21502 ZIP Code — Cumberland, MD

Allegany County, Maryland

ZIP code 21502 is located in Cumberland, Maryland, within Allegany County. It covers approximately 92.09 square miles and serves a population of 41,291 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/240.

About ZIP code 21502

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $147,300. Owner-occupancy sits near the national average at 69%.

Median household income is $56,958. SNAP benefit usage at 22% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 21502 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

41,291

population

92.09

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

21502 ZIP code map

Cities in ZIP code 21502

Below are the cities the US Postal Service accepts for ZIP code 21502. Using any city not on this list may result in mail delivery delays.

City	Status
Cumberland	Acceptable
Cumberland	Preferred

Nearby ZIP codes

26767 Wiley Ford (1.1 mi) 26753 Ridgeley (5.2 mi) 21545 Mount Savage (6.7 mi) 21532 Frostburg (9.6 mi) 26719 Fort Ashby (10.3 mi) 26763 Springfield (11.2 mi) 21555 Oldtown (11.2 mi) 21557 Rawlings (11.7 mi) 26722 Green Spring (11.9 mi) 15545 Hyndman (12.4 mi) 21539 Lonaconing (13.2 mi) 21530 Flintstone (13.4 mi)

Demographics updated 07/2026

Population
Total population	41,291
Population density	448 / sq mi
State FIPS	24
County FIPS	001

Geography
Land area	92.09 sq mi
Water area	1.58 sq mi
Latitude	39.6294
Longitude	-78.7659
Timezone	Eastern (ET)
Area code	301/240

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.4%	49.9%	28.2%
$50k – $100k	33.1%	33.2%	28.2%
$100k – $200k	15.8%	14.9%	30.1%
Over $200k	2.7%	2.0%	13.4%

Demographics & statistics

41,291

Population

448

People per sq mi

43.5

Median age

$56,958

Median household income

$30,037

Per capita income

$147,300

Median home value

$738

Median monthly rent

68.9%

Home ownership

15.0%

Poverty rate

6.6%

Unemployment

14,341

Housing units

20.8%

Bachelor's or higher

Age distribution

Male Female

990

Under 5

802

1,096

5–9

888

1,100

10–14

892

1,196

15–19

969

1,663

20–24

1,347

2,855

25–34

2,313

2,928

35–44

2,373

3,024

45–54

2,451

1,502

55–59

1,218

1,519

60–64

1,231

2,636

65–74

2,137

1,557

75–84

1,262

741

85+

601

← Male

Female →

Age summary

Group	Count	%
Under 18	7,008	17.0%
18 and over	34,283	83.0%
65 and over	8,934	21.6%
Median age	43.5 years

Race & ethnicity

White 83.6%

Black or African American 9.5%

Two or more races 4.5%

Hispanic or Latino 1.2%

Asian 0.8%

Other race 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	34,939	83.6%
Black or African American	3,976	9.5%
Two or more races	1,864	4.5%
Hispanic or Latino	481	1.2%
Asian	350	0.8%
Other race	90	0.2%
American Indian / Alaska Native	72	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.4%	49.9%	28.2%
$50k – $100k	33.1%	33.2%	28.2%
$100k – $200k	15.8%	14.9%	30.1%
Over $200k	2.7%	2.0%	13.4%

Under $10k 6.7%

$10k–$15k 6.1%

$15k–$25k 10.3%

$25k–$35k 8.8%

$35k–$50k 12.7%

$50k–$75k 18.3%

$75k–$100k 13.6%

$100k–$150k 15.0%

$150k–$200k 5.1%

$200k+ 3.4%

Range	% of households
Under $10k	6.7%
$10k–$15k	6.1%
$15k–$25k	10.3%
$25k–$35k	8.8%
$35k–$50k	12.7%
$50k–$75k	18.3%
$75k–$100k	13.6%
$100k–$150k	15.0%
$150k–$200k	5.1%
$200k+	3.4%
Median income	$56,958

Housing

Home values

Under $50k 8.4%

$50k–$100k 16.5%

$100k–$150k 26.3%

$150k–$200k 21.5%

$200k–$300k 17.8%

$300k–$500k 6.8%

$500k–$1M 2.7%

Housing overview

Metric	Value
Median home value	$147,300
Median rent / month	$738
Owner occupied	68.9%
Renter occupied	31.1%
Vacant	15.2%
Single-family detached	69.6%
Large apartment buildings	5.6%
Mobile homes	2.3%
Median rooms	6.0
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.1%
2010–2019	1.6%
2000–2009	3.3%
1990–1999	4.7%
1980–1989	7.2%
1970–1979	11.4%
1960–1969	15.0%
1950–1959	14.9%
1940–1949	7.6%
1939 or earlier	34.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	11.0%
2 bedrooms	24.6%
3 bedrooms	44.3%
4 bedrooms	14.7%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	10.9%
1 vehicle	35.6%
2 vehicles	35.7%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	57.2%
Electricity	27.9%
Propane / LP gas	2.7%
Fuel oil	8.0%
Wood	2.3%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	6,830	41.3%
Cohabiting couple	1,359	8.2%
Male householder, no spouse	3,481	21.1%
Female householder, no spouse	4,855	29.4%
Households with children under 18	4,034	24.4%
Households with seniors (65+)	6,212	37.6%
Average household size	2.18

