52032 ZIP Code — Bernard, IA

Dubuque County, Iowa

ZIP code 52032 is located in Bernard, Iowa, within Dubuque County. It covers approximately 102.13 square miles and serves a population of 1,407 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 563.

About ZIP code 52032

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $241,700. Owner-occupancy is high at 89%, well above the national average.

Median household income is $81,217. The poverty rate of 5% is below the national average.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 52032 reflects a community defined by a trades-oriented workforce and high homeownership.

1,407

population

102.13

sq mi land

Standard

ZIP type

Central (CT)

timezone

52032 ZIP code map

Cities in ZIP code 52032

Below are the cities the US Postal Service accepts for ZIP code 52032. Using any city not on this list may result in mail delivery delays.

City	Status
Bernard	Preferred

Nearby ZIP codes

52079 Zwingle (6.8 mi) 52033 Cascade (8.3 mi) 52068 Peosta (9.6 mi) 52054 La Motte (11.6 mi) 52309 Monmouth (11.6 mi) 52321 Onslow (11.8 mi) 52045 Epworth (11.9 mi) 52207 Baldwin (12.6 mi) 52003 Dubuque (14.9 mi) 52046 Farley (15 mi) 52078 Worthington (15.6 mi) 52060 Maquoketa (15.6 mi)

Demographics updated 05/2026

Population
Total population	1,407
Population density	14 / sq mi
State FIPS	19
County FIPS	061

Geography
Land area	102.13 sq mi
Water area	0.10 sq mi
Latitude	42.2864
Longitude	-90.8473
Timezone	Central (CT)
Area code	563

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	38.6%	40.1%
$50k – $100k	41.8%	34.4%	33.4%
$100k – $200k	24.5%	21.9%	21.5%
Over $200k	0.0%	5.2%	5.0%

Demographics & statistics

1,407

Population

People per sq mi

38.9

Median age

$81,217

Median household income

$35,846

Per capita income

$241,700

Median home value

$380

Median monthly rent

89.2%

Home ownership

5.3%

Poverty rate

3.4%

Unemployment

666

Housing units

12.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

137

35–44

129

134

45–54

125

55–59

60–64

105

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	271	19.3%
18 and over	1,136	80.7%
65 and over	233	16.6%
Median age	38.9 years

Race & ethnicity

White 96.4%

American Indian / Alaska Native 2%

Two or more races 1%

Hispanic or Latino 0.6%

Group	Count	%
White	1,364	96.4%
American Indian / Alaska Native	29	2%
Two or more races	14	1%
Hispanic or Latino	8	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	38.6%	40.1%
$50k – $100k	41.8%	34.4%	33.4%
$100k – $200k	24.5%	21.9%	21.5%
Over $200k	0.0%	5.2%	5.0%

Under $10k 5.2%

$10k–$15k 7.8%

$15k–$25k 6.8%

$25k–$35k 2.2%

$35k–$50k 4.7%

$50k–$75k 20.3%

$75k–$100k 27.8%

$100k–$150k 13.8%

$150k–$200k 7.8%

$200k+ 3.7%

Range	% of households
Under $10k	5.2%
$10k–$15k	7.8%
$15k–$25k	6.8%
$25k–$35k	2.2%
$35k–$50k	4.7%
$50k–$75k	20.3%
$75k–$100k	27.8%
$100k–$150k	13.8%
$150k–$200k	7.8%
$200k+	3.7%
Median income	$81,217

Housing

Home values

Under $50k 15.1%

$50k–$100k 10.6%

$100k–$150k 5.8%

$150k–$200k 11.9%

$200k–$300k 21.6%

$300k–$500k 21.1%

$500k–$1M 9.5%

$1M+ 4.3%

Housing overview

Metric	Value
Median home value	$241,700
Median rent / month	$380
Owner occupied	89.2%
Renter occupied	10.8%
Vacant	17.8%
Single-family detached	77.7%
Large apartment buildings	0.0%
Mobile homes	15.6%
Median rooms	5.8
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	1.2%
2010–2019	11.5%
2000–2009	12.7%
1990–1999	4.7%
1980–1989	1.8%
1970–1979	27.1%
1960–1969	17.5%
1950–1959	5.3%
1940–1949	2.2%
1939 or earlier	16.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.8%
1 bedroom	11.6%
2 bedrooms	33.0%
3 bedrooms	34.2%
4 bedrooms	14.2%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	12.5%
2 vehicles	46.4%
3 or more	34.1%

