50616 ZIP Code — Charles City, IA

Floyd County, Iowa

ZIP code 50616 is located in Charles City, Iowa, within Floyd County. It covers approximately 176.17 square miles and serves a population of 9,544 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 641.

About ZIP code 50616

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $133,600. Owner-occupancy sits near the national average at 73%.

Median household income is $60,512. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 50616 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

9,544

population

176.17

sq mi land

Standard

ZIP type

Central (CT)

timezone

50616 ZIP code map

Cities in ZIP code 50616

Below are the cities the US Postal Service accepts for ZIP code 50616. Using any city not on this list may result in mail delivery delays.

City	Status
Charles City	Acceptable
Charles City	Preferred

Nearby ZIP codes

50435 Floyd (7.4 mi) 50658 Nashua (10.5 mi) 50460 Orchard (10.5 mi) 50471 Rudd (11.3 mi) 50603 Alta Vista (12.3 mi) 50645 Ionia (12.8 mi) 50653 Marble Rock (13.2 mi) 50468 Rockford (14.2 mi) 50636 Greene (15.2 mi) 50659 New Hampton (17.4 mi) 50461 Osage (17.8 mi) 50666 Plainfield (18.5 mi)

Demographics updated 05/2026

Population
Total population	9,544
Population density	54 / sq mi
State FIPS	19
County FIPS	067

Geography
Land area	176.17 sq mi
Water area	0.20 sq mi
Latitude	43.0818
Longitude	-92.6725
Timezone	Central (CT)
Area code	641

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.5%	46.9%	40.1%
$50k – $100k	28.9%	32.2%	33.4%
$100k – $200k	12.7%	16.6%	21.5%
Over $200k	4.9%	4.3%	5.0%

Demographics & statistics

9,544

Population

People per sq mi

46.2

Median age

$60,512

Median household income

$34,592

Per capita income

$133,600

Median home value

$622

Median monthly rent

73.2%

Home ownership

12.7%

Poverty rate

2.7%

Unemployment

3,498

Housing units

19.1%

Bachelor's or higher

Age distribution

Male Female

251

Under 5

253

187

5–9

189

387

10–14

391

235

15–19

237

271

20–24

274

473

25–34

478

522

35–44

526

569

45–54

574

445

55–59

449

280

60–64

283

588

65–74

593

297

75–84

299

245

85+

248

← Male

Female →

Age summary

Group	Count	%
Under 18	1,984	20.8%
18 and over	7,560	79.2%
65 and over	2,270	23.8%
Median age	46.2 years

Race & ethnicity

White 87.1%

Two or more races 5.2%

Hispanic or Latino 3.4%

Asian 2.3%

Black or African American 1.5%

Other race 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	8,612	87.1%
Two or more races	511	5.2%
Hispanic or Latino	340	3.4%
Asian	231	2.3%
Black or African American	147	1.5%
Other race	36	0.4%
Native Hawaiian / Pacific Islander	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.5%	46.9%	40.1%
$50k – $100k	28.9%	32.2%	33.4%
$100k – $200k	12.7%	16.6%	21.5%
Over $200k	4.9%	4.3%	5.0%

Under $10k 4.7%

$10k–$15k 5.2%

$15k–$25k 7.7%

$25k–$35k 12.3%

$35k–$50k 13.2%

$50k–$75k 13.7%

$75k–$100k 19.4%

$100k–$150k 14.7%

$150k–$200k 3.8%

$200k+ 5.1%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.2%
$15k–$25k	7.7%
$25k–$35k	12.3%
$35k–$50k	13.2%
$50k–$75k	13.7%
$75k–$100k	19.4%
$100k–$150k	14.7%
$150k–$200k	3.8%
$200k+	5.1%
Median income	$60,512

Housing

Home values

Under $50k 5.3%

$50k–$100k 30.1%

$100k–$150k 22.9%

$150k–$200k 17.4%

$200k–$300k 14.5%

$300k–$500k 7.1%

$500k–$1M 2.0%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$133,600
Median rent / month	$622
Owner occupied	73.2%
Renter occupied	26.8%
Vacant	9.0%
Single-family detached	81.8%
Large apartment buildings	3.4%
Mobile homes	0.2%
Median rooms	6.0
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	0.5%
2000–2009	6.8%
1990–1999	3.8%
1980–1989	1.4%
1970–1979	18.1%
1960–1969	19.6%
1950–1959	12.7%
1940–1949	4.3%
1939 or earlier	32.9%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	8.0%
2 bedrooms	22.9%
3 bedrooms	40.6%
4 bedrooms	18.5%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	7.7%
1 vehicle	33.4%
2 vehicles	34.6%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	59.7%
Electricity	24.6%
Propane / LP gas	12.4%
Fuel oil	0.7%
Wood	1.0%

