	30.0%
Average household size	2.40

Marital status

Status	Male	Female
Never married	30.8%	25.5%
Married	55.1%	52.4%
Separated	1.0%	0.7%
Widowed	1.7%	7.9%
Divorced	11.4%	13.4%

Education

Less than 9th grade 2.9%

Some HS, no diploma 3.5%

HS graduate 29.6%

Some college, no degree 20.7%

Associate's degree 14.0%

Bachelor's degree 18.8%

Graduate / professional 10.5%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	29.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	226	5.4%
Kindergarten	148	3.6%
Elementary school	2,208	53.2%
High school	923	22.2%
College / grad school	644	15.5%

Employment

Industry of employment

Education & healthcare 22.8%

Manufacturing 15.3%

Retail trade 15.3%

Arts, food & hospitality 10.5%

Professional & management 5.8%

Construction 5.2%

Transportation & utilities 4.9%

Other services 4.7%

Finance & real estate 4.3%

Public administration 3.7%

Agriculture & mining 3.5%

Wholesale trade 3.2%

Information 0.7%

Occupation

Category	%
Management, business & arts	35.4%
Service	15.4%
Sales & office	23.0%
Natural resources & construction	8.0%
Production & transportation	18.2%

Employment type

Type	%
Private sector	82.1%
Government	12.4%
Self-employed	5.4%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.7%
Carpool	6.2%
Public transit	0.4%
Walk	2.5%
Other means	1.5%
Avg commute (minutes)	15.5

Poverty

All people 12.7%

Under 18 years 20.3%

18 and over 10.3%

Married-couple families 3.9%

Female-led households 30.5%

Income support

Source	% of households
Social Security	32.6%
Retirement income	23.6%
Supplemental Security	4.5%
Cash public assistance	3.1%
Food stamps / SNAP	14.4%

Health indicators

Condition	%
High blood pressure	33.9%
High cholesterol	33.3%
Heart disease	6.9%
Stroke	3.3%
Asthma	9.8%
Arthritis	27.3%
Kidney disease	3.1%
Pulmonary disease	7.8%
Cancer	7.2%

Behavior / access	%
Binge drinking	15.2%
No physical activity	25.5%
Less than 7 hrs sleep	31.1%
Fair or poor health	14.6%
Poor mental health	13.1%
Poor physical health	10.4%
No health insurance	10.5%
Visited doctor (checkup)	76.8%
Visited dentist	63.5%
Cholesterol screening	89.1%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,073	7.3%

Disability	%
Any disability	15.7%
Under 18	8.6%
18–64 years	11.3%
65 and over	40.0%

Health insurance coverage

Type	%
Private insurance	68.3%
Public insurance	38.9%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,995	93.5%
Spanish	397	2.2%
Other Indo-European	344	1.9%
Asian & Pacific Islander	53	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,552	96.4%
Born in same state	18,502	96.2%
Born in different state	16,009	83.2%
Foreign born	50	0.3%
Naturalized citizen	688	3.6%
Not a US citizen	275	40.0%

Ancestry

Ancestry	Count	%
Arab	1,995	10.4%
Italian	1,866	9.7%
French	1,862	9.7%
English	106	0.6%

Ancestry	Count	%
Polish	50	0.3%
German	39	0.2%
Dutch	31	0.2%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Effingham, IL?

Effingham, IL has one ZIP code: 62401.

What is the main ZIP code for Effingham, IL?

The primary ZIP code for Effingham, IL is 62401. The city uses area code 217 for phone service.

What county is Effingham, IL in?

Effingham is located in Effingham County, Illinois.

How many ZIP codes are in Effingham, IL?

Effingham, IL has 1 ZIP code.

What ZIP code covers downtown Effingham and the historic courthouse square?

Downtown Effingham, including the Effingham County Courthouse and the central business district, is located in ZIP code 62401.

What is the ZIP code for the Effingham area near I-57, where many of the city's commercial establishments are located?

The I-57 corridor area and commercial zone in Effingham uses ZIP code 62401, which serves the entire city.