Cotter ZIP Code List — Baxter County, AR

There is one unique ZIP code in Cotter, Arkansas and it is 72626. Area code: 870.

ZIP codes

5.57

sq mi land

0.49

sq mi water

870

area code

Cotter, AR ZIP code map

About Cotter, AR

Cotter, Arkansas is a charming small town located in Baxter County. Nestled amidst the natural beauty of the Ozark Mountains, Cotter offers a unique blend of outdoor recreation and community spirit. With its friendly atmosphere and beautiful scenery, it serves as a great gateway for visitors exploring the area.

Location & geography

Cotter is situated in northern Arkansas, approximately 13 miles from the larger city of Mountain Home and around 30 miles from the Arkansas-Missouri state line. The town has a total land area of 5.57 square miles and is complemented by a water area of 0.49 square miles that includes the nearby White River. The picturesque surroundings offer residents and visitors access to stunning natural landscapes.

Community & economy

The character of Cotter is defined by its tight-knit community and picturesque neighborhoods. With local industries around tourism and hospitality stemming from its proximity to outdoor activities, residents enjoy a simple yet fulfilling daily life. The town also boasts unique features, such as its historic Cotter Bridge, which draws visitors and adds to the town's charm.

Transportation

Cotter is well-connected through Arkansas Highway 62, which runs directly through the town. The nearest major airport is the Baxter County Regional Airport located approximately 12 miles away, providing access to air travel. Public transport options may be limited, but the town's layout allows for convenient travel by vehicle.

History

Cotter was established in the late 19th century, primarily focused on the railroad industry which was crucial for its development. Over the years, the town has evolved with a focus on tourism, especially due to its beautiful river access. Notable events in the town's history include the construction of the Cotter Bridge in 1930, a remarkable piece of infrastructure that still stands today.

Did you know?

One surprising fact about Cotter is that it is home to the Cotter High School, which has a rich tradition in sports and community activities. Additionally, the town is famous for its annual events, like the Cotter-Gassville Water Festival, which showcases local culture and draws visitors from surrounding areas.

ZIP codes for Cotter, AR (1)

ZIP code	City	County	Map
72626	Cotter	Baxter	View map

Demographics & statistics

1,399

Population

63.1

Median age

$43,162

Median household income

$30,346

Per capita income

$168,000

Median home value

$563

Median monthly rent

76.7%

Home ownership

11.3%

Poverty rate

3.2%

Unemployment

730

Housing units

15.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

110

180

65–74

237

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	124	8.9%
18 and over	1,275	91.1%
65 and over	563	40.2%
Median age	63.1 years

Race & ethnicity

White 92%

Two or more races 6.4%

Hispanic or Latino 1.6%

Group	Count	%
White	1,308	92%
Two or more races	91	6.4%
Hispanic or Latino	23	1.6%

Household income

Under $10k 5.9%

$10k–$15k 3.4%

$15k–$25k 11.3%

$25k–$35k 22.4%

$35k–$50k 10.8%

$50k–$75k 16.1%

$75k–$100k 6.7%

$100k–$150k 17.3%

$150k–$200k 3.4%

$200k+ 2.8%

Range	% of households
Under $10k	5.9%
$10k–$15k	3.4%
$15k–$25k	11.3%
$25k–$35k	22.4%
$35k–$50k	10.8%
$50k–$75k	16.1%
$75k–$100k	6.7%
$100k–$150k	17.3%
$150k–$200k	3.4%
$200k+	2.8%
Median income	$43,162

Housing

Home values

Under $50k 9.9%

$50k–$100k 9.0%

$100k–$150k 17.7%

$150k–$200k 21.0%

$200k–$300k 13.2%

$300k–$500k 21.9%

$500k–$1M 7.3%

Housing overview

Metric	Value
Median home value	$168,000
Median rent / month	$563
Owner occupied	76.7%
Renter occupied	23.3%
Vacant	23.2%
Single-family detached	83.4%
Large apartment buildings	0.4%
Mobile homes	7.3%
Median rooms	5.9
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.6%
2010–2019	1.5%
2000–2009	12.8%
1990–1999	10.2%
1980–1989	12.8%
1970–1979	20.8%
1960–1969	4.4%
1950–1959	10.0%
1940–1949	9.3%
1939 or earlier	17.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	12.0%
2 bedrooms	27.9%
3 bedrooms	53.7%
4 bedrooms	5.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	30.5%
2 vehicles	43.2%
3 or more	23.0%

