Cumberland ZIP Code List — Allegany County, MD

There are 5 unique ZIP codes in Cumberland, Maryland. Area code: 301/240.

ZIP codes

92.09

sq mi land

1.58

sq mi water

301/240

area code

Cumberland, MD ZIP code map

About Cumberland, MD

Cumberland is a charming city located in the state of Maryland. Nestled in Allegany County, it offers a rich blend of history and community spirit. Known for its scenic beauty and diverse recreational opportunities, Cumberland attracts both residents and visitors alike.

Location & geography

Cumberland is situated in western Maryland, approximately 70 miles from Baltimore and about 120 miles from Washington, D.C. The city is bordered by the picturesque Appalachian Mountains and has a unique topography that includes hills and valleys. With a land area of 276.26 square miles and a water area of 4.75 square miles, the natural surroundings provide ample opportunities for outdoor enthusiasts.

Community & economy

Cumberland boasts a vibrant community characterized by its friendly atmosphere and a strong sense of local pride. Historically, it has been an important hub for various industries, including coal mining and manufacturing. Daily life in Cumberland is enriched by community events, local shops, and accessible public spaces that foster social interaction.

Transportation

Cumberland is interconnected by several key highways, including Interstate 68, which provides direct access to nearby metropolitan areas. The closest major airport is the Greater Cumberland Regional Airport, offering limited regional flights for travelers. Public transportation options are available, making it easier for residents to navigate the city and surrounding regions.

History

Founded in the late 18th century, Cumberland quickly became a significant transportation hub, thanks to its strategic location along the National Road and the Western Maryland Rail Road. Key industries in its early days included coal and lumber, which shaped the economic landscape of the region. Notable events, such as the annual Allegany County Fair, continue to celebrate its rich heritage.

Did you know?

Cumberland is home to the famous George Washington's Headquarters, where the future president stayed during his early military career. Additionally, the city is known for its rich musical tradition, particularly in bluegrass and folk music, making it a cultural hotspot in western Maryland.

ZIP codes for Cumberland, MD (5)

ZIP code	City	County	Map
21501	Cumberland	Allegany	View map
21502	Cumberland	Allegany	View map
21503	Cumberland	Allegany	View map
21504	Cumberland	Allegany	View map
21505	Cumberland	Allegany	View map

Demographics & statistics

41,291

Population

43.5

Median age

$56,958

Median household income

$30,037

Per capita income

$147,300

Median home value

$738

Median monthly rent

68.9%

Home ownership

15.0%

Poverty rate

6.6%

Unemployment

14,341

Housing units

20.8%

Bachelor's or higher

Age distribution

Male Female

990

Under 5

802

1,096

5–9

888

1,100

10–14

892

1,196

15–19

969

1,663

20–24

1,347

2,855

25–34

2,313

2,928

35–44

2,373

3,024

45–54

2,451

1,502

55–59

1,218

1,519

60–64

1,231

2,636

65–74

2,137

1,557

75–84

1,262

741

85+

601

← Male

Female →

Age summary

Group	Count	%
Under 18	7,008	17.0%
18 and over	34,283	83.0%
65 and over	8,934	21.6%
Median age	43.5 years

Race & ethnicity

White 83.6%

Black or African American 9.5%

Two or more races 4.5%

Hispanic or Latino 1.2%

Asian 0.8%

Other race 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	34,939	83.6%
Black or African American	3,976	9.5%
Two or more races	1,864	4.5%
Hispanic or Latino	481	1.2%
Asian	350	0.8%
Other race	90	0.2%
American Indian / Alaska Native	72	0.2%

Household income

Under $10k 6.7%

$10k–$15k 6.1%

$15k–$25k 10.3%

$25k–$35k 8.8%

$35k–$50k 12.7%

$50k–$75k 18.3%

$75k–$100k 13.6%

$100k–$150k 15.0%

$150k–$200k 5.1%

$200k+ 3.4%

Range	% of households
Under $10k	6.7%
$10k–$15k	6.1%
$15k–$25k	10.3%
$25k–$35k	8.8%
$35k–$50k	12.7%
$50k–$75k	18.3%
$75k–$100k	13.6%
$100k–$150k	15.0%
$150k–$200k	5.1%
$200k+	3.4%
Median income	$56,958

