Charles City ZIP Codes — Floyd County, IA

There is one unique ZIP code in Charles City, Iowa and it is 50616. Area code: 641.

ZIP codes

176.17

sq mi land

0.20

sq mi water

641

area code

Charles City, IA ZIP code map

About Charles City, IA

Charles City, Iowa, is a charming city located in the heart of Floyd County. Known for its friendly community and rich history, it offers residents and visitors a welcoming small-town atmosphere. With a unique blend of cultural experiences and outdoor activities, Charles City is an inviting destination for those looking to explore this part of Iowa.

Location & geography

Charles City is situated in north-central Iowa and is surrounded by picturesque landscapes. The city is approximately 25 miles from Mason City to the west and 18 miles from New Hampton to the east. Covering a total land area of 176.17 square miles, with a small water area of 0.20 square miles, the terrain features a mix of rolling hills and agricultural land.

Community & economy

The character of Charles City is defined by its community-oriented lifestyle and vibrant local culture. Agriculture and manufacturing are key industries that drive the economy, providing jobs to many residents. Daily life is filled with community events, local festivals, and outdoor recreational activities, making it a fulfilling place to live.

Transportation

Major transportation routes in and around Charles City include U.S. Highway 18 and Iowa Highway 14, which provide convenient access to surrounding areas. The nearest airport is the Mason City Municipal Airport, located about 25 miles away, offering both commercial and general aviation services. Public transportation options are limited, but local services do provide connections within the community.

History

Charles City was founded in the mid-19th century, originally serving as a transportation hub due to its location along the Cedar River. The city developed rapidly as key industries, such as agriculture and manufacturing, established a foothold in the area. Notable events in its history include the establishment of the Charles City Historic District, which showcases several significant buildings and sites.

Did you know?

One surprising fact about Charles City is that it is home to the first ever waterworks system in Iowa, established in 1894. Additionally, the city boasts a picturesque riverfront and well-maintained parks, providing residents with beautiful natural spaces to enjoy.

ZIP codes for Charles City, IA (1)

ZIP code	City	County	Map
50616	Charles City	Floyd	View map

Demographics & statistics

9,544

Population

46.2

Median age

$60,512

Median household income

$34,592

Per capita income

$133,600

Median home value

$622

Median monthly rent

73.2%

Home ownership

12.7%

Poverty rate

2.7%

Unemployment

3,498

Housing units

19.1%

Bachelor's or higher

Age distribution

Male Female

251

Under 5

253

187

5–9

189

387

10–14

391

235

15–19

237

271

20–24

274

473

25–34

478

522

35–44

526

569

45–54

574

445

55–59

449

280

60–64

283

588

65–74

593

297

75–84

299

245

85+

248

← Male

Female →

Age summary

Group	Count	%
Under 18	1,984	20.8%
18 and over	7,560	79.2%
65 and over	2,270	23.8%
Median age	46.2 years

Race & ethnicity

White 87.1%

Two or more races 5.2%

Hispanic or Latino 3.4%

Asian 2.3%

Black or African American 1.5%

Other race 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	8,612	87.1%
Two or more races	511	5.2%
Hispanic or Latino	340	3.4%
Asian	231	2.3%
Black or African American	147	1.5%
Other race	36	0.4%
Native Hawaiian / Pacific Islander	7	0.1%

Household income

Under $10k 4.7%

$10k–$15k 5.2%

$15k–$25k 7.7%

$25k–$35k 12.3%

$35k–$50k 13.2%

$50k–$75k 13.7%

$75k–$100k 19.4%

$100k–$150k 14.7%

$150k–$200k 3.8%

$200k+ 5.1%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.2%
$15k–$25k	7.7%
$25k–$35k	12.3%
$35k–$50k	13.2%
$50k–$75k	13.7%
$75k–$100k	19.4%
$100k–$150k	14.7%
$150k–$200k	3.8%
$200k+	5.1%
Median income	$60,512

