Bernard ZIP Codes — Dubuque County, IA

There is one unique ZIP code in Bernard, Iowa and it is 52032. Area code: 563.

ZIP codes

102.13

sq mi land

0.10

sq mi water

563

area code

Bernard, IA ZIP code map

About Bernard, IA

Bernard, Iowa, is a small yet vibrant city located in Dubuque County. It is known for its close-knit community and serene rural landscape, offering residents a peaceful lifestyle. With rich agricultural land and a welcoming atmosphere, Bernard provides a unique charm that reflects the heart of Iowa.

Location & geography

Bernard is situated in the northeastern part of Iowa, positioned approximately 24 miles southwest of the larger city of Dubuque. The city is surrounded by a diverse terrain that includes both vast agricultural fields and lush greenery, with a total land area of 102.13 square miles and a minimal water area of 0.10 square miles. Nearby cities include Monticello, which is about 14 miles southeast; Epworth, approximately 11 miles northwest; and Cascade, located roughly 15 miles southwest.

Community & economy

The community of Bernard is characterized by its strong sense of belonging and friendly neighbors. Local industries primarily revolve around agriculture, with farming being an essential part of daily life and the economy. Residents often engage in community events, fostering a warm environment where everyone is encouraged to participate and contribute.

Transportation

Bernard is accessible via various highways, including U.S. Route 20, which connects the city to surrounding areas. The nearest major airport is Dubuque Regional Airport, located about 24 miles to the northeast. Public transportation options may be limited, making personal vehicles the primary mode of transit for residents.

History

Bernard was founded as part of the expansion and settlement of rural Iowa, with key industries historically focused on agriculture. Over the years, the city has maintained its agricultural roots while also fostering a close-knit community spirit. Notable events in its history include annual celebrations that bring together residents to honor their heritage.

Did you know?

One surprising fact about Bernard is its commitment to preserving rural traditions through community events and gatherings. Additionally, the area's picturesque landscape makes it a hidden gem for those who appreciate natural beauty and quietude.

ZIP codes for Bernard, IA (1)

ZIP code	City	County	Map
52032	Bernard	Dubuque	View map

Demographics & statistics

1,407

Population

38.9

Median age

$81,217

Median household income

$35,846

Per capita income

$241,700

Median home value

$380

Median monthly rent

89.2%

Home ownership

5.3%

Poverty rate

3.4%

Unemployment

666

Housing units

12.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

137

35–44

129

134

45–54

125

55–59

60–64

105

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	271	19.3%
18 and over	1,136	80.7%
65 and over	233	16.6%
Median age	38.9 years

Race & ethnicity

White 96.4%

American Indian / Alaska Native 2%

Two or more races 1%

Hispanic or Latino 0.6%

Group	Count	%
White	1,364	96.4%
American Indian / Alaska Native	29	2%
Two or more races	14	1%
Hispanic or Latino	8	0.6%

Household income

Under $10k 5.2%

$10k–$15k 7.8%

$15k–$25k 6.8%

$25k–$35k 2.2%

$35k–$50k 4.7%

$50k–$75k 20.3%

$75k–$100k 27.8%

$100k–$150k 13.8%

$150k–$200k 7.8%

$200k+ 3.7%

Range	% of households
Under $10k	5.2%
$10k–$15k	7.8%
$15k–$25k	6.8%
$25k–$35k	2.2%
$35k–$50k	4.7%
$50k–$75k	20.3%
$75k–$100k	27.8%
$100k–$150k	13.8%
$150k–$200k	7.8%
$200k+	3.7%
Median income	$81,217