Housing

Home values

Under $50k 8.4%

$50k–$100k 16.5%

$100k–$150k 26.3%

$150k–$200k 21.5%

$200k–$300k 17.8%

$300k–$500k 6.8%

$500k–$1M 2.7%

Housing overview

Metric	Value
Median home value	$147,300
Median rent / month	$738
Owner occupied	68.9%
Renter occupied	31.1%
Vacant	15.2%
Single-family detached	69.6%
Large apartment buildings	5.6%
Mobile homes	2.3%
Median rooms	6.0
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.1%
2010–2019	1.6%
2000–2009	3.3%
1990–1999	4.7%
1980–1989	7.2%
1970–1979	11.4%
1960–1969	15.0%
1950–1959	14.9%
1940–1949	7.6%
1939 or earlier	34.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	11.0%
2 bedrooms	24.6%
3 bedrooms	44.3%
4 bedrooms	14.7%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	10.9%
1 vehicle	35.6%
2 vehicles	35.7%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	57.2%
Electricity	27.9%
Propane / LP gas	2.7%
Fuel oil	8.0%
Wood	2.3%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	6,830	41.3%
Cohabiting couple	1,359	8.2%
Male householder, no spouse	3,481	21.1%
Female householder, no spouse	4,855	29.4%
Households with children under 18	4,034	24.4%
Households with seniors (65+)	6,212	37.6%
Average household size	2.18

Marital status

Status	Male	Female
Never married	41.7%	25.0%
Married	39.8%	43.9%
Separated	1.6%	1.2%
Widowed	4.0%	13.7%
Divorced	12.9%	16.1%

Education

Less than 9th grade 2.4%

Some HS, no diploma 7.7%

HS graduate 38.6%

Some college, no degree 20.7%

Associate's degree 9.7%

Bachelor's degree 12.7%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	89.9%
Bachelor's or higher	20.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	561	7.4%
Kindergarten	230	3.0%
Elementary school	3,203	42.4%
High school	1,832	24.2%
College / grad school	1,736	23.0%

Employment

Industry of employment

Education & healthcare 26.3%

Retail trade 13.0%

Arts, food & hospitality 10.6%

Manufacturing 7.9%

Professional & management 7.9%

Public administration 7.8%

Other services 6.6%

Construction 5.7%

Transportation & utilities 5.6%

Finance & real estate 4.6%

Wholesale trade 1.7%

Information 1.2%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	38.1%
Service	20.7%
Sales & office	20.7%
Natural resources & construction	7.8%
Production & transportation	12.7%

Employment type

Type	%
Private sector	76.1%
Government	18.5%
Self-employed	5.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.2%
Carpool	8.0%
Public transit	0.4%
Walk	1.7%
Other means	0.8%
Avg commute (minutes)	20.1

Poverty

All people 15.0%

Under 18 years 17.0%

18 and over 14.5%

Married-couple families 4.3%

Female-led households 29.2%

Income support

Source	% of households
Social Security	42.4%
Retirement income	31.3%
Supplemental Security	7.8%
Cash public assistance	4.9%
Food stamps / SNAP	22.0%

Health indicators

Condition	%
High blood pressure	39.2%
High cholesterol	31.5%
Heart disease	7.2%
Stroke	3.6%
Asthma	10.4%
Arthritis	29.1%
Kidney disease	3.2%
Pulmonary disease	8.0%
Cancer	7.3%

Behavior / access	%
Binge drinking	14.6%
No physical activity	25.9%
Less than 7 hrs sleep	34.3%
Fair or poor health	16.0%
Poor mental health	15.2%
Poor physical health	10.7%
No health insurance	12.0%
Visited doctor (checkup)	77.6%
Visited dentist	59.2%
Cholesterol screening	90.5%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,128	9.1%

Disability	%
Any disability	20.7%
Under 18	10.5%
18–64 years	16.2%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	64.7%
Public insurance	51.7%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	39,499	95.7%
Spanish	359	0.9%
Other Indo-European	184	0.5%
Asian & Pacific Islander	115	0.3%
Other languages	40	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	40,397	97.8%
Born in same state	40,149	97.2%
Born in different state	30,198	73.1%
Foreign born	248	0.6%
Naturalized citizen	894	2.2%
Not a US citizen	564	63.1%

Ancestry

Ancestry	Count	%
French	5,263	12.7%
Italian	5,201	12.6%
Arab	3,079	7.5%
English	395	1%
Irish	157	0.4%

Ancestry	Count	%
German	154	0.4%
Polish	71	0.2%
Dutch	9	0%
Norwegian	7	0%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	87.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Cumberland, MD?

Cumberland, MD has one ZIP code: 21502.

What is the main ZIP code for Cumberland, MD?

The primary ZIP code for Cumberland, MD is 21502. The city uses area code 301 or 240 for phone service.

What county is Cumberland, MD in?

Cumberland is located in Allegany County, Maryland.

How many ZIP codes are in Cumberland, MD?

Cumberland, MD has 1 ZIP code.

What ZIP code covers Downtown Cumberland and the historic C&O Canal area?

Downtown Cumberland, including the historic C&O Canal National Historical Park visitor center and the canal towpath, is located in ZIP code 21502.

What is the ZIP code for the Cumberland neighborhood near the Western Maryland Rail Trail?

The Western Maryland Rail Trail and surrounding neighborhoods in Cumberland are all served by ZIP code 21502, which covers the entire city.