62401 ZIP Code — Effingham, IL
Effingham County, Illinois
ZIP code 62401 is located in Effingham, Illinois, within Effingham County. It covers approximately 103.87 square miles and serves a population of 19,240 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 217.
About ZIP code 62401
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $181,800. Owner-occupancy sits near the national average at 73%.
Median household income is $72,438. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
19,240
population
103.87
sq mi land
Standard
ZIP type
Central (CT)
timezone
62401 ZIP code map
Cities in ZIP code 62401
Below are the cities the US Postal Service accepts for ZIP code 62401. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Effingham | Acceptable |
| Effingham | Preferred |
Nearby ZIP codes
62473 Watson (5.4 mi)
62467 Teutopolis (6.7 mi)
62461 Shumway (7.6 mi)
62411 Altamont (9.2 mi)
62462 Sigel (9.8 mi)
62443 Mason (10.9 mi)
62424 Dieterich (11.2 mi)
62463 Stewardson (12.3 mi)
62445 Montrose (14.1 mi)
62444 Mode (15.1 mi)
62426 Edgewood (15.2 mi)
62414 Beecher City (15.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 19,240 |
| Population density | 185 / sq mi |
| State FIPS | 17 |
| County FIPS | 049 |
| Geography | |
|---|---|
| Land area | 103.87 sq mi |
| Water area | 0.92 sq mi |
| Latitude | 39.1081 |
| Longitude | -88.5797 |
| Timezone | Central (CT) |
| Area code | 217 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 43.8% | 41.8% | 37.2% |
| $50k – $100k | 29.6% | 32.6% | 29.6% |
| $100k – $200k | 20.3% | 20.4% | 24.4% |
| Over $200k | 6.3% | 5.1% | 8.8% |
Demographics & statistics
19,240
Population
185
People per sq mi
39.6
Median age
$72,438
Median household income
$39,029
Per capita income
$181,800
Median home value
$698
Median monthly rent
73.0%
Home ownership
12.7%
Poverty rate
2.5%
Unemployment
6,487
Housing units
29.3%
Bachelor's or higher
Age distribution
Male
Female
617
Under 5
628
617
5–9
627
673
10–14
685
559
15–19
568
597
20–24
607
1,151
25–34
1,171
1,135
35–44
1,154
1,096
45–54
1,114
717
55–59
729
615
60–64
625
1,019
65–74
1,037
454
75–84
461
289
85+
295
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,566 | 23.7% |
| 18 and over | 14,674 | 76.3% |
| 65 and over | 3,555 | 18.5% |
| Median age | 39.6 years | |
Race & ethnicity
White
94.7%
Two or more races
1.8%
Hispanic or Latino
1.3%
Black or African American
1.1%
Asian
0.7%
Other race
0.5%
| Group | Count | % |
|---|---|---|
| White | 18,444 | 94.7% |
| Two or more races | 342 | 1.8% |
| Hispanic or Latino | 245 | 1.3% |
| Black or African American | 210 | 1.1% |
| Asian | 143 | 0.7% |
| Other race | 97 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 43.8% | 41.8% | 37.2% |
| $50k – $100k | 29.6% | 32.6% | 29.6% |
| $100k – $200k | 20.3% | 20.4% | 24.4% |
| Over $200k | 6.3% | 5.1% | 8.8% |
Under $10k
3.5%
$10k–$15k
3.7%
$15k–$25k
8.6%
$25k–$35k
8.9%
$35k–$50k
9.0%
$50k–$75k
17.3%
$75k–$100k
13.9%
$100k–$150k
20.1%
$150k–$200k
6.3%
$200k+
8.7%
| Range | % of households |
|---|---|
| Under $10k | 3.5% |
| $10k–$15k | 3.7% |
| $15k–$25k | 8.6% |
| $25k–$35k | 8.9% |
| $35k–$50k | 9.0% |
| $50k–$75k | 17.3% |
| $75k–$100k | 13.9% |
| $100k–$150k | 20.1% |
| $150k–$200k | 6.3% |
| $200k+ | 8.7% |
| Median income | $72,438 |
Housing
Home values
Under $50k
5.7%
$50k–$100k
14.8%
$100k–$150k
18.0%
$150k–$200k
16.4%
$200k–$300k
24.6%
$300k–$500k
11.5%
$500k–$1M
8.1%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $181,800 |
| Median rent / month | $698 |
| Owner occupied | 73.0% |
| Renter occupied | 27.0% |
| Vacant | 8.6% |
| Single-family detached | 74.8% |
| Large apartment buildings | 4.4% |
| Mobile homes | 4.9% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.48 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 8.0% |
| 2000–2009 | 8.3% |
| 1990–1999 | 17.7% |
| 1980–1989 | 12.3% |
| 1970–1979 | 18.8% |
| 1960–1969 | 8.2% |
| 1950–1959 | 9.0% |
| 1940–1949 | 5.4% |
| 1939 or earlier | 11.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 3.9% |
| 1 bedroom | 7.6% |
| 2 bedrooms | 23.0% |
| 3 bedrooms | 43.6% |
| 4 bedrooms | 15.6% |
| 5+ bedrooms | 6.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.1% |
| 1 vehicle | 27.2% |
| 2 vehicles | 35.3% |
| 3 or more | 29.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 47.3% |
| Electricity | 41.4% |
| Propane / LP gas | 8.8% |
| Wood | 1.4% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,921 | 49.9% |
| Cohabiting couple | 611 | 7.8% |
| Male householder, no spouse | 1,351 | 17.2% |