Housing

Home values

Under $50k 15.1%

$50k–$100k 10.6%

$100k–$150k 5.8%

$150k–$200k 11.9%

$200k–$300k 21.6%

$300k–$500k 21.1%

$500k–$1M 9.5%

$1M+ 4.3%

Housing overview

Metric	Value
Median home value	$241,700
Median rent / month	$380
Owner occupied	89.2%
Renter occupied	10.8%
Vacant	17.8%
Single-family detached	77.7%
Large apartment buildings	0.0%
Mobile homes	15.6%
Median rooms	5.8
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	1.2%
2010–2019	11.5%
2000–2009	12.7%
1990–1999	4.7%
1980–1989	1.8%
1970–1979	27.1%
1960–1969	17.5%
1950–1959	5.3%
1940–1949	2.2%
1939 or earlier	16.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.8%
1 bedroom	11.6%
2 bedrooms	33.0%
3 bedrooms	34.2%
4 bedrooms	14.2%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	12.5%
2 vehicles	46.4%
3 or more	34.1%

Heating fuel

Fuel type	%
Utility gas	9.8%
Electricity	13.5%
Propane / LP gas	57.9%
Fuel oil	7.0%
Wood	9.8%

Households & families

Household type	Count	%
Married-couple family	409	68.1%
Cohabiting couple	11	1.8%
Male householder, no spouse	84	14.0%
Female householder, no spouse	97	16.1%
Households with children under 18	94	15.6%
Households with seniors (65+)	158	26.3%
Average household size	2.34

Marital status

Status	Male	Female
Never married	21.5%	17.0%
Married	71.1%	70.4%
Separated	0.0%	0.0%
Widowed	1.4%	3.1%
Divorced	6.0%	9.5%

Education

Less than 9th grade 0.1%

Some HS, no diploma 4.1%

HS graduate 41.6%

Some college, no degree 27.9%

Associate's degree 13.7%

Bachelor's degree 10.0%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	12.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	42	14.0%
Kindergarten	37	12.4%
Elementary school	95	31.8%
High school	37	12.4%
College / grad school	88	29.4%

Employment

Industry of employment

Retail trade 22.6%

Education & healthcare 16.2%

Agriculture & mining 12.3%

Other services 10.3%

Wholesale trade 9.7%

Transportation & utilities 7.5%

Manufacturing 7.3%

Construction 5.2%

Finance & real estate 4.3%

Professional & management 3.0%

Arts, food & hospitality 1.5%

Occupation

Category	%
Management, business & arts	23.2%
Service	16.1%
Sales & office	28.0%
Natural resources & construction	9.9%
Production & transportation	22.9%

Employment type

Type	%
Private sector	80.9%
Government	3.2%
Self-employed	15.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.9%
Carpool	3.2%
Public transit	0.0%
Walk	1.6%
Other means	0.0%
Avg commute (minutes)	31.4

Poverty

All people 5.3%

Under 18 years 0.0%

18 and over 6.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	24.3%
Retirement income	23.0%
Supplemental Security	0.5%
Cash public assistance	0.0%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
High blood pressure	30.7%
High cholesterol	32.7%
Heart disease	6.2%
Stroke	2.8%
Asthma	9.1%
Arthritis	23.5%
Kidney disease	2.6%
Pulmonary disease	6.4%
Cancer	6.7%

Behavior / access	%
Binge drinking	24.2%
No physical activity	21.7%
Less than 7 hrs sleep	30.2%
Fair or poor health	11.9%
Poor mental health	13.1%
Poor physical health	9.3%
No health insurance	8.8%
Visited doctor (checkup)	74.8%
Visited dentist	69.7%
Cholesterol screening	88.7%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	28	2.5%

Disability	%
Any disability	4.5%
Under 18	0.0%
18–64 years	6.0%
65 and over	4.3%

Health insurance coverage

Type	%
Private insurance	85.6%
Public insurance	23.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,327	94.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,407	100.0%
Born in same state	1,407	100.0%
Born in different state	1,234	87.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	364	25.9%
Arab	190	13.5%

Ancestry	Count	%
French	25	1.8%
German	5	0.4%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	84.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Bernard, IA have?

Bernard, IA has one ZIP code: 52032. Each ZIP code serves a distinct delivery area within the city and surrounding region.