Households & families

Household type	Count	%
Married-couple family	1,928	45.8%
Cohabiting couple	182	4.3%
Male householder, no spouse	894	21.2%
Female householder, no spouse	1,207	28.7%
Households with children under 18	890	21.1%
Households with seniors (65+)	1,490	35.4%
Average household size	2.21

Marital status

Status	Male	Female
Never married	25.2%	23.9%
Married	59.8%	50.5%
Separated	0.9%	0.0%
Widowed	5.0%	9.7%
Divorced	9.2%	15.9%

Education

Less than 9th grade 4.7%

Some HS, no diploma 2.8%

HS graduate 40.6%

Some college, no degree 20.6%

Associate's degree 12.2%

Bachelor's degree 13.5%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	19.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	169	8.9%
Kindergarten	131	6.9%
Elementary school	842	44.4%
High school	411	21.7%
College / grad school	343	18.1%

Employment

Industry of employment

Manufacturing 24.7%

Education & healthcare 23.0%

Arts, food & hospitality 8.5%

Construction 8.2%

Retail trade 6.8%

Finance & real estate 6.2%

Other services 5.4%

Agriculture & mining 5.1%

Professional & management 4.2%

Transportation & utilities 3.4%

Public administration 2.0%

Wholesale trade 1.9%

Information 0.8%

Occupation

Category	%
Management, business & arts	35.3%
Service	18.4%
Sales & office	14.8%
Natural resources & construction	14.1%
Production & transportation	17.4%

Employment type

Type	%
Private sector	76.0%
Government	17.0%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.7%
Carpool	12.0%
Public transit	0.0%
Walk	1.3%
Work from home	6.3%
Other means	1.7%
Avg commute (minutes)	16.5

Poverty

All people 12.7%

Under 18 years 20.2%

18 and over 10.7%

Married-couple families 2.1%

Female-led households 37.8%

Income support

Source	% of households
Social Security	38.2%
Retirement income	27.2%
Supplemental Security	5.5%
Cash public assistance	1.2%
Food stamps / SNAP	8.9%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	37.9%
High cholesterol	35.7%
Diabetes	12.2%
Heart disease	8.7%
Stroke	4.1%
Asthma	9.6%
Arthritis	29.3%
Kidney disease	3.7%
Pulmonary disease	9.0%
Cancer	8.3%

Behavior / access	%
Smoking	18.6%
Binge drinking	18.1%
No physical activity	27.8%
Less than 7 hrs sleep	30.5%
Depression	17.5%
Fair or poor health	16.5%
Poor mental health	13.5%
Poor physical health	11.6%
No health insurance	10.6%
Visited doctor (checkup)	76.7%
Visited dentist	62.9%
Cholesterol screening	88.2%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	805	10.6%

Disability	%
Any disability	15.4%
Under 18	6.2%
18–64 years	9.4%
65 and over	39.1%

Health insurance coverage

Type	%
Private insurance	68.1%
Public insurance	45.3%
No insurance	5.7%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,040	94.7%
Spanish	140	1.5%
Other Indo-European	130	1.4%
Asian & Pacific Islander	10	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,080	95.1%
Born in same state	9,059	94.9%
Born in different state	7,084	74.2%
Foreign born	21	0.2%
Naturalized citizen	464	4.9%
Not a US citizen	409	88.1%

Ancestry

Ancestry	Count	%
Italian	1,289	13.5%
French	622	6.5%
Polish	519	5.4%
Arab	379	4%

Ancestry	Count	%
English	205	2.1%
Dutch	81	0.8%
German	33	0.3%

Technology access

Metric	% of households
Computer access	44.1%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50616

What city is ZIP code 50616 in?

ZIP code 50616 is primarily assigned to Charles City, Iowa.

What county is ZIP code 50616 in?

ZIP code 50616 falls within Floyd County, Iowa.

Does ZIP code 50616 have a large retiree population?

38% of households in ZIP code 50616 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 50616 have a large veteran population?

11% of civilians in ZIP code 50616 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 50616?

The median home value in ZIP code 50616 is $133,600.

What is the population of ZIP code 50616?

ZIP code 50616 has an estimated population of 9,544 residents, with a density of 54 people per square mile.

What timezone is ZIP code 50616 in?

ZIP code 50616 observes the CST timezone.