Housing

Home values

Under $50k 5.3%

$50k–$100k 30.1%

$100k–$150k 22.9%

$150k–$200k 17.4%

$200k–$300k 14.5%

$300k–$500k 7.1%

$500k–$1M 2.0%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$133,600
Median rent / month	$622
Owner occupied	73.2%
Renter occupied	26.8%
Vacant	9.0%
Single-family detached	81.8%
Large apartment buildings	3.4%
Mobile homes	0.2%
Median rooms	6.0
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	0.5%
2000–2009	6.8%
1990–1999	3.8%
1980–1989	1.4%
1970–1979	18.1%
1960–1969	19.6%
1950–1959	12.7%
1940–1949	4.3%
1939 or earlier	32.9%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	8.0%
2 bedrooms	22.9%
3 bedrooms	40.6%
4 bedrooms	18.5%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	7.7%
1 vehicle	33.4%
2 vehicles	34.6%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	59.7%
Electricity	24.6%
Propane / LP gas	12.4%
Fuel oil	0.7%
Wood	1.0%

Households & families

Household type	Count	%
Married-couple family	1,928	45.8%
Cohabiting couple	182	4.3%
Male householder, no spouse	894	21.2%
Female householder, no spouse	1,207	28.7%
Households with children under 18	890	21.1%
Households with seniors (65+)	1,490	35.4%
Average household size	2.21

Marital status

Status	Male	Female
Never married	25.2%	23.9%
Married	59.8%	50.5%
Separated	0.9%	0.0%
Widowed	5.0%	9.7%
Divorced	9.2%	15.9%

Education

Less than 9th grade 4.7%

Some HS, no diploma 2.8%

HS graduate 40.6%

Some college, no degree 20.6%

Associate's degree 12.2%

Bachelor's degree 13.5%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	19.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	169	8.9%
Kindergarten	131	6.9%
Elementary school	842	44.4%
High school	411	21.7%
College / grad school	343	18.1%

Employment

Industry of employment

Manufacturing 24.7%

Education & healthcare 23.0%

Arts, food & hospitality 8.5%

Construction 8.2%

Retail trade 6.8%

Finance & real estate 6.2%

Other services 5.4%

Agriculture & mining 5.1%

Professional & management 4.2%

Transportation & utilities 3.4%

Public administration 2.0%

Wholesale trade 1.9%

Information 0.8%

Occupation

Category	%
Management, business & arts	35.3%
Service	18.4%
Sales & office	14.8%
Natural resources & construction	14.1%
Production & transportation	17.4%

Employment type

Type	%
Private sector	76.0%
Government	17.0%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.7%
Carpool	12.0%
Public transit	0.0%
Walk	1.3%
Other means	1.7%
Avg commute (minutes)	16.5

Poverty

All people 12.7%

Under 18 years 20.2%

18 and over 10.7%

Married-couple families 2.1%

Female-led households 37.8%

Income support

Source	% of households
Social Security	38.2%
Retirement income	27.2%
Supplemental Security	5.5%
Cash public assistance	1.2%
Food stamps / SNAP	8.9%

Health indicators

Condition	%
High blood pressure	37.9%
High cholesterol	35.7%
Heart disease	8.7%
Stroke	4.1%
Asthma	9.6%
Arthritis	29.3%
Kidney disease	3.7%
Pulmonary disease	9.0%
Cancer	8.3%

Behavior / access	%
Binge drinking	18.1%
No physical activity	27.8%
Less than 7 hrs sleep	30.5%
Fair or poor health	16.5%
Poor mental health	13.5%
Poor physical health	11.6%
No health insurance	10.6%
Visited doctor (checkup)	76.7%
Visited dentist	62.9%
Cholesterol screening	88.2%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	805	10.6%

Disability	%
Any disability	15.4%
Under 18	6.2%
18–64 years	9.4%
65 and over	39.1%

Health insurance coverage

Type	%
Private insurance	68.1%
Public insurance	45.3%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,040	94.7%
Spanish	140	1.5%
Other Indo-European	130	1.4%
Asian & Pacific Islander	10	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,080	95.1%
Born in same state	9,059	94.9%
Born in different state	7,084	74.2%
Foreign born	21	0.2%
Naturalized citizen	464	4.9%
Not a US citizen	409	88.1%

Ancestry

Ancestry	Count	%
Italian	1,289	13.5%
French	622	6.5%
Polish	519	5.4%
Arab	379	4%

Ancestry	Count	%
English	205	2.1%
Dutch	81	0.8%
German	33	0.3%

Technology access

Metric	% of households
Computer access	44.1%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Charles City, IA have?

Charles City, IA has one ZIP code: 50616. Each ZIP code serves a distinct delivery area within the city and surrounding region.