Heating fuel

Fuel type	%
Utility gas	38.9%
Electricity	50.1%
Propane / LP gas	7.9%
Wood	3.1%

Households & families

Household type	Count	%
Married-couple family	382	55.9%
Cohabiting couple	11	1.6%
Male householder, no spouse	92	13.5%
Female householder, no spouse	198	29.0%
Households with children under 18	88	12.9%
Households with seniors (65+)	411	60.2%
Average household size	2.05

Marital status

Status	Male	Female
Never married	14.4%	11.0%
Married	70.2%	55.4%
Separated	2.5%	2.2%
Widowed	0.0%	13.8%
Divorced	13.0%	17.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 7.3%

HS graduate 33.1%

Some college, no degree 29.1%

Associate's degree 15.5%

Bachelor's degree 8.8%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	15.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	3.2%
Kindergarten	29	18.5%
Elementary school	65	41.4%
High school	26	16.6%
College / grad school	32	20.4%

Employment

Industry of employment

Education & healthcare 20.0%

Manufacturing 16.5%

Retail trade 16.1%

Agriculture & mining 9.0%

Construction 7.7%

Transportation & utilities 7.5%

Arts, food & hospitality 6.8%

Finance & real estate 5.1%

Professional & management 4.8%

Public administration 4.4%

Other services 2.0%

Occupation

Category	%
Management, business & arts	30.0%
Service	15.9%
Sales & office	19.6%
Natural resources & construction	10.4%
Production & transportation	24.2%

Employment type

Type	%
Private sector	64.5%
Government	18.1%
Self-employed	17.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.6%
Carpool	16.8%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	24.5

Poverty

All people 11.3%

Under 18 years 13.7%

18 and over 11.1%

Married-couple families 3.7%

Female-led households 25.0%

Income support

Source	% of households
Social Security	58.1%
Retirement income	29.7%
Supplemental Security	5.9%
Cash public assistance	2.3%
Food stamps / SNAP	7.5%

Health indicators

Condition	%
High blood pressure	44.0%
High cholesterol	42.3%
Heart disease	10.5%
Stroke	4.6%
Asthma	9.8%
Arthritis	33.7%
Kidney disease	4.1%
Pulmonary disease	11.8%
Cancer	9.0%

Behavior / access	%
Binge drinking	13.3%
No physical activity	31.1%
Less than 7 hrs sleep	31.5%
Fair or poor health	21.7%
Poor mental health	15.2%
Poor physical health	15.5%
No health insurance	13.2%
Visited doctor (checkup)	79.8%
Visited dentist	56.6%
Cholesterol screening	91.1%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	111	8.7%

Disability	%
Any disability	28.4%
Under 18	29.0%
18–64 years	22.6%
65 and over	35.7%

Health insurance coverage

Type	%
Private insurance	49.3%
Public insurance	63.0%
Uninsured under 19	27.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,383	98.9%
Spanish	56	4.0%
Other Indo-European	56	4.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,370	97.9%
Born in same state	1,366	97.6%
Born in different state	510	36.5%
Foreign born	4	0.3%
Naturalized citizen	29	2.1%
Not a US citizen	29	100.0%

Ancestry

Ancestry	Count	%
French	195	13.9%
Italian	115	8.2%
Arab	76	5.4%
Polish	36	2.6%

Ancestry	Count	%
English	19	1.4%
Irish	10	0.7%
Dutch	5	0.4%

Technology access

Metric	% of households
Computer access	48.8%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Cotter, AR?

Cotter, AR has one ZIP code: 72626.

What is the main ZIP code for Cotter, AR?

The primary ZIP code for Cotter, AR is 72626. The city uses area code 870 for phone service.

What county is Cotter, AR in?

Cotter is located in Baxter County, Arkansas.

How many ZIP codes are in Cotter, AR?

Cotter, AR has 1 ZIP code.

What ZIP code should I use for mailing packages to businesses in downtown Cotter along Main Street?

Downtown Cotter businesses, including those on Main Street, are located in ZIP code 72626, which covers the central commercial area of the city.

What is the correct ZIP code for the Cotter area near the White River, where many residents and recreational facilities are located?

The White River area and residential neighborhoods throughout Cotter all fall within ZIP code 72626, which is the single ZIP code serving the entire city.