Marital status

Status	Male	Female
Never married	41.7%	25.0%
Married	39.8%	43.9%
Separated	1.6%	1.2%
Widowed	4.0%	13.7%
Divorced	12.9%	16.1%

Education

Less than 9th grade 2.4%

Some HS, no diploma 7.7%

HS graduate 38.6%

Some college, no degree 20.7%

Associate's degree 9.7%

Bachelor's degree 12.7%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	89.9%
Bachelor's or higher	20.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	561	7.4%
Kindergarten	230	3.0%
Elementary school	3,203	42.4%
High school	1,832	24.2%
College / grad school	1,736	23.0%

Employment

Industry of employment

Education & healthcare 26.3%

Retail trade 13.0%

Arts, food & hospitality 10.6%

Manufacturing 7.9%

Professional & management 7.9%

Public administration 7.8%

Other services 6.6%

Construction 5.7%

Transportation & utilities 5.6%

Finance & real estate 4.6%

Wholesale trade 1.7%

Information 1.2%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	38.1%
Service	20.7%
Sales & office	20.7%
Natural resources & construction	7.8%
Production & transportation	12.7%

Employment type

Type	%
Private sector	76.1%
Government	18.5%
Self-employed	5.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.2%
Carpool	8.0%
Public transit	0.4%
Walk	1.7%
Work from home	8.0%
Other means	0.8%
Avg commute (minutes)	20.1

Poverty

All people 15.0%

Under 18 years 17.0%

18 and over 14.5%

Married-couple families 4.3%

Female-led households 29.2%

Income support

Source	% of households
Social Security	42.4%
Retirement income	31.3%
Supplemental Security	7.8%
Cash public assistance	4.9%
Food stamps / SNAP	22.0%

Health indicators

Condition	%
Obesity	34.7%
High blood pressure	39.2%
High cholesterol	31.5%
Diabetes	11.4%
Heart disease	7.2%
Stroke	3.6%
Asthma	10.4%
Arthritis	29.1%
Kidney disease	3.2%
Pulmonary disease	8.0%
Cancer	7.3%

Behavior / access	%
Smoking	18.7%
Binge drinking	14.6%
No physical activity	25.9%
Less than 7 hrs sleep	34.3%
Depression	22.5%
Fair or poor health	16.0%
Poor mental health	15.2%
Poor physical health	10.7%
No health insurance	12.0%
Visited doctor (checkup)	77.6%
Visited dentist	59.2%
Cholesterol screening	90.5%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,128	9.1%

Disability	%
Any disability	20.7%
Under 18	10.5%
18–64 years	16.2%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	64.7%
Public insurance	51.7%
No insurance	3.9%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	39,499	95.7%
Spanish	359	0.9%
Other Indo-European	184	0.5%
Asian & Pacific Islander	115	0.3%
Other languages	40	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	40,397	97.8%
Born in same state	40,149	97.2%
Born in different state	30,198	73.1%
Foreign born	248	0.6%
Naturalized citizen	894	2.2%
Not a US citizen	564	63.1%

Ancestry

Ancestry	Count	%
French	5,263	12.7%
Italian	5,201	12.6%
Arab	3,079	7.5%
English	395	1%
Irish	157	0.4%

Ancestry	Count	%
German	154	0.4%
Polish	71	0.2%
Dutch	9	0%
Norwegian	7	0%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	87.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21502

What city is ZIP code 21502 in?

ZIP code 21502 is primarily assigned to Cumberland, Maryland.

What county is ZIP code 21502 in?

ZIP code 21502 falls within Allegany County, Maryland.

Does ZIP code 21502 have a large retiree population?

42% of households in ZIP code 21502 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 21502?

The median home value in ZIP code 21502 is $147,300.

Does ZIP code 21502 have a large veteran population?

9% of civilians in ZIP code 21502 are veterans, above the national average of ~7%.

What is the population of ZIP code 21502?

ZIP code 21502 has an estimated population of 41,291 residents, with a density of 448 people per square mile.

What timezone is ZIP code 21502 in?

ZIP code 21502 observes the EST timezone.