| Female householder, no spouse | 1,982 | 25.2% |
| Households with children under 18 | 2,508 | 31.9% |
| Households with seniors (65+) | 2,360 | 30.0% |
| Average household size | 2.40 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.8% | 25.5% |
| Married | 55.1% | 52.4% |
| Separated | 1.0% | 0.7% |
| Widowed | 1.7% | 7.9% |
| Divorced | 11.4% | 13.4% |
Education
Less than 9th grade
2.9%
Some HS, no diploma
3.5%
HS graduate
29.6%
Some college, no degree
20.7%
Associate's degree
14.0%
Bachelor's degree
18.8%
Graduate / professional
10.5%
| Metric | % |
|---|---|
| HS diploma or higher | 93.6% |
| Bachelor's or higher | 29.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 226 | 5.4% |
| Kindergarten | 148 | 3.6% |
| Elementary school | 2,208 | 53.2% |
| High school | 923 | 22.2% |
| College / grad school | 644 | 15.5% |
Employment
Industry of employment
Education & healthcare
22.8%
Manufacturing
15.3%
Retail trade
15.3%
Arts, food & hospitality
10.5%
Professional & management
5.8%
Construction
5.2%
Transportation & utilities
4.9%
Other services
4.7%
Finance & real estate
4.3%
Public administration
3.7%
Agriculture & mining
3.5%
Wholesale trade
3.2%
Information
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 35.4% |
| Service | 15.4% |
| Sales & office | 23.0% |
| Natural resources & construction | 8.0% |
| Production & transportation | 18.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.1% |
| Government | 12.4% |
| Self-employed | 5.4% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.7% |
| Carpool | 6.2% |
| Public transit | 0.4% |
| Walk | 2.5% |
| Work from home | 10.7% |
| Other means | 1.5% |
| Avg commute (minutes) | 15.5 |
Poverty
All people
12.7%
Under 18 years
20.3%
18 and over
10.3%
Married-couple families
3.9%
Female-led households
30.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 32.6% |
| Retirement income | 23.6% |
| Supplemental Security | 4.5% |
| Cash public assistance | 3.1% |
| Food stamps / SNAP | 14.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.2% |
| High blood pressure | 33.9% |
| High cholesterol | 33.3% |
| Diabetes | 10.1% |
| Heart disease | 6.9% |
| Stroke | 3.3% |
| Asthma | 9.8% |
| Arthritis | 27.3% |
| Kidney disease | 3.1% |
| Pulmonary disease | 7.8% |
| Cancer | 7.2% |
| Behavior / access | % |
|---|---|
| Smoking | 18.2% |
| Binge drinking | 15.2% |
| No physical activity | 25.5% |
| Less than 7 hrs sleep | 31.1% |
| Depression | 18.0% |
| Fair or poor health | 14.6% |
| Poor mental health | 13.1% |
| Poor physical health | 10.4% |
| No health insurance | 10.5% |
| Visited doctor (checkup) | 76.8% |
| Visited dentist | 63.5% |
| Cholesterol screening | 89.1% |
| Teeth loss | 15.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,073 | 7.3% |
| Disability | % |
|---|---|
| Any disability | 15.7% |
| Under 18 | 8.6% |
| 18–64 years | 11.3% |
| 65 and over | 40.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 68.3% |
| Public insurance | 38.9% |
| No insurance | 5.4% |
| Uninsured under 19 | 2.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 17,995 | 93.5% |
| Spanish | 397 | 2.2% |
| Other Indo-European | 344 | 1.9% |
| Asian & Pacific Islander | 53 | 0.3% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 18,552 | 96.4% |
| Born in same state | 18,502 | 96.2% |
| Born in different state | 16,009 | 83.2% |
| Foreign born | 50 | 0.3% |
| Naturalized citizen | 688 | 3.6% |
| Not a US citizen | 275 | 40.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 1,995 | 10.4% |
| Italian | 1,866 | 9.7% |
| French | 1,862 | 9.7% |
| English | 106 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 50 | 0.3% |
| German | 39 | 0.2% |
| Dutch | 31 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.9% |
| Internet access | 95.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 62401
What city is ZIP code 62401 in?
ZIP code 62401 is primarily assigned to Effingham, Illinois.
What county is ZIP code 62401 in?
ZIP code 62401 falls within Effingham County, Illinois.
What is the typical home value in ZIP code 62401?
The median home value in ZIP code 62401 is $181,800.
What is the population of ZIP code 62401?
ZIP code 62401 has an estimated population of 19,240 residents, with a density of 185 people per square mile.
What is the median household income in ZIP code 62401?
The median household income in ZIP code 62401 is $72,438, below the national median of ~$75,000.
What timezone is ZIP code 62401 in?
ZIP code 62401 observes the CST timezone.