Heating fuel

Fuel type	%
Utility gas	9.8%
Electricity	13.5%
Propane / LP gas	57.9%
Fuel oil	7.0%
Wood	9.8%

Households & families

Household type	Count	%
Married-couple family	409	68.1%
Cohabiting couple	11	1.8%
Male householder, no spouse	84	14.0%
Female householder, no spouse	97	16.1%
Households with children under 18	94	15.6%
Households with seniors (65+)	158	26.3%
Average household size	2.34

Marital status

Status	Male	Female
Never married	21.5%	17.0%
Married	71.1%	70.4%
Separated	0.0%	0.0%
Widowed	1.4%	3.1%
Divorced	6.0%	9.5%

Education

Less than 9th grade 0.1%

Some HS, no diploma 4.1%

HS graduate 41.6%

Some college, no degree 27.9%

Associate's degree 13.7%

Bachelor's degree 10.0%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	12.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	42	14.0%
Kindergarten	37	12.4%
Elementary school	95	31.8%
High school	37	12.4%
College / grad school	88	29.4%

Employment

Industry of employment

Retail trade 22.6%

Education & healthcare 16.2%

Agriculture & mining 12.3%

Other services 10.3%

Wholesale trade 9.7%

Transportation & utilities 7.5%

Manufacturing 7.3%

Construction 5.2%

Finance & real estate 4.3%

Professional & management 3.0%

Arts, food & hospitality 1.5%

Occupation

Category	%
Management, business & arts	23.2%
Service	16.1%
Sales & office	28.0%
Natural resources & construction	9.9%
Production & transportation	22.9%

Employment type

Type	%
Private sector	80.9%
Government	3.2%
Self-employed	15.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.9%
Carpool	3.2%
Public transit	0.0%
Walk	1.6%
Work from home	17.4%
Other means	0.0%
Avg commute (minutes)	31.4

Poverty

All people 5.3%

Under 18 years 0.0%

18 and over 6.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	24.3%
Retirement income	23.0%
Supplemental Security	0.5%
Cash public assistance	0.0%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	30.7%
High cholesterol	32.7%
Diabetes	9.4%
Heart disease	6.2%
Stroke	2.8%
Asthma	9.1%
Arthritis	23.5%
Kidney disease	2.6%
Pulmonary disease	6.4%
Cancer	6.7%

Behavior / access	%
Smoking	17.1%
Binge drinking	24.2%
No physical activity	21.7%
Less than 7 hrs sleep	30.2%
Depression	17.1%
Fair or poor health	11.9%
Poor mental health	13.1%
Poor physical health	9.3%
No health insurance	8.8%
Visited doctor (checkup)	74.8%
Visited dentist	69.7%
Cholesterol screening	88.7%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	28	2.5%

Disability	%
Any disability	4.5%
Under 18	0.0%
18–64 years	6.0%
65 and over	4.3%

Health insurance coverage

Type	%
Private insurance	85.6%
Public insurance	23.3%
No insurance	3.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,327	94.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,407	100.0%
Born in same state	1,407	100.0%
Born in different state	1,234	87.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	364	25.9%
Arab	190	13.5%

Ancestry	Count	%
French	25	1.8%
German	5	0.4%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	84.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 52032

What city is ZIP code 52032 in?

ZIP code 52032 is primarily assigned to Bernard, Iowa.

What county is ZIP code 52032 in?

ZIP code 52032 falls within Dubuque County, Iowa.

Is ZIP code 52032 mostly owner-occupied?

89% of occupied units in ZIP code 52032 are owner-occupied, well above the national average.

How educated is the population of ZIP code 52032?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 52032?

ZIP code 52032 has an estimated population of 1,407 residents, with a density of 14 people per square mile.

What is the median household income in ZIP code 52032?

The median household income in ZIP code 52032 is $81,217, above the national median of ~$75,000.

What timezone is ZIP code 52032 in?

ZIP code 52032 observes the CST timezone.